5 Money Mistakes New Immigrants Make in Canada | STOP NOW!
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- čas přidán 15. 03. 2024
- These mistakes could hurt your financial stability as an immigrant and make you continue stressing about money. Please stop doing these!
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DISCLAIMER: The purpose of this video is to educate and inform. Please be aware that all the information shared is not legal or professional advice. There is no guarantee that you will earn any money using the techniques or ideas mentioned in this video today. It is your sole responsibility to Do Your Own Research.
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As requested, Part 2 is up with 7 Common Money Mistakes to avoid👇🏽
czcams.com/video/LgI9cWtDfaY/video.htmlsi=_G77NCQwr9AgnaAN
Pls part 2!!
These were some gems!
Thank you for sharing this information.
you are gifted on financial management..thanks
Thank you bisola. Anticipating for part 2 of this video 🔥
Part 2 is up! czcams.com/video/LgI9cWtDfaY/video.htmlsi=_G77NCQwr9AgnaAN
Well done my Queen.
Thanks so much for this
I'll really love to see a part 2
It’s live now! Check pinned comment for link to part 2.
This was really insightful. A part 2 will definitely be appreciated 🙏. Thanks so much for this info. ❤❤
Surely! I have so much more to share
Very Educative i enjoyed every bit of it
you actually know what you are talking about. good job
Thanks for sharing. WhizQueen ✅
Thanks for sharing, Please do a part 2 of the video.
It’s up! 7 common money mistakes to avoid in Canada 👉🏽czcams.com/video/LgI9cWtDfaY/video.htmlsi=_G77NCQwr9AgnaAN
Thanks for sharing....
This is great 🎉
Thanks for sharing
Thank you for this.
Happy to share 😊
This is insightful
Good day, Please can you make a guide for new international students
You're glowing 🎉
☺️
Nice video. I need a part 2 is needed
Coming soon
Thanks
Thank you so much
Kindly share too
Good video
Thanks for watching! 👇🏽
Grab my FREE budget template - whizqueen.ca/free-budget-tracker/
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Queen are you married?
Thanks for sharing. My question pls. I have brother who came into Canada late last year. Not working yet as his work permit is not out as a refugee claimant. Should he file for tax as well?
We will love part 2
Part 2 is up czcams.com/video/LgI9cWtDfaY/video.htmlsi=_G77NCQwr9AgnaAN
Can you put money into your credit account without spending it, would that help to build your credit score?
How do you file your tax
Thanks Bisola. You wanted to talk about having more than one Credit card. Can you talk more on that?
Oh yess, maybe I’ll make a separate video on kind of credit cards to get. I don’t recommend having more than 2 credit cards and no retail cards atall (Walmart, Canadian Tire, etc)
I made a lot of mistakes myself. It took years to understand.
Pls, share some of the mistakes you made so others can learn from you. thanks
I love it when my credit score drop
Allow☺️
whyyyy
I love you so much ❤❤❤
I love youuuuu ❤️
Hi what’s the period typically for this current tax filing season and do I need to file taxes if I come in this month?
Usually end of Feb-Apr 30 is considered tax season. Remember tax filing for the current year is due April 30 of the next year
Very informative, but please watch your words. People don’t “choose” to declare world income. It is the law, they have to declare all income they made the year they came to Canada. coming from a tax accountant.
Nice video done. Please someone who comes in March/April of 2024, should still file Tax?
You are to file next year 2025
Hi dearie. Am an ardent fan of you. How do I file my tax? Am a student , came in November and from my part time employment, deductions are made. Do I still need to? Please can you tell me how?
Yes, you need to file. This job is from 2023 right? Then you probably have a T4. You can use Wealthsimple it’s free www.wealthsimple.com/en-ca/tax
First stop for newbies - _McGill_ _Personal_ _Finance_ _Essentials_
100% recommend! I’ll mention it in part 2
Thank you
@WhizQueen, what does it mean to file your taxes? I didn't quite understand
It’s like you’re sending a summary of all the income you made during the previous year to the government and they calculate how much taxes you should pay on it. When you file your taxes you’d find out if you’re owing or you get a refund
@@WhizQueen alright, thanks a lot. I think I understand better now, I'm sure most of these things will be clearer when I begin doing them. More like learning while doing what you're exactly. 👍🏾
@WhizQueen, another question pls. If a family wants to relocate to Canada through PR, do the 2 people, husband and wife need to write IELTS or just the main applicant?
Rule number one. Dont get a credit card as a new immigrant to Canada. Get a bank account, yes, but you need to know what you are doing. Banks will mess you up. Also dont come to Canada without figuring outnyour living situation. Dont bring family here if you have no place to live. Especially little kids. As you will be forced to go into credit. Or you will be forced to go into your savings. And whatever you do... Buy things fully in cash where you can. Especially your car. The only exception is a home where you need to have at least 20% downpayment (or more). If you are still young with no kids. Then try to be financially ok, before having a family.
Debt is slavery and you lose. A 50-70k car new car costs 100-140k or more over 7-8 years of financing. Home is similar. And bills bills bills. So be wise.
Thanks for sharing but I beg to differ on the subject of not getting a credit card. People need to use credit as a tool to build their finances not as debt. That mindset in itself changes a lot of things
Key word. Debt is slavery.
Just looking at your beautiful face
I miss yours 🥰
marry me!
Nice. But Bisola 4-5years you started living by yourself ke😂? Is this not our 5th year in Canada? I think that is overexagerrated. If anyone can live in a condo in 1year after they arrive, they should do so. Comfort is key to maintaining a well balance mental health.
I was living alone mid way in my 1st year but it was a basement, my first condo I had a roommate before I got my own condo. I agree with what you’re saying but it depends on individual goals. With the situation of rent cost right now I think having a roommate is not so bad to help save on rent but if you need your own space for your mental health it’s understandable.
How can I get canada Visa @whizqueen
Visit Canadian immigration website
Your budget being your financial roadmap needs to be framed!
Thank you! I want people to stop being scared of budgeting it’s meant to make life easier