Home Loan in Telugu - How to Save 20 Lakhs from Home Loan? | Home Loan Saving Tips in 2024

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  • čas přidán 23. 08. 2024
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    Home Loan in Telugu - How to Save 20 Lakhs from Home Loan? | Home Loan Saving Tips in 2024
    #homeloan #savemoney #homeloantips #financialplanning #smartinvesting #budgeting #mortgagesavings #personalfinance #homeloanhacks #loanmanagement
    DISCLAIMER
    We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions.

Komentáře • 217

  • @ffreedomapptelugu
    @ffreedomapptelugu  Před 5 měsíci +9

    Buy best Term insurance and get online discount 👇
    tinyurl.com/mr3vxhfh

    • @user-dl8nx8rz3r
      @user-dl8nx8rz3r Před 5 měsíci +3

      Anna cibil s score ledhu Kani naku 30lks loan kavali 4roomla illu konukunta elano cheppu ela bank loan pondhali cheppu

    • @govinduchalla5834
      @govinduchalla5834 Před 5 měsíci

      Sir nenu pmegp cow loan pettanu first bank manager loan estanu hani cheppi 2 months tepinchukone eppudu loan evvanu hani chepparu documents correct unnaye bank manager payna complaint cheyacha

    • @maheshcr3496
      @maheshcr3496 Před 5 měsíci

      Tell be best health insurance companies brooo

    • @purniy6075
      @purniy6075 Před 5 měsíci

      Gas related thumb gurimchi chepandi

    • @harshavardhan-ci7ru
      @harshavardhan-ci7ru Před 5 měsíci

      Sir excel is not working could you please update the excel and post. It will be very useful

  • @sampathpothuganti5176
    @sampathpothuganti5176 Před 5 měsíci +25

    Explain about personal loan to reduce ammount

  • @ravindrakantagani526
    @ravindrakantagani526 Před 5 měsíci +8

    Personal loan ఎలా తగ్గించుకోవాలి వీడియో చేయండి

  • @mannavasreeramu7774
    @mannavasreeramu7774 Před 5 měsíci +6

    Koushik sir
    Super video thank you very much

  • @MysimpleremediesOnline
    @MysimpleremediesOnline Před 5 měsíci +3

    Thank you sir present we are planning to buy new flat your video is very useful to me to calculate my EMI.🙏🙏🙏🙏🙏

  • @anithap5250
    @anithap5250 Před 4 měsíci +2

    Good information Koushik garu. Thank you so much

  • @RajendraPrasad-ku9sr
    @RajendraPrasad-ku9sr Před 5 měsíci +4

    Anna meeku challa ga undalani devuni korukuntunnanu🙏🙏🙏🙏

  • @user-bj2hp2tf7n
    @user-bj2hp2tf7n Před 2 měsíci +2

    Thanks for valuable information

  • @V.Manjuna
    @V.Manjuna Před 3 měsíci +2

    Thank you so much sir good information

  • @kosuruvani8140
    @kosuruvani8140 Před 5 měsíci +10

    Personal loan meda oka video cheyandi

  • @sunilbabaadm
    @sunilbabaadm Před 5 měsíci +2

    Superb content Mastaru.❤❤❤

  • @geethayakari3973
    @geethayakari3973 Před 3 měsíci

    Thanks for your good explanation to pay home loan . God bless u .it helps many people who are going to get retired.

  • @dharmaraogarugu1935
    @dharmaraogarugu1935 Před 2 měsíci

    Very nice and everything is super explained bro, it is useful to every home loan persons. thank you very much bro. ❤

  • @SatyaDharsan
    @SatyaDharsan Před 5 měsíci +3

    బయ్యా ఎడ్యుకేషనల్ లోన్ గురుంచి వీడియో చెయ్యండి ప్లీజ్

  • @manikantapinninti9672
    @manikantapinninti9672 Před měsícem

    Thanks koushik garu for your valuable information

  • @bharu2411
    @bharu2411 Před měsícem

    Koushik garu u r giving an extraordinary information in every video... Thank you so much sir

  • @dsryadav1090
    @dsryadav1090 Před 5 měsíci +6

    Annayya please C..my problem ❤. ANNA 25 lakhs 2018 lo Kbl bank lo thiskunna.housing loan.EMI 22500 monthly. Already 63 months EMI completed annagaru. Mottham 240 months .so ipud yela chesthe .yela peddha amount kadithe ..nen SAVE avthanu annagaru. PLEASE REPLY TO ME ANNA...anna BANK vallaki adgithe 25 lakhs lo miru interest mathrame e 5 years Kattinaru interest kattyndhi ...Basic 25L nundi 2.5 lakhs varake so inka 22.5 L mottham kadithene clousing now antunnaru annagaru. Please reply 🙏 ❤ anna tq

  • @aneerudhuppuluri7198
    @aneerudhuppuluri7198 Před 5 měsíci +1

    Anna please explain is it good to go for prepayment of loan of around 3 lacs or invest in Stocks/Mutual Funds??
    Please pick this question in your next videos anna.
    Thankyou Anna,
    I am your die hard fan and implementing your suggestions without fail anna.🙏

  • @RK.jewellers.
    @RK.jewellers. Před 5 měsíci +2

    Bank vallu manam cheppinattu chestara sir . Okavela cheyakapote ela adagali.

  • @venkattadigadapa4184
    @venkattadigadapa4184 Před 2 měsíci

    Very useful information
    Thank you

  • @karnikak6282
    @karnikak6282 Před 5 měsíci +2

    Could also make a video on private insurance.Thanks

  • @indiangeneralknowledge2671
    @indiangeneralknowledge2671 Před 5 měsíci +1

    Phone payలో gold కొనేటప్పుడు ఒక ఎక్కువ రేటు అమ్మేటప్పుడు తక్కువ రేటు వస్తుంది..దీనికి పరిష్కారం ఏంటి సార్ detail ga cheppandi...

  • @sirimallasruthi6871
    @sirimallasruthi6871 Před 5 měsíci +2

    Hi sir can you do vedio on Geddit charges on Credit card

  • @RajeshBhukya
    @RajeshBhukya Před 2 měsíci

    Adey amount ni prepayment cheyyakunda , bayata invest cheskuntey or MF lo peditey aa term lo Inka ekkuvey earn cheyyochu kada

  • @parnandisaikiran
    @parnandisaikiran Před 5 měsíci

    Hi kowshik and freedomapp telugu team, I have one small doubt in Policy Bazaar, what is the use of Save Upto with some % value icon appearing on the site, is it any benefit for us? Please let me know this and Thanks for considering my issue.

  • @sridharpasupuleti
    @sridharpasupuleti Před 3 měsíci

    Very well explained

  • @santoshesai
    @santoshesai Před 5 měsíci

    Sir nenu home loan tesukunnanu, sbi bank vaallu amount vunte yono app lo asalu payment chesukovachu annaru, incase ala yono app tho payment cheste tenure taggutunda leka EMI taggutuna ? Leka bank yono app lo meru cheppina tricks vuntaya leka bank manager ki contact cheyyala?Please reply

  • @kapurapusridhar1477
    @kapurapusridhar1477 Před 3 měsíci

    Good afternoon bro how many times we can do Prepayment, is there any restrictions?

  • @bandarihemender864
    @bandarihemender864 Před 5 měsíci +1

    Hii bro ..pan card mida enni loans unnayoo cheppindi broo.. okasri..

  • @shalomjavvadi
    @shalomjavvadi Před 3 měsíci +1

    For example I have 3 loans
    50 lakh loan
    15 lakh loan
    5 lakh loan
    I have a 3 lakh bonus, so,which loan should I clear to save more?

  • @AnilKumar-mg6tu
    @AnilKumar-mg6tu Před 5 měsíci +1

    Can you please explain how to reduce the personal loan bro

  • @harishbojja1897
    @harishbojja1897 Před 5 měsíci

    Good Information bro....👍

  • @Upasana2015
    @Upasana2015 Před 5 měsíci

    Sir year last month taruvata 13 month emi extra kattamannaru kada aite lone staring month nundi count chesi cheppara Leda January to December ending ki cheppara koncham clear cheyandi

  • @sreevidyaneelakantam3336
    @sreevidyaneelakantam3336 Před 3 měsíci

    very helpful, thanks

  • @user-un7px5kq1i
    @user-un7px5kq1i Před 5 měsíci +1

    Anna, Name chesukunti
    Futurelo problem avuthaya,
    Name changeing Vedio cheyandi please

  • @satyanarayanareddy8958
    @satyanarayanareddy8958 Před 2 měsíci

    కౌశి గారు నేను సుందరం ఫైనాన్స్ లో తొమ్మిది లక్షల లోన్ తీసుకున్నాను 2012లో టౌన్ 15 ఇయర్స్ పెట్టుకున్నాను టెన్యూర్ ఫస్ట్ లో నాకు చెప్పినప్పుడు రైట్ ఆఫ్ ఇంట్రెస్ట్ 10.5 అని చెప్పారు తరువాత 12% అని చెప్పారు మళ్లీ తర్వాత తగ్గింది అని చెప్పారు మల్ల ఇప్పుడు 14% ఉంది అని చెప్తున్నారు ఫస్ట్ లో నాకు చెప్పింది రేట్ ఆఫ్ ఇంటరెస్ట్ 10.5 ఇది కంటిన్యూ ఇదే ఉంటుందని చెప్పారు తర్వాత ఆరు నెలల తర్వాత మధ్యలో వచ్చి నాతో ఒక సైన్ తీసుకొని వెళ్ళారు నేను ఇప్పుడు ఈ వాళ్ళతో ఫైట్ చేయాలంటే ఏం చేయాలి

  • @SivaKumar-yy8kj
    @SivaKumar-yy8kj Před 17 dny

    Hi sir, what is the best thing to do:
    Home Loan repayment or chitti or sip.
    Please tell me which will save my money that is taken away from interest.

  • @mohanaditya7077
    @mohanaditya7077 Před 5 měsíci

    Good information sir..

  • @ANUSREEMATHSACADEMY
    @ANUSREEMATHSACADEMY Před 5 měsíci

    Sir emi thagginchi a emi 4k nu sip lo inveet chest meeru cheppe a 26L kante akkuvaga vastundi kada idi better kada

  • @parameshwarbingi8647
    @parameshwarbingi8647 Před 5 měsíci

    Sir nice video but one clarification needed sir:
    1. Home loan theeskune mundhe chepala bank vallaki about paying this lumsum amount in between for reducing teure.
    2. For 2nd case also, for 10% increase in every year and one extra installment can i clear at the end of every year ani mundhe chepala bank vallaki. Chepakapothe any problem will face? Can you please clear this doubt sir? Advance thanks.

  • @lovaraju4685
    @lovaraju4685 Před 4 měsíci

    Good information sir

  • @mavurapuraju3879
    @mavurapuraju3879 Před 3 měsíci

    Good Morning Sir is this applicable for personal loan also Sir

  • @kothamanikanta632
    @kothamanikanta632 Před 5 měsíci +1

    Baaga chepparu. But home loan lo ROI annadhi floter base kadha ROI change ipothundi. Nenu 8.5% ki thisukuna now 13.6% undhi 6 years lo 5% ROI increase indhi. Still nenu same tenure pay cheyyali antunaru. Because of increase ROI

    • @kismureddy579
      @kismureddy579 Před 5 měsíci

      How is it possible for 5%? I think the cibil score will play the major role for ROI

  • @user-mf3ms6fl3q
    @user-mf3ms6fl3q Před 4 měsíci

    Koushik anna madhi khammam ma amma peru medha 15*62 104,6 sft flat ondhi adhi green belt zone lo ondhi dhaniki home lone ela THISKOVALI home loan approval vasthundha
    Nako salary account ondhi cub Bank andhulo lone approval vasthundha dhaniki emina legal ga emina rule,s onnya koncham cheyparaa anna

  • @TheKiranTrader
    @TheKiranTrader Před 5 měsíci +1

    Brother, Excel sheet corrupt indhi bro

  • @sagarabdhas2945
    @sagarabdhas2945 Před 5 měsíci

    Make your excel sheet downloadable
    Lot of people are doing modification unabke to use

  • @NEELAKANTA_NAIK
    @NEELAKANTA_NAIK Před 5 měsíci

    నా అకౌంట్ లో నుంచి బ్యాంక్ వాల్లు అమౌంట్ కట్ చేసుకున్నా అన్నా ఎందుకు అని అడిగితే మినిమమ్ బ్యాలెన్స్ మెయింటెనెన్స్ చాయ్ లేదు అని చెబుతున్నా కానీ అమౌంట్ చాలా ఎక్కువ కట్ చేసాడు

  • @ellollaprabhaker2354
    @ellollaprabhaker2354 Před 5 měsíci

    Term insurance maku teliyadu
    Edi chesukovataniki out side lo eamaina office lu unnaya sir cheppagalaru

  • @ravikumar-oe9pz
    @ravikumar-oe9pz Před 3 měsíci

    Good informetion mr koushik 👍

  • @brahmajik3231
    @brahmajik3231 Před 5 měsíci

    please add the excel again it is corrupted showing wrong numbers in Monthly EMI

  • @abreddy4
    @abreddy4 Před 3 měsíci

    Hello Kaushik, i have requested for excel access, request you please provide your approval on same and provide the access to use excel it helps lot you explanation as well as you excel is very detailed, Thank you in advance..

  • @Telangana925
    @Telangana925 Před 5 měsíci

    Super 👍 Bro good idea

  • @pushpasreenivas1386
    @pushpasreenivas1386 Před 2 měsíci

    Mutual funds lo Ela invest chesthe ekkuva returns vasthayo video cheyandi sir

  • @bhargavbotla5121
    @bhargavbotla5121 Před 5 měsíci

    Thank you

  • @johnbaji8079
    @johnbaji8079 Před 3 měsíci

    Hi Anna nenu 2021 lo home loan tesukunnanu and Pmay ki apply chesam three stages approve iendi status. Pmay amount vastadaaa

  • @NageswararaoAvvari-ge3fd
    @NageswararaoAvvari-ge3fd Před 5 měsíci

    Thank you sir

  • @rgvrgv9470
    @rgvrgv9470 Před 5 měsíci

    Anna na comment chusi mana subscriber la ni dhayachesi Bajaj lo loan thesukokandi ani cheppandi anna please nenu thesukoni chala problem face chesthunna

  • @swapnasri3657
    @swapnasri3657 Před 3 měsíci

    How many years gap period undali. First time to 2nd time

  • @ranjithpitta4913
    @ranjithpitta4913 Před 5 měsíci

    Koushik bro cibil score 666 untey lone teesukodani vere m aina process unda bro konchem cheppandi naku loan urgent

  • @Turbonarot
    @Turbonarot Před 2 měsíci

    18% interest tho out side ichi malli repayment cheyadam better kada

  • @sanyasiraopadala9513
    @sanyasiraopadala9513 Před 5 měsíci

    Home loan EMI ని పెంచి త్వరగా క్లియర్ చేయడం మంచిదా? లేదా పెంచాలనుకొన్న అమౌంట్ SIP లో పెట్టడం మంచిదా? దయచేసి సలహా ఇవ్వగలరు.

  • @satyavanid2753
    @satyavanid2753 Před 5 měsíci

    15 yrs కి లోన్ పెట్టాము..8 yrs అయిపోయింది...ఇప్పుడు ఈ process useful అవుతుందా అండి..

  • @koteswararaokonduboyina
    @koteswararaokonduboyina Před 5 měsíci

    Hii broo nenu mini atm service dhagara cash withdrawal chada but aa transaction fail aedii kanii bank lo amount cut aeyaee broo mini atm dhgara adigitha vallu fail ayina truncation report icharauu adhii tesukunii bank lo complaint patamanaru nut vallu complaint tesukovalatala em chayala lo ardham kavalata bro edhii jarigi alomst 3montha avuthundhii broo pls reply me reply plsssssssssss broo oo

  • @dharmareddy8831
    @dharmareddy8831 Před 5 měsíci

    Link lo excel motham modify aypoyindhi. Please re upload.

  • @prajwalprajju7005
    @prajwalprajju7005 Před 5 měsíci

    Pre payment koni banks accept chesthai kada?

  • @bad-boy-Bujji
    @bad-boy-Bujji Před 5 měsíci

    Anna pi network gurinchi detail ga oka video chai anna

  • @karnikak6282
    @karnikak6282 Před 5 měsíci

    Also when we reach out of home loan numbers or email ids from google for lic ,they dont respond ,not sure how to contact them online

  • @Naramansampath321
    @Naramansampath321 Před 5 měsíci

    Thank you bro

  • @gongadagangamma2693
    @gongadagangamma2693 Před 5 měsíci

    Thank you 🙏🙏🙏 sir

  • @ishwaraprasadchikkala9134
    @ishwaraprasadchikkala9134 Před 5 měsíci

    Please help,
    Hi sir nenu vizag nunchi,
    Nen December lo oka home loan kosam 'credit corporation bank' lo apply chesa 11 lakhs kosam,
    February 28th na naku 8 lakhs approval vachindi ani chepparu kani naku 11 lakhs ki approval ravali ani cheppa re approval kosam mail chesa next day vachestadi annaru ani house documents,16150/- iecham kani e rojuki avvaledu cancel chay mannam kani vallu edo oka paper mida loan extended avvaledu ani signature chesi whatsapp chaymannaru,vallu phones lif chayledu,repu yellundu ani edoka sodi cheptunnaru
    edena help chestara please

  • @sairaj6550
    @sairaj6550 Před 5 měsíci

    Very nice👍

  • @-R-Deeksha
    @-R-Deeksha Před 25 dny

    Home loan amount ki intrest kakunda GST kuda untunda sir

  • @Turbonarot
    @Turbonarot Před 2 měsíci

    Fantastic

  • @sathishchinna5240
    @sathishchinna5240 Před 5 měsíci

    Anna 200 unit's free correct wed side Cheppu anna Oke ayindha ledha chuskodaniki Please

  • @dhanrajshankini4377
    @dhanrajshankini4377 Před 3 měsíci

    Supper sir

  • @samhithasowj2591
    @samhithasowj2591 Před 5 měsíci

    TQ so much brother

  • @KunalRockStar99
    @KunalRockStar99 Před 2 dny

    I have request access to excel sheet..give access sir..

  • @saigembali2389
    @saigembali2389 Před 4 měsíci

    Sir, Could you please give access to the excel?

  • @Santhu1993
    @Santhu1993 Před 5 měsíci

    Hi bro explain about lic policy

  • @kumarbabu5772
    @kumarbabu5772 Před 3 měsíci

    Thanks

  • @harikonidala2922
    @harikonidala2922 Před 3 měsíci

    Please do about personal loan Bhai

  • @lakshmanarao9313
    @lakshmanarao9313 Před 5 měsíci

    Plot pi hone loan dorukutunda..pls explain

  • @sudharshanraju9055
    @sudharshanraju9055 Před 5 měsíci +1

    Sir mi freedom videos అంత వినటానికి bagane vunnai కని nadegara dabulu తీసుకొని మోసం chesaru

  • @mathijohn5301
    @mathijohn5301 Před 5 měsíci

    Sir memu cenara bank lo house lone teesukunnamu memu OD Amunte 25 lc teesukunnamu lone lo madya mdyalo GST Ani yearly verevere go madyalo dabbulu kattavutunnae maaku koncham Ela cheyalo sageshan evvandi sir

  • @anushaalajingi
    @anushaalajingi Před 2 měsíci

    Hi brother, I hav a home loan in (2017) cbi bank. it belongs to pmay scheme but still it's not given to me please tel me how to claim this scheme as soon as possible

  • @phanikumar7080
    @phanikumar7080 Před 5 měsíci

    Your excel is not working as you have shown in the video. 😮

  • @user-ic6fr5hk6h
    @user-ic6fr5hk6h Před 5 měsíci

    Hlo anna na dagara credit card ledu bill yela pay cheyyali phone pay lo curd number ledu pls reply to me

  • @FunNehaanandSrihass
    @FunNehaanandSrihass Před 2 měsíci

    Reducing tenure is good option if we are planning to sale the flat in one or two years

  • @rayapuramprathibha2258
    @rayapuramprathibha2258 Před 5 měsíci

    Is this applicable for lic housing finance?....or only for banks

    • @venkinani9413
      @venkinani9413 Před 5 měsíci

      Lic also we can pay , but here he is telling penalty charges I never saw that penalty in lic

  • @govardhanbabu1198
    @govardhanbabu1198 Před 3 měsíci

    Sir నా దగ్గర 10Lakh ఉంది అనుకోంది అప్పుడు తక్కువ లోన్ తీసుకోవటం బెస్ట లేదా every year extra emi కట్టడం బెస్టా

  • @COCK-FARM-05
    @COCK-FARM-05 Před 5 měsíci

    Anna Wazrix lo INR deposit Ela cheyalo cheppu bro

  • @vishnugalla6842
    @vishnugalla6842 Před 2 měsíci

    This is applicable for personal loan?

  • @vikrammudhiraj2116
    @vikrammudhiraj2116 Před 3 měsíci

    Asalu bank valaki 8 to 9% enduku pay cheyali..1-2% percentage teskovachu kada

  • @kundrapumurali7149
    @kundrapumurali7149 Před 5 měsíci

    Super

  • @hmshivasharana192
    @hmshivasharana192 Před 3 měsíci

    Sir ma father LIC HFL lo loan tisukunaru..ఇన్సూరెన్స్ చేయించలేదు నేను 30 daysలోపలే inform చేశాను.. కానీ వాళ్ళు compulsory కట్టాల్సిందే అని చెప్పారు...

  • @GullaRavikumar
    @GullaRavikumar Před 4 měsíci

    సార్ కొన్ని ప్రైవేటు ఫైనాన్స్ లు లోన్ ఇచ్చేటప్పుడు బ్యాంక్ అని చెప్పుకొని తర్వాత ఫైనాన్స్ రూపంలో వడ్డీ వసూలు చేస్తున్నారు. వీటి పైన కేసు వేయొచ్చా. ఒకవేళ వేయొచ్చు అయితే ఆ కేస్ ని ఎక్కడ వేయవచ్చు.

  • @user-ex7br4pf4m
    @user-ex7br4pf4m Před 5 měsíci

    Bank account close chrysali ante amount pyramid chryala anna

  • @IsmartShankar-ib4sb
    @IsmartShankar-ib4sb Před 5 měsíci

    Hi aanaya..
    మిమ్మలని కాంటాక్ట్ కావాలంటే ఎలా
    Pls reply అన్నయ

  • @user-zh8xs6bm5y
    @user-zh8xs6bm5y Před 5 měsíci

    Sir online lo term policy thisukunte daaanni ela claim chesukovaalo after death video cheyandi

  • @gorantlasahebpeera8358
    @gorantlasahebpeera8358 Před 3 měsíci

    పర్సనల్ లోన్ ని త్వరగా ఎలా ముగించాలో తెలపండి