Frugal Expert Shares: You're Better with Money Than You Think
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- čas přidán 24. 06. 2024
- Are you ready to unlock the hidden potential in your finances? In this video, we'll dive into the heart of frugality and reveal how capable you manage your money. Whether you're balancing a tight budget, planning for the future, or simply looking to make the most of what you have, you'll discover that you already possess the skills and mindset needed to do well financially.
We'll explore practical, frugal tips and insights to help you recognize and celebrate the smart financial decisions you're already making. From everyday spending habits to long-term budgeting tips, you'll learn to see your financial choices in a new light, giving you the confidence to easily take charge of your money.
Join us as we break down the myths around money management and highlight the strengths you may not even realize you have. This video is about empowering midlife women and personal finance, helping you feel good about your financial journey no matter where you are. You'll have renewed confidence and motivation to make wise financial decisions by the end.
Let’s embark on this journey together and discover that you're better with money than you think! You'll find practical advice on financial independence for women and saving money, setting you on the path to financial freedom. So sit back, relax, and let's get started on this exciting path to financial empowerment.
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I’m so very happy to have you here. We are all about saving money at Frozen Pennies. Whether you have a goal like debt freedom, purchasing a home, retiring, or just making ends meet, we are all about making that happen. Here you’ll find tips on saving money on groceries, ways to tweak your budget, and living an overall frugal life (all while having more fun)! Thank you for supporting my channel.
About Sara:
Sara is a wife, mother, and creator of Frozen Pennies. With a degree in English, a former teacher, and a Certified Financial Coach, there is no better place to learn about debt freedom, budgeting, and overall frugal living.
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DISCLAIMERS:
- Links included in this description might be affiliate links. I may receive a small commission if you purchase a product or service with the links I provide at no additional charge to you.
- Information on this channel (Sara Conklin, Frozen Pennies) only represents my thoughts and opinions. I am not a medical doctor, medical professional, or financial advisor. However, I am a certified financial coach. All content on this channel is intended for entertainment, informational & inspirational purposes only. Don't hesitate to contact a professional with any questions. This video and all videos on this channel are a means of social support.
Grab The FREE Budget Planner here! 💰frozenpennies.lpages.co/budget-planner-freebie/
FYI: You have a typo: "Grab The FREE Budget Panner [sic] here!"
@@zac1375 THANKS!! I'll fix that!
Most of us suffered the early years of pain by making dumb $$$ decisions. If you learned from it you have won! Give yourself a well deserved pat on the back :-)
Yes
ABSOLUTELY!
Grocery Shopping - I have two questions "when will I cook it?" and then "when will I eat it?" groceries are not a resource, they are a responsibility.
lol. I love this!! Such a smart outlook!
I negotiate almost everywere financially lol i made so many money mistakes in my youth now 56 i enjoy financial peace of mind little luxuries
Many years ago, there was a report on one of the TV news magazines (20/20?) advising to always try to negotiate the price, even if it is only "rounding down" from, say, $20.25 to an even $20.00. I (jokingly) did this once in Walmart, and the cashier gave me the "Are you crazy?" Look. 🤣
Thank you for helping me realize I am doing better with my money than I thought I was 🎉
You got this!
A simple thing I did to start managing my finances was to give myself a cash allowance for personal purchases (eg $40 a week). At the end of each week I topped up my allowance for the amount I'd spent, so I had $40 again. All the underspends in my "allowance" became savings in my bank account. Very simple and easy to manage
Nice work!
Thank you for your kindness and information that I really needed right now.
You totally got this!!
I definitely do the 48 hour rule. I keep a list. I give myself a set amount of money each month for “shopping”. This includes anything that isn’t groceries, gas, rent or utilities. It could be personal care, household or other random things. Usually this category ranges from 0 in a no spend month to 100 in a more generous month. I will say that I get the dopamine rush from getting rid of things or selling things I don’t use as much as I do from new things. I think I’ve sold 600$ or more of craft supplies and things I don’t use this year alone.
I just signed up for the budget planner from you! Im definitely a pen and paper person. Thank you🎉🎉
Nice! Thanks so much! And thanks for watching!
Thank you for this, you make me feel better about my budgeting progress. It's getting much easier and I enjoy looking at the positive balance in my checking/savings.
You can do it!
I love the envelope method
I credit that 100% to paying off all our debt!
Thank you for a great encouraging video! I'd love to see a video explaining a high yield savings account and where to find them.
Great suggestion!
I love Austin's videos!
Hi Sara. I really enjoyed this video. It was very uplifting and encouraging, great job!! Jeannie
Thank you so much!
Impulse Purchases. If you include this in your budget for those random exciting unexpected items then you can make a choice throughout your shopping trip. Budget $30. One thirty dollar item vs two fifteen dollar items. If that makes sense.
Then you get to reward yourself, instead of always being stuck on a budgeted list of needs.
Thank you for giving a pat on my back
I also like watching Kosher Money.
The balance in my purse at the end of the month goes into a till which adds up in time. If I use it during the month I ensure that I replace it. When buying veggies I check on the prices and buy the cheaper ones. I am not enticed by sales at clothes shops.
Yes I am at the moment trying to get into two side hustles.
Great work! You got this!!
I'm sma senior citizen there are alot of places that provides discounts. Always ask 😊
Yes!!! I always ask for my husband. He’s a senior citizen 😊
❤
Guess must be better in finances then i thought
Yay!!!😁
how much interest is good for a high yield savings account? My savings account gives 4%. How much is considered high?
4% isn't bad. You can get higher interest but generally the higher the rates the higher the possible risk.
@@katv1195 thanks 😊
Yes 4% is good. I’m at 4.25% with Capital One.
I wanted to download but I cannot get it.pls help.
Please email me at sara@frozenpennies.com
Sarah ❤❤❤😮😮😮😊😊😊
Do you know any high yield savings accounts that are not online accounts only?
Your bank I do cds higher interest rate 6 months pays best