Before you should know taking Home Loan | Housing Loan || Ram Prasad | Home loan process || Sumantv

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  • čas přidán 20. 08. 2024
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Komentáře • 113

  • @chandunaalla107
    @chandunaalla107 Před rokem +6

    Ramprasad sir, chala responsible answers istaru sir... Very good..

  • @raviteja-ek5ce
    @raviteja-ek5ce Před 2 lety +14

    Ippati varaku e concept telidu sir. Nenu NBFC lo homelaon tiskunnanu. Now i will change to bank. Thanks to suman TV for educating people like me. Please make more useful videos like this.

  • @sai.boyina
    @sai.boyina Před rokem +7

    Transferring loan is not easy.not only processing fee. You have to pay legal opinion charges around 5k. Processing fee 2500 to 10k based on bank. MOD charges 0.5% on total loan amount. Incase your loan amount is 50lak.. you have to pay 25k as MOD Charges to state govt. While taking the loan, it's always better to go with sbi.

    • @ramarao2740
      @ramarao2740 Před 4 měsíci

      Any bank's staff can do mischief as per their target and hide information of interest rates.Let all be more carefull.

  • @NagaRaju-vg1zh
    @NagaRaju-vg1zh Před rokem +2

    I congratulate suman tv for this type of good article

  • @mvenkatesh-tu6so
    @mvenkatesh-tu6so Před 2 lety +7

    Eeyana yevaro manandarini kaapadataaniki vachaadu. Ivi teliyaka yenta Mandi money poguttukunnaro papam.
    Thanks sir

  • @ajaykumar-hs5lx
    @ajaykumar-hs5lx Před 2 lety +4

    Chala clear ga explain chsaru sir

  • @ravidevini5454
    @ravidevini5454 Před 2 lety +3

    Vammmo this much difference 🤭 thank you so much for information

  • @nageswaraop5996
    @nageswaraop5996 Před rokem +1

    Ramprasd garu every useful and valuble information and good video to House loan employees...thankq very much

  • @DurgaBhawani149
    @DurgaBhawani149 Před 2 lety +9

    Thank you sir,very clear explanation

  • @ravikumarpeddalodi3475
    @ravikumarpeddalodi3475 Před 2 lety +3

    Sir good message ichharu

  • @yugraok
    @yugraok Před 9 měsíci +1

    Very valuable information thankyou sir

  • @ramarao2740
    @ramarao2740 Před 4 měsíci

    Banks taking signatures in big booklets. Please check "each page" before signing.

  • @srinivaslakkaraju7934
    @srinivaslakkaraju7934 Před rokem +1

    Very clarity information sir, thank you sir

  • @financial86
    @financial86 Před 2 lety +3

    Late ayina govt Bank lo teesukovatam better

  • @pulipatiudaykiran
    @pulipatiudaykiran Před 2 lety +9

    Don't ever take a loan in LIC HFL, every 3 months they revised loan and to decrease the interest rate you need to pay 10k, again after 3 months they increased. Don't lose your hard earned money. They split your Home loan into two loans one is a Home loan and the second one is a Topup loan. Topup loan never comes under tax exemption. What RamPrasad sir told is right. Never go for loan in NBFC (Non-Banking Financial Company)

  • @KVS-87
    @KVS-87 Před rokem +1

    Meeru cheppina e concept mortagage loans ki kooda vartistunda sir.

  • @tsubbu7298
    @tsubbu7298 Před 9 měsíci

    Excellent.
    Thank you very much sir &Suman TV.

  • @dr.nehemiahpeddinti4802
    @dr.nehemiahpeddinti4802 Před 2 lety +2

    Good information sir. Thank you

  • @jagadeeshmattam448
    @jagadeeshmattam448 Před rokem +2

    మీకు చాలా టాలెంట్ ఉంది సర్

  • @sriramakrishnautpala4927
    @sriramakrishnautpala4927 Před 2 lety +29

    సార్ నా వయసు 54 సంవత్సరాలు రెండు నెలల క్రితం నేను 44 లక్షల హోమ్ లోన్ తీసుకున్నాను. హోమ్ లోన్ తీసుకునేటప్పుడు ఎలాంటి సెక్యూరిటీ ప్లాన్ నేను తీసుకోలేదు వాళ్లు చెప్పలేదు. రెండు నెలల తర్వాత వాళ్ళు సెక్యూరిటీ ప్లాన్ తీసుకోమని నెలకు ఐదు వేలు అదనంగా కట్టమని నన్ను ప్రతిరోజు ఫోను చేసి ఇబ్బంది పెడుతున్నారు. ఇప్పుడు నేను వారు చెప్పిన సెక్యూరిటీ ప్లాన్ తీసుకోవచ్చా లేకపోతే ఏదైనా టర్మ్ ప్లాన్ తీసుకో మంటారా దయచేసి ఒక మంచి సలహా ఇవ్వగలరు. నేను బజాజ్ హౌసింగ్ ఫైనాన్స్ నుండి 6.65 వడ్డీకి లోన్ తీసుకున్నాను. రిజర్వ్ బ్యాంక్ రెపో రేట్ ప్రకారమే నాకు వడ్డీ పెరుగుదల ఉంటుందని చెప్పారు కానీ మీరు చెప్పిన దాన్ని చూసిన తర్వాత ఏమి చేయాలో అర్థం కావడం లేదు నాకు ఒక మంచి పరిష్కారం చూపగలరు. నా క్రెడిట్ స్కోర్ 819 ఉంది. నేను గవర్నమెంట్ స్కూల్ టీచర్గా పనిచేస్తున్నాను.

    • @RadhaKrishna-jt4jk
      @RadhaKrishna-jt4jk Před 2 lety +1

      Govt bank ki loan shift chesukondi . .

    • @sriramakrishnautpala4927
      @sriramakrishnautpala4927 Před 2 lety +2

      @@RadhaKrishna-jt4jk నేను ఆల్రెడీ ఎల్ఐసి హౌసింగ్ నుండి బజాజ్ కి షిఫ్ట్ అయ్యాను ప్రాసెసింగ్ ఫీజు మొత్తం కలిపి 55 వేలు పెట్టాను

    • @naveensp2694
      @naveensp2694 Před 2 lety +1

      @@sriramakrishnautpala4927 shift into Banks not Bajaj shift like ICICI or Kotak

    • @020892shesha
      @020892shesha Před 2 lety

      Better to shift govt banks

    • @bhupathiartist3722
      @bhupathiartist3722 Před rokem +3

      గవర్నమెంట్ టీచర్స్ కి నేషనల్ బ్యాంక్స్ లోనే లోన్ వస్తుంది కదా సార్.... పోయి పోయి బజాజ్ లో తీసుకున్నారు....

  • @nageshbandaru9528
    @nageshbandaru9528 Před rokem

    Sir your advices are very useful to customers with thanks

  • @saiprasad8703
    @saiprasad8703 Před rokem

    Sir very much thanks for giving very important information

  • @balakrishnatammineni8464

    Well explained sir,thank you

  • @Infinitelynobody
    @Infinitelynobody Před rokem +1

    Very useful and informative video👍

  • @vndprasadgrandhi7024
    @vndprasadgrandhi7024 Před rokem +1

    Really very useful information

  • @raagapriya8769
    @raagapriya8769 Před 7 měsíci

    Thank you for valuable Information!!!

  • @sadaiahnarakatla8294
    @sadaiahnarakatla8294 Před 2 lety +3

    I am facing same problem with LIC

    • @naveensp2694
      @naveensp2694 Před 2 lety

      Then Balance transfer to other bank

    • @Sreedhar739
      @Sreedhar739 Před 2 lety

      What is the problem with LIC please

  • @ramachandratammineni6321
    @ramachandratammineni6321 Před 2 lety +1

    Very good information sir 🙏👌

  • @ganeshkumar282
    @ganeshkumar282 Před 2 lety +3

    Nice sir , pls do more videos

  • @sreenivasm4
    @sreenivasm4 Před 2 lety +2

    nice sir good information

  • @adithyayarranagu9668
    @adithyayarranagu9668 Před rokem +1

    Really useful Sir

  • @ravibabu8747
    @ravibabu8747 Před 6 měsíci

    Thank you sir...good information

  • @sathishvinnakota7023
    @sathishvinnakota7023 Před rokem

    Good information sir thanks you so much

  • @babjimittapelli6656
    @babjimittapelli6656 Před 2 lety +1

    Thank you sir, very valuable information

  • @RIGHTLEFTNEWS
    @RIGHTLEFTNEWS Před 10 měsíci

    యాంకర్ గారు..... సర్ ని విషియం పూర్తిగా మేటర్ చెప్పనియ్యండి.. మధ్యలో వెళ్ళకండి.....చెప్పే ఆయనకి ఇంటరెస్ట్ పోతుంది

  • @palleparasharamreddy3851

    Sir cgtmse loans benefits intrest rates other than normal loan intrest gurinchi video cheyandi

  • @srinivasrao3434
    @srinivasrao3434 Před rokem

    Thanks for ur advise sir....

  • @sankarnaik7132
    @sankarnaik7132 Před 21 dnem

    Sbi kuda 7.5 ki ichiafter 1year 9.5 vesadu sir

  • @sreenivaspuduri9777
    @sreenivaspuduri9777 Před 2 lety +1

    Thanks sir..... 👍🙏

  • @telanganalifestyles8276

    Sir make a vedio on when home loans sre increasing bankers collecting some fee and decreasing interest rate, what is it

  • @satishkallempudi5115
    @satishkallempudi5115 Před 2 lety +1

    Thank you sir

  • @srinivasj7948
    @srinivasj7948 Před rokem

    Great information

  • @srinivasmaanyam9984
    @srinivasmaanyam9984 Před měsícem

    Sir I have taken loan from sbi. An year and half back. Now I wanted to do a prepayment of 3 lakhs.they are not ready to reduce my interest and tenure.. what shall.i do

  • @sreenuvas9342
    @sreenuvas9342 Před rokem

    ప్రైవేట్ బ్యాంకుల్లో తీసుకున్న వడ్డీ రేటు ఎంత

  • @nenavatharjun2427
    @nenavatharjun2427 Před 2 lety +1

    Thank u sir...

  • @arrabolesrinivasreddy1998

    Pnb also same

  • @vamshicrazyshorts6283

    sbi lo kuda 10.5 undi

  • @bholeshas4066
    @bholeshas4066 Před 2 měsíci

    Thank u sir

  • @venkatgadde32
    @venkatgadde32 Před rokem

    T q sir Good information

  • @Tabloids
    @Tabloids Před 2 lety +2

    sir lic housing finance konchem review cheyandi

  • @Sreedhar739
    @Sreedhar739 Před 2 lety +1

    Please suggest LIC

  • @vimalaamma9318
    @vimalaamma9318 Před rokem

    Good Evening Sir. Sir Vijayamalya, Modi, Inka chala mandi Loans Thesukoni Deshadroham chesaru. Mana MONEY anta Thesukoni Foreign lo enjoy chesthunnaru. Bank Vallu VARI daggara Recovery Chesara Sir. Employees Samanyulanu Khachhithanga adugutharu. Please Answer Sir.

  • @sheikahamadi9969
    @sheikahamadi9969 Před 2 lety +2

    Thanku sir

  • @annamshankaranarayan1510

    Amma anchor garu…please do some homework before interview….I think you are not understanding 50% what sir is explaining

  • @tulasirani2749
    @tulasirani2749 Před rokem +1

    Nice video

  • @Vijay-cz7pe
    @Vijay-cz7pe Před 2 lety +1

    iifl, ahfl KUDA nbfc organizations kada sir.

  • @ramanaikazmeera1449
    @ramanaikazmeera1449 Před 2 lety +2

    Which is better to take home loan or personal loan please clarify

  • @manidweep792
    @manidweep792 Před rokem +1

    It return sలేకపోతే loan evalera sir

  • @palepadmapadma7730
    @palepadmapadma7730 Před rokem

    Tq sir

  • @revathiraghu1749
    @revathiraghu1749 Před rokem

    Sir memu union bank lo home loan thisikunnam first interest 6.65 nundi 9.15 ki pencharu.. memu flat thisukuni 5 years ayindi, pmay koda approval kaledu, interest thiggadani emicheyali pls suggestion evvandi

  • @vamshicrazyshorts6283

    HDFC Mein plot loan hai SBI Mein change kar sakte hain

  • @santhoshkesana5203
    @santhoshkesana5203 Před rokem

    హాయ్ సార్ మాకు బ్యాంకు ట్రాన్సక్షన్స్ కానీ, రిటర్న్స్ గాని లేవు. మా లాంటి ప్రొఫైల్స్ కి హోమ్ లోన్ పొస్సిబల్ ఏనా.

    • @user-si5ez6xu4q
      @user-si5ez6xu4q Před měsícem

      ప్రయివేట్ లో ఛాన్స్ but తక్కువ అమౌంట్

  • @sillytalentedfellows3642
    @sillytalentedfellows3642 Před 2 lety +3

    Sir sbi lo 7.55 home lone

  • @sudhakerreddy8415
    @sudhakerreddy8415 Před 2 měsíci

    SBI is having NBH

  • @ShivaKumar-zp3xu
    @ShivaKumar-zp3xu Před rokem

    Hdfc is housing Finance loan

  • @annamshankaranarayan1510
    @annamshankaranarayan1510 Před 2 lety +2

    Anchor garu please do some homework before interview....asking silly questions

  • @mbss8436
    @mbss8436 Před rokem

    Bank financing Ani ala telusukovali sir

  • @AjayKumar-xu6jp
    @AjayKumar-xu6jp Před 2 lety +1

    HDFC bank

  • @gjckaniltech2164
    @gjckaniltech2164 Před rokem

    is Deccan Gramina
    bank is NBFC Or Bank

  • @sriramp6669
    @sriramp6669 Před rokem

    Grama panchayathi ki nbfc vasthunnai...migilina banks ravadam ledu

    • @With46
      @With46 Před 7 měsíci

      meeru ekkada nundi

  • @mustaqmuhammed4449
    @mustaqmuhammed4449 Před 2 lety +1

    Yes sir they are making fools to public

  • @Sanjay-qo2lx
    @Sanjay-qo2lx Před 2 lety +1

    Dcb bank manchidena sir?

  • @Shravan_Vennu
    @Shravan_Vennu Před rokem

    Sir if we take loan Non banking shell we convert in bank

  • @RamaKrishna-ne5tx
    @RamaKrishna-ne5tx Před rokem

    Ye Bank Loan Better sir

  • @Gandhi1203
    @Gandhi1203 Před 6 měsíci

    I don't have 2 years itr what i have to do

  • @badesahebshaik4867
    @badesahebshaik4867 Před 2 měsíci

    Lic.houseing.present.interst sir

  • @ManojKumar-lm5qm
    @ManojKumar-lm5qm Před rokem

    For home loan HDFC or SBI which one is good.

  • @ravindarmanthena9365
    @ravindarmanthena9365 Před 2 lety +4

    ఏ బ్యాంకు లో లోను బాగుంటుంది సార్

    • @020892shesha
      @020892shesha Před 2 lety

      Sbi

    • @ramanapatnala
      @ramanapatnala Před 9 měsíci

      All public sector banks(sbi,union,Baroda.....)
      All private banks(HDFC,ICIC....)
      NBFC lo only Mahindra Affordable matrame intrest takkuva

  • @srinivasburgula7415
    @srinivasburgula7415 Před 2 lety +1

    Sir nbfclo loan thesukuni bank ki marchukovacha

    • @bloodz4933
      @bloodz4933 Před rokem

      Marchukovachu brother video last lo chepindu kadhaa

  • @manidweep792
    @manidweep792 Před rokem

    It return leka pote loans evvara sir

  • @hansikanarsi
    @hansikanarsi Před 2 lety +1

    Can we transfer home loan from nbfc to bank ?

  • @psureshreddy450
    @psureshreddy450 Před 2 lety

    Sir, SBI RACPC is different from SBI ? is SBI RACPC is NBFC?

    • @ashoknsso
      @ashoknsso Před 2 lety

      Both are same. SBI region lo unna bank loans Anni oka place lo Racpc process chestundi ippudu. Ippudu manager ki chala takkuva amount loans matrame iche power undi ippudu

  • @badesahebshaik4867
    @badesahebshaik4867 Před 2 měsíci

    Is lic loan bsNBFC

  • @bevarasrikanth8776
    @bevarasrikanth8776 Před 2 lety +1

    Lic home loan good or bad?

  • @saikiranu7504
    @saikiranu7504 Před 2 lety

    Is union bank of india home loan comes under nbfc or banking sir???