Let's Pay DEBT with Savings Challenges! • How much can we Pay?
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- čas přidán 27. 03. 2024
- Today is all about Savings Challenges vs. Debt!!
I am so excited to update you on where the new debt we took on in February is!
Starting Balance: $8320
Today's Balance: ????
Numbered Paper Clips: amzn.to/3VICbAt
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#debtpayment #debtfreegoals #savingschallenges
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/ @snowgardener307budgets
ALL MY SAVINGS CHALLENGES:
March Binder- @JanellRaeBudgets
9. Purrger @lizandless
10. Self Affirmations @ChampagnesCorner
Christmas Cuties Binder - @CraftCoBudgets
Snowflake Christmas Binder - @JanellRaeBudgets
1. Puppy Snowflakes -Rami @budgetpaparazzi
2. OCD Christmas -Dani @CraftCoBudgets
3. Hot Chocolate -Tracy @GoldenGirlBudgets
4. Merry Flocking Christmas- Wren @MischiefManagedBudgets
5. Snowman @JanellRaeBudgets
6. Christmas- Jessica @gpsoddsends
7. Fir Sure -Liz @lizandless
8. Holiday Savings Challenge- Yazmine @OfficialBudgets
9. 12 Days of Christmas- Vida @MirandasBudgets
10. Holiday Cheer -Champagne @ChampagnesCorner
11. Double Sided Christmas- Judy @savewithjudy
12. Gingerbread Cutouts- Wren @MischiefManagedBudgets
Gemini "ME" Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
All of the challenges in this binder are from my Etsy shop
www.etsy.com/shop/SnowGardene...
Red Savings Challenge Binder
Year of the Dragon @JanellRaeBudgets
Weekend Getaway @Girlmommabudgets
Sushi Did @lizandless
ALL BUX- @reinventingrene
Blue Glitter "Full Size" Savings Challenge Binder
The Life of a Pig *
Pop It! *
Life is a Beach *
Shut the Box- @reinventingrene
2024- @TheALMOSTOrganizedOwl
*= Use the link above for my Etsy store to find these products
Shiny Silver Savings Challenge Binder (NOT IN ROTATION RIGHT NOW-BUT IT WILL BE BACK!)
The Great Aussie Scratch Off- @CraftCoBudgets
Suitcases- Plan to Plan Sticker Co.
Our starting debt total in April 2020 was: $365,862.62
Our 1 year debt total in April 2021 was: $274,008.61
Our 2 year debt total in April 2022 was $206,365.15
Our 3 year debt update in April 2023 was $210,786.75
Our 4 year debt update in April 2023 was ........
* The above numbers include our mortgage
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SnowGardener307 aka Marlene
PO Box 281
Pinedale, WY 82941
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DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial, and debt freedom, progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner. - Zábava
💜💜💜 Love love love savings challenges for debt! 💜💜💜
Thank you Kathy!!
I love succulents! I grow them here in Australia. That one would be great for my garden savings. I wish shipping to Australia wasn't so expensive. We don't file tax' til July 1. Thats start of next financial year for Aussies!
I have a hard time growing succulents but I love them! Yes...the shipping is dang expensive for sure! If you do decide to order something from me I always add extra challenges to try to help make up for the shipping cost!
What an Amazing video!!! Congrats on making a $511 debt payment, that's so Great!! I agree every little amount counts... just look adding everything up and it's hundreds into debt. Thank you so much for inspiring and be Awesome always!!! ❤❤❤❤
Thank you so much! Yes...dollars add up when you don't give up!!
Hi, just found your channel. Im on a debt free journey too so looking forward to picking up tips from you xx
Welcome!! Thank you so much!
Good morning love the way you are paying your the debt paying out I really want to buy a Janell book they look so fun and colorful
Thank you Nicole! Her books are so much fun!!
You inspire me with my debt payoff journey! You did great this month💕🐻
Thank you so much! You are an inspiration as well!!
You didn’t grab the cash out from the catch all.
Hi new subscriber, love that you are finding a way to pay off debt.
Shut the box looks so fun! Would be great for family game night 😊💙
It really is! Mr. SG307 bought me the actual game for Christmas. We have the 4 player version! SO much fun!!
Gotta look into getting it 😁 new subbie 💙
I can't wait to see the April binder! Watching you plow through debt like you do is truly inspiring ❤ Enjoy your evening!
Thank you so much!!
Happy Thursday Marlene!😊
Happy Easter to you Kay!
Great video, what a great debt payment! 💜
good job - those little amounts did add up in the March binder.
They sure did! It is amazing how they add up!
36:37 had to watch through the debt update and I do love the song!!!! ❤ great video Marlene so nice to see the debt payments!!!
New subbie here! So glad I found your channel! I’m headed to your Etsy to purchase some savings challenges!!!🎉🎉🎉😊
Awesome! Thank you!
What a great video❤ I decided to play my Life's a Beach book with a randomizer twist! I am playing 6 at a time. I roll a dice and play the page that comes up😊 I LOVE THAT BOOK❤❤❤❤
That is awesome! Such a great idea!! I am so happy you love the book!!
Awesome debt payment!
It's so awesome watching you take down your debt! So happy for you!
Thank you so much!!
Awesome payment Marlene!! Glad to see Shut the Box back. Also love the Plinko type game. Have a great night 🎉🎉🎉
Thank you so much Pat! Yes...I missed STB!!
Love watching all these savings challenge games!! Doing a few of my own as well! 😊
This is awesome Pamela! They are so much fun!!
Awesome debt payment
Thank you!!
Good morning Marlene... great job using ur saving challenges to pay debt... like how at the end you keep track of all challenges finished 35:46
Good morning!! Thank you so much!!
Hello, great video, Marlene !!
Thanks so much
Woo Hoo! Awesome debt update! 🎉🎉🎉
Purger. OMG cute!
Isn't Liz just the best?
This was so fun !!
Thank you Vee!
Great savings Marlene. :)
Loving the video, what a big debt payment, I’m sure you are going to meet your goal for the debt payoff. Looking forwards to see April’s binder.
Thank you so much! I am so happy with how much we have been able to get paid down on this debt!
Well done! Happy long Easter weekend (4 beautiful days off here in Alberta). 🐰🐣 🌸
Thank you Tracy!! Wow...4 days? That is amazing!! We don't get a holiday for Easter, so it is just a normal weekend for days off. BUT it is my weekend to work! LOL So here I sit Easter morning at 321am responding to comments! Have a great day!
can someone help me understand how taking money from one challenge, , and putting it in another is saving , if you are using the same money. I am new and trying to learn by watching all these videos. I love them, you guys rock at this.
Hello Deloris! I am not sure what you are referring to. I do not take money from one challenge to another. I take money out of my savings challenge envelope which is money I budget for each month and get from the bank on my payday. I only get paid once a month, so I do withdraw enough money for the full month of challenges. My money is only used for 1 challenge and then it is moved into whatever category it is needed for, whether that be debt or some different goal. Could I take that same money and make a large debt payment or move it into a savings account at the beginning of the month? Yes, I could, but savings challenges and games help me stay motivated to reach my goals. I hope this helps.
@@SnowGardener307Budgets I can see doing the games is so much fun. I have alot of them coming to me. I have been doing the 100 envelope challenge but, that is hard. I think I will play and when one game is finish I move it to the n, I am not sure. Thank you. Any suggestions is very much appreciate.
@@delorisjones7729 the first challenge I took on was the 100 envelopes and it took sooooo long!! It took me over a year to finish it. I wish I wouldn't have started with such a big challenge! LOL...I love the idea of playing games and doing smaller challenges to fill your 100 envelopes. It will give you the small wins that you don't get from the 100 envelopes!
Awesome savings challenge video!
Great job 🫶🏽🫶🏽
Thank you!!
Here watching while crafting 😊
You are the best!!
Incredible payment🤩
Thank you Charla!
Great video ❤
Thank you!!
Just a head's up. The dot markers really do need to be stored horizontally. Storing them vertically, in a jar like you are, will ruin them quickly.
Amazing debt payment!! 🎉
Thank you!!
Congrats on over a $500 debt payment!
Thank you!!
Go Marlene 🎉🎉🎉
Thank you!
🤗💚💵✉️Great Job, things are looking up💪
Yes they are! Thank you Lori!!
Wow ❤😮 i like your video ❤😊. Love from Spain 😅😂❤
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Hello marlene❤
Hey hey!
❤ saving vids. Where did you get your number paper clips from.
Hahaha “How Purrrrrfect is that?” 😂👏
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Hi Marlene, I just visited your ETSY shop and I love the life of a pig savings challenge book and life's a beach savings challenge book and also the four seasonal scratch-off savings. I would love to know how can I get them. I live in the Bahamas. Please help. Thank you.
Hello Valarie! I ship internationally all the time. I have not shipped to the Bahamas before, but I don't believe it would be a problem. I do know that international shipping is quite an expense, but I normally add extra challenges to try to make up for that expense!
Thank you very much. I will be ordering soon.@@SnowGardener307Budgets
Sounds great!!@@valarieharding9498
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I'm a total dice dragon. I couldn't have said no. 😂
Hahahaha...I love dice. If these would have been sets of dice I totally would have taken them. They were all D6s and I have a ton of those!
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Hi Marlene. Happy Friday. I am pressing play to listen as I put the boys Easter baskets together. 💚
Purrgurger is so funny 😂🍔
Liz is just the funniest!!
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