SINKING FUNDS SETUP For 2024 + 6 Easy Savings Challenges
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- Äas pĆidĂĄn 21. 07. 2024
- In today's video, I share my sinking funds setup for 2024, as I use the cash envelope system in the UK. Here are the categories I will be using during 2023. I also share the six easy savings challenges that I will also try and complete this year. Links below :)
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I hate clothes shopping too, I struggle to find nice clothing in my style. Youâve inspired me to set up a savings envelope to save up for zoo passes for us for Christmas this year! All the best with your Disney savings goal, youâve got this! â€
đ
So whenever we do euro disney we stay at Village Nature. (Aka Center Parcs) we would book from Monday to Friday and then book a two day park ticket to Disney. A bus collects you from village nature and takes you straight to Disney at like 3 euros per person. You then have time at Disney but also epic swimming pool play parks at the villa. We drive there as itâs pretty much a straight run and used Tesco vouchers for the ferry/tunel to keep costs down. Also hitting a carfore (massive food shop) before we get to the villa to stock up on food. They have always been the best holidays there and makes it just an amazing adventure too. X
Ooh thatâs good to know - thank you for sharing that. Iâll have a look at that âșïž
So delighted for you going to Disney and great that you are doing savings for yourself, that is important!!
Thank you âșïž
Sinking funds I need to set up - Mot & Service, Christmas (already set up with Credit Union and saved ÂŁ500 in it last year), Birthdays, After School Spending (my son has ÂŁ5 a day to go out with after school, he is a teenager so goes into town to eat etc) Boiler Service, Holiday (short break in the U.K.),iPad screen (if fixable), DIY (window pane, shed and eventually a new roof). Have never used them before but can see how they could really help. How do you work out what you can put in each and at what point in the month would you put the money in? I assume you take all your bills etc out of the months take home first and then divide the rest
Sounds like youâre going to have a good set up in place âșïž
Isn't a New Year and fresh start so liberating!!! I love new stationery and lists đ Really excited and pleased for you.
Iâm glad Iâm not the only one đđ
The sound is a bit funny. The mic isnât picking up your voice clearly.
So pleased youâre going to Disney youâve done so well đâ€đ
Happy new year to you all đ
Thank you đ and to you!
I have done Disney world and universal and it is hard to not overspend when in the parks with all the wonderful food and merchandise. I am buying gift cards for Disney now to have them for the next trip to only use those in the parks to stay on track.
I can see it being expensive đ
Did you know you can pay a monthly set fee to cover all your NHS prescriptions, could save some money if you have 2 or 3 regular meds. I can't remember what it is called, but it's set up through the NHS website and is a monthly direct debit.
Ooh I didnât know that. Iâll add it onto my list of things to check âșïž
Prepayment certificate. I pay ÂŁ10.51 a month for 10 months a year and all my prescriptions are paid for - unlimited.
Sound is not really good
Had to stop watching Iâm afraid as my hearing just couldnât cope with the muffled sound
Oh, sorry đ
@@NicolaatTheFrugalCottage I do struggle with your voice-overs from time to time, your tone hovers at the edge of my hearing range - but thatâs my problem âșïž.
Unfortunately, this time, there was obviously something else going on and it sounded like you were talking under the duvet đ. I tried but was missing so much of what you were saying it wasnât making sense
Next time!