How to Get 800+ Credit Score in Next 60 Days?
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- čas přidán 25. 08. 2024
- How to Get 800+ Credit Score in Next 60 Days?
FREE Worksheet: bekifaayati.co...
In this video we'll prove how you can achieve a Credit Score of 800+ in the next 60 days. Since everyone's Credit Score can be low for different reasons, in this video, we'll provide you with a fixed framework along with a free downloadable Worksheet that you can use.
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RBI should shut the limit utilization criteria. Why the hell it should affect my cibil if i can pay the amount on or before due date..
absolutely
Cibil score is like a girl's heart. Even a girl can't predict it
Hav anyone noticed that using hdfc bank credit card decreases credit score?
Exactly I just applied HDFC Bank Credit card and My cibil got down by 10 points
I have increased my score by 30points using hdfc
@@jrdillipsame happened with me with sbi card. My cibil went down by 10 points and experia by 39 points
@@jrdillip no did not decrease by that much for me only got down by 2 points and got increased again after 60 days check with the point agency buddy maybe some issue is there
mine reduced by 60points man!!!!
Mera cibil to badhta ja raha 740 se 774 ho gaya 6 month me par experian sep 2023 me 889 tha fir 824 hua 809 790 769 760 abhi 755 he Equifax 750 tha abhi 640 he enke natak hi alag he....ek cibil score hi rakhna chiye baki ko hata dena chiye
Same Problem Bhai Experian par 636 score tha abhi 9 month hoga but utna show kar raha hai 😢
@@cknishad98 mera bhi badh nhi raha or cibil to 779 se 705 ho gaya
Definitely a click bait dammn it 😂
Mera score 1 saal se 777-780 par atka hua hai isse aage nhi badh rha
My CIBIL Score never changed since its inception. its been more than 19 months now i have credit cards & active agriculture crop loan since 3 years , it shows 714 , every month same score. Even if i use 90% credit limit same score. Even if i use 5% credit limit - same score. It stays unchanged. Can you tell my why my credit score doesn't change at all ?
Thank you so much for this ❤
Welcome 😊🙌
Same issue same day emi example 5 july ko deducted hona hi but jis time deducted kiya morning time nhi ho paaya because sufficient balance tha lekin sip bhi deduction hua jisse loan emi deduct nhi ho paya but same day evening Tak paisa account me aa gaya aur Mera deduction hua same date me
To emi timely count hoga na
Same date me kbhi bhi emi payment ho to lien amount se payment ho jaye same date me hi Cibil affected nhi na hoga
Cibil no affect na sbi bank loan
Maine IndusInd ka 1 lakh se purchase kar liya ab use amount ko EMI mein nahin banaa rahe hain aur 3 mahine se minimum amount ke naam per 7000 har mahine kat rahe hain
Dear Ma'm mai aapko galat samajh raha tha but aapne itne acche se samjha diya ki mai khud galat nikla
👍👍👍 you are very experienced in financial cibil management.
1/10 for your english , hahaha
My cibil score is locked to 787 since last 4 months, why is that happening?
1. Do transactions on all your cards on time to time basis, monthly once.
2. Do not repay before the bill generation date, unless you utilized more than 30%.
3. If you haven't took any new credit, just go and take it. For eg. You can try FD based cards, paylaters etc.
Note: 787 is very good score one of my friend had 812 but still bank rejected his credit card application. So it depends on your credit history as well. Just increasing the score will not help.
By d way, you can continue with Life tak type series, it suits your personality. 👍
Mene Flipkart ka card 4 mahine pehle hi band kra diya tha fir CIBIL me activa dika raha he
Madam ap Ashish ke sath video bana kro vibe aur hasi dono perfect ati hai
Mam Agar ham credit card ka bil pay Na kar paye To ham Bank se kaise 5 mahine ka time le sakte hain iske upar ek video banaaiye please❤
Data in linked worksheet, and data in the video sheet differs in some table. Please rectify if possible. Ex-in 10th row and 'point' column.... U can check
verry veery knowladgeble thnaks didi🙏🙏
Coincidentally I'm searching for such video, and you upload it, Thank you❤
Welcome 😊🙌
Namaskar Aunty
Savage bhai😂😂😂
😅😂
Kyon 10 saal ke ho?
Sbi has tremendously increased interest rates on existing home loans. And account going irregular frequently. Please make videos how to solve this
My credit score is getting down for no reason
and its not easy to complain im cibil
Its easy to complain in cibil its difficult to complain CRIF highmark credit bureau
Cibil depends on lots of factors but if some one is windful defaulter then his cibil will never get 800+ Score
I have paid my Credit Card Payment before my due date, but due to some third party issue. My payment was not credited to my Credit Card & refunded back to me after 7 days of the payment. which was 4th day post my due date. Bank has charged me Interest charges what should I do now.
If it happened first time then call customer care and explain what happened, write email if required with payment screenshot and ask for reversal. If they find that you're loyal customer and make timely payments they will refund. I took refund from sbi this way
@@Papa-Shango1right, refund mil jaata hai agar customer ne time se payment kiya hai or agar wo loyal customer hai to.
Thanks madam, very useful information ℹ️
Welcome 😊🙌
CUR pe ek brief video banao di with example 🙂
Bank or credit card hamare sath bahut game khelte Hain
In credit mix u miss the point secured n unsecured loan
Sb kuch follow krta hu lekin 3 mahine se score constant h 746 pr nah increase hora h nah decrease ....how to increase that??
Bhool jao aur bill pay karte raho on time and utilisation low rakho
Same yarr
Mera bhi ya hi hai
Nahi bruhh.....score 3 mahine Mai ek baar update hota hai......3 mahine 10 din 15 din ke baad check Karo show karega increase ya decrease hua hoga
@@ARYA-qk7uu one score app pr har mahine hota h bhai
hello
in credit mix
report mai bol rha ki secured loan and unsecured mix kar ke hona chaiye mera 4 unsecured chal raha score is 777
how can i get secured loan and all
Limit utilisation criteria should be improved
क्रेडिट स्कोर चेक करने पर 2-3 लोन दिखा रहा है जो की मैंने कभी लिया ही नहीं ..क्या करना चाहिए?
Tumne har jagh pan number dala hai isliye koi or use kr rha hoga
amazon pay later is a kind of loan only...
Amazon pay letter se lone chahiye
I Have PNB car loan in which two late payments are reported which is the bank issue. I raised complaint from the CIBIL but nothing happened they closed the complaint saying that the bank denies my claim. Now what to do!
I think you can contact RBI Ombudsman
Same issue here, same bank same car loan . Now my cibil is reduced. Have you got any resolution?
mam kya maximum credit card ko dalne se kya score fir bhi credit card kam hota hai
Mera 1 lakh ka loan tha nbfc se December Mai pura hone wala tha but Maine use foreclosure Kar Diya. Kitna score bodega?
For crossing a 799 score, cbil shows you should have collateral loan completed. Isn't it correct ?
Mere cibil me ek problem aye hai aap halp kar do thda kuch pata nahi chal raha hai
Abhi toh Experian alag hi game khel Raha hai
890 se 750 ho rakha hai mera.
I have settled one of my card but they have not updated cibil record, what to do and how to increase score
my credit score is above 750 is my cibil is below 650 is possible?
Unable to get the attachment
Good afternoon ma'am.just a query I have made a late payment of 05 days post due date.will that be reflected in cibil
Yess, it will
@@bekifaayati thank u maam
I just want to know, how can I complain for fix my credit score....???
Login to Cibil website, you’ll find option there
Credit mix wala point galat hai credit mix ka matlab kitne secured or unsecured short term or long term loan hai ye hota hai
Mai saare bills time pe pay kar rahi hu aur credit utilization bhi 30% ke bhi neeche hai but still mera cibil low ho raha hai
Can you clarify on Credit mix .... categories in it .... and if you have 5 credit card, is it considered as 1 product (credit card) or 5 different product. ....
1 product
mem link pr click krne ke bad login kiya but usme attachment permision mang rhahe open nhi ho rha.........
My credit score down bcoz unknown inquiry
i have everything great no issues ontime payments and having education loan with a hdfc credit card but score is getting reduced bcoz i am using approx 30% credit limit every cycle
Kisi ke pass bhi koi suggestion ho to please bataen
onescore shows wrong data
Awesome🎉
Thank you 😊🙌
My credit score (Experian)was 772 in jan 2020 but now it reduced to 622. I didn't any delay payment or default. Nothing wrong showing in credit report. Please help me how I can improve it.
You are closed 1st loan account and decresed your credit limit that's why it's happened and you started taking new loan account
Experian changed its calculation method. Most people see a deceased credit score. But it was 50-60 points decrease. You have more than 100 points decrease.
They have changed their algorithm to make it similar to CIBIL. Score drop is normal.
phone pe par mera cibil score 800 bta rha he
kya phone pe sahi cibil score batata he kya
Mam mene bank se personal loan liya tha uski emi bank se auto debit nai hui jab ki ac me kafi bal tha bank se puch to bola emi next month kat jayegi par emi nai katne se mera cibil kharab ho gaya
Madam mera ek Question ye h ki jaise maine kuch micro loans liye the kredit bee, mpocket jaisi app se or jab ab one score se cibil report dekhi to usme credit utilisation 100% dikha rha h to ya hme loan bhi approved limi ka 30% lena chahiye
Hi, in this case yes (sort of) Apki credit history, income aur credit score mila kar aapki ek virtual credit limit set hoti hai, uska 30-40% usage is okay.
Madam, please please make a video on lowest conversion rate of bank.
I received salary in usd every month. But my icici bank giving me the lowest rate for conversion than other bank. Where other bank giving 82.99 or 82.43, I am getting 81.52 at the same time. Please advice what to do
We will try to cover this in our future videos.
check if it is usd to inr or inr to usd there is small marginal difference check properly your bank and also compare others buy and sell 😀
Which company?
I think you should go for dcb Bank
Go with HSBC if monthly payment salary 1 lakh or above
My mothers Experian score was 885 suddenly without any cause it dropped to 853? Why haven't applied for new loan or card, utilisation is under 30, also no missed payments 😡
Same happene to me bro.
@@niravchaudhari9916 yes bro other bureau score is ok but Experian suddenly dropped for no reason 🙂
885 impressive bro, how long it took her. M new to this credit stuff
@@suryasharma7308 Bro experian score is always higher than any bureau score that's why banks consider cibil score more, my mother's cibil is 771
Yaar kitni ossam hai ye ... video😅😂
Mera credit enquiry 150+ ho gaya hai kya krun sab reject ho jata hai
A very useless video...most of us credit card users already know about the parameters she told about... nothing more than a clickbait
not able to download, kindly provide another link
How to close a bnpl loan. It’s not going away in my cibil
It will go after 3 months of closure, say my paytm paylater closed in jan it refelcted in cibil for 3 months and now it has closed. If not directly contact to the bnpl authorities and ask them to mark it closed in your cibil
Mera civil ek hi bar mai 30 point kam ho gya hai mem isko thik kaise karen
We have reserved your one card credit card ..aysa bohot logo ko app open hone pe aara hai please ispe koi video banao ...iska matlab kya hai ...card milega ya nhi milega .. secured milega ya unsecured milega ..koi bohot bada youtuber he urgent mai bana sakta hai ispe video
I like you're voice dear
Pichle 3 saal se sab payment time to time sab ke sab phir bhi 6 points pichle mahine gir Gaya
मेरा तो 0 है new अकाउण्ट है क्या करना होगा कोइ बताएगा🤔
What happens if I apply for a Credit Card and it is not issued to me because the pincode is not serviceable by the Credit Card issuer ? Will this effect my Credit Score Negatively?
Agar pincode deliverable nahi hai to by India Post aapke pincode pe aa jayega.
Mere cibil s 751
Our Experian score 777 hai mere exprian s last month kam. Ho. Gya mer 795 tha pata nai ku kam. Ho gya
Can somebody pls tell me what is ci ? I know cic is credit information company....kindly help
Thank you mam
Welcome 😊🙌
DMI se mobile lea the par experien pe so nahikar raha hai par cibil pe so kar raha hai kya kare
7.18 minute ki bakvas ke bad ek bhi kam points nahi mila...Khali view ke ke liye thnail....laga dete hai.....bakvas
same vdo but iss vdo mein thoda masala jyada hai
Aap Mansi ka role kiye the "Jab Mila tu" webseries me
Am I right?
My credit utilisation is less than 25% every month , but in March/April Experian score down by 36/52 points respectively, as it is showing that my credit utilisation is 77% . But according to cibil score utilisation is 25% which is correct. What do I do in this . Pls rply
write a mail to bank and tell them to fix it
Hritik kuch banks month ke last date pe report cibil ko bhejti hai...jaise kotak bank ...so aap try karo ki month 30/31st date ko aapka credit score 30% ke neche ho
@@anuragdwivedi1073 I never used my limits more than 25% ever
Experian is wrong. I called them they said we have updated our scoring pattern that's why you may notice a fall but it will improve with in a nonth. Because my cibil is 743 and Experian is 622
100/500 lekar score badha do bs baat khatam
Mam Aapka Credit Score Kitna Hai
How to work with bekifayti as a creator?
Abe cibil score hi nhi he kaise bnaye😊
Kuch loan closed hone ke baad bhi active rhte hai
How much improvement of credit score of 1 late payment ?
bill payments on time hota hai phir bhi cibil down hota hai ..why?
Avoid using more than 30% of your credit card limit
How to sponsor u ??
My credit score war 804 but every month it’s reducing 1 point. Don’t know why. I didn’t take any loan or credit card.
Utilize your credit limit properly..
Crif not updating correct data not replying mail too much negative reviews on FB page lot of wrong data
I got scammed by SBI Bank employees even I did the cyber complaint and no resolution but still bank wants me to pay the amount. Even they decreased my cibil
If it reasonable amt pay n close
My civil score is 845. I need 10000rs loan without income proof or salary slip and fast approval, please help deedi🙏
845😮
use slice or navi
@@sarthakkumar8679 nhi ho rha try Kiya tha
Recently Experian ke Score Kaafi Kum ho rahe hai.
Is the highest point ie 900 achievable ma’am? Im on 830 on Cibil and 850ish on others right now. TIA
How that much score lol? Rent me
Never use hdfc card
770 se bdha nhi rha
Mera Cibil score is 784
sabas
Mera cibil score bahut down chala Gaya h... 687 Maine 1 P.L , 2 C.C aur ek Edu. Loan liya h.. jiska payment everytime ontime krta hu.. lakn mere cibil score mai 2 fake loans display ho rha h.. jiska document v check Kiya bank ja k jo mera nai tha... jiske liye maine bank mai ja k v complain Kiya mail k through but still above 6 months ho Gaya h koi update nai h.. So what should I do next please please bahut umeed se comment kr rha hu reply k liye..
RBI ko ek report maro
I got rbl card and at recieved it was already blocked
They said it was blocked because of company policy so why it's got issued
Also worst thing it shown in my cibil and without using it , it shows 6 months 0 usage and card closed which reduced my cibil
Team and be faayati , I am with you from 2 year but this is non understandable
I also work in a finance sector still having 8 + credit card , it's first time this thing happen
Kindly DM and let's connect on a fraud going on
experian vs equifax pr ek video plz!!
Sure, we will try to cover this in our future videos.
I am not understanding why my credit score is not increasing I want some consultation can you help
Sorry, we don't provide Individual consultations.
Kya koi bhi loan foreclose karne se cibil score badta hai??
Please reply..
Nahi bhai. Score ghatata hai. Foreclosure kabhi mat karna.