HDFC ERGO Optima Secure Health Insurance | Tamil

HDFC ERGO Optima Secure Health Insurance | Tamil
WhatsApp or Call me for personal financial consulting - (91) 9384716268
Visit Website - www.venkatfin....
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The new HDFC ERGO Optima Secure provides 4X coverage, at no
additional cost, thereby redefining the value you get from health
insurance. It doesn’t just secure your present, but safeguards your
future as well.
Optima Secure is a testament to the years of trust
1.5+ crore customers have bestowed upon us
1.Secure Benefit
Secure Benefit is a first-of-its-kind benefit of Optima Secure that doubles the insurance cover you buy, instantly and automatically. This means that you get a 2X coverage from day 1, without having the need to activate or claim it, at no additional cost.
2.Plus Benefit
Plus Benefit is another first-of-its-kind benefit of Optima Secure. With this benefit, the base cover you choose for yourself automatically increases by 50% after 1 year, and 100% after 2 years, irrespective of any claims made. With this benefit, you do not have to worry about earning a full no
claim bonus or a reduced bonus in case of a claim.
3.Restore Benefit
With the Restore Benefit of Optima Secure, if any claim, partial or total, is made any time during the year, then 100% of the base cover gets restored in the policy cover automatically, at no additional cost!
4.Protect Benefit
In case of an unfortunate hospitalization, Protect Benefit of Optima Secure guarantees payment of consumables, which include listed non-medical expenses like gloves, masks, nebulizer kits and so on. It’s built-in, and automatically available at no extra charge.
Other Features in HDFC ERGO Optima Security Health Insurance Policy
1.Pre and Post Coverage:
Instead of 30 and 90 days availed normally, Optima Secure covers
medical expenses for 60 days pre and 180 days post hospitalization.
These cover tests, medicine purchases and other medical expenses
that Mr. Sharma has incurred during these aforementioned days.
2.Preventive Health Check-up
You will be provided preventive health check-up benefits post
completion of every policy year, irrespective of claim status.
3.Hospitalization Expenses Coverage
Covers medical expenses incurred at the time of hospitalization
that include room rent, ICU expenses, nursing expenses, surgeon’s
fee, road ambulance charges and so on.
#hdfcergo #optimasecure #healthinsurance

[@VenkatFinTamil]

WhatsApp or Call me for personal financial consulting - (91) 9384716268
Visit Website - www.venkatfin.com/

[@sathiamoorthyvajiravel7483]

Good intro. Thanks

[@dhananjayankrishnamoorthy3004]

Thanks Venkat 👍

[@narayanansreenivasan2558]

Why you don’t recommend deductibles for me this seems a complete protection with lesser premium during the initial years and at later stage seems we could revert back as well.. please help me understand if am missing something, maybe thru a short video too on pros and cons

[@VenkatFinTamil]

I never recommended deductable to anyone who earns more than Rs.30,000 a month. For others, its okay to reduce sum assured but never go for deductable is my personal opinion.

[@narayanansreenivasan2558]

@@VenkatFinTamil Thanks for the reply .. my only thought was if this medi claim is only a backup to the existing company provided claim (till in job) then in this case one could opt for a deductible with lesser premium pay and after 5yrs change as needed when close retiring..

[@karthikathavasi6236]

Sir i am searching for for best health insurance policy for my parents , can you help me to find it

[@ramyap6410]

Is it possible to get insurance for my parents who have stroke, pancreatitis, and underwent bypass surgery?

[@VenkatFinTamil]

Very difficult. Kindly consult me when u find time. Mention that you commented

[@preethaprasad5043]

waiting period iruka entha policy ku...my parents have blood pressure and diabets

[@VenkatFinTamil]

In this policy I just checked that you have 36 month
waiting period Preetha. Hope this info helps.
If you want my consulting , kind msg- Venkat

[@rvslifeshadow8237]

Pls recommend good affordable one for me i am 56 yrs pls

[@VenkatFinTamil]

Kindly call me and mention this sir.

[@pravinkumarprabakaran3742]

I am transplant patient. Can i get it?

[@VenkatFinTamil]

Thanks for msg. Let's try

[@hrithikeshadityan3713]

Brother can I buy HDFC health insurance from u

[@VenkatFinTamil]

Sir, I only do consulting when it comes to health insurance. Then, connect with reliable employee of the company so that they will serve you better. Thanks sir.

[@hrithikeshadityan3713]

@@VenkatFinTamil ok

[@bharathkumar239]

​@@hrithikeshadityan3713nan hdfc la than work pandra insurance venum ah bro

[@AjithKumar-kd2mv]

Sir are you want HDFC health insurance

[@kanimozhi9302]

Sir nanga 3 packs ku potrukom apo 6 lacks ku treatment cover aguma

[@VenkatFinTamil]

Not sure because optima secure minimum sum assured is 5 lakhs. So may be yours is different product. KINDLY CHECK WITH CUSTOMER SUPPORT PLESEE

[@prasanthravi9425]

Sir genitic deases cover aguma?

[@VenkatFinTamil]

Most health insurance companies do not cover diseases based on genetic origin but kindly keep approaching all companies and find possibilities sir.