I respect the honesty bro i made sure to sub, I got a 1.7% on my 2019 scat got it out the door in Georgia for 35 k and I keep getting tempted to get a cat but financially I can’t justify it seeing you made me feel like I’m doing the right thing congrats on your ride bro and I hope the channel take off to offset the expense ✊🏾
Lol fr like we don't care, if we had the money we whould too. I mean I'll rather build a car then buy one doe but I'll spend 70k Into building a car without a doubt
I respect the honesty mate. God bless you for this video. I showed it to my younger brother & he realized that I wasn't being a hater like his bad crowd was telling him. He saw I legit was just looking out for his best interest. Much appreciated again mate. 🙏🏾
This is reminding me of when I almost bought a 80,000 truck. They couldn’t find what I wanted so I bought out my 16 bighorn with 25k miles for &26k. What a steal. Buying a new car is best way to waste money. I have so much respect for this dude making this video.
Straight to the point, honest and no bullshit. Respect went 📈 I went through the same thing when I bought my truck at 21. Put 20000 down on a 45k truck, with insurance stupid high. But my interest rate was low and monthly payment with extended warranty included was only 375. I love cars too but now I realize I have to save up for bigger things later on, but at the same time you have to enjoy life.
But like he said it’s the love for cars. When you have that passion you willing to do things like this. Plus he’s paying it and probably on time so don’t knock him. We all are different, you only live once . Much respect my guy💯💯
yo bro u real as hell for letting people know that a big payment for a car aint really worth it unless you making decent money 😔. Thats a clean ass cat tho keep doing what u doin bro
Dude I have a 6000 Camry I love cars but I know if I invest when I’m young I can enjoy my life later. I have a net worth of 1.8 million in stocks, real estate and gas station. Invest now rather than cry later. Rather than buying something that depreciate in value buy something that will appreciate in value. I’m not hating I wish you the best. And you gotta a CZcams channel so hopefully you get big and this car gets you to a million subs.
@@lilweezy110 same I’m 20 want a Charger so bad but if I invest the monthly payments from 20 to 40 in a growth stock I’ll have around 2 million dollar .. hope you like your car
@@sendit3251 i hate it but gets the job done but to fill my urges i got an old nb miata for a steal in this market. i know its reliable car and teaching me to drive stick. plus if i want to sell it i will either break even or make money on it.
all you gotta know, is a base price for financing a hellcat would be around $1,200 a month, (varies depending on your down payment obviously) if youre a young cat, add a $600-$850 insurance note a month to that aswell. depending on how much you drive the car, add gas to that, thatll be like $150-$400 a month, and thats not even adding tire rotations, buying new tires, oil changes etc. (again depends who you are as a driver.) add all that up thats about $2,000 a month BASE price to be able to afford a BRAND NEW hellcat. point being, take into account other expenses, you better be damn sure youre making about 15k a month to afford that car COMFORTABLY. (without having to break a sweat, or worry about it basically.)
I know it's expensive but you only live once. For 23 years old and saving 13K for the down plus getting 9% interest is pretty damn good in my book. I'm 55, married and after raising 2 kids for the last 24 years finally decided 2 years ago to buy my fun car - a 2014 Challenger with only 16K miles, but it's no Hellcat (but I still love it). I would have loved to had a badass car back in my 20's, so enjoy it my friend! Be safe and always check your mirrors before you give it some serious gas :)
@Scotty secretly loves Chryslers or no history. interest really doesn't reflect on the score exactly. its the history of your credit and how thick your credit file is. he is young and don't have much history.
Hey at least your honest bro lol! Love the honesty. I know you have alot of people looking at you and telling you you're crazy for paying that. But at the end of the day, you only live one life you should enjoy it! My goal is a widebody Scat before they quit making them. Gotta keep grinding 💪💪
I got my credit finally to 748 after paying off some credit card and loans off and I have like 2 more years to pay off my scat and was looking into a WB SCAT or WB hellcat … personally I’m at a crossroads … my problem is I really love these cars and my dumbass trying to get a new one lol I’m 24 living with my parents still and have a full time job while I go to college at night … the smart thing for me is to pay off the car and save up but now since it’s the last year they are making them … I really want a 2023 model
Respect bro. I bought me a 2017 Mustang GT back in February. It had less than 15K miles and cost me 28K. I scooped it up and did just a couple of mods and let it sit in my garage. It’s not my daily driver and I have been getting calls and emails about selling it because of the chip shortage. But it’s my favorite car for sure. When my crypto investments pan out I’m going to buy me a hellcat for sure. That car is clean brother!!!
I remember purchasing my Chevy Silverado 1500, Z71 package back in 2015, the base price was 55k but I was able to get the salesman down to 40k when I deposited 8k for a down payment. I was on a 72 month plan with interest rate 3.8%. My monthly payment was $581.97. After the first year of payments I was like, damn... I can't wait to pay this bih off.🤣 To the young brothers watching this video, I would highly recommend getting a used vehicle for your first car and stack your bread up, TJ highlighted a great point at the beginning of this video by stating, unless you really love cars, don't do it.
I get it man...i think most of us car lovers do this once in our life... but you got it man..your already saying how you could have used that money more wisely.. props
Respect for keeping it honest!✊🏾 I also too did the same thing as a person who’s interested in cars and a person who when they have their mind set on some shit they gone get it done! I wanted an F80 M3 so that’s what I did went out and bought it it was 50k I put 2k down, $924 for car payment and $189 a month for insurance. That ain’t including $60 in gas every few days lmao had the car for about 8 months on top of maintenance and being able to modify the car and have money left over. I couldn’t justify paying that much a month on a car so I had to get rid of. Sold it while the market was up and got something way cheaper. But more power to you bro I know that urge I done said fuck it so many times for cars 😂😂 but you got a new sub bro help you pay for that whip!
Bottom line bro get out of this loan, if you can't refinance for lower sell it. I'd rather see you lose $10k in selling it back then see you lose $34k paying it off
Cut them factory tailpipes and add them shooters on there..shid it a roar like a lion . Them wraps cost paper. Black partial wraps a fit Goood on white car with black wheels
Good for you young man! I hope you have a good job with great job security. Good to see you follow your passion. IMO, you have a tremendous car, stay safe!
Yo itz a nice lookn ride, but, and I'm Absolutely not busting your balls, I have nothing but Respect for you doing it big young man. And I'm positive you won't want to hear this, but here we go anyway. Run the numbers and you'll find its truth not just bs. The Charger in the exact same trim package and everything is without a doubt Faster. We weigh less. Please be safe in All of your future endeavors. #MoparOrNoCar
Salute to you and your honesty man! For us car enthusiasts, our cars have an intrinsic value that's priceless. When you buy a car like that you're also paying for the ownership experience and everyhing that comes with it. Enjoy these great cars while we got em and while you're young! Liked and subscribed!
Thank you for your insight. Just not in the cards for me right now. $1,500 a month for a car? I griped at $330 a month for my truck. Glad it's paid off now. Glad your doing good my man.
I really appreciate the honesty that you have in the video in the importance of not making bad financial decisions and how though you love the car it wasnt the best financial decision. I really hope this message isnt overlooked by viewers. That said I love the car. Sounds amazing
Congrats bro. I understand the 2nd thoughts but your honesty helped alot of people. The transparency is real bro. Enjoy your ride.. park it for 20 yrs and watch the value rise as electric becomes normal. You have a classic on your hands. Smart jump in my opinion. Leave it alone. Keep the value. ✌
Props man. I got my shit together but I’m 40. Finally got my scatpack widebody paid 56k. Insurance was the main reason I didn’t get the hellcat. It was 450$ plus the payment which was like 1100 for what I chose. I got my house. Got my wife a new car. Then I did my thing. I’ve got some side income from investments coming in. I would love a cat though.
Congrats on the purchase - beautiful ride. I just have to say don’t put too many miles on it cause when the novelty wears off in a few years, that payment gonna feel like a ball and chain. Keep your resale as high as possible. I went thru this with a M5 about 12 years ago and wish I had listened to what the old heads were preaching then.
M5 is gonna depreciate like a rock regardless, especially the E60, it’s engine is notorious for mechanical issues. Enjoy your cars, if you can’t afford the depreciation then you can’t afford the car.
@@V8TJ what’s the point of having it if you ain’t driving it tho😂😂 just trade it up in a year or two if you can. Idk.. I just got an 08 M6 (V10) w/ 52,000 miles. Bought it 25.5k cash. Already put 5000 miles in 3 months. Gas is KILLLLLLING me. That 93 is ugly.
👀 hmm, maybe I’ll stick with the RT version! Lol ! This was a great informative video , definitely answered the questions I’ve had in my head about what it takes to own something like this . It is pretty crazy , but buying a hellcat would be the biggest achievement of my life .
Or just don’t go for a 2020 I recently bought my hellcat for 50k with 20k miles it’s a 2016 a few years older but I saved me some money and was fortunate enough to buy my dream car
Bro! Keep creating this content! Look at that car as a business investment and not a personal purchase! You can do it! This CZcams can pay for that car if you’re consistent!
Been rolling HEMIs since '05 bro. I KNOW the feeling! I'm lucky enough to have been successful in enjoying my rides('16 Challenger Hellcat, '20 Redeye Charger). Keep rising young king. May think of visiting a credit union and refinancing your whip bro. Nobody can top their rates.
Not an entirely true blanket statement - though not terrible advice..my local credit unions when I bought my 20 HC WB were higher than what BoA gave me on that car. But they did give my GF a better rate (by .01%) on her Durango we got her shortly after. Ultimately - push the knowledge to shop around (alot) :)
@@jasonbarner8215 that's true. Rates change so often and will only get worse as the market keeps getting tighter and tighter. CUs typically do pretty good on refi's though.
Jesus i have 2019 19k Chrysler 300 S 33k and i over did it then but my old one was old and i needed AWD and its still fast and i can get my dad wheel chair in it but i only live ina trailer but its a lot 500 a months is a lot for use but its nice i like it my dad likes it and had oen before but the non s and it was on till about 80k
Congratulations....On your decision homie.....At least you keeping it 100...most folk will always have something to say....like they never did anything outside the norm....but Congratulations doh...
I thought I loved my 19 hellcat but 1500 a month is true love! I'm paying just over a third of that. With under 6k now I'ts hard not to sell it for a couple thousand more (easy) than I paid for it nearly 3 years ago. But I don't want to drive nothing else! Especially now that these cars are the end of true gas powered muscle cars!
Good for you bro you earned it, nothin but positivity. When I get more money in my pockets I might get something fast but I’m iffy about dodge, Every mechanic I’ve ever had told me they break down quick and it’s random stuff too that shouldn’t break. Engines seem to be bulletproof tho
Man the honesty was nice, do you self a favor make more videos to offset the cost of the car you got a sub from me.... once this thing is paid off get muliti units that way they can pay for it... dont be so hard on your self you're 23 not 43...
I love this video. You're being real and pointing out true reality. 👍 I bought a scat pack and paid it off within a year. I can easily walk into a dealership today with my scat and slap down enough cash to walk out with a fully paid for hellcat. I just don't want one bad enough. The paranoia of it possibly being stolen, wrecked, or whatever isn't worth it for me. lol 😆 I ain't meant to have one.
This guy is not an idiot…Car has already gone up 10k since he bought it. Sometimes it’s not a bad idea to jump in fearless. Be proud of what made you pull the trigger on that deal
Ayy bro props for the honesty. My last car was an RT but even that I couldn’t justify the payments. I’m pushing a new Mazda 3 Turbo now lol but saving 250 a month when you factor payment, gas and insurance. Enjoy the ride and you might get it out your system like I did.
@@Notfast86 I took advantage of the chip shortage so I was actually able to get $4700 just for essentially terminating my lease a year early and selling the car. But yes I went from the RT to my current Mazda 3 Turbo
Bro, you got a new sub here. Mopars aint cheap they say and appreciate you being real with us on it. However, congrats to you being able to have your car, getting yourself where you are to get it, having the discipline to save the money for the down payment. And kudos for the advice you are giving, such insight from a young man.
The minute you said 9% interest I had to stop the video and listen again! Hey my man, props on the purchase, your honesty and your channel! BUT there’s probably going to be a HARD LESSON learned here. I can only pray you got a very good extended warranty, too! Purchasing a car like this coupled with an interest rate like THAT tends to keep you “car” poor! I am glad you had 13k to put down… that alone shows grit and determination!
Bro... $13k down and 9% interest as a first-time buyer, with an approval? You knew your risks and still manage to overcome that. Mad respect for the transparency. That's a sub.
It good to have nice thing but they come in time. If you can afford it then go with it. Although Carmax is an option. It will take the financial burden off you.
Thanks for being honest. My credit was like 890. In 2019 I got a 2017 6k miles. Sticker was $54.9k. I put $27k down @5. Something % interest. Payments were $549 per month. Sucker drinks Hella gas.
@@V8TJ yea especially with 10k miles, which it has now! Go green black hood, brass monkey, fully loade with sunroof! I feel special. But they are bad buys right now with this electric deal coming strong forcing us to accept the future. I need a 4x4 truck since the bad ice storm back in February. Holding back to see how this plays out. Can you imagine? I didn't wanna spend the lil extra for a redeye then, I hate for people seeking them now at those prices!
@@mikeprice8307 Oh yeah that thing is nice for sure! Yeah the market is ridiculous right now but at least they will hold value, maybe even appreciate after dodge goes electric.
Nice like it alot im a mopar lover I have just a 6 cylinder challenger and and seeing as I drive tractor trailer for a living all my friends give me shit about it like why didn't I buy a hellcat or a demon but I prefer the old mopar's much more late 60s and early 70s mopar's and at 33 years old ive had a bunch of them through the years and I currently have a 1970 dodge dart swinger and a 1972 dodge demon but one day i will purchase a hellcat or a demon but the challenger i have now when that motor gets tired look out because its gonna get a built small block dropped in it possibly even a big block 440 we shall see but im gonna put the old school motor in a new challenger.
You have a lot of $$$$ sitting in your garage! I drive trucks too man. If you put a big block in a newer challenger you have to start a CZcams channel! 🙏🏾💯
Life is a balance….u dont want to always be broke but you dont always want to save everything because you dont know when something can happen and itll be time to go before you had a chance to enjoy any of it.
$1300 is my mortgage bro lol I’d still buy that car if my wife let me. I love that dang hellcat. I pay $890 for my truck Awesome car man, take care of it!
This is gonna hurt: 1300 x 72 months + 13k down-payment? Your paying over 100k for a used one my friend. Ouch. No thanks. Appreciate your honesty though.
I got Hellcat 5 years ago for 52k with 3000 miles on it. Put 6k down and my monthly payment was $600 a month and insurance was $75 a month full coverage. It isn't that expensive if you have great credit and driving record.
@@zachjohnson1 USAA insurance. My 2017 Ram night edition full coverage is $45 month. Zero violations on my record and never have gotten into an accident.
I respect the honesty bro i made sure to sub, I got a 1.7% on my 2019 scat got it out the door in Georgia for 35 k and I keep getting tempted to get a cat but financially I can’t justify it seeing you made me feel like I’m doing the right thing congrats on your ride bro and I hope the channel take off to offset the expense ✊🏾
Oh yeah you got a great deal! Thanks for the sub fasho! 🙏🏾💯
Miss those prices!
Facts, I’m about to trade my dart for a Durango asap
Yo that areial atom is crazy tho
Scat is all you need, hell a rt is fine for everyday
Seriously I respect you for talking about the numbers.
So many CZcamsrs get weird about it and zip up like car people are going to be judging them.
Yesssirr I got to keep it real with the people
Lol fr like we don't care, if we had the money we whould too. I mean I'll rather build a car then buy one doe but I'll spend 70k Into building a car without a doubt
Sweet💃🏿💃🏿💃🏿💃🏿💃🏿💃🏿💯Leave it ALL WHITE, but add a little pop to it
Good idea! 🙏🏾
Dat bih go too hard 🔥🔥🔥
Preciate that bro! 🙏🏾💯
I respect the honesty mate. God bless you for this video. I showed it to my younger brother & he realized that I wasn't being a hater like his bad crowd was telling him. He saw I legit was just looking out for his best interest. Much appreciated again mate. 🙏🏾
Yesssirrr thanks for watching 🙏🏾💯
This is reminding me of when I almost bought a 80,000 truck. They couldn’t find what I wanted so I bought out my 16 bighorn with 25k miles for &26k. What a steal.
Buying a new car is best way to waste money.
I have so much respect for this dude making this video.
Yessirrr gotta keep it real with the people! 🙏🏾
Purchased a 70 Cuda it's White too, in 2014 paid off now, but it's worth 3 times what I paid. But you only live once get what makes you smile.
Thank you. For posting this video..
Yesssirr thanks for watching 🙏🏾💯
Straight to the point, honest and no bullshit. Respect went 📈
I went through the same thing when I bought my truck at 21. Put 20000 down on a 45k truck, with insurance stupid high. But my interest rate was low and monthly payment with extended warranty included was only 375. I love cars too but now I realize I have to save up for bigger things later on, but at the same time you have to enjoy life.
Facts! 💯
When its paid off you will have the world at your hands and a nice truck that you wanted
@@8500Rask if it’s not already messed off by then
But like he said it’s the love for cars. When you have that passion you willing to do things like this. Plus he’s paying it and probably on time so don’t knock him. We all are different, you only live once . Much respect my guy💯💯
Preciate that man! At least somebody understand 🙏🏿💯💯
yo bro u real as hell for letting people know that a big payment for a car aint really worth it unless you making decent money 😔. Thats a clean ass cat tho keep doing what u doin bro
Thanks bro for being the example a cool ass one at that.
Yesssirr 🙏🏾💯
This what hellcat owners don’t tell you. Appreciate the info and insight
Yessirrr 🙏🏾💯
3:23 Monthly Payment
4:54 Insurance
Thank you, the mumbles were killing my ears
@@scottrose5922 sdfu
Thanks you. Some CZcamsrs talk too damn much like we give a shyt…🙄
$1200 a month for a CAR???
@@kierredestiny2 don’t forget about the $750 insurance. So that’s $1900/monthly smfh
Good luck brotha
🙏🏾🙏🏾
I’m subbing and liking when I have time imma like and comment on ya videos
Preciate the support man 🙏🏾💯
Also forgot to mention I’m glad to see someone on CZcams be honest for once! Keep up the grind!
Yesssirrr got to! 🙏🏾💯
Congratulations on your car. Im 54 and I couldn’t bring myself to spend that much . But your young why not. Live it up my man
Yesssirr 🙏🏾💯
Dude I have a 6000 Camry I love cars but I know if I invest when I’m young I can enjoy my life later. I have a net worth of 1.8 million in stocks, real estate and gas station. Invest now rather than cry later. Rather than buying something that depreciate in value buy something that will appreciate in value. I’m not hating I wish you the best. And you gotta a CZcams channel so hopefully you get big and this car gets you to a million subs.
@@lilweezy110 🙏🏾🙏🏾
@@lilweezy110 same I’m 20 want a Charger so bad but if I invest the monthly payments from 20 to 40 in a growth stock I’ll have around 2 million dollar .. hope you like your car
@@sendit3251 i hate it but gets the job done but to fill my urges i got an old nb miata for a steal in this market. i know its reliable car and teaching me to drive stick. plus if i want to sell it i will either break even or make money on it.
all you gotta know, is a base price for financing a hellcat would be around $1,200 a month, (varies depending on your down payment obviously)
if youre a young cat, add a $600-$850 insurance note a month to that aswell.
depending on how much you drive the car, add gas to that, thatll be like $150-$400 a month, and thats not even adding tire rotations, buying new tires, oil changes etc. (again depends who you are as a driver.)
add all that up thats about $2,000 a month BASE price to be able to afford a BRAND NEW hellcat. point being, take into account other expenses, you better be damn sure youre making about 15k a month to afford that car COMFORTABLY. (without having to break a sweat, or worry about it basically.)
I like the color though bro but that's that insurance and note hitting
I know it's expensive but you only live once. For 23 years old and saving 13K for the down plus getting 9% interest is pretty damn good in my book. I'm 55, married and after raising 2 kids for the last 24 years finally decided 2 years ago to buy my fun car - a 2014 Challenger with only 16K miles, but it's no Hellcat (but I still love it). I would have loved to had a badass car back in my 20's, so enjoy it my friend! Be safe and always check your mirrors before you give it some serious gas :)
Yessirr you only live once! I have two kids as well, that’s wassup man! 🙏🏾💯
@Scotty secretly loves Chryslers or no history. interest really doesn't reflect on the score exactly. its the history of your credit and how thick your credit file is. he is young and don't have much history.
dopest comment, thats real.
Respect. You work hard you can play hard. Keep up the grind my bro 🙏🏾👌🏾
Yessirrr 💯💯
Ouch!! Good luck
Tip: Get a insurance quote before buying a high risk car.
Yessir 🔥🔥🔥🔥🔥 thank you for keeping it real with people
Oh yeah fasho, got to 🙏🏾💯
Hey at least your honest bro lol! Love the honesty. I know you have alot of people looking at you and telling you you're crazy for paying that. But at the end of the day, you only live one life you should enjoy it! My goal is a widebody Scat before they quit making them. Gotta keep grinding 💪💪
Yesssirrr I got to keep it real with the people! Preciate the support man! And you’ll get it fasho! 🙏🏾💯
@@V8TJ anytime bro! Glad I came across your channel.
MINE TOO! Early 30s, 2 kids but I'm about to pull the trigger smh.
@@Karmelli yup that's me too lol! I turned 30 in July and 2 kids now with my baby girl born November 1st. It's tough but we can get it !💪💪
I got my credit finally to 748 after paying off some credit card and loans off and I have like 2 more years to pay off my scat and was looking into a WB SCAT or WB hellcat … personally I’m at a crossroads … my problem is I really love these cars and my dumbass trying to get a new one lol I’m 24 living with my parents still and have a full time job while I go to college at night … the smart thing for me is to pay off the car and save up but now since it’s the last year they are making them … I really want a 2023 model
YOLO ..... can't take money with you ... Live yo life bro #Respect
Yeesirrr 🙏🏾💯
Respect bro. I bought me a 2017 Mustang GT back in February. It had less than 15K miles and cost me 28K. I scooped it up and did just a couple of mods and let it sit in my garage. It’s not my daily driver and I have been getting calls and emails about selling it because of the chip shortage. But it’s my favorite car for sure. When my crypto investments pan out I’m going to buy me a hellcat for sure. That car is clean brother!!!
Yessirr you gotta get you one bro! But preciate that! 🙏🏾💯
Thats solid. Got my 18 GT Premium PP1 with 17K miles for 33K around the same time.
Like how you got straight to the point
Fasho! Thanks for watching 🙏🏾💯
Bro wrap only partial of the car start off with the hood, front end bumper, and side skirts maybe back bumper also
Good idea 🤔
Dope informative vid.
Yessirr thanks for watching 🙏🏾💯
We are all car guys, bro. We get it. Sweet car man! Don’t change a thing!
Glad someone understands! Preciate that and thanks for watching! 🙏🏾💯
I remember purchasing my Chevy Silverado 1500, Z71 package back in 2015, the base price was 55k but I was able to get the salesman down to 40k when I deposited 8k for a down payment. I was on a 72 month plan with interest rate 3.8%. My monthly payment was $581.97. After the first year of payments I was like, damn... I can't wait to pay this bih off.🤣
To the young brothers watching this video, I would highly recommend getting a used vehicle for your first car and stack your bread up, TJ highlighted a great point at the beginning of this video by stating, unless you really love cars, don't do it.
Reading this makes me wonder why I’m paying 440 a month for a 26k Nissan Sentra 🧐 also I peep that cole train Pic
Good thing is used car prices are high and you put a good amont down.... so you can get out of it if you choose
Crazy
I get it man...i think most of us car lovers do this once in our life... but you got it man..your already saying how you could have used that money more wisely.. props
Yessirr 🙏🏾💯
Respect for keeping it honest!✊🏾 I also too did the same thing as a person who’s interested in cars and a person who when they have their mind set on some shit they gone get it done! I wanted an F80 M3 so that’s what I did went out and bought it it was 50k I put 2k down, $924 for car payment and $189 a month for insurance. That ain’t including $60 in gas every few days lmao had the car for about 8 months on top of maintenance and being able to modify the car and have money left over. I couldn’t justify paying that much a month on a car so I had to get rid of. Sold it while the market was up and got something way cheaper. But more power to you bro I know that urge I done said fuck it so many times for cars 😂😂 but you got a new sub bro help you pay for that whip!
Yesssirr finally somebody that understands! Preciate that sub bro 🙏🏾💯
@@V8TJ you already know bro!
how u get 189 insurance ?
@@elitegamerjay9169 Yeah that $189 insurance gotta be cap.
What score was ur credit
shi 700 900 better than me. Them folks want 1300 from me. I’m 19 🙃. I respect you for making this video 💯.
Fasho! Thanks for watching! 🙏🏾💯
this is what keeping brothers down
Yeah some but not me🙏🏾
Bottom line bro get out of this loan, if you can't refinance for lower sell it.
I'd rather see you lose $10k in selling it back then see you lose $34k paying it off
Happy for you bro. Do what makes you feel happy. You only live once
Yesssirrr 🙏🏾💯
Gap insurance is only required for those upside down in a car..aka..owe more on the car than what it's worth.
Cut them factory tailpipes and add them shooters on there..shid it a roar like a lion . Them wraps cost paper. Black partial wraps a fit Goood on white car with black wheels
Yeah I think ima go wit a partial for right now fasho 🙏🏾💯
Good for you young man! I hope you have a good job with great job security. Good to see you follow your passion. IMO, you have a tremendous car, stay safe!
Preciate that man 🙏🏾💯
Hes right. Getting a hellcat before your money is really right will set you wayyyy back
Start with the wrap
Check out my latest video! 🙏🏾
Yo itz a nice lookn ride, but, and I'm Absolutely not busting your balls, I have nothing but Respect for you doing it big young man. And I'm positive you won't want to hear this, but here we go anyway. Run the numbers and you'll find its truth not just bs. The Charger in the exact same trim package and everything is without a doubt Faster. We weigh less. Please be safe in All of your future endeavors. #MoparOrNoCar
You think your charger faster than my redeye? Line it up! 😬😬
Salute to you and your honesty man! For us car enthusiasts, our cars have an intrinsic value that's priceless. When you buy a car like that you're also paying for the ownership experience and everyhing that comes with it. Enjoy these great cars while we got em and while you're young! Liked and subscribed!
Big facts! Most people won’t understand 🙏🏾💯
Thank you for your insight. Just not in the cards for me right now. $1,500 a month for a car? I griped at $330 a month for my truck. Glad it's paid off now. Glad your doing good my man.
Yessirr preciate that man 🙏🏾
I really appreciate the honesty that you have in the video in the importance of not making bad financial decisions and how though you love the car it wasnt the best financial decision. I really hope this message isnt overlooked by viewers. That said I love the car. Sounds amazing
Yeah I had to keep it real with the people! Thanks for watching though! 💯
Two ten inch Satin black racing stripes bumper to bumper would pop
I’m getting that on my redeye for sure 🔥🔥
Lol thanks for the honesty brother, I put $25,000 down for my Stinger only financed $15,000 the total for the car was $40,000
Shesshhh you put down a big bag fasho! 💸💸
Congrats bro. I understand the 2nd thoughts but your honesty helped alot of people. The transparency is real bro. Enjoy your ride.. park it for 20 yrs and watch the value rise as electric becomes normal. You have a classic on your hands. Smart jump in my opinion. Leave it alone. Keep the value. ✌
Yesssirr big facts! 🙏🏾💯
Definitely gone go up in value keep them miles low 💯
You should find a e63 amg 2014 get rid of this boat and that crazy payment
9% interest isn’t bad at all considering his age……… Love your Life King, as they say: “You Only Love Once‼️”
Yesssirrr 🙏🏾💯
YOU CAN ALWAYS REFINANCE! ENJOY IT BRO. LIFE IS TOO SHORT. IF IT MAKES YOU HAPPY AND IS WITHIN YOUR MEANS THEN GO FOR IT.
Yesssirrr 🙏🏾💯
Please refinance if you can
Props man. I got my shit together but I’m 40. Finally got my scatpack widebody paid 56k. Insurance was the main reason I didn’t get the hellcat. It was 450$ plus the payment which was like 1100 for what I chose. I got my house. Got my wife a new car. Then I did my thing. I’ve got some side income from investments coming in. I would love a cat though.
Yesssirrr you got the crib and you took care of the wife first, gotta respect that! And you still lit with the scat fasho! 🙏🏾💯
Bruh you are the first CZcams I ever heard tell people don’t do it unless you can afford it, I respect you for that
Gotta keep it real with the people 🙏🏾💯
@@V8TJ most CZcamsrs make it seem so simple
Atleast you told truth...dam
Congrats on the purchase - beautiful ride. I just have to say don’t put too many miles on it cause when the novelty wears off in a few years, that payment gonna feel like a ball and chain. Keep your resale as high as possible. I went thru this with a M5 about 12 years ago and wish I had listened to what the old heads were preaching then.
Yeah I’ll try not to drive it so much! Preciate that tho man 💯🙏🏾
M5 is gonna depreciate like a rock regardless, especially the E60, it’s engine is notorious for mechanical issues.
Enjoy your cars, if you can’t afford the depreciation then you can’t afford the car.
I put 48k miles on my car in 2 years it’s still worth 65k and I paid $54,000 out the door for a brand new 2019 charger hellcat
@@V8TJ what’s the point of having it if you ain’t driving it tho😂😂 just trade it up in a year or two if you can. Idk.. I just got an 08 M6 (V10) w/ 52,000 miles. Bought it 25.5k cash. Already put 5000 miles in 3 months. Gas is KILLLLLLING me. That 93 is ugly.
Drive the car you paid so much for enjoy it I know she fast 💨
👀 hmm, maybe I’ll stick with the RT version! Lol ! This was a great informative video , definitely answered the questions I’ve had in my head about what it takes to own something like this . It is pretty crazy , but buying a hellcat would be the biggest achievement of my life .
Nothing wrong with an RT brother! 🙏🏾💯
Lol I'll roll with the V6 & put the Scat Pack wheels on it.. haha
Or just don’t go for a 2020 I recently bought my hellcat for 50k with 20k miles it’s a 2016 a few years older but I saved me some money and was fortunate enough to buy my dream car
Like commented and subscribed 👊🏾
Yessirrr preciate dat! 🙏🏾💯
watch hellcat repos...lmao love it
Bro! Keep creating this content! Look at that car as a business investment and not a personal purchase! You can do it! This CZcams can pay for that car if you’re consistent!
Yesssirr that’s the plan! 🙏🏾💯
Been rolling HEMIs since '05 bro. I KNOW the feeling! I'm lucky enough to have been successful in enjoying my rides('16 Challenger Hellcat, '20 Redeye Charger). Keep rising young king. May think of visiting a credit union and refinancing your whip bro. Nobody can top their rates.
Charger redeye 🔥😮💨but I just bought another car so I’ll refinance in a few months!
Been riding w hemi since 2016 my first truck 04 ram 5.7 hemi at age 12 bought that ho for 4k
Not an entirely true blanket statement - though not terrible advice..my local credit unions when I bought my 20 HC WB were higher than what BoA gave me on that car. But they did give my GF a better rate (by .01%) on her Durango we got her shortly after. Ultimately - push the knowledge to shop around (alot) :)
@@jasonbarner8215 that's true. Rates change so often and will only get worse as the market keeps getting tighter and tighter. CUs typically do pretty good on refi's though.
Jesus i have 2019 19k Chrysler 300 S 33k and i over did it then but my old one was old and i needed AWD and its still fast and i can get my dad wheel chair in it
but i only live ina trailer but its a lot 500 a months is a lot for use but its nice i like it my dad likes it and had oen before but the non s and it was on till about 80k
Chrysler 300S 🔥🔥
Plain Jane fire with the black stripe
🔥🔥
Boys upgraded i see! gotta get like TJ 2022 💪🏽
Congratulations....On your decision homie.....At least you keeping it 100...most folk will always have something to say....like they never did anything outside the norm....but Congratulations doh...
Preciate that man fasho 🙏🏾💯
I thought I loved my 19 hellcat but 1500 a month is true love! I'm paying just over a third of that. With under 6k now I'ts hard not to sell it for a couple thousand more (easy) than I paid for it nearly 3 years ago. But I don't want to drive nothing else! Especially now that these cars are the end of true gas powered muscle cars!
Don’t sell! It’ll be worth a lot more in a few years 🙏🏾
Good for you bro you earned it, nothin but positivity.
When I get more money in my pockets I might get something fast but I’m iffy about dodge, Every mechanic I’ve ever had told me they break down quick and it’s random stuff too that shouldn’t break. Engines seem to be bulletproof tho
I’m sticking to my 2004 bmw 745li that is paid off in mint condition lol
Mann these cars now a days are an investment. U can flip it and then som in return. Keep grinding bro🤝
Big facts! And fasho bruh 🙏🏾💯
Mane Im glad i choose a 2021 v6 with 2 Miles down instead of the scat. It's levels to this bro. You get what you can afford 🤝
You still lit wit dat but you right fasho 🙏🏾💯
@@V8TJ yes sir. I'm move up next year or 2 but yeah all the trims dope
Never tell another man you chose the V6 over a V8 no matter what... just get a earlier year with a few miles on it.
@@armandsmith1027 huh? Its that serious?
Respect
Man the honesty was nice, do you self a favor make more videos to offset the cost of the car you got a sub from me.... once this thing is paid off get muliti units that way they can pay for it... dont be so hard on your self you're 23 not 43...
Yeah you right man! Thanks for the advice! 🙏🏾💯
Yoooooo! Damn
Finally somebody honest and real. Keep doing ur thing homie.
Yesssirr fahso 🙏🏾💯
I love this video. You're being real and pointing out true reality. 👍
I bought a scat pack and paid it off within a year. I can easily walk into a dealership today with my scat and slap down enough cash to walk out with a fully paid for hellcat. I just don't want one bad enough. The paranoia of it possibly being stolen, wrecked, or whatever isn't worth it for me. lol 😆 I ain't meant to have one.
Thanks for watching! 🙏🏾💯 I sleep good at night knowing mine is in a garage. 😂😂
9% broooo you’re crazy
Worth it.. now every car is being jack up on prizes.
Facts!
This guy is not an idiot…Car has already gone up 10k since he bought it. Sometimes it’s not a bad idea to jump in fearless. Be proud of what made you pull the trigger on that deal
Yesssirrr 🙏🏾💯
Ayy bro props for the honesty. My last car was an RT but even that I couldn’t justify the payments. I’m pushing a new Mazda 3 Turbo now lol but saving 250 a month when you factor payment, gas and insurance. Enjoy the ride and you might get it out your system like I did.
Nice bro. I just got me the 2021 Mazda 3 as well premium. An 3 olds skools on the side
@@deeson8818 there you go bro! I was impressed w the Mazda interior, it’s pretty clean!
@@childum yeah it does an the safety features as well. Good quality naturally aspirated car an doesn't loose value like most.
If you don’t mind sharing, you traded in the R/T for what you currently have?
@@Notfast86 I took advantage of the chip shortage so I was actually able to get $4700 just for essentially terminating my lease a year early and selling the car. But yes I went from the RT to my current Mazda 3 Turbo
I follow you off the honesty
Yessirrr preciate that! 🙏🏾💯
Bro, you got a new sub here. Mopars aint cheap they say and appreciate you being real with us on it. However, congrats to you being able to have your car, getting yourself where you are to get it, having the discipline to save the money for the down payment. And kudos for the advice you are giving, such insight from a young man.
Yesssirr! Thanks for the support! 💯💯
Ok, I believe his parents are on the loan and thus they insured it keeping his insurance payments low.
The minute you said 9% interest I had to stop the video and listen again! Hey my man, props on the purchase, your honesty and your channel! BUT there’s probably going to be a HARD LESSON learned here. I can only pray you got a very good extended warranty, too! Purchasing a car like this coupled with an interest rate like THAT tends to keep you “car” poor! I am glad you had 13k to put down… that alone shows grit and determination!
Yeah 9% is crazy but I got a new car check out my latest video! I got a way better deal 🙏🏾💯
I got 20% 🤕🔫
On god
They screwed him royally, God bless this young man
They gave me a 8% interest rate on a 36k loan I was putting 15k down so 51k in total I walked away 2020 392 Daytona 2k miles
It looks good like that to me
Yeah me too 🙏🏾💯
Fuck the streets up, record everything. Turn the liability into an asset💪🏽
That’s the plan fasho! 🙏🏾
Bro... $13k down and 9% interest as a first-time buyer, with an approval? You knew your risks and still manage to overcome that. Mad respect for the transparency.
That's a sub.
Yessssirrr preciate the support 🙏🏾💯
Only got one life to live might as well have fun for a while then get rid of it and stack the bread up
Yessirrrr big facts 🙏🏾💯
It good to have nice thing but they come in time. If you can afford it then go with it. Although Carmax is an option. It will take the financial burden off you.
My dude I have so much respect for you. You came toward as man and telling people the truth! You took responsibility for your actions. Enjoy
Yesssirr got to keep it real with the people! 🙏🏾💯
@@V8TJ Thank you for your respect and words of advise. Real respect
I never like to pay more than $500 a month for a car but that’s just me hellcats are the best sounding car out there that ain’t a supercar
Thanks for being honest. My credit was like 890. In 2019 I got a 2017 6k miles. Sticker was $54.9k.
I put $27k down @5. Something % interest. Payments were $549 per month. Sucker drinks Hella gas.
That’s wassup bro, you’ll be lucky to find a 2017 for less than 65k in this market🤦🏿♂️
@@V8TJ yea especially with 10k miles, which it has now! Go green black hood, brass monkey, fully loade with sunroof! I feel special. But they are bad buys right now with this electric deal coming strong forcing us to accept the future. I need a 4x4 truck since the bad ice storm back in February. Holding back to see how this plays out. Can you imagine? I didn't wanna spend the lil extra for a redeye then, I hate for people seeking them now at those prices!
@@mikeprice8307 Oh yeah that thing is nice for sure! Yeah the market is ridiculous right now but at least they will hold value, maybe even appreciate after dodge goes electric.
890?
@@hiramrosajr8231 yea it was like 4 attempts I believe all revolved that area
Nice like it alot im a mopar lover I have just a 6 cylinder challenger and and seeing as I drive tractor trailer for a living all my friends give me shit about it like why didn't I buy a hellcat or a demon but I prefer the old mopar's much more late 60s and early 70s mopar's and at 33 years old ive had a bunch of them through the years and I currently have a 1970 dodge dart swinger and a 1972 dodge demon but one day i will purchase a hellcat or a demon but the challenger i have now when that motor gets tired look out because its gonna get a built small block dropped in it possibly even a big block 440 we shall see but im gonna put the old school motor in a new challenger.
You have a lot of $$$$ sitting in your garage! I drive trucks too man. If you put a big block in a newer challenger you have to start a CZcams channel! 🙏🏾💯
Life is a balance….u dont want to always be broke but you dont always want to save everything because you dont know when something can happen and itll be time to go before you had a chance to enjoy any of it.
Facts!
@@V8TJ be humble, and enjoy what you got brotha, for w.e reason it may be. Life can be short.
$1300 is my mortgage bro lol
I’d still buy that car if my wife let me. I love that dang hellcat.
I pay $890 for my truck
Awesome car man, take care of it!
Yessirr you gotta get one but what the wife says goes! 😂 Thanks for watching tho 🙏🏾💯
This is gonna hurt: 1300 x 72 months + 13k down-payment? Your paying over 100k for a used one my friend. Ouch. No thanks. Appreciate your honesty though.
I got Hellcat 5 years ago for 52k with 3000 miles on it. Put 6k down and my monthly payment was $600 a month and insurance was $75 a month full coverage. It isn't that expensive if you have great credit and driving record.
Facts! 🙏🏾💯
$75/month insurance, I definitely call bullshit on that
@@zachjohnson1 USAA insurance. My 2017 Ram night edition full coverage is $45 month. Zero violations on my record and never have gotten into an accident.
I don’t believe the $75 a month though
@@delvingreen1564 $75 a month. USAA. FACTS. My wife is a veteran. Get the best deals just like VA the loan on our house
Only take you about 4 and a half years to pay that off. That time will fly by. Enjoy the car!
Facts! And yessirrr 🙏🏾💯
💯