HOW TO BUY A HOUSE IN JAMAICA - EVERYTHING YOU NEED TO KNOW! | EP 1:

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  • čas přidán 10. 09. 2024
  • Detailed step-by-step guideline on how to buy a house in Jamaica, while living overseas or in Jamaica! I bought this property without using National Housing Trust (NHT) Benefits.
    Steps:
    1. Get finance in order - save deposit, closing cost and additional funds
    2. Get documents in order - proof of income, proof of identification, verification of employment,credit report, tax records and bank statements.
    3. Get pre-qualification letter from bank
    4. Value and assess property - I used a property acquisition firm "PALOPOLY".
    5. Apply for mortgage
    6. Pay closing cost and additional expenses - stamp duty, title registration, lawyer fee etc
    7. GET THE KEYS TO THE CRIB BABYYY !

Komentáře • 148

  • @itsmebom-bom3289
    @itsmebom-bom3289 Před 4 lety +7

    Thank u! Thank u! Thank u! I currently live in Florida and I really wanted to purchase ah home in JA but didn’t even know how to start. This vlog is great help. I will sure to share🙏🏽❤️

    • @JaydahTalks
      @JaydahTalks  Před 4 lety +1

      Thanks Tanya baby ❤️❤️❤️❤️

  • @Biscuitdesignz
    @Biscuitdesignz Před 3 lety +3

    I've watched over 10 videos on this topic and this one is easily the most understandable one yet. Thanks!

  • @lizshepherd236
    @lizshepherd236 Před 4 lety +13

    Congrats hun, appreciate this video and do enjoy your new 🏡..

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      Thank you ! Remember to subscribe ☺️

  • @angelotaylor1133
    @angelotaylor1133 Před 3 lety +2

    Thanks for this video ☺️ I from the Bahamas 🇧🇸 that will love to buy a house in Jamaica in the future when it's time for me to relax during vacation

    • @JaydahTalks
      @JaydahTalks  Před 3 lety

      Thanks for watching! Keep me updated on your journey xx

  • @islandgurlpurple
    @islandgurlpurple Před 4 lety +3

    Saw your comment on Patricia Bright’s video, thank you for doing this from a Jamaican perspective! Probably gonna be a few years before I buy a house but I’m tryna learn as much as possible

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      islandgurlpurple awww! Thanks so much for following up and watching 💓 You’re doing the smart thing, the more you know the better you’ll be able to plan

  • @hhewitt4772
    @hhewitt4772 Před 3 lety +2

    This was the best information I got on any of these CZcams videos good job 👏

  • @tiffaniewilliams9517
    @tiffaniewilliams9517 Před 4 lety +6

    Loool you easy fi listen to doe! Like the vybe, looking forward to more vids 🤗

    • @JaydahTalks
      @JaydahTalks  Před 4 lety +1

      Thanks Tiffi goodie 💖💖 You think so ? I’m thinking to redo this one because it’s a bit too fast 🥺😭

    • @tiffaniewilliams9517
      @tiffaniewilliams9517 Před 4 lety +1

      Likkle bit fast yes but I think it was perf, to the point, nuh guh round nuh corner, but if you have a different perspective or more advice to add then ofcourse! We a guh watch it again 😂❤️

    • @michaelgordon1498
      @michaelgordon1498 Před 4 lety

      @@tiffaniewilliams9517 I think it was to the point and I loved it. more house info and mortgage info for your next videos. I loved it and quite charming

  • @sweet-spiceleisa4374
    @sweet-spiceleisa4374 Před 8 měsíci +1

    Great found the video I was looking for. I asked what happened in the end

  • @nombre1248
    @nombre1248 Před 3 lety +1

    Saw that you were a donor and my admiration skyrocketed. You are amazing! And you’re so driven… an example !!!

    • @JaydahTalks
      @JaydahTalks  Před 3 lety +1

      Thank you for the kind words ❤️ thank you for watching the old videos too lol !

  • @2khulk501
    @2khulk501 Před 4 lety +5

    this is what I needed

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      2K Hulk Super happy I could help 💖

  • @ayishastewart8735
    @ayishastewart8735 Před 3 lety +1

    This is perfect. I live abroad an totally was thinking of this👏🏾👏🏾

    • @JaydahTalks
      @JaydahTalks  Před 3 lety +1

      Thanks for watching me Ayisha, I’ll be redoing the video soon with an updated version

  • @summarich7531
    @summarich7531 Před 2 lety +1

    Mi like the progress u full a ambition and mi like that

  • @DosesofTahj
    @DosesofTahj Před 4 lety +2

    I thoroughly enjoyed this video. Very informative and helpful.

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      Tah-Jay Lindsay Thanks for watching Tahjay ❤️💖

  • @smoohtalker321
    @smoohtalker321 Před rokem +1

    Brilliant thank you..

  • @lifewithsamoy3585
    @lifewithsamoy3585 Před 2 lety +1

    Big up you!❤️😊So late because am a new subscriber but congrats Bbyg! You’re so beautiful

  • @barbararose7022
    @barbararose7022 Před 4 lety +2

    Just subscribed....Thanks for sharing this information. I enjoyed your video, you have great personality 😃

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      Thanks for watching Barbara ❤️🧡

  • @shaqueena8314
    @shaqueena8314 Před 4 lety +2

    Very helpful, precise and spicy 😂👏🏽 you go girl

  • @andrethompson5943
    @andrethompson5943 Před rokem +1

    Respect Jaydah

  • @GizelVlogs
    @GizelVlogs Před 4 lety +2

    I love this video amazing tips! Thank you 🙏 keep putting more videos on this topics

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      Gizzytipsandreviews channel really glad to hear that, make sure to subscribe. I’ll drop “how to save for a house deposit soon”

  • @kyomixox2061
    @kyomixox2061 Před 4 lety +1

    Thank you so much for this video and congratulations! I'm from London and would really like to buy an investment property on Jamaica, so more videos surrounding this subject including advice on the best area to buy to rent out would be great! Xx

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      Hey gorg! Thank youuuu, I've basically completed the series now so go to my playlist and watch all the "Buying A House In Jamaica" video. I would buy house in Kingston 8, high traffic Mobay and Ochi areas (Portland is also on the come up)

  • @Therealist89
    @Therealist89 Před 4 lety +1

    Thanks girl ! I’m living in California but I’m looking to buy a home as well. This was helpful 👌🏾

    • @JaydahTalks
      @JaydahTalks  Před 4 lety +1

      You’re welcome Jentz and good luck on your journey! Do keep us posted 😘😘

  • @danij9999
    @danij9999 Před 2 lety +1

    Only God alone knows how I found your page. Thanks for the info!

  • @Buckley2023
    @Buckley2023 Před 4 lety +1

    Thanks for sharing all this valuable information. Respect!

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      Thank you! It’s been my pleasure ❤️❤️

  • @dermotlevy1490
    @dermotlevy1490 Před 4 lety +1

    Much wisdom. Keep the drive. Wonderful.

    • @JaydahTalks
      @JaydahTalks  Před 4 lety +1

      You’re sooo supportive Dermot ! Thanks soo much 💖💖💖

    • @dermotlevy1490
      @dermotlevy1490 Před 4 lety +1

      @@JaydahTalks You are so welcome. I pray you to enjoy your Monday.

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      Dermot Levy THANK YOU! I am 😀😀

  • @Jaystar876
    @Jaystar876 Před 2 lety

    U should be a mortgage broker and realtor . Great job

  • @wayneynot
    @wayneynot Před 4 lety +2

    Congratulations my girl

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      Wayne's Jamaican Dream House thank you Wayne ❤️💖

  • @dayniarussell949
    @dayniarussell949 Před 4 lety +1

    Very detailed and a great video. Love ittttt

  • @nursetmarie
    @nursetmarie Před 3 lety +1

    Thanks for this! It helps so much. New Subscriber definitely.

  • @ShannonSoSweeet
    @ShannonSoSweeet Před 2 lety

    All I want to do… so you know I am going to binge lol

  • @keyleekennedy601
    @keyleekennedy601 Před 4 lety +1

    love this & your vibe

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      keylee kennedy thank you keylee 💓🦋

  • @daviastewart82
    @daviastewart82 Před 4 lety +1

    Had to subscribe great content n great vybe

    • @JaydahTalks
      @JaydahTalks  Před 4 lety +1

      Awww thanks Juliet 💗💗💗nuff respect

  • @karenr3355
    @karenr3355 Před 3 lety

    I think the process of buying a house in a gated community is a little different as they usually have a bank and realtor linked with property so you don't need the surveyor and evaluator

  • @fashion4point0
    @fashion4point0 Před 4 lety +1

    Great info! Thanks so much 🙏🏽

  • @oumirci
    @oumirci Před 4 lety +1

    Thank you so much for sharing.

  • @ArielYourREALTOR
    @ArielYourREALTOR Před 4 lety +1

    Great video...very relevant content. Keep it up

  • @jermainefoster4231
    @jermainefoster4231 Před 3 lety +1

    Thanks for sharing this information.

  • @reactiontimewithkeke1851
    @reactiontimewithkeke1851 Před 4 lety +2

    I'm
    American and I want to buy a house in jamaica.

    • @JaydahTalks
      @JaydahTalks  Před 3 lety +1

      You can but you know how I feel about foreigners exploiting my homeland 😒😒

  • @smoohtalker321
    @smoohtalker321 Před rokem +1

    Subbed

  • @domoniqueallen1018
    @domoniqueallen1018 Před 4 lety +1

    Good Video very Informative ❤

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      Domonique Allen thank you, I appreciate it 💕💕

  • @adventuresfromelle
    @adventuresfromelle Před 2 lety

    Quick question, what was the rate limiting step for that 7-8 month house search? Was it finding the property or did the different people you had to work with drag their feet?

  • @roshanehall5569
    @roshanehall5569 Před 2 lety

    Thank you for doing this video I truly appreciate it! Is there anyway I could get the information for the property acquisition firm.

  • @Sherecey
    @Sherecey Před 4 lety +1

    Great content!

  • @TheLatoyia22
    @TheLatoyia22 Před 4 lety +1

    Girl thanks so much

  • @gabrieldominguez1456
    @gabrieldominguez1456 Před 2 lety

    What is more economical, buy a land to build a simple house or buy the house ?????

  • @jalisadarkchocolate410

    Good night this video is so helpful... Can I get the name of the property company that you use?

  • @kasey-annrichards4147
    @kasey-annrichards4147 Před 3 lety +1

    What I'd I misplaced my nis and im no longer living in Jamaica do I need to return to getva new card?

  • @johnmarris7976
    @johnmarris7976 Před 3 lety

    Do you know that under certain conditions you can buy real estate in Jamaica without either parties employing an Attorney. So under these condition you would save on the following: Sales Agreement approx $150k+gct, legal fees on both sides 4% of Sales price, lawyer's miscellaneous fee$30k +gct, letters of possession aprox $15k+gct and also you can save on the transaction time from offer and acceptance to property transfer. Both parties satisfied & happy.

    • @nombre1248
      @nombre1248 Před 3 lety

      No attorney = risk of getting screwed in your sales contract

    • @johnmarris7976
      @johnmarris7976 Před 3 lety

      @@nombre1248 with Attorney you still at equal risk of been screwed over....example Jennifer Messado just amongst many. I taken my calculated risk by studying just about every process of realestate transaction in Jamaica. Over 6 purchases and 3 sales all successful and within transaction time all without an Attorney.

  • @gbb82
    @gbb82 Před 4 lety +1

    I have been abroad too long LOL, I had a little bit a difficulty keeping up with her Patois

    • @JaydahTalks
      @JaydahTalks  Před 4 lety +4

      Godwin Barley 🤣🤣 yuh need to go back home then

    • @gbb82
      @gbb82 Před 4 lety +3

      True Jaydah, America getting too crazy for me right now

  • @soleil2269
    @soleil2269 Před 4 lety +2

    Yasss I love this congrats hunnnn ❤️❤️❤️❤️❤️

    • @JaydahTalks
      @JaydahTalks  Před 4 lety +1

      Time Is illmatic Thank you gorgeous!

    • @opalbrown8137
      @opalbrown8137 Před 4 lety +1

      What if you are baying cash

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      Opal Brown Opal you would need A LOT of cash and also you proof of income. If you’re self employed, you need to provide 3 years of bank statement/payslips.

  • @nowar777
    @nowar777 Před 4 lety +2

    Lovely content....in relation to furnishing, do you recommend obtaining a loan or do this over time?

    • @JaydahTalks
      @JaydahTalks  Před 4 lety +1

      Thanks for watching Donald ❤️ Honestly, go with whichever option suits your financial situation best. There’s no right or wrong answer

    • @nowar777
      @nowar777 Před 4 lety +2

      @@JaydahTalks... Nice. Thanks for the reply. Keep the content coming.

    • @trinagorden5883
      @trinagorden5883 Před 4 lety

      I would do it over time

    • @chancelynstewart7184
      @chancelynstewart7184 Před 3 lety

      Do furniture over time, dont never take on to much loan one time,

    • @tracystar4746
      @tracystar4746 Před rokem

      Good morning, whom was your property acquisition firm in Jamaica please thank you

  • @kedeshablake7695
    @kedeshablake7695 Před 4 lety +1

    Yessssssssssss

  • @itsmenicola621
    @itsmenicola621 Před 2 lety +1

    Jaydah i didn't know that buying a house in jamaica they need a credit report?

    • @JaydahTalks
      @JaydahTalks  Před 2 lety

      Yes you will need a credit report. I said that from early out, listen up!

  • @Sunshyn3Sam
    @Sunshyn3Sam Před 4 lety +1

    Hey Jaydah, so how do you have to provide the bank with your credit report from the states or can they pull it ?

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      Sunshyne Sam Hi, for the pre approval interview (to get the pre qualification letter) you should provide your credit score report, once approved and you found your lender (bank) .. the bank will also run a credit report before approving the mortgage

    • @Sunshyn3Sam
      @Sunshyn3Sam Před 4 lety +1

      @@JaydahTalks ok thank you Jaydah.

  • @shaniasworld1178
    @shaniasworld1178 Před 4 lety

    Very helpful🙏🙏

  • @summarich7531
    @summarich7531 Před 2 lety

    Which bank u use?

  • @love.hannahxo
    @love.hannahxo Před 3 lety +1

    Hey Jayda, I messaged you on Instagram about this because I have a few questions. Are you still active on there? Xx

    • @JaydahTalks
      @JaydahTalks  Před 3 lety

      Hi Hannah, Yes I am - I took a break off DM's but I'm up to date now so your query should be answered?

  • @titi8820
    @titi8820 Před 4 lety +1

    Did you get your pre-approval letter from a bank overseas?

    • @JaydahTalks
      @JaydahTalks  Před 4 lety +1

      althea Hey Althea, yes I got it from the Jamaica National branch in London.

    • @titi8820
      @titi8820 Před 4 lety

      Jaydah Talks ok thank you.

  • @shawnkalonji5491
    @shawnkalonji5491 Před 4 lety +2

    Anytime me ready me a link u

  •  Před 4 lety +1

    Know me message the lady last year! Ago link har back

    • @JaydahTalks
      @JaydahTalks  Před 4 lety +1

      ChinaMonaeTV do it and use my discount this time, save some coins!

    • @folksies2686
      @folksies2686 Před 4 lety

      Can you tell me the name of the agency you use for surveyors and lawyers? Tnx!

    • @JaydahTalks
      @JaydahTalks  Před 4 lety +1

      Folksies hello! I used Palopoly! Here is the website palopolyconsulting.com/ Make sure to subscribe 😊

    • @folksies2686
      @folksies2686 Před 4 lety

      Jaydah Talks Thanks!!!!

  • @ricodane7567
    @ricodane7567 Před 4 lety

    How much did you paid for this apartment?

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      Hey! I did a follow up video with all of the actual numbers included here m.czcams.com/video/xDYkTzzCQY0/video.html

    • @ricodane7567
      @ricodane7567 Před 4 lety

      Jaydah Talks ...didn’t hear you talk abt any purchase numbers

  • @hughrobinson915
    @hughrobinson915 Před 4 lety

    Show them jamaica it can be done...

  • @awonderer
    @awonderer Před 4 lety

    People can really buy house a JA. I’m so young and based on what I’m seeing, it’s impossible

    • @JaydahTalks
      @JaydahTalks  Před 4 lety +1

      You really can Gabrina! May take a little longer and you may have to work a little harder but you absolutely can

  • @MrBarkingz
    @MrBarkingz Před 4 lety

    YOU FORGOT TO LEAVE YOU IG

    • @JaydahTalks
      @JaydahTalks  Před 4 lety

      You can follow me @_jayxos or click the link in description box

  • @placestovisitintampa2998

    Listen you guys really need to learn how to speak English Properly I don't Understand what the hell you are saying.

    • @zanduncan3548
      @zanduncan3548 Před 4 lety

      You can also speak to a Mortgage Broker in Jamaica... email me at zantiaalliedrealestate.com for more details