How to Get 800+ Credit Score in Next 60 Days?

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  • čas přidán 24. 04. 2024
  • How to Get 800+ Credit Score in Next 60 Days?
    FREE Worksheet: bekifaayati.co/threads/cibil-...
    In this video we'll prove how you can achieve a Credit Score of 800+ in the next 60 days. Since everyone's Credit Score can be low for different reasons, in this video, we'll provide you with a fixed framework along with a free downloadable Worksheet that you can use.
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    #creditscore #creditscoreboost #cibil
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Komentáře • 188

  • @yogeshmhasagar6709
    @yogeshmhasagar6709 Před měsícem +25

    RBI should shut the limit utilization criteria. Why the hell it should affect my cibil if i can pay the amount on or before due date..

  • @hifzurrahaman
    @hifzurrahaman Před měsícem +4

    Thank you so much for this ❤

  • @muralimohanrao1989
    @muralimohanrao1989 Před měsícem

    Thanks madam, very useful information ℹ️

  • @basu_gobbi
    @basu_gobbi Před měsícem +70

    Hav anyone noticed that using hdfc bank credit card decreases credit score?

    • @jrdillip
      @jrdillip Před měsícem +8

      Exactly I just applied HDFC Bank Credit card and My cibil got down by 10 points

    • @notsoajit
      @notsoajit Před měsícem +3

      I have increased my score by 30points using hdfc

    • @ididnotgetabetterid
      @ididnotgetabetterid Před měsícem

      ​@@jrdillipsame happened with me with sbi card. My cibil went down by 10 points and experia by 39 points

    • @ErAyushvarshney
      @ErAyushvarshney Před měsícem

      ​@@jrdillip no did not decrease by that much for me only got down by 2 points and got increased again after 60 days check with the point agency buddy maybe some issue is there

    • @manmohanverma4905
      @manmohanverma4905 Před měsícem +1

      mine reduced by 60points man!!!!

  • @toptechnicalvideos5648

    Madam mera ek Question ye h ki jaise maine kuch micro loans liye the kredit bee, mpocket jaisi app se or jab ab one score se cibil report dekhi to usme credit utilisation 100% dikha rha h to ya hme loan bhi approved limi ka 30% lena chahiye

  • @user-ry4bc4is6e
    @user-ry4bc4is6e Před měsícem

    Awesome🎉

  • @SunilSoni-sn1ed
    @SunilSoni-sn1ed Před měsícem +10

    Mera cibil to badhta ja raha 740 se 774 ho gaya 6 month me par experian sep 2023 me 889 tha fir 824 hua 809 790 769 760 abhi 755 he Equifax 750 tha abhi 640 he enke natak hi alag he....ek cibil score hi rakhna chiye baki ko hata dena chiye

  • @bhavik5095
    @bhavik5095 Před měsícem +3

    My credit score is getting down for no reason
    and its not easy to complain im cibil

  • @shreyansrey8371
    @shreyansrey8371 Před měsícem +1

    Can you clarify on Credit mix .... categories in it .... and if you have 5 credit card, is it considered as 1 product (credit card) or 5 different product. ....

  • @nisshith
    @nisshith Před 25 dny +3

    I Have PNB car loan in which two late payments are reported which is the bank issue. I raised complaint from the CIBIL but nothing happened they closed the complaint saying that the bank denies my claim. Now what to do!

  • @TechnicalAnalytic8740
    @TechnicalAnalytic8740 Před 20 dny

    Maine standard chartered se loan against credit card without blocking the limit se loan liya tha above the credits limit hai now mera credit score 25 point down ho gya
    Over credit utilization me ab ye show kr raha.
    Isko kaise sahi kre please suggest

  • @sarthakkumar8679
    @sarthakkumar8679 Před 13 dny

    hello
    in credit mix
    report mai bol rha ki secured loan and unsecured mix kar ke hona chaiye mera 4 unsecured chal raha score is 777
    how can i get secured loan and all

  • @ujjwaldey9027
    @ujjwaldey9027 Před měsícem +1

    I just want to know, how can I complain for fix my credit score....???

  • @pinsshp4014
    @pinsshp4014 Před měsícem

    How much improvement of credit score of 1 late payment ?

  • @Me_Postman
    @Me_Postman Před měsícem +2

    Mene Flipkart ka card 4 mahine pehle hi band kra diya tha fir CIBIL me activa dika raha he

  • @umeshsinghparmar
    @umeshsinghparmar Před měsícem +2

    Coincidentally I'm searching for such video, and you upload it, Thank you❤

  • @himanshuraj5287
    @himanshuraj5287 Před měsícem

    DMI se mobile lea the par experien pe so nahikar raha hai par cibil pe so kar raha hai kya kare

  • @arjunrathore12
    @arjunrathore12 Před 17 dny

    mem link pr click krne ke bad login kiya but usme attachment permision mang rhahe open nhi ho rha.........

  • @kamalkeswani6019
    @kamalkeswani6019 Před 2 dny

    Mam mene bank se personal loan liya tha uski emi bank se auto debit nai hui jab ki ac me kafi bal tha bank se puch to bola emi next month kat jayegi par emi nai katne se mera cibil kharab ho gaya

  • @akhirulislam4979
    @akhirulislam4979 Před 23 dny

    Thank you mam

  • @rizwanali_2
    @rizwanali_2 Před 22 dny

    I got scammed by SBI Bank employees even I did the cyber complaint and no resolution but still bank wants me to pay the amount. Even they decreased my cibil

  • @subhojeetsharma7958
    @subhojeetsharma7958 Před měsícem +2

    Abhi toh Experian alag hi game khel Raha hai

  • @SettlementMPH
    @SettlementMPH Před 13 dny +1

    I have paid my Credit Card Payment before my due date, but due to some third party issue. My payment was not credited to my Credit Card & refunded back to me after 7 days of the payment. which was 4th day post my due date. Bank has charged me Interest charges what should I do now.

    • @PapaKaShango
      @PapaKaShango Před 10 dny

      If it happened first time then call customer care and explain what happened, write email if required with payment screenshot and ask for reversal. If they find that you're loyal customer and make timely payments they will refund. I took refund from sbi this way

  • @jayminpatel5191
    @jayminpatel5191 Před měsícem +3

    My cibil score is locked to 787 since last 4 months, why is that happening?

    • @yogeshmhasagar6709
      @yogeshmhasagar6709 Před měsícem

      1. Do transactions on all your cards on time to time basis, monthly once.
      2. Do not repay before the bill generation date, unless you utilized more than 30%.
      3. If you haven't took any new credit, just go and take it. For eg. You can try FD based cards, paylaters etc.
      Note: 787 is very good score one of my friend had 812 but still bank rejected his credit card application. So it depends on your credit history as well. Just increasing the score will not help.

  • @kapil_garg143
    @kapil_garg143 Před měsícem

    I like you're voice dear

  • @TanmayG_
    @TanmayG_ Před měsícem +2

    My credit score (Experian)was 772 in jan 2020 but now it reduced to 622. I didn't any delay payment or default. Nothing wrong showing in credit report. Please help me how I can improve it.

    • @quickhelp9801
      @quickhelp9801 Před měsícem

      You are closed 1st loan account and decresed your credit limit that's why it's happened and you started taking new loan account

    • @abhishekdabral6555
      @abhishekdabral6555 Před měsícem +1

      Experian changed its calculation method. Most people see a deceased credit score. But it was 50-60 points decrease. You have more than 100 points decrease.

    • @avi4003
      @avi4003 Před 15 dny

      They have changed their algorithm to make it similar to CIBIL. Score drop is normal.

  • @shivamchaudhary7239
    @shivamchaudhary7239 Před měsícem +1

    Madam ap Ashish ke sath video bana kro vibe aur hasi dono perfect ati hai

  • @hrithikuttu9671
    @hrithikuttu9671 Před měsícem +1

    My credit utilisation is less than 25% every month , but in March/April Experian score down by 36/52 points respectively, as it is showing that my credit utilisation is 77% . But according to cibil score utilisation is 25% which is correct. What do I do in this . Pls rply

    • @raykk6409
      @raykk6409 Před měsícem

      write a mail to bank and tell them to fix it

    • @anuragdwivedi1073
      @anuragdwivedi1073 Před měsícem +1

      Hritik kuch banks month ke last date pe report cibil ko bhejti hai...jaise kotak bank ...so aap try karo ki month 30/31st date ko aapka credit score 30% ke neche ho

    • @hrithikuttu9671
      @hrithikuttu9671 Před měsícem

      @@anuragdwivedi1073 I never used my limits more than 25% ever

    • @tek_fun
      @tek_fun Před 26 dny

      Experian is wrong. I called them they said we have updated our scoring pattern that's why you may notice a fall but it will improve with in a nonth. Because my cibil is 743 and Experian is 622

  • @sanchitmaheshwari5787
    @sanchitmaheshwari5787 Před 13 dny

    Can somebody pls tell me what is ci ? I know cic is credit information company....kindly help

  • @raajun78
    @raajun78 Před 14 dny

    Good afternoon ma'am.just a query I have made a late payment of 05 days post due date.will that be reflected in cibil

  • @jitendrakumar-vv8ho
    @jitendrakumar-vv8ho Před 10 dny

    i have everything great no issues ontime payments and having education loan with a hdfc credit card but score is getting reduced bcoz i am using approx 30% credit limit every cycle

  • @adityapodder7549
    @adityapodder7549 Před 18 dny

    My CIBIL Previously 777 & Unfortunately I forget to pay a loan EMI for 31 days & now my CIBIL 721 .... can anyone suggest me how i reach 777 again incoming 12 months???

  • @vishalsharma-jk6nc
    @vishalsharma-jk6nc Před měsícem

    Mera cibil score bahut down chala Gaya h... 687 Maine 1 P.L , 2 C.C aur ek Edu. Loan liya h.. jiska payment everytime ontime krta hu.. lakn mere cibil score mai 2 fake loans display ho rha h.. jiska document v check Kiya bank ja k jo mera nai tha... jiske liye maine bank mai ja k v complain Kiya mail k through but still above 6 months ho Gaya h koi update nai h.. So what should I do next please please bahut umeed se comment kr rha hu reply k liye..

  • @parthosarathiroy5559
    @parthosarathiroy5559 Před měsícem +1

    My mothers Experian score was 885 suddenly without any cause it dropped to 853? Why haven't applied for new loan or card, utilisation is under 30, also no missed payments 😡

    • @niravchaudhari9916
      @niravchaudhari9916 Před měsícem

      Same happene to me bro.

    • @parthosarathiroy5559
      @parthosarathiroy5559 Před měsícem

      @@niravchaudhari9916 yes bro other bureau score is ok but Experian suddenly dropped for no reason 🙂

    • @suryasharma7308
      @suryasharma7308 Před 28 dny

      885 impressive bro, how long it took her. M new to this credit stuff

    • @parthosarathiroy5559
      @parthosarathiroy5559 Před 27 dny

      ​@@suryasharma7308 Bro experian score is always higher than any bureau score that's why banks consider cibil score more, my mother's cibil is 771

  • @satyajitmajumder8587
    @satyajitmajumder8587 Před 7 dny

    amazon pay later is a kind of loan only...

  • @kishansrivastava582
    @kishansrivastava582 Před 21 dnem

    not able to download, kindly provide another link

  • @shahbazshaikh6677
    @shahbazshaikh6677 Před 25 dny

    We have reserved your one card credit card ..aysa bohot logo ko app open hone pe aara hai please ispe koi video banao ...iska matlab kya hai ...card milega ya nhi milega .. secured milega ya unsecured milega ..koi bohot bada youtuber he urgent mai bana sakta hai ispe video

  • @MotivationFever1.7
    @MotivationFever1.7 Před 29 dny +1

    क्रेडिट स्कोर चेक करने पर 2-3 लोन दिखा रहा है जो की मैंने कभी लिया ही नहीं ..क्या करना चाहिए?

    • @OpenCloudServer
      @OpenCloudServer Před 11 dny

      Tumne har jagh pan number dala hai isliye koi or use kr rha hoga

  • @jaideepsisodiya7924
    @jaideepsisodiya7924 Před měsícem

    Mera cibil score kbhi 782 se upr nhi jata kbhi 780 kbhi 781 kbhi 782 pr isse upr kyu nhi jata mera to utilization bhi 2 3 percent hai or 100 percent payment history hai fir bhi, can u answer me ?

    • @DeependraTube
      @DeependraTube Před měsícem

      Sirf 750+ rakho , loan easy pass ho ske isliye . Baaki koi use nhi cibil ka 🙏

    • @SunilSoni-sn1ed
      @SunilSoni-sn1ed Před měsícem

      Credit mix kesa he or 1 month me ketni enquiry ho jati he

  • @KarthikSasta10
    @KarthikSasta10 Před měsícem +1

    How to close a bnpl loan. It’s not going away in my cibil

    • @yogeshmhasagar6709
      @yogeshmhasagar6709 Před měsícem

      It will go after 3 months of closure, say my paytm paylater closed in jan it refelcted in cibil for 3 months and now it has closed. If not directly contact to the bnpl authorities and ask them to mark it closed in your cibil

  • @alipasaha7446
    @alipasaha7446 Před měsícem +1

    Madam, please please make a video on lowest conversion rate of bank.
    I received salary in usd every month. But my icici bank giving me the lowest rate for conversion than other bank. Where other bank giving 82.99 or 82.43, I am getting 81.52 at the same time. Please advice what to do

    • @bekifaayati
      @bekifaayati  Před měsícem +1

      We will try to cover this in our future videos.

    • @RitikSharma-cm4ho
      @RitikSharma-cm4ho Před měsícem

      check if it is usd to inr or inr to usd there is small marginal difference check properly your bank and also compare others buy and sell 😀

    • @vedvision07
      @vedvision07 Před 29 dny

      Which company?

    • @ahgnisnayas1776
      @ahgnisnayas1776 Před 22 dny +1

      I think you should go for dcb Bank

    • @OpenCloudServer
      @OpenCloudServer Před 11 dny

      Go with HSBC if monthly payment salary 1 lakh or above

  • @subjectman9602
    @subjectman9602 Před měsícem

    Mera credit score 60 points down huwa hai, reason m likha hai ki you closed a account . Repayment karke close karne se bhi down hoga kya?

  • @parthasarathisahu2552
    @parthasarathisahu2552 Před měsícem

    My credit score war 804 but every month it’s reducing 1 point. Don’t know why. I didn’t take any loan or credit card.

  • @Theloqostore15
    @Theloqostore15 Před 3 dny

    Mai saare bills time pe pay kar rahi hu aur credit utilization bhi 30% ke bhi neeche hai but still mera cibil low ho raha hai

  • @rawnuksingh4428
    @rawnuksingh4428 Před měsícem

    I got rbl card and at recieved it was already blocked
    They said it was blocked because of company policy so why it's got issued
    Also worst thing it shown in my cibil and without using it , it shows 6 months 0 usage and card closed which reduced my cibil
    Team and be faayati , I am with you from 2 year but this is non understandable

    • @rawnuksingh4428
      @rawnuksingh4428 Před měsícem

      I also work in a finance sector still having 8 + credit card , it's first time this thing happen
      Kindly DM and let's connect on a fraud going on

  • @desiprogaming9501
    @desiprogaming9501 Před měsícem

    Asset leasing , invoice discounting kitna safe h Kon kon s app best h kitna risk free h please provide video

  • @pallavipradhan156
    @pallavipradhan156 Před měsícem

    Aap Mansi ka role kiye the "Jab Mila tu" webseries me
    Am I right?

  • @Gautam_Arora_1203
    @Gautam_Arora_1203 Před měsícem +7

    Sb kuch follow krta hu lekin 3 mahine se score constant h 746 pr nah increase hora h nah decrease ....how to increase that??

    • @viratforever21
      @viratforever21 Před měsícem +3

      Bhool jao aur bill pay karte raho on time and utilisation low rakho

    • @aryuseth9570
      @aryuseth9570 Před měsícem +1

      Same yarr

    • @BBSTAR1120
      @BBSTAR1120 Před měsícem

      Mera bhi ya hi hai

    • @ARYA-qk7uu
      @ARYA-qk7uu Před měsícem

      Nahi bruhh.....score 3 mahine Mai ek baar update hota hai......3 mahine 10 din 15 din ke baad check Karo show karega increase ya decrease hua hoga

    • @Gautam_Arora_1203
      @Gautam_Arora_1203 Před měsícem

      @@ARYA-qk7uu one score app pr har mahine hota h bhai

  • @techaftab686
    @techaftab686 Před 27 dny

    Mera credit enquiry 150+ ho gaya hai kya krun sab reject ho jata hai

  • @yashking6066
    @yashking6066 Před měsícem

    How to work with bekifayti as a creator?

  • @kashmirgurgya9943
    @kashmirgurgya9943 Před měsícem

    Guaranter ke waje se bhi hota hai kya cibil score खराब

  • @DARYLSVLOG
    @DARYLSVLOG Před 15 dny

    Mere cibil s 751
    Our Experian score 777 hai mere exprian s last month kam. Ho. Gya mer 795 tha pata nai ku kam. Ho gya

  • @vineygoyal6088
    @vineygoyal6088 Před měsícem +4

    Namaskar Aunty

  • @user-ri1nh7vy8y
    @user-ri1nh7vy8y Před měsícem

    क्या मैं दूसरे का गूगल का यूपीआई आईडी या क्यूआर कोड के साथ मोबाइल नंबर पता कर सकता हूं

  • @user-qm6ns9er8n
    @user-qm6ns9er8n Před 23 dny

    I am not understanding why my credit score is not increasing I want some consultation can you help

    • @bekifaayati
      @bekifaayati  Před 22 dny

      Sorry, we don't provide Individual consultations.

  • @aamirsuhail2024
    @aamirsuhail2024 Před měsícem

    Kuch loan closed hone ke baad bhi active rhte hai

  • @jitendrakumar-vv8ho
    @jitendrakumar-vv8ho Před 10 dny

    onescore shows wrong data

  • @chandrakantgehlot463
    @chandrakantgehlot463 Před měsícem

    Profile me enquiry generate hone par Kitana points katenge?

  • @Ameetvishwakarma
    @Ameetvishwakarma Před měsícem +1

    My civil score is 845. I need 10000rs loan without income proof or salary slip and fast approval, please help deedi🙏

  • @sparklingsandhya5011

    bill payments on time hota hai phir bhi cibil down hota hai ..why?

    • @bekifaayati
      @bekifaayati  Před 14 hodinami

      Avoid using more than 30% of your credit card limit

  • @josinjoseph4197
    @josinjoseph4197 Před měsícem

    Vwry good video but do video in English so that everyone can understand better

    • @bekifaayati
      @bekifaayati  Před měsícem

      Thank you for your valuable feedback.

  • @bckaadda-nd8hl
    @bckaadda-nd8hl Před 19 dny

    experian vs equifax pr ek video plz!!

    • @bekifaayati
      @bekifaayati  Před 19 dny

      Sure, we will try to cover this in our future videos.

  • @HemantNarula
    @HemantNarula Před 12 dny

    Mam Aapka Credit Score Kitna Hai

  • @crazy.things.2x
    @crazy.things.2x Před 6 dny

    How to sponsor u ??

  • @yoursamsunglover
    @yoursamsunglover Před 25 dny

    Pichle 3 saal se sab payment time to time sab ke sab phir bhi 6 points pichle mahine gir Gaya

  • @shishir3196
    @shishir3196 Před měsícem

    Recently Experian ke Score Kaafi Kum ho rahe hai.

  • @pramilakashyap6760
    @pramilakashyap6760 Před 23 dny

    Crif not updating correct data not replying mail too much negative reviews on FB page lot of wrong data

  • @shyamkumardas1
    @shyamkumardas1 Před měsícem +2

    Mera Cibil score is 784

  • @thunder8011
    @thunder8011 Před 19 dny

    Never use hdfc card

  • @saeidkhatri461
    @saeidkhatri461 Před měsícem

    420 overall payments 0 Overdue 👍

    • @krunalrana9773
      @krunalrana9773 Před měsícem +1

      Don't use full limit or avoid over spending

  • @user-ry4bc4is6e
    @user-ry4bc4is6e Před měsícem

    100 like🎉

  • @tadvibhargav247
    @tadvibhargav247 Před měsícem

    770 se bdha nhi rha

  • @vaibhavgupta_27
    @vaibhavgupta_27 Před měsícem

    👍🏻

  • @djedit40
    @djedit40 Před měsícem

    Federal bank flash pay ka review dijiye

    • @bekifaayati
      @bekifaayati  Před měsícem

      Sure, we will try to cover this in our future videos.

  • @drmanish007
    @drmanish007 Před měsícem

    Not agree with your opinions.

  • @pikusarangi
    @pikusarangi Před měsícem

    My CIBIL Score 890

    • @DeependraTube
      @DeependraTube Před měsícem +1

      My 901 😂

    • @trendinginstant2473
      @trendinginstant2473 Před 18 dny

      😅😅😅😅😅😅😅😅

    • @OpenCloudServer
      @OpenCloudServer Před 11 dny

      😂😂😂 it's only Possible if you're paying loan since 25 year or max . That means home loan worth 70 lakh to 1 CR Etc Amount Were Taken . and not a single payment failed which is next to impossible so at the end you're chutia

  • @shivaagrawal8
    @shivaagrawal8 Před měsícem

    Hello meko SBM bank ke bara mai janna ha

    • @bekifaayati
      @bekifaayati  Před měsícem

      We will try to cover this in our future videos.

  • @arnabkar8220
    @arnabkar8220 Před 24 dny +1

    Definitely a click bait dammn it 😂

  • @SaabSingh-yw9gy
    @SaabSingh-yw9gy Před 11 dny

    Bhai ek to char company bana di jo chalis tarah ke natak karti hai aur inse update karwana bhi badi baat hai

  • @SunilSoni-sn1ed
    @SunilSoni-sn1ed Před měsícem

    Ketna acha bole rahi ho par zamini tal par aisa kuch nhi hota

  • @lifeguru111
    @lifeguru111 Před 13 dny

    7.18 minute ki bakvas ke bad ek bhi kam points nahi mila...Khali view ke ke liye thnail....laga dete hai.....bakvas

  • @user-iy5ks1wo2b
    @user-iy5ks1wo2b Před měsícem

    थेन्कस फोर दिस इन्फोर्मेशन

  • @lalsahibsingh9237
    @lalsahibsingh9237 Před měsícem

    य तो अंग्रेजी मे बोलो य हिंदी मे 🙏

  • @chintanpatel4044
    @chintanpatel4044 Před 6 dny

    Faltu Bate Bahut Ki

  • @arunks8162
    @arunks8162 Před 15 dny

    time waste video hi ek no ka...

  • @shivprakashsp6085
    @shivprakashsp6085 Před měsícem

    गरीब आदमी का क्रेडिट स्कोर कितना भी अच्छा क्यों न हो लेकिन फिर भी लोन नही मिलेगा भाई..😅

    • @SunilSoni-sn1ed
      @SunilSoni-sn1ed Před měsícem

      Bhai credit score se loan nhi milta apka score 750 he aap sallery person ho mera 760 he or me salf employed hu mujhe nhi milega apko mil jayega yaha aamir garib ki baat nhi he

  • @mithileshkumarmandal7582
    @mithileshkumarmandal7582 Před měsícem

    मैडम जी ऐसा है कि मेरा 4 महीने से सिबिल स्कोर एक भी बढ़ता नहीं है मैं टाइम ली पेमेंट भी करता हूं फिर भी सिबिल स्कोर 1% भी नहीं बढ़ रहा है कोई फेक लोन भी नहीं चल रहा है तो क्या करूं

  • @rohitmaurya8714
    @rohitmaurya8714 Před měsícem

    How can I contact u

  • @Amitraj-jx8ge
    @Amitraj-jx8ge Před 28 dny

    Thank you mam