Jansamarth form filling for Education Loan subsidy (Step by Step)| Ep 44

Sdílet
Vložit
  • čas přidán 2. 06. 2024
  • Watch this video to know the JanSamarth education loan registration process step by step! You will be guided through the entire application process of the JanSamarth portal.
    The below topics are discussed in this episode:
    00:00 - Teaser
    00:22 - Introduction
    03:06 - Online Form filling
    15:46 - Conclusion
    The motive behind our effort is to empower students and their guardians to help them make informed decisions while taking an education loan.
    ※※※※※※※※※※※※※※※※※※※※※
    Request a callback by clicking the link below-
    👉 www.wemakescholars.com/educat...
    Our team of financial officers assists you with your entire education loan process until sanction, disbursement, and beyond. All the services offered by WeMakeScholars are free of cost as this initiative is supported by the IT Ministry, Govt. of India.
    JOB Updates - We’re hiring and so do not lose on an amazing opportunity to work in a start-up that is growing 2x times - The links below include information on the roles we are looking for.
    👉www.wemakescholars.com/hiring
    ※※※※※※※※※※※※※※※※※※※※※
    Here is a list of our must-watch from Loanflix Season 2. The titles of our previous episodes in this series and their links are as follows:
    📍Education Loan on Agricultural Land as collateral
    • Education Loan on Agri...
    📍Do You Really Need an Education Loan? This Will Help You Decide!
    • Do You Really Need an ...
    📍6 Strange Facts About Education Loan
    • 6 Strange Facts About ...
    📍Beginners guide to Abroad Education Loan
    • Beginners guide to Abr...
    📍The 7 Biggest Education Loan Mistakes You Can Easily Avoid
    • The 7 Biggest Educatio...
    ⋘🔸➖🔸➖🔸➖🔸➖🔸➖🔸➖🔸⋙
    Since the first episode in 2018, the LoanFlix series has now become the most comprehensive web series on CZcams on the abroad education loan process. LoanFlix season 2 brings you deeper insights into the topics related to the Abroad Education Loans space.
    We've also covered practically every aspect of an abroad education loan in our LoanFlix series, which you can find below. So do watch the entire series if you want to know everything about education loans for abroad studies.
    🔶LoanFlix Season 1
    • Loanflix: The most com...
    🔶Country-wise Education Loan Guides
    • Country-wise Education...
    🔶Testimonials- WeMakeScholars
    • Testimonials- WeMakeSc...
    ※※※※※※※※※※※※※※※※※※※※※
    About the Presenter - Damini Mahajan is a visionary entrepreneur and co-founder of WeMakeScholars.com, an education finance start-up for international education. Damini has been mentioned as a "Top Women in Tech" by The Asian Entrepreneur. She has also been awarded as the winner of the Silicon Valley Challenge by Action for India 2016 and was in the Top 75 start-ups in Power of ideas by Economic Times at IIM Ahmedabad.
    👉Script editor- Arjun R Krishna
    👉Shot, Edited & Directed by Ravi Singh
    👉Designs - Sanjeel Jatoth
    Stay connected and follow us on:
    🌈 Instagram - / wemakescholars
    👦 Facebook - / wemakescholars
    🐦 Twitter - / wemakescholars
    👨‍🎓 Linked in- / wemakescholars-com
    🎈Contact us at hello@wemakescholars.com
    Please subscribe to our channel for more informative videos. Also, do like👍 and share’📢 with your friends. Good luck!✌
    Click here to subscribe - 🔔 / @wemakescholars
    #educationloan #studyabroad #jansamarthportal #onlineforms #jansamarthregistration

Komentáře • 795

  • @syedmisbah1671
    @syedmisbah1671 Před měsícem

    Lot of informative video
    Thanks for your guidance

  • @sreelekshmiks4660
    @sreelekshmiks4660 Před 9 dny +1

    Now in jan samarth portal only one education loan scheme is available which is for students pursuing studies in india. There is no option for abroad students.

    • @WeMakeScholars
      @WeMakeScholars  Před 4 dny

      Yes! You’re right. But don’t worry. We can help you in securing an education loan for your overseas studies. We’ve partnered up with 15+ public and private banks, increasing your chances of getting the loan. On top of that, we do not charge any service charges as we’re funded and supported by the Ministry of IT and come under the Digital India Campaign.
      Feel free to request a callback at bit.ly/48cTdcR A dedicated financial officer will get in touch with you shortly.

  • @rekhachaudhary6076
    @rekhachaudhary6076 Před měsícem

    Very informative video with detailed explanation... 😊

  • @AnujKumar-rl4mp
    @AnujKumar-rl4mp Před dnem

    Can we claim subsidy after getting a educational loan , if yes then how plz ..guide

  • @shreekrishnahegde
    @shreekrishnahegde Před 7 měsíci +2

    Space button in mothers name is not working in section 3, it's not allowing to type first name and last name with space

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci

      Hi Shreekrishna! There may be some technical glitch. You can try refreshing the page. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu They will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suiting your profile.

  • @vijaypramod3536
    @vijaypramod3536 Před 6 měsíci +1

    Dear team,
    I'm curious about the scheme. I started college in October 2022 to study b. Sc nursing for four years. The first year's tuition is 175000, and I paid 140000. Now since the remaining period is three years, the total fees for the next three years are 525,000, and I wish to apply for an education loan. I have a receipt for my first year of college fees. But, for the following three years, I have a genuine certificate with the cost structure; is this sufficient, or do I need to attach any other documents?

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi Vijay! Yes, the fee structure would be sufficient proof of your total tuition fee cost. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan at best terms and the lowest ROI possible.

    • @WeMakeScholars
      @WeMakeScholars  Před 4 měsíci

      Hi @@ayushgupta766 , Different profile ka liya different document lagte h and bht sare document hote h toh ap ek call request kar dijiya bit.ly/3MVP0Sy is link per jaa kar.

  • @fununlimited133
    @fununlimited133 Před 8 měsíci +2

    Maam at 14:30 can we add cooperative bank as im getting low interest rate loan from them, Will i get the subsidy? Please reply and thanks.

    • @WeMakeScholars
      @WeMakeScholars  Před 8 měsíci +1

      Hi! You can get subsidy but the education loan product of Cooperative Bank is not very competitive compared to the other options in the market. We can provide the lowest interest rates by negotiating on behalf of our students with banks. I think it will be a better idea to speak to your financial officer by requesting a callback on this link: bit.ly/3KLb0zu to see which bank will offer you the best terms

  • @jaykhachar2466
    @jaykhachar2466 Před 8 měsíci +1

    Hii, i wanna ask that what kind of certificates that we need from our college like mine is in gujtat bvm college so which kind of and how many certificates or documents that o need from college please reply me earlier 🙏

    • @WeMakeScholars
      @WeMakeScholars  Před 8 měsíci

      Hi Jay, Documents required to fill in Jansamarth form is already mentioned in the video. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

  • @adhyashaji5893
    @adhyashaji5893 Před 8 měsíci +2

    I have applied in jansamarth and the application is rejected stating that "product not matched & not accepting referred application". What may be the reason for this? Now I can't reapply as it is saying that I have already applied using the aadhar/pan

    • @WeMakeScholars
      @WeMakeScholars  Před 8 měsíci

      Hi Adhya! You can reapply in Jansamarth portal after 60 days of cooling period. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

    • @BhargavPuri-ki7hm
      @BhargavPuri-ki7hm Před 7 měsíci

      Sister I have one arrear in the second semester could I make a fake certificate of one subject

  • @krethickchakravarthy6533

    Hi ma'am, will the government pay the interest on a monthly basis or will the applicant have to pay the interest.

    • @vihari47
      @vihari47 Před rokem

      I% wil be paid on quarterly basis. Your bank will take care of it

    • @WeMakeScholars
      @WeMakeScholars  Před rokem

      Hi Krethick! The total interest accumulated during the moratorium period (Course duration + 6 months) will be paid off by the Government at the end. If you are seeking help from our loan team with the Education Loan process request a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private lenders and walk you through the entire process.

  • @scholar.parmod
    @scholar.parmod Před 7 měsíci +4

    Hello ma'am!
    While filling form, I was asked to fill my course details.
    Unfortunately no UG courses from my university for available to choose (including mine).
    I cannot proceed further as there's no OTHER COURSES option.
    How can I apply for the subsidy?

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci

      Hi Parmod! You will be required to check whether your course is a technical/professional degree approved by NAAC / NBA / CFTI. We would also like to inform you that our team can help you with the entire process of obtaining an education loan at the lowest interest rate possible. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private banks so you can get the best education loan deal suiting your profile.

  • @gauravthakurela6825
    @gauravthakurela6825 Před 9 měsíci +1

    mam I applied from Jan samrath for pg from SBI but SBI loan manager said we are not giving loan through this portal you have to log in from Vidya Lakshmi but in Vidya laksmi I am not able to proceed because I had submitted from Jan samrath mam what should I do please help and my classes already started University pressing me to pay the fees but I don't have what should I do mam

    • @WeMakeScholars
      @WeMakeScholars  Před 9 měsíci +2

      Hi Gaurav! We would suggest you to speak with our loan team for this matter, we will try to help you get an education loan for your higher studies by checking your eligibility with 14+ public and private lenders so you can choose a bank that best suits your profile and needs. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @bavanisundar4799
    @bavanisundar4799 Před 7 měsíci +1

    I have an account in IOB, can I go for the nearby branch or I have to visit the actual branch where I opened my account?? And if I take 2.50 lakh educational loan how much amount I ought to repay??

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci +1

      Hi Bavani! You can go to any branch of the bank to process your education loan. The loan repayment amount depends on the ROI and repayment duration of the loan. However, you can avoid going to banks every time by requesting a callback on the link: bit.ly/3KLb0zu Once you fill out the form the concerned team will get back to you to check your eligibility with 14+ public and private lenders so yan get the best education loan deal suiting your profile.

  • @pranava_fpv4836
    @pranava_fpv4836 Před 12 dny

    In the last step of choosing the bank. Can't we change bank from Sbi(as shown in video) to any of our choice of banking partner like kotak or bob..?

    • @WeMakeScholars
      @WeMakeScholars  Před 6 dny

      Hi, you can change the bank to any of your choice. I hope you’ve understood. For further queries, request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.

  • @yogeshsaharan4023
    @yogeshsaharan4023 Před 6 měsíci +1

    Hi mam the same problem is showing in my application 14:05 .....that is you are not eligible for under scheme...... income is greater than the limit set.....and new application does not proceed bcz of same adhar card then what should I do...and how to cheak my income

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi Yogesh! The student's family annual income should not exceed 4.5L to avail of the CSIS subsidy. You can apply again after cooling period of 60 days. You can ask your parents about their annual income. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan deal suiting your profile.

  • @omkarpagui5854
    @omkarpagui5854 Před 8 měsíci +3

    Hello Ma'am,
    I registered on vidhya Laxmi portal and completed the loan application form and submitted to bank.
    After tht they gave me loan application form from the bank side ( sbi) , there it was a question like are you eligible for CSIS ,if yes then provide income certificate with less than 4.5 L.
    I didnt knew about subsidy scheme, otherwise i would have registered on jan Samarth portal .
    So will i get the subsidy benefit now ?.
    So will i get the subsidy

    • @WeMakeScholars
      @WeMakeScholars  Před 8 měsíci

      Hi Omkar! Yes, you can get the subsidy benefit. You can fill Jansamarth form even after registering on Vidyalakshmi portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

    • @samuel4157
      @samuel4157 Před 7 měsíci

      Did u apply for this subsidy, bro?

    • @anupthakur489
      @anupthakur489 Před 4 měsíci

      Did u get csis benifit

    • @sudarshanjadhav609
      @sudarshanjadhav609 Před 26 dny

      Maine bhi vidyalaxmi poortal se apply kiya tha mere ko loan mila, but maine abhi tak subsidy ke liye cliam nahi kiya hai? Mam please help me to get my loan subsidy?

  • @rajendramaji1949
    @rajendramaji1949 Před 9 měsíci

    nice mam it was helpful

    • @WeMakeScholars
      @WeMakeScholars  Před 9 měsíci

      Hi Rajendra! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

    • @fununlimited133
      @fununlimited133 Před 8 měsíci

      From which bank you took loan and what interest? Im thinking for cooperative bank as rest all are giving at interest > 10%.
      Do subsidy cover only 3-4% interest or full interest?
      Many bank saying you get 3-4% of interest you pay per year during course!

  • @tanudeulkar
    @tanudeulkar Před 4 měsíci

    Hie ma'am
    I'm from wardha, Maharashtra
    Sir maine jansamarth portal se pura process complete hua and muze respected bank me referred bhi kr Diya
    PR fir ek email comes as "the loan application didn't match with any bank product"
    Sir what can I do now?
    Please help

    • @WeMakeScholars
      @WeMakeScholars  Před 4 měsíci

      Hi Tanu, unfortunately, we cannot help you with this for the JanSamrath application form, you have to apply through the portal helpline number. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy

  • @SurendraKumar-th3fl
    @SurendraKumar-th3fl Před 8 měsíci +2

    Hallo Mam.(Students loan)
    My Question is!!Where will the money come from after applying?My Bank account or anywhere else.

    • @WeMakeScholars
      @WeMakeScholars  Před 8 měsíci +2

      Hi Surendra! The subsidy of the interest accumulated during moratorium period will be paid by the government to the banks directly. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

  • @ShivalingappaShahabadi
    @ShivalingappaShahabadi Před 6 měsíci

    Hello Mam, logged and completed the application process by entering all the details for education loan and subsequently the application is with the bank, waiting to approach the concerned Bank officials,if we find any difficulty will come to you

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi Shivalingappa! We can help escalate your loan application in the bank. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

  • @anujji202
    @anujji202 Před 10 měsíci +1

    Mam , it there any need of collateral if i take laon of 7 lakh from JanSamarth. Portal because i belong to Ews and family income is not more than 4.5 lakh. ?

    • @WeMakeScholars
      @WeMakeScholars  Před 10 měsíci

      Hi Anuj! You can claim the Jansamarth subsidy if you are going for a technical/Professional course in India. and your family income is less than 4.5L. Few public banks also provide unsecured education loans up to 7.5L. We suggest you speak with our team so they can help you check your eligibility and evaluate your profile with 14+ public and private banks. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @ItsmeDrPr
    @ItsmeDrPr Před 6 měsíci

    Just a question... Do I have to go to other websites like vidhyalakshmi after completing all steps in jansamarth website ?🙏🏻 Please answer ASAP

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi Pratik! After completing all the steps in the Jansamarth portal. You have to wait for the result. If your application gets accepted by the bank then you have to visit the branch. Otherwise, you need to apply in the Vidyalakshmi portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

  • @yeswanthyadavambati6965
    @yeswanthyadavambati6965 Před 7 měsíci

    Hi mam...
    After filling co applicant deatails
    They showing
    "It seems your annual income exceeded mandatory filling of income tax return (ITR) please verify your income through CBDT.
    How to complete please help mam..

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci

      Hi Yeshwanthy! The student's family annual income should not exceed 4.5L to avail of the subsidy. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan deal suiting your profile.

  • @fleminsajeev9974
    @fleminsajeev9974 Před 6 měsíci

    Hey
    I applied for a loan in sbi.
    But i had given canara bank account no as i had earlier decided to take loan from canara bank.
    Only after knowing that sbi had a much lower interest i decided to switch to sbi.
    So i had already given my canara bank account details before choosing bank.
    Since the account number and bank didnt match my loan was rejected.
    When i decided to apply again its saying that the aadhar card has already applied and i cant apply again.
    I tried contacting jansamarth but their number is showing server unreachable.
    What can i do?
    Could you pls provide any other number to contact jansamrth other than number shown in their website.

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi Sanjeev! You can apply again in the Jansamarth portal after 60 days of cooling period. To contact Jansamarth, the number on their website is the only number. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @dineshgrandhi6921
    @dineshgrandhi6921 Před 10 měsíci +1

    Hello I've already taken the loan from bank and Can I apply for this scheme now to my loan account for the subsidy given by govt ?

    • @WeMakeScholars
      @WeMakeScholars  Před 10 měsíci

      Hi Dinesh! Unfortunately, You are required to apply for the CSIS scheme while applying for your education loan.

  • @maheshnavale3701
    @maheshnavale3701 Před 6 měsíci

    mam,
    i am stuck on 8 no stage document upload stage because of i was completed diploma after ssc and portal asking for HSC certificate and this certificate is mandatory then how to complete my application process please suggest.
    and thanks for your advance support.

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi Mahesh! You can submit your Diploma certificate instead of 12th marksheet. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @stuf_rishi_
    @stuf_rishi_ Před 28 dny

    Hlw mam pls reply !! I want to ask something !! Mam me ak time pe 1 course keliye vidyalaxmi portal me 2 alag alag bank me application dal sakta hu kya ???

    • @WeMakeScholars
      @WeMakeScholars  Před 16 dny

      Hey! It is possible to apply for the same course in two different banks in the Vidyalakshmi portal. If you need any assistance in your education loan process, kindly connect with us by raising a callback request at bit.ly/48cTdcR. Our team will get back to you shortly and help with your education loan process

  • @user-ks7zo3wf3z
    @user-ks7zo3wf3z Před 6 měsíci

    Hai Ma'am
    I submitted an application by giving income details twice, by mistake (student's income - actually there is no income - and co-applicant's income). Message came that I am not eligible because my income exceeds the limit. I tried to apply again correcting the mistake, but the message is that I cannot apply again this time with the same aadhar and pancard numbers. I sent an email to them requesting to remove my application so that I would be able to resubmit the application. Reply came that I cannot submit the application before 30 days. Is there any way to submit the application now as my college is insisting me to give them the loan details. Kindly reply.

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi Elokam! To avail the subsidy, you will have to wait 30 days to reapply again in Jansamarth portal. However, we can help you secure an education loan within the deadline. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best terms and lowest ROI possible.

  • @rahanahashim6142
    @rahanahashim6142 Před 7 měsíci

    Mam, what are number of dependants in co applicant information means if i keep my mother as my co applicant and father is the one who is the only employed.

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci +1

      Hi Rahana! Primary co-applicants will be both of your parents. You can add your father as the Financial co-applicant. For further one-on-one guidance with the loan process, please connect with our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best terms and lowest ROI possible.

  • @user-lo5cb2bf8r
    @user-lo5cb2bf8r Před 4 měsíci

    Hello ma'am after checking eligibility in jansamarthan fr education loan bank manager is now saying to change the co applicant details. I also got the email of rejection but i couldn't re apply.

    • @WeMakeScholars
      @WeMakeScholars  Před 4 měsíci

      Hi, That is why we suggest our students process their Education Loans via us instead of visiting banks directly. The Education Loan process can be long and daunting with a lot of paperwork, which makes the bank managers avoid It in the first place but don't worry we can help you with this issue. Don't wait for more and reach out to our team today by visiting: bit.ly/3MVP0Sy our team will contact you within 48 hours.

  • @prabhjotsaggu5434
    @prabhjotsaggu5434 Před 7 měsíci

    Hii mam... i completed my portal form with submit bank name which is near by me ...by manually sarching the bank name
    But now i got a mail by jan smarth portal that my application is not eligible for csis as per scoring set by multiple banks.
    Now what i do .

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci

      Hi Prabhjot! The eligibility for CSIS subsidy is :
      1. The student should enroll for a Technical / Professional degree in NAAC, NBA, CFTI accredited or regulatory approved institutes in India..
      2. The student's family annual income should not exceed 4.5L.
      If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu so that they can evaluate your profile and provide you with the best education loan deal suiting your profile by checking your eligibility with 14+ public and private lenders.

  • @rekhachaudhary6076
    @rekhachaudhary6076 Před měsícem

    What is subsidy .. we have to payment on whole loan amount or amount after sunsidy... and interest rate is too high(8.5%) than scholar loan .. how interest and emi calculated

    • @WeMakeScholars
      @WeMakeScholars  Před měsícem

      Hey Rekha! So basically Jansamarth subsidy is an online platform for directly connecting lenders with beneficiaries. Citizens can avail loans under 13 Central government schemes under 4 loan categories. If you meet the eligibility requirement of these schemes, you will be given a concession on rate of interest on your loan amount. You can use this education loan emi calculator for your better understanding: www.wemakescholars.com/education-loan/emi-calculator. For any further queries, feel free to reach us out at: bit.ly/48cTdcR, Our expert team will help you with all information that you need. Thank you.

  • @KarishmaK-lc2ic
    @KarishmaK-lc2ic Před 5 měsíci

    @wemakescholars I'd applied through jansmarth portal for educational loan and now the bank manager says that my name is not in the list and I've to apply through vithyalakshmi portal .then I've try to apply through vithyalakshmi portal, there displaying the instruction "you have already login in jansmarth so can't login with vithyalakshmi portal"...what can I do now mam?

    • @WeMakeScholars
      @WeMakeScholars  Před 4 měsíci

      Hi Karishma, Firstly you have to delete your application from the Jansamarth portal and then you have to wait for 60 days after which you can apply on the Vithyalakshmi portal. However, you are studying abroad or in India? you can visit bit.ly/3MVP0Sy

    • @nehaswalishettar3970
      @nehaswalishettar3970 Před 3 měsíci

      ​@@WeMakeScholars Then that would delete the application for subsidy, right?
      We won't be having the subsidy benefit and moreover have to wait for 2 more months, right?

  • @anchitgupta1483
    @anchitgupta1483 Před 9 dny

    what should be the family itr for applying education loan? i tried so many times, but i was unable to clear the eligibility critaria.

    • @WeMakeScholars
      @WeMakeScholars  Před 5 dny

      Hi Anchit, If you’re opting for a STEM course and taking your education loan from a public bank, your co-applicant’s income is not assessed by banks as you’re pledging a collateral. However, if you’re opting for an unconventional course like MBBS, banks require a financially strong co-applicant. Additionally, Private banks and NBFC’s require 2/3 years of ITR with 5-6 LPA as source of income filed. Request a callback at bit.ly/48cTdcR. Our team will get back to you soon and find the reason for your concern and hopefully assist you in getting an education loan so that you can claim your subsidy .

  • @ameyakhadke8226
    @ameyakhadke8226 Před 5 měsíci

    Hello ma'am
    I have some issues with filling my form actually I'm studying engineering and have already completed 2 of my studies I want loan for remaining 2 years and how should I proceed at course details bcz it's asking alternative University or institutions??

    • @WeMakeScholars
      @WeMakeScholars  Před 5 měsíci

      Hi! Please connect with our team on hello@wemakescholars.com. Kindly share your basic details as your Name, Registered email id and phone number which will help us track your application and the team will soon get back to and help you out with it.

  • @harineeshankar-kx6tr
    @harineeshankar-kx6tr Před 6 měsíci

    Hello mam!
    I asked about jansamarth in 2 of my bank they said they r not providing education loan on tht instead they told me to apply in Vidyalakshmi just becoz subsidy nd my family income also cums below 4.5L,
    so is there any othr way or i hve to apply only in Vidyalakshmi portal mam

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi Harinee! All banks which is regulated by RBI provides subsidy. You can apply in Vidyalakshmi portal first and then in Jansamarth portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best terms and lowest ROI possible.

  • @tharun_17r
    @tharun_17r Před rokem

    Hello mam, when i want to apply for this scheme, means after completed the loan application form or before.

    • @WeMakeScholars
      @WeMakeScholars  Před rokem

      Hi! The Jansamarth form should be filled out before or during your education loan process. We would suggest you to talk to our Financial Officer about the same, so they can help you with the entirety of your education loan process. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @meenakshisajan8298
    @meenakshisajan8298 Před měsícem

    Hey , I'm applying for loan in SBI , here they are asking for bank account details and I don't have SBI account, is it mandatory to fill the account details of my other account or can I say I don't have a bank account

    • @WeMakeScholars
      @WeMakeScholars  Před měsícem

      Hey Meenakshi! If you are applying for an education loan through SBI, you have to create a new SBI savings account. So, you can ask the bank to create a new account to start with your loan application process. Also, if you're planning to apply for an education loan through SBI, you might be asked to visit the branch multiple times. On applying through WeMakeScholars, our financial officers will take care of communicating with the lenders and make the process easier for you. Also, remember that we don't charge anything for our services. You can contact our team here: bit.ly/48cTdcR. Our financial officers will analyze your profile and provide you with the best available option for you. For more information regarding SBI bank loans, you can go through this article: www.wemakescholars.com/education-loan/sbi-bank

  • @sheetalmaurya6287
    @sheetalmaurya6287 Před 4 měsíci +1

    My bank is denying for loan through the Jansamarth portal and through vidyalaxmi I won't get subsidy like Jansamarth... The bank is SBI 😢 What should I do now 😞

    • @WeMakeScholars
      @WeMakeScholars  Před 4 měsíci

      Hi sheetal, unfortunately, we can not help you but yes usually students face this type of problem because banks are not fully aware of the Jansamarht portal that's why they refuse in that case you need to write an email or call on Jansamarth helpline number. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy

  • @djvoo-by8dj
    @djvoo-by8dj Před 7 měsíci

    Hello Mam, i have applied CSIS through jansamarth portal but unfortunately bank is not aware about that portal, now i want to apply through vidyalakshmi portal. Is there any way? Vidyalakshmi portal says you have already registered in jansamarth portal byt i want to apply in vidyalaksymi portal

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci

      Hi! We would suggest you talk with our Financial Officer as if you are applying for your education loan via WeMakeScholars, it is not made mandatory to apply on Vidya Lakshmi Portal. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @asdnitian
    @asdnitian Před 6 měsíci

    Mam my school name is not available in that particular list as iam currently pursuing my btech(cse) in nit . But my school name is not there in list. What should i do?
    Please guide me

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi Ashu! You can choose 'other' in the university column and then fill in the name of your university in the next column. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan at best terms and the lowest ROI possible.

  • @-LTUIiiin
    @-LTUIiiin Před 6 měsíci +1

    Hi! I have done a 3 year diploma after 10th, and now I have gotten direct second year admission for a BE degree. However, in the jansamarth portal there doesn't seem to be an option for this? My institute does not show up. How can i proceed?

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi! You can choose 'other' in the university column and then fill in the name of your university in the next column. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan at best terms and the lowest ROI possible.

  • @realvinitswami
    @realvinitswami Před 7 měsíci +1

    Hi Mam
    Where the amount will be credited
    Like if i apply for loan, amoumt will be credited to my bank account?

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci

      Hi Vinit! The tuition fees will be paid directly to your university and your living expenses are disbursed to your account or a Forex card depending on the course and country you are going for. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan so that they can evaluate your profile and check your eligibility with 14+ public and private lenders.

  • @aniketsingh151
    @aniketsingh151 Před 8 měsíci

    mam mujhe jan samarth portal par apni loan applicatin or registration id cancel karni hai kaise kar sakta hu. kyuki bank wale only vidya laxmi pe hi keh re hai. for education loan .

    • @WeMakeScholars
      @WeMakeScholars  Před 8 měsíci

      Hi Aniket, Jansamarth portal is there to claim the subsidies provided by the government. You can write to the bank authorities to reject your application. For an education loan, you may apply via Vidyalakshmi portal or get in touch with us by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @NirmalKumar-hd6ps
    @NirmalKumar-hd6ps Před 7 měsíci

    Hello mam , i can't able to select branch ,and its displayed me that u can't find ur bank product so ur ineligible ,i cant select state bank of India

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci

      Hi Nirmal! We suggest you contact our Financial Officer so they can check whether the problem is actual or if there is any issue with the application. We will also help you to check your eligibility with multiple lenders at once, so you can get an education loan with the cheapest interest rates. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @asthasingh4206
    @asthasingh4206 Před rokem +1

    Ma'am whose adhar and pan deatails are required parents or students

    • @WeMakeScholars
      @WeMakeScholars  Před rokem

      Hi Astha! Both the applicant and co-applicants Aadhar and PAN is required. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

  • @imrozahmad9782
    @imrozahmad9782 Před 4 měsíci

    Mam, Recently i got a message from vidya loans that they got my education loan details from WMS.
    And they are asking 10k as processing fee. They are also saying that i have to pay 10k first and then they will connect my loan application to the vidya loans team.
    Can i trust this vidya loans mam??
    Please reply
    I got this type of mail from personal mail id but not from any organization
    Please tell me can i proceed with vidya loans ?

    • @WeMakeScholars
      @WeMakeScholars  Před 4 měsíci

      Hi, yes you have to pay the processing fees to the bank to continue your process of your Education Loan.

  • @palakrai9229
    @palakrai9229 Před 8 měsíci

    Mam i have applied throught jansamarth portal but central bank is sayinh that u have to apply through vidya laxmi portal for the loan what can i do now bcz im not able to apply throughy vidyalaxmi portal now as i have already registered myself on jansamarth portal

    • @WeMakeScholars
      @WeMakeScholars  Před 8 měsíci

      Hi Palak! We would suggest you talk with our Financial Officer as if you are applying for your education loan via WeMakeScholars it is not made mandatory to apply on Vidya Lakshmi Portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

    • @fununlimited133
      @fununlimited133 Před 8 měsíci

      Sis did you get any solution?

  • @Debanjan6
    @Debanjan6 Před měsícem

    Hello Mam.. Like in your case -
    If it's shown >> that if I'm not eligible for CSIS scheme at the end, can I still continue further with the loan application without availing the scheme?
    Or do I need to wait for 60 cooling days to restart it again?
    Kindly inform asap! 🙏

    • @balabsmart
      @balabsmart Před měsícem +1

      I got the same message at the end.. Kindly keep me updated here on further process , I will also keep you updated if it processed successfully.

    • @Debanjan6
      @Debanjan6 Před měsícem

      Any update? ​@@balabsmart

    • @WeMakeScholars
      @WeMakeScholars  Před 16 dny

      Could you please provide the reason for your ineligibility to claim the subsidy? You can find this information by clicking on 'My Application'. This will help us to assist you better.

  • @ashwithkumar1950
    @ashwithkumar1950 Před 3 měsíci

    Hello Mam,
    I took a scholar loan of 7.5 lakhs, 2 years ago. But during that time I have applied directly through SBI since the college has tie ups, where CSIS was included in scholar loan. If i want to cliam the intrest now, how can i do through jansamrath?
    Kindly help in solving the query.

    • @WeMakeScholars
      @WeMakeScholars  Před 3 měsíci

      Hi Ashwith! If you have applied for the CSIS (Central Sector Interest Subsidy) during your loan application, you won't have to pay the interest as the government will consider it at the time of loan application.

  • @reeshikesh
    @reeshikesh Před rokem

    Hi, I want to know Which Income certificate will be required for it ?
    Will it is required to be income certificate on my name or my fathers name ???

    • @WeMakeScholars
      @WeMakeScholars  Před rokem

      Hi Reeshikesh! Income certificates are issued by the Municipal corporation / Gram panchayat to confirm and testify applicants' annual income. This certificate establishes the annual income of citizens for all legal and official purposes. This certification helps to establish the economic status of the applicant making him / her eligible for various government welfare schemes and programs, etc. You also have the option to skip the button as well.

  • @HarshKumar-di5vv
    @HarshKumar-di5vv Před 8 měsíci

    Should i pay the amount in the form of emi or if yes can i choose the time period in which i pay

    • @WeMakeScholars
      @WeMakeScholars  Před 8 měsíci

      Hi Harsh, This is for subsidy that is the interest accumulated during moratorium period will be paid by the government. After moratorium period, you have to pay the amount in the form of EMIs. Loan amount can be repaid anytime after 6 months of taking disbursement. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

  • @shashankhegde4053
    @shashankhegde4053 Před 3 měsíci

    I have taken some personal loan from slice pay. Due that my CIBIL score is not good. But now I wanted to apply for loan for PG course. Will I get the loan or not?

    • @WeMakeScholars
      @WeMakeScholars  Před 3 měsíci +1

      Hi Shashank, The CIBIL score is one of the most important parameters for an education loan application, where both the applicant's and co-applicant's CIBIL is checked. Please speak with your Financial Officer by requesting a callback bit.ly/3MVP0Sy. They will connect and will provide you with a detailed understanding of the same.

  • @rohnchaudhary
    @rohnchaudhary Před 4 dny

    Mam direct bank me jaa kr loan lu wo best hoga ya phir aise goverment subsidy de rhi hut kaise wo n smz aya

    • @WeMakeScholars
      @WeMakeScholars  Před 4 dny

      Hi Rohan, hum kabhi nahi students ko directly banks approach karne keliye encourage karte hai. Kyunki bank officials ko unke product details nahi paata hai. Isiliye students bahut frsustrate hojata hai
      Hum aapke loan file ko multiple banks se connect karte hai aur aapka time and effort ko save karte hai. Hum 15+ public and private banks se jude hai aur aapke profile ke anusaar best loan deal suggest karte hai so that aap subsidy claim karpouge. Kripaya iss link par callback request kariye: bit.ly/48cTdcR hamara team aapko respond kerenge.

  • @irfan399
    @irfan399 Před měsícem

    Mam, i have only a single issue in completing this my bank statement is not able to upload it shows error while uploading, please guide me which type of file should be it to upload, my loan procedure is pending bcoz of only this issue

    • @WeMakeScholars
      @WeMakeScholars  Před 16 dny

      Hi Irfan, Kindly go through the video again. It is clearly mentioned in the form to upload the bank statement in pdf format. Kindly check your file format. Or else click on the 'Verify Account option' and verify your account by providing bank details.
      Need Assistance in your education loan process? Request a call back at bit.ly/48cTdcR . Our team will get back to you shortly.

  • @piyushjoshigaming69
    @piyushjoshigaming69 Před 7 měsíci

    Mam mujhe vidyalakshmi par apply kar na tha but galti se Jan samarth par applied kar diye ab vidyalakshmi par you have allready applied likha aarh hai ab ky karu, mere Bank jan samarth se accept nhi kar rh..
    Please he me mama

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci

      Hi Piyush! You can't remove your account from Jansamarth. You will have to wait 60 days after getting rejected from Jansamarth portal. We would suggest you talk with our Financial Officer as if you are applying for your education loan via WeMakeScholars, it is not made mandatory to apply on Vidya Lakshmi Portal. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @Almighty8797
    @Almighty8797 Před rokem

    Ma'm
    I file my ITR but now I need education loan for PG.
    Can my mother become co-applicant.
    She is having pan card. But she do not file ITR.
    Please reply soon
    Thank you

    • @WeMakeScholars
      @WeMakeScholars  Před rokem

      Hi Arsalaan! There are some documents that can be submitted in case of no ITR. Also if you are taking an education loan from public lenders, then no ITR is not an issue. Kindly request a callback using this link: bit.ly/3KLb0zu so our loan team can reach out to you to evaluate your profile and check your eligibility with 14+ Public and private lenders. As a result you can choose the best lender suiting your profile with the lowest ROI.

  • @jantgill9584
    @jantgill9584 Před rokem

    Mam actually I have cleared my ielts exam nd I wanna study abroad country but I due to financial problem Im not able to make my dream comes true. Could I get this loan for visiting country

    • @WeMakeScholars
      @WeMakeScholars  Před rokem

      Hi Jant! We can help you get an education loan for your studies abroad so you can fulfill your dreams, But we would require a few more details to evaluate your profile and check your eligibility with 12+ Public and private lenders. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

  • @SViswa-hl1nw
    @SViswa-hl1nw Před měsícem

    Mam on what basis does this eligible subsidy works.For how many years will they give subsidy yearly once?could u explain this detaily.

    • @WeMakeScholars
      @WeMakeScholars  Před měsícem

      Hello there. This subsidy is applicable to students whose family income is less than 4.5 lakhs per annum. The subsidy is applicable to the interest rate on education loan as per the duration of the loan.
      Talk to us using this number for more assistance 9393344424 or use this link: bit.ly/48cTdcR

  • @srinivasgunadityapadala5857
    @srinivasgunadityapadala5857 Před měsícem +1

    00:02 Students applying for education loan in public sector banks must apply on Jan Summit portal for India or abroad.
    02:09 Get assistance for technical issues on the Jansama portal
    04:17 Eligibility for education loan subsidy scheme
    06:26 How to fill out the education loan subsidy form step by step
    08:22 Key details for education loan application while going abroad.
    10:22 Completing applicant and co-applicant profiles
    12:28 Verify account, add loans, upload documents and submit application
    14:28 Choose the branch carefully and seek guidance from the college financial officer.
    16:24 Request a call back for educational loan assistance

  • @Solo1496
    @Solo1496 Před 5 dny +1

    Mba course is applicable for csis scheme? This is professional course can i select the option

    • @WeMakeScholars
      @WeMakeScholars  Před 5 dny +1

      Hey! MBA course is applicable for CSIS scheme.
      We can help you in getting the education loan so that you can claim your subsidy. We are partners of 15+ public and private banks. Hence, increasing your chances of getting an education loan. Request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.

    • @Solo1496
      @Solo1496 Před 5 dny +1

      @@WeMakeScholars can i apply in jan samath or Vidya Lakshmi Portal?

    • @WeMakeScholars
      @WeMakeScholars  Před 4 dny +1

      Hi, please note that if you’re eligible to claim the subsidy then you can apply in Jansamarth Portal. Here is the link to check your eligibility to avail the subsidy: www.wemakescholars.com/education-loan/csis: If not you may apply in Vidya laxmi portal.
      In either of the cases we encourage you to take your education loan via Wemakescholars. We facilitate lesser loan processing time. We’ve partnered up with 15+ public and private banks, increasing your odds of getting an education loan. Additionally, we do not charge any service charges as we’re funded and supported by Government of India, Ministry of IT and come under the Digital India Campaign. Feel free to request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.

  • @abhinavpp5552
    @abhinavpp5552 Před 4 měsíci

    Mam i applied for education loan through jan samarth. When i applied it i gave mothers bank account details instead of co applicant bank account detail (father).my father is the co applicant. After submitted it is showing rejected because of miss match of provided document. Mam can you please tell me what can i do next...

    • @WeMakeScholars
      @WeMakeScholars  Před 3 měsíci +1

      Hi, unfortunately, we cannot help you with this for the JanSamrath application form, you have to apply through the portal helpline number. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy

  • @chanduchandrakanth8730
    @chanduchandrakanth8730 Před 5 měsíci

    Hi . i started repaying my education loan (abroad), can i apply for subsidy now or it should be applied before loan process ?

    • @WeMakeScholars
      @WeMakeScholars  Před 5 měsíci

      Hi Chandu! If you have already taken the disbursement then the scheme will no be longer applicable. Please don't hesitate to reach out to us in case you require assistance by requesting a callback on this link bit.ly/48cTdcR. Once you complete the form, they will get back to you to guide you further.

  • @Artisaini07
    @Artisaini07 Před 4 měsíci +1

    ma’am i applied education lona but bankers is saying they haven’t received application

    • @WeMakeScholars
      @WeMakeScholars  Před 3 měsíci

      Hi! We suggest you to get in touch with our Financial Officers so they can help you check your eligibility with 14+ public and private lenders and help you select the best Indian lender that suits your profile and requirements. Speak with them via: bit.ly/48cTdcR

  • @gowtham3047
    @gowtham3047 Před měsícem

    Which scheme is best vidya laxmi portal or jansamarth

    • @WeMakeScholars
      @WeMakeScholars  Před měsícem

      Hello Gowtham, Vidyalakshmi portal has banks registered on it which provide education loan and Jansamarth has loan subsidy schemes; so if you want to apply for a loan, use Vidyalakshmi and after applying, if you are eligible for subsidy, apply on Jansamarth.
      Our financial officers will help you choose the right education loan and subsidy for you, Use this link bit.ly/48cTdcR to connect with us as soon as possible.

  • @anjalisoni3151
    @anjalisoni3151 Před 10 měsíci +1

    Hello mam i am minir so I didn't have my pancard so how can i process m application in jansmarth

    • @WeMakeScholars
      @WeMakeScholars  Před 10 měsíci

      Hi Anjali! A PAN card is a mandatory document for an education loan, you may apply for one online, and get an acknowledgement number within 24 hours. In your case, you can get a minor PAN card as you are not above 18. Along with that, you may also connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ Public and private lenders so you can get an education loan best suiting your profile, with the lowest interest rates.

  • @jitenderchoudhary1057
    @jitenderchoudhary1057 Před 9 měsíci

    Hlo,
    I am looking for education loan for graduate course, could you please confirm that whose income details and bank details willl be filled and uploaded on portal, mine or my parent's ?

    • @WeMakeScholars
      @WeMakeScholars  Před 9 měsíci

      Hi Jitendra! Both your (If any) and your co-applicants income need to be filled. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

  • @harichandraboro8527
    @harichandraboro8527 Před 11 měsíci +1

    Good

    • @WeMakeScholars
      @WeMakeScholars  Před 11 měsíci

      Hi Hari! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @misswhisky7649
    @misswhisky7649 Před 9 měsíci +21

    Mam i applied through jansmarth for education loan but the banker is saying that i had to apply through vidhya laxmi portal and they cannot procees my application further or i have to talk to higher authorities and they are also saying to apply through vidya laxmi😢

    • @WeMakeScholars
      @WeMakeScholars  Před 9 měsíci +3

      Hi! Jansamarth portal is there to claim the subsidies provided by the government. For an education loan, you may apply via Vidyalakshmi portal or get in touch with us by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

    • @palakrai9229
      @palakrai9229 Před 8 měsíci +3

      I have the exact same problem can u please tell me that what can we do now

    • @fununlimited133
      @fununlimited133 Před 8 měsíci

      ​@@palakrai9229do subsidy cover only 3-4% interest or full interest?
      Many bank saying you get 3-4% of interest you pay per year during course!

    • @nishant1866
      @nishant1866 Před 5 měsíci +1

      Same problem banker says apply on vidayalakshmi but can't apply on vidayalakshmi due to registered on jansamarth plz help

    • @everythingpossible8659
      @everythingpossible8659 Před 5 měsíci

      Same problem for me too

  • @Altrasole
    @Altrasole Před 6 dny

    I have filled the form and submitted but there is showing application not eligible under scheme what can i do

    • @WeMakeScholars
      @WeMakeScholars  Před 5 dny

      Hey! Looks like you’re not eligible to avail the scheme. But do not worry. We’re here to help students in getting the best education loan deal in the market. We’ve partnered up with 15+ public and private banks. Kindly request a callback at bit.ly/48cTdcR. Our loan team will get back to you soon.

  • @amitpandey1684
    @amitpandey1684 Před 6 měsíci

    My loan had already sanctioned in SBI and I started repaying my loan from July 2021 now I got to know about CSIS scheme. Now how to claim for interest subsidy through this scheme? Please help.

    • @amitpandey1684
      @amitpandey1684 Před 6 měsíci

      Ma'am is there any way to claim this subsidy?

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi Amit! The subsidy can only be applied while applying for an education loan. So, you can't apply for the subsidy now.

  • @shovannath2301
    @shovannath2301 Před 8 měsíci

    Ma'am I have a question that my education load has already sanctioned a month ago, so in that case can I apply for csis scheme?

    • @WeMakeScholars
      @WeMakeScholars  Před 8 měsíci

      Hi Shovan, CSIS subsidy can only be applied while applying for an education loan. So, you can not apply for it now.

    • @abhishekchandra9410
      @abhishekchandra9410 Před 8 měsíci

      Hey bro
      I have a question
      Did you got full money in your bank account
      Example if i applied for 6lakhs then will i get 6laks full at a time or it divides into 4yr like 1.5lk each year or directly full 6laks

    • @shovannath2301
      @shovannath2301 Před 7 měsíci

      @@abhishekchandra9410 No bro you will not get the money to your account , bank will pay your college fees directly to the college account.

  • @Vikastiwari-cz3ku
    @Vikastiwari-cz3ku Před 7 měsíci

    Hello mam i apply in a bank for loan BUT BANK TOLD ME FOR PLACEMENT RECORDS but in my college not one batch get placed.. Ist batch placed in 2026 ... So they are refused for loan... PlZ reply

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci

      Hi Vikash! If rejection happens in one bank then we can try checking your eligibility with other banks. This is the benefit of choosing WeMakeScholars as we're empaneled with 14+ public and private lenders. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @chaitanya4533
    @chaitanya4533 Před 15 dny

    Mam i applied through jansamarth CSIS Scheme in SBI bank I need loan of 15lakh and im a student 18 years old persuing for btech, my fathers(co-applicant) cibil score is low and also he is retired from government job we only get pension but i do have a strong collateral my father owns a land whose current price is if we sell around 50lakh will i face big issue for my loan to get sension?

    • @WeMakeScholars
      @WeMakeScholars  Před 15 dny

      Hi Chaitanya, You may not face any issues in your loan process. When you're taking a secured loan, banks don’t have an issue if the co-applicant is retired because your collateral is pledged as security. Your chance of getting the loan is very high, as your collateral value is greater than your total expenses. I hope you’ve understood.

  • @dibyaranjan6136
    @dibyaranjan6136 Před 8 měsíci

    Hello mam actually i also facing this problem income is great3r then limit set how to solve

    • @WeMakeScholars
      @WeMakeScholars  Před 8 měsíci

      Hi! To avail subsidy, the student's family annual income should not exceed 4.5L. If family income exceeds the limit then you are not eligible for CSIS.

  • @mr.infinite5761
    @mr.infinite5761 Před 7 měsíci

    Please help me mam. Actually i couldn't able to select my brach and it has been automatically selected port blair branch sbi.
    What can i do now. Am from odisha and can't visit andaman to reject this.

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci

      Hi! You can write to the bank authorities to reject your application. But still, you will have to wait 60 days after getting rejected, and then you can reapply with the correct bank branch. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu They will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suiting your profile.

  • @shrinivassshrinivass9521
    @shrinivassshrinivass9521 Před 2 měsíci

    Mam is pan card Compulsory? My father's PAN card is there mam is it sufficient or l have to apply for it.

    • @WeMakeScholars
      @WeMakeScholars  Před 2 měsíci

      Hello Shrinivas! You must indeed have a PAN card in order to be eligible for an education loan and to ensure an accurate financial assessment. You can apply online for a PAN card and receive an acknowledgement number in less than a day. If you are under the age of 18, you can obtain a minor PAN card. In addition, you can reach our loan team by submitting a callback request using this link: bit.ly/48cTdcR. After you submit the form, they will get in touch with you to check and verify your eligibility with over 14 public and private lenders, enabling you to obtain the lowest-interest education loan that best fits your needs.

  • @no_channel11
    @no_channel11 Před 6 měsíci

    Mam I got message That I'm ineligible from Jansamarth but in portal it is showing Application has been sent to tha branch successfully please visit the bank. What to do now mam pls reply

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi! You should visit the Branch once to get the exact status of your application. However, we also suggest you talk to our loan team by requesting a callback on the link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @SSSIKARWARMovies
    @SSSIKARWARMovies Před měsícem

    Mam I applied through jansmarth for education loan but I filled In form father's name mistake then correction option not showing what can I do now

    • @WeMakeScholars
      @WeMakeScholars  Před měsícem

      Hello there! Unfortunately, in the Jansamarth portal, there is no correction option once you fill the form. Here is a video on how to fill the form on Jansamarth portal : czcams.com/video/1qdzHGnoqEs/video.htmlsi=LOJ-v9XE13ekrwj- . Now, since the mistake has been done on your application form, you can explore other options to get an education loan. There is no need to worry because we will help you. You can apply on our website and get the best deal for your education loan. Contact our experts through this link bit.ly/48cTdcR and we will call you back.

  • @devendrajain9081
    @devendrajain9081 Před 6 měsíci +1

    after bank rejecting my education loan application in janasamarth portal when can i re appply

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi Devendra! You can apply again after 60 days of cooling period. Jansamarth portal is to avail of the subsidy. For an education loan, you may apply via Vidyalakshmi portal or get in touch with us by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best terms and lowest ROI possible.

  • @shaikhasim9991
    @shaikhasim9991 Před rokem

    If I have not applied for subsidy at start and now my education is completed and it's been a year then Am I able to apply for subsidy ?

    • @WeMakeScholars
      @WeMakeScholars  Před rokem +1

      Hi Shaikh! Unfortunately, you are required to apply for Jansamarth while the admission process is going on.

  • @mangeram6384
    @mangeram6384 Před rokem

    Subsidy recieve on intrest or principle amount, if study in in India,then eligible for subsidy?

    • @WeMakeScholars
      @WeMakeScholars  Před rokem

      Hi! The subsidy is given on your Interest amount during the moratorium period.

  • @zoya_tabassum8556
    @zoya_tabassum8556 Před 7 měsíci

    Hii ma'am I'm applying this loan but the problem is I didn't getting otp in email. What to do for this.

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci

      Hi Zoya! You can skip the email verification as it is not necessary to complete the whole process. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu They will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suiting your profile.

  • @user-uu2lt8nf6t
    @user-uu2lt8nf6t Před 4 měsíci

    Hi Mam, my salary is now 7LPA but my moratorium period is still not over. Am i eligible for the subsidy as per the income please suggest

    • @WeMakeScholars
      @WeMakeScholars  Před 4 měsíci

      Hi, Unfortunately, You are not eligible for the subsidy because you are earning more than the minimum amount required for this subsidy.

  • @samarrai5982
    @samarrai5982 Před 6 měsíci

    Mam if i already have taken loan from the bank and fall under the category can i apply for subsidy once loan amount is disbursed?

    • @WeMakeScholars
      @WeMakeScholars  Před 5 měsíci

      Hi Samar! No, it's not possible to avail of the scheme once the disbursement is taken. However, if you have taken an education loan via Wemakescholars, we encourage you to get in touch with our Financial Officer for a detailed understanding and assistance on it.

  • @JERRY_789
    @JERRY_789 Před 4 měsíci

    Namaste maam ,
    I've applied for an education loan @vidyalakshmi portal in the sbi .But unfortunately submitted another bank details i.e. BOI . so I need to cancel the application form from BOI ,
    But they are unable to cancel it .
    So , can I apply through jansamarth portal ??

    • @WeMakeScholars
      @WeMakeScholars  Před 4 měsíci

      Hi Subhammuni, unfortunately, you cannot apply in Jansamrath because you have already applied on the Vidya Lakshmi portal but yes you can request BOB and tell them your scenario, and then it depends on BOB whether they want to transfer their file to SBI or not. for more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy

    • @viraj1228
      @viraj1228 Před 2 měsíci

      my primary acc is Bank of baroda and opened an account in sbi for education loan,while filling bank details which bank account details i should enter ?
      bob or sbi?which vl be helpful
      please help me

  • @gargaadi1
    @gargaadi1 Před 4 měsíci

    hello ma'am my father income is less than 4.5 and more than 4 lakh in IT RETURN which option i choose in jan smarth portal

    • @WeMakeScholars
      @WeMakeScholars  Před 4 měsíci +1

      Hi, if your family income is less than 4.5lac then you are eligible for CSIS. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy

  • @hadiujjamanlaskar5544
    @hadiujjamanlaskar5544 Před 6 měsíci

    Mam for applying loan amount below 7.5 lakh do i hv to provide details of guaranter( co-aplicant)?

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi Hadiujjaman! Yes, co-applicant is needed for an education loan for any loan amount. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @rozifatimashaikh9359
    @rozifatimashaikh9359 Před rokem

    Mam i had take education loan in 1 st year of my degree now i am in second year can i apply for these scheme and second thing is that my father is my co- applicant and he is a farmer and during form filling of csis there is needed to add company details so what should I do mam

    • @WeMakeScholars
      @WeMakeScholars  Před rokem

      Hi Fatima! You can apply for the subsidies if eligable. And you will recieve the Interest subsidies during Moratorium period (Course duration + 6 months). If your father is a farmer you may select occupation as "Other" and fill out the form accordingly.

    • @rozifatimashaikh9359
      @rozifatimashaikh9359 Před rokem

      @@WeMakeScholars Thank you for your reply
      I had fill all the form but
      After co applicant identify verification second step is personal details and it's mandatory to be submit employment details of co applicant so what should i do now?

    • @rozifatimashaikh9359
      @rozifatimashaikh9359 Před rokem

      Please guide me i can't get help from anywhere

    • @WeMakeScholars
      @WeMakeScholars  Před rokem

      Hi Rozi! You are required to fill out your co-applicants details to check your eligibility for the subsidy.

  • @APMCricketSportsr164
    @APMCricketSportsr164 Před 4 měsíci

    Hello mam how to cancel registration from janasamarth portal , because i fill amount of 6.5lakh but they approved for 2.25 lakh and now im able to fill vidhya laxmi portal because already registered through janasamarth 🙃

    • @WeMakeScholars
      @WeMakeScholars  Před 4 měsíci

      Hi, unfortunately, you cannot apply to the Vidya Lakshmi portal because you have already applied on the Jansamrath. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy

  • @vismayaav787
    @vismayaav787 Před 7 měsíci

    Maam,i just applied 10/10 steps in jansamarth portal.after that step ,federal bank is not available in the option at the step bank session.so i can't opt the federal bank.so i want to apply on vidhyalakshmi portal.so what can i do..due to this jansamarth portal,i can't even apply on vidhyalakshmi portal.can i cancel this on jansamarth? My bank didn't received my application yet.. give me a solution please

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci

      Hi Vismaya! You can't remove your account from Jansamarth. You will have to wait 60 days after getting rejected from Jansamarth portal. We would suggest you talk with our Financial Officer as if you are applying for your education loan via WeMakeScholars, it is not made mandatory to apply on Vidya Lakshmi Portal. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

  • @Rahul_dey
    @Rahul_dey Před rokem

    I don't have itr file neither my father. Can I still get the benefits of the scheme

    • @WeMakeScholars
      @WeMakeScholars  Před rokem

      Hi Rahul! Yes, you can still claim subsidies from Jansamarth portal but you will be required to show your Income certificates. If your education loan was sacntioned via WeMakeScholars feel free to get back to your Financial Officer, they will guide you further.

  • @parimalsolanki458
    @parimalsolanki458 Před rokem

    Hay mam, Dr.ambedkat scheme eligible for pg diploma programs?

    • @WeMakeScholars
      @WeMakeScholars  Před rokem

      Hi Parimal! Unfortunately, Ambedkar scheme is only applicable for masters and Ph.D levels abroad. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/education-loan

  • @ms_jadhav10
    @ms_jadhav10 Před 7 měsíci +1

    Hi madam Maine Bank of India se education loan liya hai engineering ke lie ab me csis aur kisi subsidy ke lie apply kr skta hu kya aur kaha apply kru

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci

      Hi Manish! The subsidy can only be applied while applying for an education loan. So, you can't avail the subsidy now as your education loan is sanctioned.

  • @afiyaadlin2634
    @afiyaadlin2634 Před 6 měsíci

    Hi mam! I have completed the process and it is showing your application has been sent to the branch. You can contact the selected branch for further processing..within how many days the branch can get my details mam?? Plss replyy

    • @WeMakeScholars
      @WeMakeScholars  Před 6 měsíci

      Hi Afiya! It depends on the bank with whom you processed your education loan. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form they will get back to you to escalate your loan process.

    • @afiyaadlin2634
      @afiyaadlin2634 Před 6 měsíci

      @@WeMakeScholars tq mam

  • @anunandah
    @anunandah Před 8 měsíci

    Application not eligible under scheme CSIS is only applicable for study within india This is showing there.what to do next

    • @WeMakeScholars
      @WeMakeScholars  Před 8 měsíci

      Hi! The CSIS subsidy is available for students from every category, The eligibility is :
      1. The student should enroll for a Technical / Professional degree in India.
      2. The student's family annual income should not exceed 4.5L.
      If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

    • @anunandah
      @anunandah Před 8 měsíci

      Hi mam i am also studying in india the cource is mit

    • @WeMakeScholars
      @WeMakeScholars  Před 7 měsíci

      The subsidy is for a Technical / Professional degree only.

  • @vedantgaikwad52
    @vedantgaikwad52 Před 9 dny

    Hello mam i want to know more in detail about eligible subsidy amount, How it works

    • @WeMakeScholars
      @WeMakeScholars  Před 6 dny

      Hi Vedant, The CISIS scheme is applicable for the Economically Weaker Section (EWS) whose parents or families income is up to Rs. 4.5 lakhs annually. The subsidy amount is equivalent to the interest accumulated during the moratorium period. For detailed information about the subsidy, Kindly visit: www.wemakescholars.com/education-loan/csis We can help you in getting the education loan so that you can claim your subsidy. Kindly request a callback at bit.ly/48cTdcR. Our team will get back to you soon.

  • @sivajyothula5367
    @sivajyothula5367 Před 19 dny

    Im an mbbs student(management quota) and i want loan for 1 yr and at education qualification wht should i add im still pursuing it

    • @WeMakeScholars
      @WeMakeScholars  Před 16 dny

      Hey! We didn’t understand your question. Could you please elaborate on what you're asking?

  • @Shivam-Tiwari30
    @Shivam-Tiwari30 Před 8 měsíci +1

    Hii mam, firstly i have done half of the whole process something 2months ago from my phone as of curiosity that i will do myself,but later on i have applied from vidyalakshmi portal but now after completing whole process of vidyalaksmi it is showing that you have already registered on jansamarth. So now what i have to do and can i withdrw my application from jansamarth and later on continue from vidyalakshmi portal ..now i do

    • @Shivam-Tiwari30
      @Shivam-Tiwari30 Před 8 měsíci +1

      Firstly I have done on jansamarth and now I have been applying in vidyalakshmi
      But this is showing that u have already registered on jansamarth

    • @WeMakeScholars
      @WeMakeScholars  Před 8 měsíci

      Hi Shivam, First complete the whole process in Jansamarth portal. then you can apply in Vidyalakshmi portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

    • @palakrai9229
      @palakrai9229 Před 8 měsíci

      I have the same problem how can i now apply through Vidya Laxmi portal please help

    • @Shivam-Tiwari30
      @Shivam-Tiwari30 Před 8 měsíci

      @@palakrai9229 see, banks only want an confirmation that you have applied in any one of the portal .. if you seeking for subsidy then both portals will provide subsidy. Just apply in any one .. I have completed my application in jansamarth and then completed my whole process in bank ...

    • @fununlimited133
      @fununlimited133 Před 8 měsíci +1

      ​@@Shivam-Tiwari30From which bank you took loan and what interest? Im thinking for cooperative bank as rest all are giving at interest > 10%.

  • @prabhjotsaggu5434
    @prabhjotsaggu5434 Před 8 měsíci

    What I do ..if portal doesn't show University name for my graduation details

    • @WeMakeScholars
      @WeMakeScholars  Před 8 měsíci

      Hi Prabhjot! You can choose 'other' in the university column and then fill in the name of your university in the next column. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu