FIRST CASH STUFFING IN FEBRUARY | Debt Free Journey 2024
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- čas přidán 22. 07. 2024
- FIRST CASH STUFFING IN FEBRUARY// I am on a mission to become debt-free! If you’d like to join me on my journey, I hope you stick around. Send me encouraging words as I can encourage you along your budging journey as well. 
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Also, I am not a financial advisor or an expert. I just share budget methods and systems that work for me and my family, in hopes it can inspire you!
We got a month ahead by using our savings. We are debt free (minus our mortgage) so we had extra money in our savings account and we decided to use it to get a month ahead. We love it! We have been living a month ahead since September 2022.
This is amazing!!
I can't remember exactly what I did to get a month ahead but here are some ideas:
1. Use your tax return
2. If you're someone that gets paid weekly or bi weekly save those "extra" checks instead of working them in to your budget.
3. Figure out how much you'll need to be a month ahead and divide it by 12. Save that amount each month and by the end of the year you'll have your month ahead. If that's too much try 18 months. It'll take a little longer but it will be less stressful.
4. Instead of trying to get a month ahead on every bill at once, break it up, and get a month ahead one bill at time starting with your less expensive bills.
These are amazing tips!!!! Love them. Especially the extra paycheck in the month idea. 💡
@@NaturallyLizzie I believe that's the one I did but I feel like maybe we got some sort of incentive or something that year and that helped to. I can't recall.
One thing I do know is God made it happen. This changed the trajectory of my finances. One being starting my debt free journey a year later.
So glad to see the full budget. You got this😊
Would like to see you doing more vlogs - shopping, hauls, cooking 😊
Ohhh 😊 that’s coming
Looking forward to the grocery/food video! I’d also love to see like a week of spending. What do you buy in the sinking funds categories like hobby, etc. Love your videos!
Great idea!! I’m taking note of these.
Wonderful cash stuffing Lizzie💛
Keep the car! Toyotas have the best engines. Keep the car lol
Hi Lizzie, I used the snowball method one category at a time starting with the smallest. Then moved to the next one. You may find you are already a month ahead in some of your categories since you save each paycheck especially ones that are due closest to the beginning of the month. I realized I was already a month ahead on our rent since I save for it each paycheck and have the money ready for the first. When I realized I was already a month ahead on rent and did snowball it made it much easier since rent is our largest bill.
Hi! New subscriber! I have the same binder! I love it
New subbie! I am working on getting a month ahead as well... trying to do a little bit towards it at the end of every month if I'm underbudget, but thinking about shifting how I handle magic months so at least half of the "extra" check can go towards it.
Great video!!
Glad you enjoyed it
Ms. Lizzie this video truly blessed me in the way you took your time to explain the budget planner. You made so plain and clear. Definitely going to purchase from your store. I’m definitely going to watch this again. I’m a new subscriber and so glad I’m here. Many blessings to you. 🫶🏾😊🫶🏾😊
You are so welcome! Glad it was helpful to you! So glad you’re here
Hearing you talk about it just makes things click in my head. ❤
🥰 this makes me so happy!!!
So excited!! Had to comment before even watching.. love seeing your content show up on my phone ❤
You're the best! Thank you so much ☺️🥰 love hearing from you!!
Enjoyed the video, new sub
Awesome, thank you!
A bonus, income tax, extra pay check, side hustle money can be used to get ahead. Share how you decide to get a month ahead budget
Yes bonuses!!!! I’m trying to be creative to see how we can accomplish this
❤❤❤❤
Hey girl!!!
Budget Pumpkin had a video on getting a month ahead.
oh thanks!! I'll have to check that out then.
Hey lizzie
Hey hey