Childfree by Choice and Aging: Retirement Planning Without Kids

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  • čas přidán 5. 09. 2024

Komentáře • 62

  • @Laz3rCat95
    @Laz3rCat95 Před rokem +35

    Another tip: Take care of yourself, maintain your health. Don't neglect the work needed to maintain a healthy lifestyle just because you're young. If you maintain a healthy lifestyle now, you will be better off when you're older as you'll be more likely to maintain your independence through more of your older years.

    • @Jean-ni6of
      @Jean-ni6of Před 5 měsíci +2

      Older years come quicker then you know.

    • @Laz3rCat95
      @Laz3rCat95 Před 5 měsíci +2

      @@Jean-ni6of Yup that's true. I'm not at those older years myself yet, but the older I get, the more quickly time seems to go by.

  • @vulpixelful
    @vulpixelful Před rokem +30

    Healthcare hasn't caught up with this reality, including choosing not to marry. They still don't allow people to visit you at the hospital unless they are blood relatives or are married to you.

    • @bravelygo
      @bravelygo  Před rokem +12

      having recently been hospitalized, I've found more flexibility with that rule! But yes, in general healthcare is SO far behind the childfree movement.

    • @enjoyslearningandtravel7957
      @enjoyslearningandtravel7957 Před rokem +2

      Wow, is that really true? Then that means I have no one to visit me in the hospital if I have to go to one ,

    • @enjoyslearningandtravel7957
      @enjoyslearningandtravel7957 Před rokem +2

      I have plenty of friends, but if I don’t have any relatives left and I am unmarried that means no one can you send me in the hospital turn encourage me ??

    • @enjoyslearningandtravel7957
      @enjoyslearningandtravel7957 Před rokem

      Meant to write visit not send

    • @ChristinaOstil115
      @ChristinaOstil115 Před rokem

      @@enjoyslearningandtravel7957 Well, I have church members help out a lot once I get out of the hospital.

  • @Marianita195
    @Marianita195 Před rokem +16

    I'm very close to an elderly woman I met a few years ago when I lived across from her (stayed friends after I moved out). She always wanted kids, but she had troubles getting pregnant and right after they decided to adopt, her husband passed away. She never remarried. But she built such a strong community. Her friends' kids call her "grandma", and people like myself still check on her all the time, even if we're not her kids or family. Community is important!!

    • @vidhead85
      @vidhead85 Před rokem +2

      Yes! Community is much more than couple and kids. In many cultures, extended family is like at a family and they truly help each other

  • @Mzgoldenhoney
    @Mzgoldenhoney Před rokem +16

    People: Who going to take care of you when you get old?
    Me: Money😂😂😂

  • @angryowl5972
    @angryowl5972 Před rokem +26

    I definitely want to have kids but I love this. Kids or not, this should be the norm. We have our kids for selfish reasons and it’s not fair to stick them with responsibility that they never signed up for nor can they plan for.

    • @bravelygo
      @bravelygo  Před rokem +6

      It's the planning part that really feels so unpredictable. Maybe you'll age in full health, maybe you'll get a majorly expensive illness, there's no way of knowing. So it's a huge *shrug emoji* to put on your kids and that's hard.

    • @SachelleCambria
      @SachelleCambria Před 3 měsíci +1

      I agree you. My mom told me the reason why she had kids was so she could have people to take care of her as she got older. I told her she was selfish. It really ticked me off.

  • @alyssabeanz
    @alyssabeanz Před rokem +10

    This is me and my partner, childfree by choice with nieces and nephews that we want to leave our stuff to. Thanks for making this video, great info!

  • @UCanHaveHim
    @UCanHaveHim Před rokem +9

    Most children I know throw the middle finger up and live their own life. Moms and pops are pretty much on their own.

    • @SachelleCambria
      @SachelleCambria Před 3 měsíci +3

      Children do not ask to be brought into the world, It’s selfish to have them simply to take care of you.

  • @bennewman4675
    @bennewman4675 Před rokem +17

    Some people find it hard to get a partner never mind kids. I can't even mange to get a partner

  • @elizabethsmith4674
    @elizabethsmith4674 Před rokem +5

    Thank you for making this video! Lots to consider as someone leaning childfree by choice. Great topic!

    • @bravelygo
      @bravelygo  Před rokem +2

      you're welcome! I definitely don't see enough coverage on this from the money side, so I wanted to put this out there.

  • @ARS-fn6px
    @ARS-fn6px Před rokem +6

    Im for community but Im not for being a free nanny for people who choose to have kids. When we get a fall out they immediately punish you by taking away the kids. All the investment you did are gone. Burned myself once with that, no parent get investment from me in their kids, unless the kids reach the ages where they can make their own decisions of who they choose to spent their time with. Those Im willing to invest in.

  • @JSM-bb80u
    @JSM-bb80u Před 3 měsíci +2

    Best retirement plan is to adopt a child when you are 45.
    A win-win situation for both you and the child

    • @wheatstonebridge
      @wheatstonebridge Před měsícem

      But isnt that kind of old to have children? Isnt that selfish for the adoptive kid?

    • @JSM-bb80u
      @JSM-bb80u Před měsícem

      @@wheatstonebridge I mean it's much better for the kid than growing up in an orphanage. Isn't it?

  • @IvyANguyen
    @IvyANguyen Před 9 měsíci +2

    Great subjects those of us w/o kids need to consider. The part that didn't get enough attention though is how to decide who gets these type of designations. One person I was considering for a while recently moved 4000 km away to the other side of the USA, so while we are great friends we are no longer local to each other. Most of my other friends I am not close enough to trust them with major medical decisions. I have no siblings but have several cousins and the ones my parents and I have been closest with over the years (who know the most about me) have both moved 2500 km away to the central US. I am not in a romantic relationship w/ anyone at this time and I would expect if I were to find someone compatible in that way I'd still need to wait a long while (at least a few years) before entrusting them to medical decisions, etc. Some of us childfree people need more help not with the paperwork/legal/maths side of things (which can be dealt with w/ professionals) but instead with the difficult decisions of which person(s) precisely to designate for what categories and why them in particular.

  • @baldwinangel1218
    @baldwinangel1218 Před 7 měsíci +3

    If you don't have a trusted community, who fills the role of financial poa to pay the bills if I lose capacity?

  • @danikeebler1662
    @danikeebler1662 Před rokem +3

    Where do I find reputable professionals to help answer questions and get things started?

  • @paulineb66
    @paulineb66 Před 2 měsíci

    Even people with kids need to plan for their own needs. Kids are no guarantee. Plus, while adult children can help, they are not necessarily able to be full time caregivers.

  • @SachelleCambria
    @SachelleCambria Před 3 měsíci +1

    Just because you have children doesn’t mean they’re going to take care of you. Besides, that’s a reason to bring someone into the world.

  • @bennewman4675
    @bennewman4675 Před rokem +2

    Because birth control doesn't all ways work. They might not all ways really be childfree by choice. It could sometimes just be that some people can't have kids with out knowing it

    • @moe3826
      @moe3826 Před rokem

      I've met a few women who had the BC fail them and they had to become parents because their families guilted them into it. These women normally had only one kid.

  • @debbiewilley9428
    @debbiewilley9428 Před rokem +1

    Good idea, but no guarantees. A real sad situation.

    • @bravelygo
      @bravelygo  Před rokem +5

      No guarantees of what?

    • @77Tadams
      @77Tadams Před rokem +5

      Sooooo. Is there a guarantee if you have kids that they will care for you when you get old? No. Go visit a nursing home.😂

    • @moe3826
      @moe3826 Před rokem

      Debbie means that's there are no guarantees that these methods work. You can baby sit and bond with kids that aren't yours but there's NO GUARANTEES that these kids wouldn't do you dirty down the line. Ever listen to true crime?
      Sometimes a family lacking person adopts someone they don't know and they get poisoned and all their money and possessions basically get stolen.
      Friends with kids? Personal story been there done that with friends with kids that end up ditching you later so if your being friends with people and their kids hoping they'll be there for you in old age, don't COUNT on it. People suck, people are selfish and there's a branch of the child free community that can tell you why that idea sucks.
      Just save your money and hope you can support yourself later.
      I've seen wills get shit on by families that only saw dollar signs before so as Debbie said there's no guarantees. Life is not black and white, it is all of the colors and all in between.

  • @bethaavang
    @bethaavang Před rokem +1

    Thanks Kara - I love your videos! You said you’d recommend term life insurance to anyone who’s child free. Is there a reason for that other then potentially leaving $ to someone through the policy? What if that isn’t a priority for me? Just curious if there are other benefits. Thanks!

    • @bravelygo
      @bravelygo  Před rokem

      Life insurance can cover funeral costs, as well as leave a sum to any beneficiaries, like siblings, nieces, or chosen family. You can also cash some policies out while still alive. Thanks for watching our stuff! :)

  • @danikeebler1662
    @danikeebler1662 Před rokem

    I can decide all I want, but what if they clearly don't want the role/responsibility?? What decide want mean anything.

  • @manoranjandash7301
    @manoranjandash7301 Před 9 měsíci +1

    Hey i really want to be childfree but always having fear of being alone.If someone did not agree to take care all this term and condition then what will i do.Relatives are always therefore to take chance nothing else.Please guide me.

    • @happyappy19931
      @happyappy19931 Před 2 měsíci

      Why do you want to be child free? We are meant to have kids (unless we can’t)

    • @wheatstonebridge
      @wheatstonebridge Před měsícem +1

      ​@happyappy19931 oh really? So all parents should be parents??? Theres no bad parents out there in your opinion. What a foolish and ridiculous comment you made 😂

  • @cgreen777
    @cgreen777 Před rokem +3

    Many caretakers are being abused because their sight hearing and Sfences fail and there is no next of kin to defend them. Have kids like society have always done. Friendships are overrated. Why depend on other people's kids to take care of you... All these retirement ideas sound well and good but they are all failing. Some even outlive their savings and retirement money. Have a family.

    • @MsBluebot
      @MsBluebot Před rokem +9

      There’s no guarantee that your kids will take care of you anyway. Sounds selfish to me

    • @vidhead85
      @vidhead85 Před rokem +5

      We have families and communities. If it takes a village, why only depends on certain villagers when we can build a vast network so one person doesn't get overloaded?

    • @hazy5552
      @hazy5552 Před měsícem

      Being outside of a nursing home doesn't mean that you won't be go through elder abuse. Also, your family may not be able to take care of you if you have certain illnesses.

  • @sbell5631
    @sbell5631 Před rokem +1

    Good for you. I am a mother of a boy and girl and I wouldn’t trade them for the world. From the moment they kicked while they were in my stomach until the day they graduated from college and became the amazing adults they are. They were God’s gifts to me and my husband. It’s a feeling that can’t be described. Nothing I have owned or any place I’ve travelled (I’ve been halfway around the world. Thanks to the military) and nothing compares to my children. So I’m going to brag on being a mother just like you bragging about not being a mother.

    • @cgreen777
      @cgreen777 Před rokem

      This new modern thought of Not having children is failing miserably. More childless elderly are being tortured and abused by caregivers. Mainly they have no children or grandchildren to watch out for them. What about A nurse took an elderly hand and made her sign for medical procedure she did not agree with.

    • @MsBluebot
      @MsBluebot Před rokem

      Whatever floats your boat dude just don’t an a-hole

    • @vidhead85
      @vidhead85 Před rokem

      Maam. Do you go on video game videos and say ours better not to? This was not for our about you and you made it about your kids. Nobody here cares about your kids, and we don't want to hear about them
      Stop going into childfree spaces and doing this. This isn't about you

    • @whitneyanders5945
      @whitneyanders5945 Před 9 měsíci +3

      Why so defensive? How is talking about planning for old age bragging?

    • @Sabrina0415
      @Sabrina0415 Před 9 měsíci +3

      Lol you sound so insecure