Final Expense Sales - Why Independent Final Expense Agents Make More than Captive Agents

NOW HIRING! We're actively recruiting new or aspiring insurance agent looking to make great money selling final expense over the phone or in-person! Check the links below to learn more about The DIG Agency:
-Apply to join the DIG Agency here: www.davidduford.com/apply/
-Join A Daily Q&A Call here to ask questions: www.davidduford.com/intro-call/
-We have 300+ 5-star reviews and case studies galore to review here: www.davidduford.com/testimoni...
Top reasons agents join The DIG Agency include:
1) World Class Sales Training & Mentorship
2) Free Leads (Or You Can Buy Your Own)
3) Telesales or In-Person Positions Available
4) Top Commissions (Up to 130% Contracts Available Without Recruiting)
5) Fresh & Exclusive Leads For EVERY Agent!
The DIG Agenecy has over 10+ years of experience in recruiting agents to sell final expense successfully, and has recruited over 3,500 agents since 2013.
Want MORE Free Insurance Sales Training? Check out our no-cost private training site at www.davidduford.com/iss/ - We have over 30+ hours of deep dive sales training and scripts for final expense, Medicare, annuities, and health insurance sales. PLUS, you get David's 3 best-selling e-books for free when you join!
Need Help Passing Your Life Insurance Exam? Learn how we guarantee that you'll pass your life/health exam in 90 days or less, or your money back here: www.LifeHealthExamCoach.com
Important Income Disclaimer:
All references, statements or claims contained in this video of any positive sales/earnings results that agents have achieved or are able to achieve using our training courses and membership programs, whether made directly or through any existing agent testimonial, represents result which are not typical and, in some cases, extraordinary, prospective agents should not rely upon any such examples or claims or automatically expect to achieve any demonstrated or referenced results achieved by other agents or that may be claimed directly by any existing agent in this video. There is never a guarantee that any of our agents will achieve any positive results. While similar results are possible and they have occurred in many cases, obtaining the level of final expense, Medicare, and/or annuities sales/earnings results that may be referenced or claimed directly by any of our agents in this video is based upon a variety of factors, including your level of effort and desire and other circumstances that cannot be predicted. We make no express or implied guarantees or warranties that the same sales/earnings results will be able to be achieved by any new agent using our training courses and membership programs.

[@HiDefMediaInc]

David. I’m the number one producing agent at my company and I’m struggling to keep a roof over my head because of the way things are set up and the amount of business that I’ve lost over the past three months due to underwriting policy changes.
I am actually at this fork in the road personally. I am loyal to my recruiter but being in captive age it just does not seem profitable.
I think I’ve written about $11,000AP in the past 13 days. And I may have made about $2000 because of chargebacks, when people are able to find better priced plans and I’ve literally lost about $10,000 with policies that were either denied because of them starting to use medical billing codes instead of just looking at the prescriptions I and people being moved from preferred/select coverage to modified/graded coverage and their premiums going up by $20 and $30 per month.
It’s been pretty crushing :-(

[@mob4ever]

What is your opinion of Senior Life insurance company?

[@TheDIGAgency]

They are needless to have if you are an independent agent.
However, if for some reason I wanted to be captive, they'd be a better choice than many other options.