How to trick your brain to saving | What has helped me be consistent with saving monthly
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- čas přidán 6. 09. 2024
- Hi! Fam, on today’s video we are talking about how to get better with saving.
I hope you enjoy. Please don’t forget to Like, Subscribe, and Comment below.
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Instagram account: @NxumaloJennifer
One thing I love about your sit downs is that I can listen while cooking after work or listen while I do makeup before I go to work
Yasss sana, I love that. Shuthi my voice is not annoying 😂😂😂
Love these tips as someone in my 20s doing the same I'm glad to see that other young people wanting to learn and teach others about saving.
I have 6 bank accounts
1- cheque/salary account
1-emergency fund account
1- 6-12 months worth of living expenses (incase of job loss-It's a maybe)
1-short term savings goals like a laptop,local trips or even weekend trips in the country, buying camera stuff etc
1-Fnb flexi fixed bank account
1-Long term savings (for a car-i want to pay cash and not borrow banks or have loans, also to buy a house).
Jeeeze girl here I was thinking I am doing too much, I love to see that I am not alone 😅🥰, I love how each account has it’s own purpose. I do hope they give you good interest on your savings ❤️🥰
@@JennNxumalo giving these accounts a purpose and a name makes it easier for me. Coz then i know what I'm saving for and I've automated/scheduled payments so that as soon as i get paid. The money goes out the next day before i even think of spending it on anything 😂🤣.
Thank you Jennifer, this makes so much sense to me as I'm starting my journey with savings after getting through debt. Savings for transfer costs for our 2nd home, emergency fund...❤😊. Keep at it, we are here to learn, make changes for the betterment of ourselves and family ❤❤❤❤❤❤
I am so glad my videos are helpful in your financial journey. Love it👌🏿🥰
Always premium content.
Much appreciated 🙏🏾
Thank you, darling 😘. You are the best shame. The way you explained, I feel like I am on a good track for now 😂.
My contract is ending at the month end of September and I'm worried about my savings uba what will happen 😢😢.
Thank you for this channel last month I closed my ackermans account, which is a good start of debt free, and I'm very grateful for that ❤😊
Hi! Sis’ I am happy to hear that. Keep saving and applying so you can have options just incase the contract ends.
Hey Jen, always great getting the notification 💃💃💃
You're the best! Thank you sis🥰
I really love this. Personally saving has never been a struggle for me but I love the practicality of your points👌🏾👌🏾👌🏾
Thank you Tlaly 🤗, you built the habit from early age, once the habit is on lock there is no looking back ❤️
Savings have been a struggle of my life 😢 this is soo helpful ❤❤❤siyabonga
I am happy to hear that this was helpful 🤗👌🏿
Enjoyed this video so much. I am also going through a phase where I want to have as much disposable cash as I can but also make sure that I earn interest as well
It’s a great feeling having more disposable cash after spending 👌🏿😅
its how I always hit the like button every first 5 secs in to the video. I appreciate your content very much
You're the best! Thank you so much 🥰❤️
Been binging on your content 🙈I’m moving back to your old content.
Thank you Jen 🙏🏽this is all so helpful.
I'm learning 👏👏👏🙌🙌🙌
I love it 🥰
We are here still loving and learning🎉
I love the sound of that 🥰
Very informative sisi.❤ You are the best
Thank you so much 🤗 sis’wami🥰
I make sure to always comment because I know you appreciate it and always engage with us..
Thank you so much hun, I appreciate that 🤗🥰
Thanks for the video Jen. Love it here and always learning a lot.
So glad you enjoyed it!💐❤️
👋 👋 we here...danko
Thank you so much 👌🏿🥰
This is so true, one step at a time friends, and give grace to yourself too
Definitely one step at a time 🥰
Thank you so much. Habit. Saving a lifestyle. I met your videos sometimes this year, and I've watched almost all. I've just found a new friend in You. Keep building financially free society. We appreciate.
Thank you so much Boitumelo, I appreciate that so much sis’wami❤️🥰
Thank you Jennifer, love this 🎉🎉🎉
Glad you enjoyed it sis🥰💐
Saving is very difficult it keeps raining, but this year I have become so much better. Not yet consistent but I already saved something and the fun part is that I cannot even access the money until next January. Love your videos
That is the nice part about fixed savings, not having access to it👌🏿
Ukhuluma nami yini😔 trying to save but finding myself to dipping into it...thanks ❤
It’s normal, I also do it. Just separate your money.
Jenn,Jenn weee,you are making me tired in a good way💝saving is a habit not a goal,wow,thank you Nation Builder💖🌺
😅😂so long as I make you tired in a good way 🥰
Thanks for another great and informative video Jen..I'm still here just that I've been watching you from another device.❤❤❤.Much love
Awesome! Thank you maKhathi🥰🤗
Very informative ❤
Hi! Hun, I haven’t seen you in a while 😍🥰💐
Love love your content! ❤❤
Thank you so much!!❤️
Thank u I am also starting to build my savings and paying off credit cards..
Wonderful! You got this 👌🏿💐
Thank you Jennifer, very informative! Video suggestion: How to build your credit score without getting into too much debt? what's the best way to build your credit scorce as a young up coming professional.
Great suggestion! I will look into making a video on it🤗
Great content. Please explain more stockfels
Aybo mtase we share the same name and surname 👌🏿🥰 will do.
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🥰💐❤️
I hope you are feeling much much better❤
I am myself now, thank you 🥰
Hey deary 🥰
Our finance teacher 😊, it's always good to have you.
Thank you for another lesson, much appreciated.
I've been pushing really hard to close most of my debts. Currently left with a credit card that I'm planning to settle and close in October and a car that the last payment is supposed to be end May next year but planning to settle it end January.
Long term plan, I want to buy a house next year. What advice would you give me especially with closing everything, is it the good plan?
Keep well ❤️
I love your action plan, I would say still try to finish your credit card and close it if you are not disciplined with it. You do not have to rush your car but if you do, find a very small debt like a wifi contract or data contract. So long as you continue to have one debt under your name, you shall be fine. After finishing your car wait for at-least 6 months before buying property, so you credit score can adjust back up.
@@JennNxumalo thank you for your prompt response, much appreciated 🙏.
I'll definitely use the advice.
Keep well ❤️
Informative session Jen💖, really 2024 we should plan a meet up😘
Sounds good! 👌🏿🥰
Thanks for this cc ☑️❤️❤️
You are so welcome!❤️
Thanks for this video..
You are welcome sis🙏🏾💐
Hi Jennifer. Can you do a video about how to fill out z83 form
Hi! Sis, I did create a video on how to fill a Z83 link below:
Work day in a life as an Admin Officer | How to fill a Z83 form | South African CZcamsr
czcams.com/video/8UszVZLysLQ/video.html
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This was soo good
Much appreciated 🙏🏾❤️
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Great knowledge ❤❤❤🇳🇦🇳🇦🇳🇦
Thank you 🙏🏾💐
Jen once again great video. For that tyme account that can be fixed, please can you give us a short tut I tried on my side but it’s the one with the 10day notice that you can access anytime
Hi! I will definitely do a short video about it. thanks
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Thank You, first time to watch your videos...how do i minimise my monthly expenses..i think that's where im failing because they are just too high!
Thank you, welcome to this part of the internet. Minimising expenses is hard because of the things we need. My suggestion would be to evaluate all your expenses and see which ones are not necessities start cutting those.
Hi Jenn I try to save as little as I can but I have lots of debts I don't know wants to do anymore 😢
Its hard to save when you have debts, focus on cutting some of the debts, when you have some money freed then you can start saving.
Hi MaNxumalo can u please provide sextrix top 40 as an investment
Do you want me to create a video on it?
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Hei! T🥰❤️
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