Both of you are two of the brightest people I've seen on CZcams. There will be little adjustments you will need to make but I know you will succeed. Try and save a little every month and it will slowly add up. I think there are online savings accounts that are available that will give you some interest on your saving too. You both know more about all of this than I do. I have a lot of respect for your family. Best of luck to both of you.
You made the right decisions. We totally understand your budget and why you need an apartment like this etc. Good luck to you and your whole family ❤️ Greetings Ariel & Susanne
Good to see you two are doing well. You two did a good job describing the constraints and rationale behind your budgeting decisions especially with regard to time. Time is money. I myself have spent an crazy amount of time driving to and from work. Not only do you use a lot of gas but you also might get into an car accident. Generally you want to avoid that risk if you can.
Last time I was in Cebu, I rented a house in a gated village somewhere near Mabolo area (walking distance to the business park and some schools nearby). It was at about the same monthly rate, more than double the area of condos and a parking lot that I never got to use for months. I found it by walking around villages during weekends. I remember there were about 3 villages to choose from for me. I choose the one near the open soccer area church and nearby wet market. I'd probably do the same thing if assigned in Cebu again.
@@RogerIsmiVlogs I guess I was lucky to be paying only 30K for a semi furnished gated house. Had to buy kitchen stuff but was easily able to sell it at half the price before I left. You can ask the Barangay Center for nearby gated villages.
Seems like a good budget. Your doing well...living below your means and saving is how you get ahead. Many in the US live at or above means despite making a good income.
IT Park condos are surprisingly expensive. They’re similar to western prices. It’s not at all what a lot of foreigners expect when they think about relocating there. I’m in Northern Cebu and I own a house with my wife, but we have also considered renting in Cebu (so my wife could work), but it doesn’t feel practical with the high costs. Our Electricity (CEBECO2) and food budgets (vegetables are pricey!) are almost the same as they were in Australia. I can certainly understand you must be feeling a lot of financial pressures and life stress. You’ll do great guys! You’ll be successful and so glad you were brave and strong for each other 🥰
Thank you two for all of your ideas, opinion and facts about your country!!!! I just visited Muntinlupa City from January 8 thru January 26 it was a wonderful experience. I love the area and the condo I was staying at was only 18 American dollars per day.
Good morning Rodger/ lsmi . It's good to see that used to are doing well and your daughter also wish you all the best look forward to your upcoming videos.
I think for Cebu City that is a very good budget for 6 people. I live 14kl from Ayala Mall, north and most of the time, it takes about 2 hrs to get there and sometimes even longer to get back. Spending 3 to 6 hrs in traffic is not fun.
You were right to consider how far you are from work. Commuting time should be a big consideration, many people spend 10-15 hours a week. For 2 people that's 20-30 hours of time. That should be valuable, either just in life, or even earning some money running a CZcams side business.
I love how you adjusted too how things are now plan's always change I know your experience went up but you have your babygirl with you now and i know that was really hard on y'all this is a good video on how plan's changes and how to adjust to them ❤❤❤❤❤
Housing, food, and utilities always come first. After that the kids needs. And, finally everything else. Budgeting is so important to have outlined. It's hard but you have to do it. Great success will come in due time. Small sacrifices lead to bring results.
Hi Rodger and ismi glad things are working out for you both the one thing I see that u might need to figure in a little money for you two to have some alone time together seeing how u are all sharing one bedroom and you guys are both young and have time for yourself is very important to keep a happy and healthy marriage
Much respect for you both. And for your family. I will be heading to the airport in Seattle, in 19 hrs. I'll be arriving on cebu. Wednesday. Staying for 4 weeks.
You are an amazing couple. You have given me the inspiration to change my lifestyle, Jenisa and I have been planning our wedding soon. And your video has encouraged us to redo our budget and save even more. Thank you for your amazing content. A loyal fan.
Olá casal 🇧🇷🇧🇷 O meu tradutor não consegue traduzir o nome de sua esposa, mas parece que é "ISMI", bom é igual em todo casamento, EU CASEI DUAS VEZES , paguei aluguel durante 40 anos , HOJE tenho minha própria casa, com 65, FILHOS 7, TODOS hoje com sua própria casa, bem antes da ter a minha, netos são 16 e ainda falta filho dar neto, ENTÃO COLOCARAM DEUS A FRENTE não tem de dar errado👏👏👏👏🇧🇷🇧🇷 parabéns
Keep it up guys! You're doing well so far, and with perseverance it will get better. 🙏
Thank you
Great segment you two ,you did what was needed 👏🏿
Thanks a lot
Much respect to you and your family
Thank you sir
Both of you are two of the brightest people I've seen on CZcams. There will be little adjustments you will need to make but I know you will succeed. Try and save a little every month and it will slowly add up. I think there are online savings accounts that are available that will give you some interest on your saving too. You both know more about all of this than I do. I have a lot of respect for your family. Best of luck to both of you.
Thanks a lot brother. We will do this for our kids in the future.
moving to the City can be quite different. Remember to get enough sleep and proper nutrition. I will pray for your family.
You made the right decisions. We totally understand your budget and why you need an apartment like this etc. Good luck to you and your whole family ❤️ Greetings Ariel & Susanne
Thank you both
Good to see you two are doing well. You two did a good job describing the constraints and rationale behind your budgeting decisions especially with regard to time. Time is money. I myself have spent an crazy amount of time driving to and from work. Not only do you use a lot of gas but you also might get into an car accident. Generally you want to avoid that risk if you can.
Last time I was in Cebu, I rented a house in a gated village somewhere near Mabolo area (walking distance to the business park and some schools nearby). It was at about the same monthly rate, more than double the area of condos and a parking lot that I never got to use for months. I found it by walking around villages during weekends. I remember there were about 3 villages to choose from for me. I choose the one near the open soccer area church and nearby wet market. I'd probably do the same thing if assigned in Cebu again.
Exactly brother. Prices are too high.
@@RogerIsmiVlogs I guess I was lucky to be paying only 30K for a semi furnished gated house. Had to buy kitchen stuff but was easily able to sell it at half the price before I left. You can ask the Barangay Center for nearby gated villages.
Thank you Roger and Ismi. 😊
Seems like a good budget. Your doing well...living below your means and saving is how you get ahead. Many in the US live at or above means despite making a good income.
IT Park condos are surprisingly expensive. They’re similar to western prices. It’s not at all what a lot of foreigners expect when they think about relocating there. I’m in Northern Cebu and I own a house with my wife, but we have also considered renting in Cebu (so my wife could work), but it doesn’t feel practical with the high costs. Our Electricity (CEBECO2) and food budgets (vegetables are pricey!) are almost the same as they were in Australia. I can certainly understand you must be feeling a lot of financial pressures and life stress. You’ll do great guys! You’ll be successful and so glad you were brave and strong for each other 🥰
Thank you two for all of your ideas, opinion and facts about your country!!!! I just visited Muntinlupa City from January 8 thru January 26 it was a wonderful experience. I love the area and the condo I was staying at was only 18 American dollars per day.
Good morning Rodger/ lsmi . It's good to see that used to are doing well and your daughter also wish you all the best look forward to your upcoming videos.
Thanks brother 👍
Please tune in we have upcoming videos.
Hope you two are doing fine lately.
I think for Cebu City that is a very good budget for 6 people. I live 14kl from Ayala Mall, north and most of the time, it takes about 2 hrs to get there and sometimes even longer to get back. Spending 3 to 6 hrs in traffic is not fun.
You were right to consider how far you are from work. Commuting time should be a big consideration, many people spend 10-15 hours a week. For 2 people that's 20-30 hours of time. That should be valuable, either just in life, or even earning some money running a CZcams side business.
Just Stopped by to, Show some Love, 🫡🇺🇸🇵🇭, Tito
Hello Tito thanks for dropping by. God Bless 🙏
Please remember the most important things....Faith in god and your health are most important. Please always take care of yourselves and your family.
I love how you adjusted too how things are now plan's always change I know your experience went up but you have your babygirl with you now and i know that was really hard on y'all this is a good video on how plan's changes and how to adjust to them ❤❤❤❤❤
Thank you so much!!
Housing, food, and utilities always come first. After that the kids needs. And, finally everything else. Budgeting is so important to have outlined. It's hard but you have to do it. Great success will come in due time. Small sacrifices lead to bring results.
Hi Rodger and ismi glad things are working out for you both the one thing I see that u might need to figure in a little money for you two to have some alone time together seeing how u are all sharing one bedroom and you guys are both young and have time for yourself is very important to keep a happy and healthy marriage
Much respect for you both. And for your family. I will be heading to the airport in Seattle, in 19 hrs. I'll be arriving on cebu. Wednesday. Staying for 4 weeks.
I need more money than that! Beer and Babydolls!
Thanks for sharing
My pleasure
You are an amazing couple. You have given me the inspiration to change my lifestyle, Jenisa and I have been planning our wedding soon. And your video has encouraged us to redo our budget and save even more. Thank you for your amazing content. A loyal fan.
Thank you so much and our pleasure brother
I'll be praying for your families financial freedom .🙏
Next year I will move to the province and rent a room for 2000Peso a month and enjoy my life 😊
Thank you for great budget video! Im curious what your health care expenses are per month (Do you have Phil Health?). Thanks again.
30K is expensive I think but being close to work is good.
Yes pretty close brother
It's called shift bouncing sleep disruption and unfortunately is part of it.
❤❤❤❤❤❤❤❤
Olá casal 🇧🇷🇧🇷 O meu tradutor não consegue traduzir o nome de sua esposa, mas parece que é "ISMI", bom é igual em todo casamento, EU CASEI DUAS VEZES , paguei aluguel durante 40 anos , HOJE tenho minha própria casa, com 65, FILHOS 7, TODOS hoje com sua própria casa, bem antes da ter a minha, netos são 16 e ainda falta filho dar neto, ENTÃO COLOCARAM DEUS A FRENTE não tem de dar errado👏👏👏👏🇧🇷🇧🇷 parabéns
add subscriptions to your youtube, your followers would contritube :-)
Thank you
You two both look tired or just woke up?
Just woke up
🙀🫣🤪
Ya guys seems to be worrying about something or you just woke up, either one ☝️…
Just woke up. LoL
Hello po from Japan
Konnichiwa from Philippines brother