HDFC Regalia ForexPlus Card: Save Money on Foreign Transactions (Zero Markup Fees!)

Sdílet
Vložit
  • čas přidán 24. 08. 2024
  • Dreaming of international adventures? Worrying about foreign transaction fees cramping your travel style? The HDFC Regalia ForexPlus Card promises zero markup fees, but is it all sunshine and beaches?
    #HDFCRegaliaForexPlus #HDFCForexCard #HDFCRegalia #ForexCard
    👉 Instagram: / bank.experts
    👉 Whatsapp Channel: whatsapp.com/c...
    👉Telegram: t.me/BanksExperts
    Topic Covered:
    HDFC regalia forex card
    HDFC regalia forex card review
    HDFC regalia forex card vs multicurrency
    HDFC regalia forexplus card
    HDFC regalia forex card lounge access
    HDFC regalia forex card reload
    Best forex cards for students
    Forex card with zero forex markup in 2024

Komentáře • 79

  • @gagandeepgogna
    @gagandeepgogna Před měsícem +2

    Complimentary lounge access benefits are not there anymore, check their website it says expired.
    Please compare this card with an HDFC multi currency forex card.

    • @bankexpert
      @bankexpert  Před měsícem

      Thanks, Sure

    • @user-rw6hq3or8l
      @user-rw6hq3or8l Před měsícem

      @@bankexpert pls make video for this

    • @mikaghosh07
      @mikaghosh07 Před měsícem

      I want to know the comparative analysis too

    • @kusu9503
      @kusu9503 Před 13 dny

      In the website it says valid till 31st August 2024

  • @vikrantnaik9886
    @vikrantnaik9886 Před 5 dny

    Please make a video on Regalia vs Multicurrency.
    Regalia has more ATM withdrawal charges as compared to Multicurrency

  • @mikaghosh07
    @mikaghosh07 Před měsícem +2

    Regalia vs multi currency? Which hdfc forex card should I go for?
    (Going to US for phd)

    • @bankexpert
      @bankexpert  Před měsícem

      Both cards work in the US. I suggest you go with Regalia ForexPlus.

    • @thaadibalaji
      @thaadibalaji Před 24 dny

      Hey, I am also going to the US, have bought regalia forex plus HDFC?? How is it??

  • @priyankaa5286
    @priyankaa5286 Před 4 dny

    I am traveling to uk as student
    Can u please suggest me which forex card is good

    • @bankexpert
      @bankexpert  Před 2 dny

      Carry two forex card with you.
      1. Niyo DCB debit card
      2. HDFC Multicurrency forex card or AU Ixiogo credit card

  • @AamirKhan-qd8gl
    @AamirKhan-qd8gl Před dnem

    Brother i study in Bangladesh my main purpose is to withdraw money from atm which card is best
    I have account in hdfc

    • @bankexpert
      @bankexpert  Před 11 hodinami

      Niyo DCB

    • @AamirKhan-qd8gl
      @AamirKhan-qd8gl Před 10 hodinami

      @@bankexpert bhai aap ek example dekar samja sakte ho please
      Like mere pass hdfc mellenia debit card hai
      And I have to withdraw 10k rupess in Bangladesh by atm toh
      Dono bank mai kitne rupee ka diffrence hoga
      Mai kitne save karlunga ?

  • @AkhilTomy-m2p
    @AkhilTomy-m2p Před měsícem

    Hi, can you please suggest which is the better option for Europe? HDFC Multicurrency or the Regalia ForexPlus?

    • @bankexpert
      @bankexpert  Před měsícem

      HDFC Regalia ForexPlus is better.

  • @user-td7jp2wv8o
    @user-td7jp2wv8o Před měsícem

    Is there any tcs applied if we spend above 7lakh ina financial year as other banks do ...?? And which is the best forex card in hdfc with low charges like international withdrawal and relode charges which do u suggest amog hdfc firex cards..

    • @bankexpert
      @bankexpert  Před měsícem +1

      Yes, TCS is applicable if spend is over 7 lakh. I think HDFC Regalia Forex Plus is a good card.

  • @sudheeshcr2749
    @sudheeshcr2749 Před 15 dny

    if HDFC regalia forex card can load your card in US dollars and then use in any currency without cross currency charges then why we need HDFC Multicurrency Forex card? So between these two forex card which is better? This year I am travelling US and next year I may travel Japan

    • @bankexpert
      @bankexpert  Před 14 dny

      In a multicurrency card, you can load different currencies on the same card. It works like a wallet.

    • @djankoulrea3463
      @djankoulrea3463 Před 8 dny

      Regalia has issue fee of 1000 while the other one has only 500. Also if dollar falls you will lose some money in case of Regalia

  • @Family_man_IN
    @Family_man_IN Před 24 dny

    Do you have any idea how to get Isic student id card and Complimentary airport longe using regalia, will this only work after first transaction ?

    • @bankexpert
      @bankexpert  Před 24 dny

      Call customer care; they will provide you with updated info.

  • @iamgroot3034
    @iamgroot3034 Před 27 dny

    I am a student going to study in uk, I already have Niyo dcb debit card, should I apply for hdfc regalia forexplus or BookMyForex card?

    • @bankexpert
      @bankexpert  Před 26 dny

      You will choose any of them between BookMyForex or HDFC Regalia Forex Plus. both card are good

  • @lincythomas7236
    @lincythomas7236 Před 18 dny

    Hai . my forex card is not working in ireland( atm, shop) is there is any option to add this card to phone wallet.or any option to use my money in the card

    • @bankexpert
      @bankexpert  Před 17 dny

      You can call customer care; they will let you know.

  • @BHUMIKASHETTY-b3d
    @BHUMIKASHETTY-b3d Před 25 dny

    How much will they charge while loading money into the account ?

  • @tejaswinidandela4548
    @tejaswinidandela4548 Před měsícem

    Sir Im a student who is going to usa this august, Can I have two forex cards? One is Hdfc and Niyo. Can I access international lounge access outside India with Niyo card?

    • @bankexpert
      @bankexpert  Před měsícem

      You can carry two forex cards. Spend 50,000 or more internationally to get a lounge pass on Niyo cards.

  • @AlimajadAmjad-hm8cu
    @AlimajadAmjad-hm8cu Před 15 dny

    Alibaba pe konsa forex card use kar sakte hai
    No charges

  • @arshgill243
    @arshgill243 Před měsícem

    Sir agar humne kahi apna forex card use kiya hai toh humhare account se paise cut ho jate hai pr jinko humne transfer kare unke pass nahi receive huye toh jo Humhare paise cut huye hai ussko vapis apne card mein kaise lekr aye

    • @bankexpert
      @bankexpert  Před měsícem

      Is issue ko leke aap customer care se baat kr sakte hai.

  • @abhishekchakraborty3439
    @abhishekchakraborty3439 Před 21 dnem

    HDFC Regalia or bookmyforex for Germany?

  • @userjshj23
    @userjshj23 Před měsícem

    This card can I use in Sweden with zero conversion charges?

    • @bankexpert
      @bankexpert  Před měsícem

      Call the customer care; they will provide you with details.

  • @shafaquedav
    @shafaquedav Před 12 dny

    I am traveling to Italy for my master's degree.which forex card is good for me?

    • @bankexpert
      @bankexpert  Před 12 dny +1

      As a student, I suggest you carry two Forex cards with you.
      1. Niyo DCB/SBM debit card-regular use
      2. HDFC Regalia Forex Plus Card -Backup Card

    • @shafaquedav
      @shafaquedav Před 5 dny

      @@bankexpert thank you

  • @amritsunny87
    @amritsunny87 Před měsícem

    Hi. I am planning to visit South Korea for 3 months to pursue a fellowship programme. I want to know which will be my best option to spend during my travel period at South Korea. Thank you.

    • @bankexpert
      @bankexpert  Před měsícem

      Please carry two forex cards with you.
      1. HDFC Regalia Forex Plus Card
      2. Niyo DCB/SBM cards or BookMyForex cards

    • @amritsunny87
      @amritsunny87 Před měsícem

      @@bankexpert Thank you

    • @amritsunny87
      @amritsunny87 Před měsícem

      @@bankexpert Thank you for your prompt reply. Should I carry any Korean won in cash from India?

  • @aaftabdxb17
    @aaftabdxb17 Před měsícem

    Bhai main Dubai me job karta hun kya ye card sahi hai and aur jab mujhe dubai to india ya updown krna hoga toh lounge access mil jyega??

    • @bankexpert
      @bankexpert  Před měsícem

      Han yeh card sahi hai. India ke international airport pe lounge access milega.
      Aur iske saath Niyo cards bhi lay sakte hai.

  • @Family_man_IN
    @Family_man_IN Před měsícem

    Im going to France, can i use this with free of mark up fees. I already have sbi foreign travel card which has 3.5% Mark up fees .

    • @bankexpert
      @bankexpert  Před měsícem

      Yes, you can, but I suggest you go with the Niyo card or the AU Ixigo credit card.

    • @Family_man_IN
      @Family_man_IN Před měsícem

      @@bankexpertThanks Bro. Are there any charges for Regalia Card using in EURO (any conversion charges), or any Markup Fees or any other charges?

  • @Jugal_Pratap
    @Jugal_Pratap Před měsícem

    Which card is good for Dubai i want to use cash in Dubai can i withdrawal 5k dihram

    • @bankexpert
      @bankexpert  Před měsícem

      I suggest a few cards but check the daily withdrawal limit.
      1. HDFC Regalia ForexPlus
      2. Niyo Cards
      3. BookMyForex

  • @MohitChhikara-mk9ro
    @MohitChhikara-mk9ro Před měsícem

    Sir mai dubai or Thailand travel krta rhata hu toh konsa card shhi rhega jisse mai jyada se jyada charges bcha sakku withdrawal pe plz suggest me

    • @bankexpert
      @bankexpert  Před měsícem

      Withdrawal pe saare he card charges lete hai. ek toh aap Niyo card lay sakte ho. uske saath HDFC regalia forexplus card

    • @MohitChhikara-mk9ro
      @MohitChhikara-mk9ro Před 26 dny

      ​@@bankexpertsir isme limit kitni hogi 7 lakh rupee ki ya usse jyada hai withdrawal ki one year ki mujye jyada se jyada amount withdrawal krna hai toh kuch acha idea suggest krro na

  • @narendrarane5037
    @narendrarane5037 Před 24 dny

    Can i spend 7 lakhs on both hdfc and niyo. Will any tcs apply on it?

    • @bankexpert
      @bankexpert  Před 24 dny

      No TCs up to 7 lakh spends

    • @narendrarane5037
      @narendrarane5037 Před 24 dny

      @@bankexpert No I mean can I spent 14 Lakhs using both cards without any tcs

  • @mr.nafeesraj7865
    @mr.nafeesraj7865 Před měsícem

    International transection 1 day mein kitna kar sakte hein or Annual kitna kar sakte hein

    • @mr.nafeesraj7865
      @mr.nafeesraj7865 Před měsícem

      Or o marcup fees hoga?

    • @bankexpert
      @bankexpert  Před měsícem +1

      1. Daily Limit for ATM Cash Withdrawal: USD 5,000 or equivalent in any other currency
      2. Daily reload limit through online channels: USD 5,000 or equivalent in any other currency
      3. Annual reload limit through online channels: USD 25,000 or equivalent in any other currency
      4. Annual total Load and reload limit as per Liberated Remittance Scheme: Maximum USD $250,000 or equivalent in any other currency in a financial year
      5. Is card me markup fees zero hai. bs jab money load krte hai toh kuch extra charge krta hai bank. uske baad ke jo bhi spend online, POS, Tap & pay hoge uspe koi charges nahi lagega.

  • @user-rw6hq3or8l
    @user-rw6hq3or8l Před měsícem

    Niyo global card or this card which is better ??

    • @bankexpert
      @bankexpert  Před měsícem

      Both cards are better, but both offer different types of benefits.

  • @Saniyapatel592
    @Saniyapatel592 Před měsícem

    Sir suggest multiple forex card for Indian student studying in russia

    • @bankexpert
      @bankexpert  Před 29 dny

      Due to sanctions, visa and MasterCard services are not available in Russia. Majority cards come with the Master & Visa network. Please ask the bank before taking any cards.

  • @rishabhjain5655
    @rishabhjain5655 Před měsícem

    What is annual charges for this

    • @bankexpert
      @bankexpert  Před měsícem

      Application fee: INR 1,000 plus GST
      No annual fees

  • @mohanraj411
    @mohanraj411 Před měsícem

    How much is the HDFC conversion rate compare to google rate for 1 USD?

    • @bankexpert
      @bankexpert  Před měsícem

      When you load the money, you will get the exact conversion rate. or call customer care; they will assist you.

  • @mrspeedy5671
    @mrspeedy5671 Před 28 dny

    Hello sir, I want Zero Markup Fees credit card for my business. I do multiple transaction in USD daily.

    • @bankexpert
      @bankexpert  Před 27 dny

      Use a Niyo credit card. If you spend over 7 lakh plus, you must pay TCS. However, with credit cards, there is no limit to spending abroad.

    • @mrspeedy5671
      @mrspeedy5671 Před 27 dny

      @@bankexpert I have IDFC Credit card which always get blocked when I do payments to same merchant for more than 5 times.

    • @mrspeedy5671
      @mrspeedy5671 Před 27 dny

      I'll try Niyo and hopefully will not get this issue. Thank you :)

  • @Saniyapatel592
    @Saniyapatel592 Před měsícem

    Sir should i contact u !! For regarding forex card

  • @nitinmishra7862
    @nitinmishra7862 Před měsícem

    Should I get this or bookmyforex. Going to Boston, USA as a student

    • @bankexpert
      @bankexpert  Před měsícem

      As a student, I suggest you always carry two Forex cards. You can choose this one along with BookMyForex or Niyo cards.