That’s definitely responsible and it’s “helpful” for you to explain smart financial decisions. That said the reality is most people don’t make 40-50 times what a normal cost of living would be. Most people can’t separate their money because it all goes to needs. The conclusion that you “only get into debt” is again only for wealthy. If you want to reach the normal people you say you cannot spend more than you make or you go into debt. Normal people have different accounts to. Not for parts of their money but rather categories of what do I need and what can I get by without. Good message regardless but not really practical for most people.
That’s definitely responsible and it’s “helpful” for you to explain smart financial decisions. That said the reality is most people don’t make 40-50 times what a normal cost of living would be. Most people can’t separate their money because it all goes to needs.
The conclusion that you “only get into debt” is again only for wealthy.
If you want to reach the normal people you say you cannot spend more than you make or you go into debt. Normal people have different accounts to. Not for parts of their money but rather categories of what do I need and what can I get by without.
Good message regardless but not really practical for most people.