What Is the Perfect Stock Portfolio Mix - I'm Worried About Over-Diversification
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- čas přidán 26. 11. 2022
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Our Rich Journey - What Is the Perfect Stock Portfolio Mix - I'm Worried About Over-Diversification: We get a lot of questions about asset allocation and diversification. If you've been following us, you know that our primary investment is a total stock market index fund (VTSAX). But, we also invest in other sector ETFs, REITs, and even a small percentage of individual stocks. With all of our investments, we have to be strategic so that we aren't overlapping our investments (i.e., making everything redundant and too diversified). In this video, we talk about the perfect stock portfolio mix and how to address the issue of being too diversified.
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Our Top ETF Investments for Dividend Income and High Returns to Retire Early:
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I appreciate the fact that this couple never interrupt each other,....and always respect and listen to what the other is saying.
Thank you so much Tony!
I have a feeling they structure their videos very carefully. Which is a strength of theirs cuz the content flows very well.
So true! I was watching another financial education channel and he had his wife join him for a special episode. They kept interrupting each other and it was so distracting and frustrating that I couldn't finish watching it. They had even rehearsed too.
Great video! I think some overlap is fine -- not something to worry about.
Your enthusiasm is infectious! I’m checking out my investments now!
🤑
Greetings from Belgium 👋🏾
I learned so much on investing thanks to your videos!
Of course I needed to adapt but now I'm slowly getting where I wanted.
Thanks for sharing your journey!
Tuning in from Portugal! Thank you guys for your weekly knowledge, see you guys soon!
That’s so true. Sometime being simple is not simple. Your words are always worthy to be listened. Thank you!❤
Thank you so much Khanh!!! ❤️
What an excellent video! Love your content guys! Have a blessed week!!🙏🏽
I love that you call out the fund managers that so many times do not even beat the index funds!! I stick with the tried and true and I thank you for your solid advice!
Ever since i found this channe ive been binging all your videos, Cant wait to watch as many as possible!
Thank you soooo much for thoroughly explaining this because I also had this question pop in my mind over and over again and thanks to this video its clear 🥳
I really appreciate your channel and information! What is your take on selling covered calls? I've never heard you talk about them.
There you go guys!!!! Much success and that's again for all the information!! You are helping the world becomes richer!!
I just love you guys. There's just something about how you take it slow in the explanation. You can tell your kids have great parents! Thanks for being the financial parents the rest of us never had!
I think SCHD is a great option to VTI. It has beaten VTI in the 1, 3, 5, and 10 yr. And has a yield twice as high. Definitely a great large value option.
Great video ❤️
Thx. Husb and I have had 2 diff financial advisors from big respected firms. Both good but first more ETF’s and new one more stock w/some ETFs. My husb is older and happy w/new one but I’m not for the very issues noted in this video. You said exactly what I want: simplicity with some coverage in future areas of high growth (incl for me fundamental changes to global monetary banking system.) I’ve done 20+ yrs of self learning of investing and co-ran sml biz now sold so past hand holding. PS: maybe do video o pros and cons of self investing/planning vs an advisor esp at diff levels of net worth, experience and age. I do think many benefit from an impartial voice to stop costly emotional money moves but in reality advisors always have some self interest. Edit: big fund cos like BlackRock now use powerful quantum computer. ✌️
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I tried individual stocks and let's just say i'm sticking to index funds. LOL
Nice episode was wondering if you would consider doing a similar one on how to choose the best Food Commodities EFT. My father lived thru the great depression of the 1930's and said something to me as a child that I have never forgotten. No matter how bad the economy is people have to eat and it is the safest market sector to work in, ie you at least have a job or you can own your own grocery store. After the 1929 crash no one would invest in the stock market for a very long time and for many people of that era the rest of their lives. Things have changed since then but we can now invest in that sector of the economy. The only vexing questions is which ETF or fund is the best to invest in to protect yourself as a defensive position in the stock market ?
Hey do you guys have any REIT etfs? Is this a time to buy a REIT ETF?
Any ETF recommendations on green power through Vanguard? You guys are amazing btw❤
I have a good mix of stocks, ETFs and index funds in my portfolio and I’m looking at later buying a home in Japan to retire there. The biggest concern I have though is about how to move money to Japan. I will say maintain my portfolio accounts in the U.S as well as my major bank account which pays me a lot higher interest rate than I would get in Japan. I am also looking at how exchange rates work and may just keep my money all in the U.S. but then Inhave to concern myself with being taxed in Japan on money I move over to pay bills there too. What steps did you guys take to make your ‘finances’ move to Portugal?
Which software do you recommend to analyze portfolio? I.e. stock rover?
I have 6 mutual funds and Roth that's in a low risk fund that USAA advised me in years ago. I stop contributing 4 of those mutual funds and only put money in VTSAX and FXAIX. I want to narrow my portfolio down and move my Roth into the S&P. I'm 43. I want to be aggressive in the market Should I do this and when? Do I sell now or later to put the money from the other funds in my index funds?
I just love you both. Brilliant, professional and beautiful.
Thank you Nicole!
Thanks again. Too funny. I'm wearing the same Mandalorian shirt while listening to this. 😂😂😂
I like this vid.. Good insight.
Checking in from the DMV.
Hey there LaShawn!!! ❤️
Good stuff…
was looking at HDV iShares dividend ETF due to its low ratio for the ROTH IRA since it will track all 75 good stocks in one basket but VYM might be the best bet
Compare SCHD to those two you mentioned, and you will see it beats them both when it comes to the combination of capital gains and yield; and it only costs 0.06%
Great topic! Thank you for covering this! I have definitely deworseified by portfolio. I started out with FZROX, FZILX, and FSRNX as y'all have discussed. But I wanted exposure to everything, so I have about 30 ETFs and index funds! And about 30 stock positions. Whoops, way too much!
What ETFs and Stocks are you holding?
What technology ETFs do you invest in?
They've mentioned VGT and QQQ before.
Simplified...facts
Hi there Danelle! ❤️
Serious question for you both: who you supporting in world cup, USA or Portugal?
Vym has helped keep me balanced the last couple year Hope it can hang in there.
Good video. I have a question. Would it be better to start with regular brokerage, because I won't be able to contribute all 6k for a Roth? Thanks in advance
Vanguard is a nice platform to start.
You're not required to contribute $6K all at once, you can do it in smaller amounts throughout the year.
I am in an IT ETF and a Pharma ETF and looking to add a couple more sectors. Should I add green energy or finance next?
Im a green energy and Water ETF type of guy. Im thinking about a Pharma ETF, only have one stock in that area: Roche.
Would you sell at a major loss in single stocks and rebalance your portfolio in etfs? I like the company I'm invested in but the way the economy is going they are burning allot of cash.
We wouldn’t but it’s because we already feel confident with our investments, so we would continue to invest! 😀
VTI!!! 💪🏾💪🏾💪🏾
😀
Is VTI better than VOO?
total market investing such as SPY with Dividends and writing Call options for income. I don't hear about Selling Calls options for income only having employement income with side hustle or self employement passive income, real estate, to reach FIRE.
I invest in the total stock market but also invest in Chesapeake Energy.
Great video. I like growth stocks MGK and TECL big tech leveraged and a bit of SOXL semiconductors fund leveraged. Question do you think the total market does better than the s&p 500? I didn't think so bit I'd like to hear your take on it
You can check out historical performance, but there’s not a huge difference because a total stock market index fund is market cap weighted so it’s heavy on S&P 500 already😀
Yes but on one of your other videos I noticed you were invested in VTI and VTSAX ? Both total market. Isn't that overlap?
Good question
Simplicity is the key of investment
Question: As a long term investor new to the Market, is this the best time to invest for me?
Absolutely
You might have overlap, but if you are investing in something you are already invested in, then you are investing in what you want to invest in!
Should be boring! That sums it up perfectly.
Will you ever put bitcoin in your portfolio?
Hi There 😊
❤️❤️❤️
What is a core satellite portfolio can y'all talk about that in your next video
This year has been a terrible year for investing in the stock market no matter how diverse your investments are.
@@shawn47240 👍
Diversify but no “diworsification” per Peter Lynch.
sell sell sell
? 🤣 😂
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I would LOVE ❤ to see this PRODUCTIVE couple be invited to Earn Your Leisure tour and simply demonstrate their winning strategy on HOW MARRIED COUPLES CAN PRODUCE