Let's Pay DEBT with Savings Challenges! • How much can we Pay?

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  • čas přidán 27. 03. 2024
  • Today is all about Savings Challenges vs. Debt!!
    I am so excited to update you on where the new debt we took on in February is!
    Starting Balance: $8320
    Today's Balance: ????
    Numbered Paper Clips: amzn.to/3VICbAt
    Want to purchase something from my Etsy store? Please use this link to save me Etsy fees: snowgardener307.etsy.com
    #debtpayment #debtfreegoals #savingschallenges
    Join my membership to get monthly freebies, exclusive videos and more!
    / @snowgardener307budgets
    ALL MY SAVINGS CHALLENGES:
    March Binder- ‪@JanellRaeBudgets‬
    9. Purrger ‪@lizandless‬
    10. Self Affirmations ‪@ChampagnesCorner‬
    Christmas Cuties Binder - ‪@CraftCoBudgets‬
    Snowflake Christmas Binder - ‪@JanellRaeBudgets‬
    1. Puppy Snowflakes -Rami ‪@budgetpaparazzi‬
    2. OCD Christmas -Dani ‪@CraftCoBudgets‬
    3. Hot Chocolate -Tracy ‪@GoldenGirlBudgets‬
    4. Merry Flocking Christmas- Wren ‪@MischiefManagedBudgets‬
    5. Snowman ‪@JanellRaeBudgets‬
    6. Christmas- Jessica ‪@gpsoddsends‬
    7. Fir Sure -Liz ‪@lizandless‬
    8. Holiday Savings Challenge- Yazmine ‪@OfficialBudgets‬
    9. 12 Days of Christmas- Vida ‪@MirandasBudgets‬
    10. Holiday Cheer -Champagne ‪@ChampagnesCorner‬
    11. Double Sided Christmas- Judy ‪@savewithjudy‬
    12. Gingerbread Cutouts- Wren ‪@MischiefManagedBudgets‬
    Gemini "ME" Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
    All of the challenges in this binder are from my Etsy shop
    www.etsy.com/shop/SnowGardene...
    Red Savings Challenge Binder
    Year of the Dragon ‪@JanellRaeBudgets‬
    Weekend Getaway ‪@Girlmommabudgets‬
    Sushi Did ‪@lizandless‬
    ALL BUX- ‪@reinventingrene‬
    Blue Glitter "Full Size" Savings Challenge Binder
    The Life of a Pig *
    Pop It! *
    Life is a Beach *
    Shut the Box- ‪@reinventingrene‬
    2024- ‪@TheALMOSTOrganizedOwl‬
    *= Use the link above for my Etsy store to find these products
    Shiny Silver Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
    The Great Aussie Scratch Off- ‪@CraftCoBudgets‬
    Suitcases- Plan to Plan Sticker Co.
    Our starting debt total in April 2020 was: $365,862.62
    Our 1 year debt total in April 2021 was: $274,008.61
    Our 2 year debt total in April 2022 was $206,365.15
    Our 3 year debt update in April 2023 was $210,786.75
    Our 4 year debt update in April 2023 was ........
    * The above numbers include our mortgage
    AMAZON STOREFRONT:
    www.amazon.com/shop/snowgarde...
    FILMING STUFF:
    Filming Overhead Camera Arm: amzn.to/3mep9L5
    Camera: amzn.to/3mscnIV
    FOREVER FREEBIES:
    drive.google.com/drive/folder...
    💌S N A I L M A I L:
    SnowGardener307 aka Marlene
    PO Box 281
    Pinedale, WY 82941
    EMAIL for Business Inquiries Only:
    snowgardener307@gmail.com
    S H O P S & R E F E R R A L S:
    • My Etsy: www.etsy.com/shop/SnowGardene...
    • 307DesignStudio Etsy: www.etsy.com/shop/307DesignSt...
    DISCOUNT Code: KEEPSMILING
    • Want to show your appreciation? ko-fi.com/snowgardener307
    • SOUL MAMA - amz.run/6jej
    • FETCH - Referral Code- 1MTUEY
    • IBOTTA - ibotta.onelink.me/iUfE/8cc13c...
    • FORJARS- forjars.co - Coupon Code: SNOW10
    DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.
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Komentáře • 116

  • @Chatty-KathyBudgets
    @Chatty-KathyBudgets Před 3 měsíci +3

    💜💜💜 Love love love savings challenges for debt! 💜💜💜

  • @Ranii1000
    @Ranii1000 Před 2 měsíci +1

    I love succulents! I grow them here in Australia. That one would be great for my garden savings. I wish shipping to Australia wasn't so expensive. We don't file tax' til July 1. Thats start of next financial year for Aussies!

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci

      I have a hard time growing succulents but I love them! Yes...the shipping is dang expensive for sure! If you do decide to order something from me I always add extra challenges to try to help make up for the shipping cost!

  • @angelaromero2542
    @angelaromero2542 Před 3 měsíci +2

    What an Amazing video!!! Congrats on making a $511 debt payment, that's so Great!! I agree every little amount counts... just look adding everything up and it's hundreds into debt. Thank you so much for inspiring and be Awesome always!!! ❤❤❤❤

  • @thecannytally
    @thecannytally Před 3 měsíci +2

    Hi, just found your channel. Im on a debt free journey too so looking forward to picking up tips from you xx

  • @nicolethomas9
    @nicolethomas9 Před 3 měsíci +1

    Good morning love the way you are paying your the debt paying out I really want to buy a Janell book they look so fun and colorful

  • @budgetwithmamabear
    @budgetwithmamabear Před 2 měsíci +1

    You inspire me with my debt payoff journey! You did great this month💕🐻

  • @kaylamitchell1009
    @kaylamitchell1009 Před 3 měsíci +7

    You didn’t grab the cash out from the catch all.

  • @lorenemapps5000
    @lorenemapps5000 Před 3 měsíci +1

    Hi new subscriber, love that you are finding a way to pay off debt.

  • @budgetwithlisa2024
    @budgetwithlisa2024 Před 3 měsíci +1

    Shut the box looks so fun! Would be great for family game night 😊💙

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 3 měsíci +1

      It really is! Mr. SG307 bought me the actual game for Christmas. We have the 4 player version! SO much fun!!

    • @budgetwithlisa2024
      @budgetwithlisa2024 Před 3 měsíci

      Gotta look into getting it 😁 new subbie 💙

  • @Budgetinpurple
    @Budgetinpurple Před 3 měsíci +1

    I can't wait to see the April binder! Watching you plow through debt like you do is truly inspiring ❤ Enjoy your evening!

  • @KaySoBlessed1
    @KaySoBlessed1 Před 3 měsíci +1

    Happy Thursday Marlene!😊

  • @SweetandSassyBudgets
    @SweetandSassyBudgets Před 3 měsíci +1

    Great video, what a great debt payment! 💜

  • @bethbeckwith7928
    @bethbeckwith7928 Před 3 měsíci +1

    good job - those little amounts did add up in the March binder.

  • @Navigating30Something
    @Navigating30Something Před 3 měsíci +2

    36:37 had to watch through the debt update and I do love the song!!!! ❤ great video Marlene so nice to see the debt payments!!!

  • @BeccaBudgets777
    @BeccaBudgets777 Před 2 měsíci +1

    New subbie here! So glad I found your channel! I’m headed to your Etsy to purchase some savings challenges!!!🎉🎉🎉😊

  • @deannaedwards1147
    @deannaedwards1147 Před 3 měsíci +1

    What a great video❤ I decided to play my Life's a Beach book with a randomizer twist! I am playing 6 at a time. I roll a dice and play the page that comes up😊 I LOVE THAT BOOK❤❤❤❤

  • @jessicakuttler
    @jessicakuttler Před 3 měsíci +1

    Awesome debt payment!

  • @thefeistyone7178
    @thefeistyone7178 Před 3 měsíci +1

    It's so awesome watching you take down your debt! So happy for you!

  • @patcole1537
    @patcole1537 Před 3 měsíci +1

    Awesome payment Marlene!! Glad to see Shut the Box back. Also love the Plinko type game. Have a great night 🎉🎉🎉

  • @PamelaWang98765
    @PamelaWang98765 Před 3 měsíci +1

    Love watching all these savings challenge games!! Doing a few of my own as well! 😊

  • @toebeanbudgets
    @toebeanbudgets Před 3 měsíci +1

    Awesome debt payment

  • @savingwithvane9093
    @savingwithvane9093 Před 3 měsíci +1

    Good morning Marlene... great job using ur saving challenges to pay debt... like how at the end you keep track of all challenges finished 35:46

  • @coldcountess
    @coldcountess Před 3 měsíci +1

    Hello, great video, Marlene !!

  • @TrishaAnderson926
    @TrishaAnderson926 Před 3 měsíci +1

    Woo Hoo! Awesome debt update! 🎉🎉🎉

  • @Ranii1000
    @Ranii1000 Před 2 měsíci +1

    Purger. OMG cute!

  • @BudgetwithVee
    @BudgetwithVee Před 3 měsíci +1

    This was so fun !!

  • @kittyface7kat327
    @kittyface7kat327 Před 3 měsíci +1

    Great savings Marlene. :)

  • @Colourfulbudgetsuk
    @Colourfulbudgetsuk Před 3 měsíci +1

    Loving the video, what a big debt payment, I’m sure you are going to meet your goal for the debt payoff. Looking forwards to see April’s binder.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 3 měsíci

      Thank you so much! I am so happy with how much we have been able to get paid down on this debt!

  • @tracyreaume6451
    @tracyreaume6451 Před 3 měsíci +1

    Well done! Happy long Easter weekend (4 beautiful days off here in Alberta). 🐰🐣 🌸

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 3 měsíci

      Thank you Tracy!! Wow...4 days? That is amazing!! We don't get a holiday for Easter, so it is just a normal weekend for days off. BUT it is my weekend to work! LOL So here I sit Easter morning at 321am responding to comments! Have a great day!

  • @delorisjones7729
    @delorisjones7729 Před 3 měsíci +1

    can someone help me understand how taking money from one challenge, , and putting it in another is saving , if you are using the same money. I am new and trying to learn by watching all these videos. I love them, you guys rock at this.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 3 měsíci +2

      Hello Deloris! I am not sure what you are referring to. I do not take money from one challenge to another. I take money out of my savings challenge envelope which is money I budget for each month and get from the bank on my payday. I only get paid once a month, so I do withdraw enough money for the full month of challenges. My money is only used for 1 challenge and then it is moved into whatever category it is needed for, whether that be debt or some different goal. Could I take that same money and make a large debt payment or move it into a savings account at the beginning of the month? Yes, I could, but savings challenges and games help me stay motivated to reach my goals. I hope this helps.

    • @delorisjones7729
      @delorisjones7729 Před 2 měsíci +1

      @@SnowGardener307Budgets I can see doing the games is so much fun. I have alot of them coming to me. I have been doing the 100 envelope challenge but, that is hard. I think I will play and when one game is finish I move it to the n, I am not sure. Thank you. Any suggestions is very much appreciate.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci

      @@delorisjones7729 the first challenge I took on was the 100 envelopes and it took sooooo long!! It took me over a year to finish it. I wish I wouldn't have started with such a big challenge! LOL...I love the idea of playing games and doing smaller challenges to fill your 100 envelopes. It will give you the small wins that you don't get from the 100 envelopes!

  • @stankfamily
    @stankfamily Před 3 měsíci +1

    Awesome savings challenge video!

  • @TheBudgetPrincessa
    @TheBudgetPrincessa Před 3 měsíci +1

    Great job 🫶🏽🫶🏽

  • @thebubblystuffer
    @thebubblystuffer Před 3 měsíci +1

    Here watching while crafting 😊

  • @stankfamily
    @stankfamily Před 3 měsíci +1

    Incredible payment🤩

  • @amycook5009
    @amycook5009 Před 2 měsíci +1

    Great video ❤

  • @MacKenzieRabb
    @MacKenzieRabb Před 3 měsíci

    Just a head's up. The dot markers really do need to be stored horizontally. Storing them vertically, in a jar like you are, will ruin them quickly.

  • @veraruthbudgets
    @veraruthbudgets Před 3 měsíci +1

    Amazing debt payment!! 🎉

  • @angbudgetanddebt
    @angbudgetanddebt Před 2 měsíci +1

    Congrats on over a $500 debt payment!

  • @shonnebailey
    @shonnebailey Před 3 měsíci +1

    Go Marlene 🎉🎉🎉

  • @TheMysticsoul77
    @TheMysticsoul77 Před 3 měsíci +1

    🤗💚💵✉️Great Job, things are looking up💪

  • @Ahorraconcris
    @Ahorraconcris Před 2 měsíci +1

    Wow ❤😮 i like your video ❤😊. Love from Spain 😅😂❤

  • @elainerealized
    @elainerealized Před 3 měsíci +1

    💙

  • @BudgetingwithTracey
    @BudgetingwithTracey Před měsícem +1

    😊😊

  • @Lifewithmrsvee
    @Lifewithmrsvee Před 2 měsíci +1

    Hello marlene❤

  • @rackiahlyons6392
    @rackiahlyons6392 Před 3 měsíci +1

    ❤ saving vids. Where did you get your number paper clips from.

  • @PatinaDeVilleDesigns
    @PatinaDeVilleDesigns Před 3 měsíci +1

    Hahaha “How Purrrrrfect is that?” 😂👏

  • @PedigoBudgets
    @PedigoBudgets Před 3 měsíci +1

    💕

  • @valarieharding9498
    @valarieharding9498 Před 3 měsíci +2

    Hi Marlene, I just visited your ETSY shop and I love the life of a pig savings challenge book and life's a beach savings challenge book and also the four seasonal scratch-off savings. I would love to know how can I get them. I live in the Bahamas. Please help. Thank you.

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci

      Hello Valarie! I ship internationally all the time. I have not shipped to the Bahamas before, but I don't believe it would be a problem. I do know that international shipping is quite an expense, but I normally add extra challenges to try to make up for that expense!

    • @valarieharding9498
      @valarieharding9498 Před 2 měsíci +1

      Thank you very much. I will be ordering soon.@@SnowGardener307Budgets

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 2 měsíci

      Sounds great!!@@valarieharding9498

  • @Ducky_Budgets
    @Ducky_Budgets Před 3 měsíci +1

    ❤❤

  • @cmpprince
    @cmpprince Před 3 měsíci +1

    I'm a total dice dragon. I couldn't have said no. 😂

    • @SnowGardener307Budgets
      @SnowGardener307Budgets  Před 3 měsíci +1

      Hahahaha...I love dice. If these would have been sets of dice I totally would have taken them. They were all D6s and I have a ton of those!

  • @tammybowen5307
    @tammybowen5307 Před 3 měsíci +1

    ❤❤❤❤😊😊😊😊

  • @boymomlovestosave
    @boymomlovestosave Před 3 měsíci

    Hi Marlene. Happy Friday. I am pressing play to listen as I put the boys Easter baskets together. 💚

  • @chicagofinancebabe
    @chicagofinancebabe Před 3 měsíci +1

    Purrgurger is so funny 😂🍔

  • @christyross8337
    @christyross8337 Před 3 měsíci +1

    ❤❤