Health Insurance Policy, A Complete Tutorial Part:1

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  • čas přidán 4. 07. 2024
  • Hi, thanks for watching our video about Health Insurance basics!
    In this video we’ll walk you through:
    - What is #Insurance ? an explanation with simple example
    - What is #health insurance and how it works
    - The basic terminologies of #health_insurance
    - What all are things we should understand before taking a health Insurance
    TIMESTAMPS
    0:00 Introduction
    00:45 What is health insurance
    2:30 Two types of Health Insurance
    2:40 Fixed Benefit Policy
    3:05 Medi-claim or Indemnity Policy
    3:37 Different between Sum Insured & Sum Assured
    4:37 Daycare Treatment Definition and explanation
    5:07 What is mean by Policy Term or Period?
    6:04 What is the benefit of 3 year policy?
    6:24 Who all are Dependent Children in Health Insurance?
    7:00 Pre Medical Screening or Medical Test
    7:41 Sub Limits for Claim of Health Insurance Policy
    8:20 Importance of Brochure and Prospectus
    8:58 Pre Hospitalization
    9:20 Post Hospitalization
    9:52 What is Waiting Period & Types of waiting period
    11:25 IRDA
    11:32 Type 3 Waiting Period 24 months
    12:00 No Claim Bonus in Health Insurance
    13:38 Thank You
    IRDAI #irda
    The Insurance Regulatory and Development Authority of India (IRDAI) is a regulatory body under the jurisdiction of Ministry of Finance, Government of India and is tasked with regulating and licensing the insurance and re-insurance industries in India. It was constituted by the Insurance Regulatory and Development Authority Act, 1999, an Act of Parliament passed by the Government of India. The agency's headquarters are in Hyderabad, Telangana, where it moved from Delhi in 2001. IRDAI is a 10-member body including the chairman, five full-time and four part-time members appointed by the government of India.
    3rd Waiting period for specific diseases& surgeries:
    This means that you need to wait for a specific time before your health insurance plan acknowledges your claim for treatment and hospitalization for defined illnesses and diseases.
    Some of these include osteoporosis, hernia, ENT (Ear, Nose and Throat) disorders. On average, the waiting period in such cases is two years. However, you should check your health insurance policy for details.
    ABOUT OUR CHANNEL
    Our channel talks about Insurance and #Investments. We cover such as #LifeInsurance, Health Insurance, #HomeLoan, #mutualfunds and Other Investment Options and #businessideas
    Check out our channel here:
    / vlogajithefinexpert
    Don’t forget to subscribe!
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    Contact us on Whatsapp: wa.me/918848810098

Komentáře • 17

  • @sudhakarank7782
    @sudhakarank7782 Před 2 lety

    Sir star helth 5 lakh 3 person 60,51 and24 Amount Enthahum.comprehensive policy.

    • @vlogaji
      @vlogaji  Před 2 lety

      Product Name: Star Health Assure Insurance Policy
      Sum Insured: 5,00,000
      Family floter Age: 60, 51, 24
      Premium: 28884
      GST: 5199
      Total Premium: 34083/-

  • @jahfar9432
    @jahfar9432 Před 2 lety +1

    Subscribed

  • @dranithaeradi3431
    @dranithaeradi3431 Před rokem

    37year 13year ulla 2ഫാമിലി മെംബേർസ്, ഏതാണ് നല്ല ഇൻഷുറൻസ്, op മെഡിക്കൽ bills, re എമ്പേഴ്‌സ്‌മെന്റ് കിട്ടുന്ന ഇൻഷുറൻസ്( കൂടെ) കിട്ടുന്ന നല്ല ഇൻഷുറൻസ് പോളിസി ഉണ്ടോ

    • @vlogaji
      @vlogaji  Před rokem

      Yes, Star Health Assure Insurance Policy. This is the best one for your requirement.
      Watch this video to know more about this policy:
      czcams.com/video/GlTngWsKCpk/video.html

  • @orangecreations7135
    @orangecreations7135 Před 2 lety +1

    Icici Lombard
    നല്ലതാണോ

    • @vlogaji
      @vlogaji  Před 2 lety

      അത് ഒരു നല്ല കമ്പനി ആണ്.

  • @abieison3466
    @abieison3466 Před rokem

    എനിക് 28 years wife 26 കുഞ്ഞിന് 9 months ഏത് ഇൻഷുറൻസ് ആയിരിക്കും നല്ലത്?
    Plz റീപ്ലേ

    • @vlogaji
      @vlogaji  Před rokem

      ഏറ്റവും നല്ലത് സ്റ്റാർ ഹെൽത്തിന്റെ ഹെൽത്ത് അഷ്വർ ഇൻഷ്വറൻസ് പോളിസി ആണ്. പ്രീമിയം 12400+GST വരും. കൂടുതൽ അറിയാനും പോളിസി എടുക്കാനും എന്നെ വിളിക്കൂ 8848810098

  • @jyothilakshmi4782
    @jyothilakshmi4782 Před 2 lety

    Star health nde ആരോഗ്യ സഞ്ജീവനി ഒന്ന് പറയാമോ

    • @vlogaji
      @vlogaji  Před 2 lety +2

      Yes ഉടനെ ഞാൻ Star ന്റെ എല്ലാ പോളിസികളുടേയും ഒരു Comparison video ചെയ്യുന്നുണ്ട്.

    • @vpbalasubramaniam8585
      @vpbalasubramaniam8585 Před 2 lety

      i am NRI, currently covered by medical insurance here. if i have to retire and start post retirememt life in kerala say by 2025 _ 26, should i take the HI before I plan retirement?

    • @vlogaji
      @vlogaji  Před 2 lety

      Yes, you should take a health insurance minimum 3 years before for overcoming all kinds of waiting periods. For more discussion, please call me 8848810098

    • @vlogaji
      @vlogaji  Před rokem

      ഇതാണ് Star health ആരോഗ്യ സഞ്ജീവനി പോളിസിയെ വിശദമായി വിലയിരുത്തുന്ന വീഡിയോ. 🔗czcams.com/video/F6KAxTDPZZU/video.html