The 7 Rules Of Money All Men Should Know By Age 20

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  • čas přidán 1. 08. 2024
  • TEXT ME here, click the link and save my number to your phone!: my.community.com/josezuniga
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  • Jak na to + styl

Komentáře • 1,3K

  • @jeremiahhunter4709
    @jeremiahhunter4709 Před 3 lety +1668

    1 rules don’t spend on hoes or fake girlfriend.

  • @baltor-
    @baltor- Před 3 lety +669

    Disclaimer : Only FAKE Money was Harmed.

  • @michelleroberts-21
    @michelleroberts-21 Před 3 lety +1281

    For those who don’t have the time to watch the video, here goes:
    1) Do not drive a foreign car.
    2) Always carry cash.
    3) Apply for the correct credit card.
    4) It matters what you keep.
    5) Don’t be manipulated by money.
    6) Stop saving money.
    7) I think he forgot this one 🤷🏽‍♀️ maybe I missed it.

  • @Keffin1
    @Keffin1 Před 3 lety +392

    The way that monitor wobbles is making me really uncomfortable.

    • @diegocardona8632
      @diegocardona8632 Před 3 lety +1

      Real

    • @jackquinn1433
      @jackquinn1433 Před 3 lety +8

      I seriously looked at the comments to only see if someone had commented this.

    • @bjwkusgxjdks
      @bjwkusgxjdks Před 3 lety +2

      It’s fake I guess

    • @FawezBuzz
      @FawezBuzz Před 3 lety +3

      Don't worry, He'll make a video about how to not be uncomfortable because of a monitor wobbles.

    • @devyntheeccentric4308
      @devyntheeccentric4308 Před 3 lety +1

      Let's make a Goal group chat, where we motivate each other to pursue our dreams

  • @LivingALifeOfAbundance
    @LivingALifeOfAbundance Před 3 lety +176

    The best career advice that I learned is don’t ever attach your-self to a PERSON, a place, a company, an organization or a project. Only Attach your-self to your mission in life and your PURPOSE. That’s how you keep your power and keep your peace!

  • @dripjr9578
    @dripjr9578 Před 3 lety +55

    Jose never puts anything anonymous. He does everything step by step . From being confident to improving dressing style to follow a good routine in life. He taught us everything step by step. Appreciated my g ❤️

  • @danishmd96
    @danishmd96 Před 3 lety +388

    Summary Guy
    1. Don't drive a foreign car
    2. Always carry cash ($20)
    3. Apply for the right credit cards
    4. Live below your means
    5. Don't be manipulated by money
    6. Stop saving money, invest

  • @nisargkawle7897
    @nisargkawle7897 Před 3 lety +35

    Let's thank Jose for continuously helping us to be a better person

  • @s1mo
    @s1mo Před 3 lety +125

    "Mom can we have Graham Stephan?"
    "No, we have Graham Stephan at home."
    *Graham Stephan at home:*

  • @muttakiminar3681
    @muttakiminar3681 Před 3 lety +49

    "If you hate money, ur not gonna make any"
    -Jose Zuniga

  • @Bostongreenm3.
    @Bostongreenm3. Před 3 lety +747

    “Drive a reliable American”
    Most American cars are not the most reliable lol
    Could’ve suggested a foreign like a honda or Toyota, way more reliable than American.

    • @3drianleth
      @3drianleth Před 3 lety +53

      Ya this made no sense. the point was the car was expensive, any car can be super expensive regardless where it comes from

    • @Bostongreenm3.
      @Bostongreenm3. Před 3 lety +57

      @@3drianleth in my opinion, what he should’ve said- instead of paying a down payment of $2000-$3000. Why not use that cash to buy a reliable toyota and not have monthly payments and cheaper insurance.

    • @LaynoProd
      @LaynoProd Před 3 lety +17

      yeah toyota way better lol

    • @tarcioandree
      @tarcioandree Před 3 lety +13

      @scottykilmer

    • @seanF1579
      @seanF1579 Před 3 lety +7

      Toyota is one of the most American made cars in the world lol

  • @Thee_Are_28
    @Thee_Are_28 Před 3 lety +106

    So early that Jose’s ‘text me’ text hasn’t appeared.

  • @carloscardenas6767
    @carloscardenas6767 Před 3 lety +230

    Toyota’s and Honda’s are more reliable than Ford and Chevy just saying

    • @iiTs_Arabi
      @iiTs_Arabi Před 3 lety +3

      Exactly the comment I look for

    • @BOT-MERC
      @BOT-MERC Před 3 lety +1

      Ik

    • @Smalaihollo
      @Smalaihollo Před 3 lety +4

      I agree, and that is why I got my wife a Toyota. But my work truck is a 2015 Ford F150 supercab w/290k+ miles and she still drives like new. Also, I found it for $10k w/270k miles. Toyota’s from 2000’s and even the 90’s sell for more than that 🤣. Best car purchase I ever made. Not all Fords are bad.

    • @iiTs_Arabi
      @iiTs_Arabi Před 3 lety +1

      @@Smalaihollo actually I want a f 250 like 09 but not a daily you know he meant like not that Ford bad just Toyota and Honda more reliable

    • @andresa.r8618
      @andresa.r8618 Před 3 lety +3

      Subaru is the goat

  • @brianhidalgo4618
    @brianhidalgo4618 Před 3 lety +3

    We need more valuable content like this weekly! The style videos are nice and all but these types of videos are what will really matter if you're being honest with yourself. It's about priorities before "luxuries." Thank you.

  • @anshjethwa2614
    @anshjethwa2614 Před 3 lety +2

    Loving your videos since last 8-10 months
    Experiencing a huge change.
    Thanks jose sir❤️

  • @aabvbbmth
    @aabvbbmth Před 3 lety

    Thank you Jose videos like this is why I’ve been watching your content for years

  • @brandonlai8080
    @brandonlai8080 Před 3 lety +28

    When José doesn't jump into any sponsors like he always do. He means business 😌

    • @JohnSmithAnythingChannel
      @JohnSmithAnythingChannel Před 3 lety +1

      "Which is why you need SmartCarry. It is THE best briefcase for carrying your money around." (2 minutes later) "Number 3..."

  • @ivanagaming1754
    @ivanagaming1754 Před 3 lety +3

    3 mins in, already got some solid piece of advice from Jose.

  • @dronevids5948
    @dronevids5948 Před 3 lety +1

    probably one of my favorite videos you’ve made, keep making videos like this

  • @elgordo9028
    @elgordo9028 Před 3 lety +1

    Appreciate touching on the more serious topics! Life advice that can be used

  • @itsadamwells
    @itsadamwells Před 3 lety +3

    Can I just say that it’s so cool to see my man Jose rise up the ranks in life... getting a family, starting his own business, and now living in New York... that’s the life 😌

  • @anshkumar1874
    @anshkumar1874 Před 3 lety +5

    the most honest thing was that monitor ❤ he was agreed with all the words 😂😂

  • @cancel935
    @cancel935 Před 3 lety +1

    i really love these types of videos teaching me stuff school never did! thank you so much!

  • @brendenbesaw1543
    @brendenbesaw1543 Před 3 lety +1

    Thank you for all of the information and help you have given us all. Much appreciated💪🏽

  • @bhumilsoni
    @bhumilsoni Před 3 lety +4

    My god , jose made a video without any sponsor’s ad.👍

  • @michaelmoncur7678
    @michaelmoncur7678 Před 3 lety +194

    That monitor be shaking like a leaf

    • @Sanjay._.27
      @Sanjay._.27 Před 3 lety +9

      My Man can’t buy a proper stand

    • @AbrarManaratt
      @AbrarManaratt Před 3 lety

      😂😂😂

    • @probot8184
      @probot8184 Před 3 lety +2

      That monitor is a person who doesn't save money.he's shaking after listening to jose

    • @TheSLUSO
      @TheSLUSO Před 3 lety +2

      It's from all his shouting! LOL

  • @MusicHub0976
    @MusicHub0976 Před 3 lety +1

    These videos really help so much,thanks alot big brother ,keep up the grind.

  • @kyrellbrown5405
    @kyrellbrown5405 Před 3 lety +1

    He's speaking straight facts I would listen n actually rewatch the video a few times n see how life changes for you

  • @javierdiaz359
    @javierdiaz359 Před 3 lety +6

    just hearing you talk makes me want to start a business

  • @fbonta13
    @fbonta13 Před 3 lety +185

    Jose: Pulls out a 100$ Bill and says yeah this is nothing
    Me: That’s my entire life savings

  • @callmeant8217
    @callmeant8217 Před 3 lety +1

    Appreciate these financial advises, especially as a young king being 17 and entering my prime to becoming successful and work my ass off to where I want to be at.

  • @diegocendejas8503
    @diegocendejas8503 Před 3 lety +1

    I enjoy these types of videos, let’s get more them coming Jose!

  • @leaveitorsinkit242
    @leaveitorsinkit242 Před 3 lety +8

    I love the way you spelled “foreign” on your thumbnail. 😂😂🤣🤣

  • @sxif_1
    @sxif_1 Před 3 lety +8

    Where does he get his jackets from? They look really good💯💯

  • @christopherhannon3139
    @christopherhannon3139 Před 3 lety +1

    This is a great video man. Thank you. It gives a lot of life to the principles I already know, but said in a way I want to take them way more seriously!

  • @TrayLittle
    @TrayLittle Před 3 lety

    This was so helpful thank you!

  • @sneakerguy2430
    @sneakerguy2430 Před 3 lety +57

    "Dont buy a foreign"
    Me sweating intensly after importing a gtr r32

    • @isaiahspinks8070
      @isaiahspinks8070 Před 3 lety +5

      Me and my 2006 bmw felt that

    • @amxn_yousuf
      @amxn_yousuf Před 3 lety +7

      KEEP IT!!

    • @alessio54321
      @alessio54321 Před 3 lety +8

      to be fair that's a car that gains value

    • @j.m.8558
      @j.m.8558 Před 3 lety +2

      That GTR is too saucy 😅
      In all seriousness, just live below your means. You don’t need $1M in your bank account to buy/lease a foreign. If you can afford a GTR and enjoy the car, go for it. Decent domestic whips ain’t cheap either. Have had my eye on the Cadillac Blackwing. But that bitch has an MSRP of about $90k 👀

    • @kudzaiedziwa6433
      @kudzaiedziwa6433 Před 3 lety

      Congratulations 😍😍😍😍 one of the best cars ever

  • @sameersohal2013
    @sameersohal2013 Před 3 lety +38

    When you're so early that Jose hasn't even hopped into it

  • @skillsharedaviduganda2259

    Thanks bro for this advice God bless you bro 🙏🏻❤️✌🏼

  • @adityag6022
    @adityag6022 Před 3 lety +1

    Thank you sir for educating us on such a important topic. It was really helpful👍

  • @portgasDace-ze3fl
    @portgasDace-ze3fl Před 3 lety +18

    Everyone gangsta 'bout who being first till they hit the refresh button😂

  • @Sampson_Matt_
    @Sampson_Matt_ Před 3 lety +7

    This needs to be taught to children in school man. A lot of people would be better off if we learned this earlier in life

  • @abdullahimohamed2373
    @abdullahimohamed2373 Před 3 lety +1

    we wanna more video like this keep up the good work

  • @enriquevasconcelos6316

    Good video brother 🙏🏽 stay blessed keep grinding.

  • @MrBmBomb
    @MrBmBomb Před 3 lety +3

    At this point, jose is a financial advisor

    • @GxGNoir
      @GxGNoir Před 3 lety +1

      Only things I trust him on are fashion and finances

  • @rishabebrahimsp5612
    @rishabebrahimsp5612 Před 3 lety +72

    Parents be like- "son save money"
    Jose: "stop saving money".
    Well thats cool🤣.

    • @JoseRamirez-yd2gz
      @JoseRamirez-yd2gz Před 3 lety +2

      I feel you lol

    • @j.m.8558
      @j.m.8558 Před 3 lety +1

      @@iSuishi Exactly. Have a contingency/discretionary fund in case an investment opportunity comes up, but put some cash into prudent investments like bonds, ETFs, mutual funds, etc. and use a portion of the dividends/cap gains on riskier, higher yield investments like equity, options, futures, etc.
      BUT whoever reads this, don’t invest unless you know what you’re doing first. Don’t give into FOMO.

    • @zaram3134
      @zaram3134 Před 3 lety +2

      If you save your money in a bank, it will lose value due to inflation. Take your savings and invest it where you can get higher returns.

    • @VinyZikss
      @VinyZikss Před 3 lety

      he's right tho, dont save it, invest it

    • @j.m.8558
      @j.m.8558 Před 3 lety +1

      @@VinyZikss He’s not right though. Invest what you can afford to lose and save money for an emergency fund. “Don’t save, INVEST!!!!” sounds hype on surface level, but it’s one of the dumbest things you can do. People end up bankrupt like that.

  • @strickerterminatore4205
    @strickerterminatore4205 Před 3 lety +2

    So basic and so essential. In one word, thanks man 👌

  • @BALLI5tICAL
    @BALLI5tICAL Před 3 lety

    Thank you so much Mr Zuniga se lo aprecio muchísimo por todo su trabajo duro🙏🙏

  • @sonwboy8513
    @sonwboy8513 Před 3 lety +9

    Hey man your absolutely correct, saving your money
    doesn't get you anywhere close to becoming a millionaire

    • @sonwboy8513
      @sonwboy8513 Před 3 lety

      The only way to be financially stable and still own some flashy car's is by investing

    • @mmcrypt082
      @mmcrypt082 Před 3 lety

      👍 that's so true

    • @mmcrypt0404
      @mmcrypt0404 Před 3 lety

      @Jeffery Peterson
      Haha
      You can't become a millionaire in just a day

    • @sonwboy8513
      @sonwboy8513 Před 3 lety

      You can invest in B--T--C.
      cause it is the fastest growing digital currency in the world

    • @sonwboy8513
      @sonwboy8513 Před 3 lety

      @Jeffery Peterson
      With the help of a professional broker you can make triple of your investment

  • @ahmadjawidsharifi1604
    @ahmadjawidsharifi1604 Před 3 lety +31

    Saving a penny is still a fucking penny.

    • @harsimranjotnanuan9354
      @harsimranjotnanuan9354 Před 3 lety +7

      yea but since the cost of living goes up per year that penny buys you way fewer things as compared to the previous year.

  • @alexandrosgeorgiou7107
    @alexandrosgeorgiou7107 Před 3 lety +1

    Hey Jose. I'm 17 and I've been following you for about 2 years now and you've changed my life in so many different ways. I was wondering if you could make a video about teens and investing!
    love from Cyprus

  • @jeremieolo558
    @jeremieolo558 Před 3 lety +1

    This is an eye opener man
    Thanks for this advice ✊🏽

  • @newuserBviewssecondsago-uz5rw

    "Don't drive a foreign car"
    Me, as a german:

  • @Moesie
    @Moesie Před 3 lety +6

    Why is the whole world snowing everywhere? I can see it true his window.
    Even in the netherlands...

  • @fatefulbrawl5838
    @fatefulbrawl5838 Před 3 lety +2

    *The vast majority of these tips have indeed helped me, thanks my dude!* 🕶️

  • @danielyo6778
    @danielyo6778 Před 3 lety

    Jose Zuniga's should actually be a thing...
    Love you Jose❤...Great content 💫
    Much love from Nigeria🇳🇬

  • @AngelMartinez-fe9wv
    @AngelMartinez-fe9wv Před 3 lety +7

    Jobs: so where did you study at
    Me: TMF University

  • @shresth_u
    @shresth_u Před 3 lety +6

    Legend has Jose always gives hearts to his new audiences like me

  • @zachhowell8932
    @zachhowell8932 Před 3 lety

    first video that actually helped and had no ads

  • @WyteChinpira
    @WyteChinpira Před 2 lety

    Very helpful Motivation. Thanks man

  • @MusicEnlightened
    @MusicEnlightened Před 3 lety +11

    "Don't drive in a foreign car" BMW
    Americans with cheaper foreign cars like Kia, Hyundai, be like...

  • @Eddy-ng4jz
    @Eddy-ng4jz Před 3 lety +11

    I’m at work right now. Where’s the summary guy

  • @andumihailescu
    @andumihailescu Před 3 lety

    Jose moved to NYC and now he speaks about money. We're glad you've made this change.

  • @claudawatkis
    @claudawatkis Před 3 lety

    Pure facts!🔥🔥 Thank you

  • @rk3297
    @rk3297 Před 3 lety +32

    Jose: What do you know about money?
    His Monitor: *nods*

  • @Ralfanater
    @Ralfanater Před 3 lety +4

    I disagree with not saving money, sometimes you need to save enough money to invest in things. Everyone circumstances are different.

    • @2jjulian
      @2jjulian Před 3 lety +1

      It means the same thing, obviously youfirst need money to invest

  • @emmanuelcerda4701
    @emmanuelcerda4701 Před 3 lety

    Great video love the videos that help people make money and have different options and how to make money and not just work for life

  • @andrehenry00
    @andrehenry00 Před 3 lety +1

    Thank you for your time and professionalism. Great work. I feel smarter already!

    • @user-th2xx2ys1s
      @user-th2xx2ys1s Před 3 lety

      Appreciate your comment, for more strategies
      Text My finance manager
      +1... (6....1. 4) 9....3. 1....0. 1.....0. 4‬......

  • @Fumb312
    @Fumb312 Před 3 lety +9

    Nice thumbnail, whats a 'foriegn' car?

    • @TheGlassbro
      @TheGlassbro Před 3 lety +4

      He’s dumb. Don’t listen to that. Technically Honda is foreign. He really means don’t buy a car over 20-25k, and probably not new.

    • @hamzashafique5226
      @hamzashafique5226 Před 3 lety +2

      Which is assembled in foreign country

    • @auroramedia1
      @auroramedia1 Před 3 lety

      a car made form another country such as a BMW or an Audi

  • @ubaidkhan7904
    @ubaidkhan7904 Před 3 lety +10

    I clicked this video quicker than James Charles could say "hi sisters"

  • @madol_officials9065
    @madol_officials9065 Před 3 lety +1

    Sounds good, it's helpful to me I now understand some rules in this video, how to thinks about it. thanks!! bro 😊

  • @sjockaristondo
    @sjockaristondo Před 3 lety

    you've made such an impact on my overall method about life. u and alex costa made me a king😂 god bless u n your new family bro

  • @pieperproductions5263
    @pieperproductions5263 Před 3 lety +4

    Don’t save your money just to say you won’t spend it and spend it all

  • @vikaspal2799
    @vikaspal2799 Před 3 lety +8

    Friends: Which University?
    Me: TMF University, Professor Jose

  • @FredsFullThrottle
    @FredsFullThrottle Před 3 lety +1

    Just found your channel, pretty captivating, nice job man. Subbed and gonna watch your backlog!
    Your point on it not being about how much you make, but about how much you keep is very well made, and words to live by. As a fellow car guy, it's nice to find others with similar mindsets!

  • @user-it3cs6th1d
    @user-it3cs6th1d Před rokem

    Jose I can’t wait to see you in person. Ever since I started watching your video. I fine changes in my life style. Despite its tough down here in Nigeria (Africa)

  • @jake2772
    @jake2772 Před 3 lety +3

    Ya definitely don’t buy an American car, buy a nice used Lexus, Acura, Honda, toyota. Cheap to maintain and reliable. Used Lexus or Acura under 10k all day.

  • @Mainlythingswithwheels
    @Mainlythingswithwheels Před 3 lety +22

    How to beast: makes informative vlogs
    Alpha M: says spicy senõritas alot
    TMF: speaks English, spanish and facts

  • @samuraii_tenshi0073
    @samuraii_tenshi0073 Před 3 lety

    Thanks a lot I really appreciate. I been following you since I was in high school i learn a lot. Hi from Puerto Rico.

  • @xdbrown44
    @xdbrown44 Před 3 lety

    Great vid Jose.. thanks 🙏🏾

  • @adrijansencanski1393
    @adrijansencanski1393 Před 3 lety +6

    Im so early that Jose will give me heart

  • @Jayvante
    @Jayvante Před 3 lety +15

    “Drive a nice American car” shows one of the only American cars that isn’t sold in America anymore

  • @headavenue1494
    @headavenue1494 Před 3 lety +2

    i Love the money videos thanks my dude

  • @anthony.tai.
    @anthony.tai. Před 3 lety

    Great tips man! I don't carry cash but I'm going to start now! 😁

  • @darkbot7889
    @darkbot7889 Před 3 lety +3

    Him: explaining concepts of money to young minds.
    that curved monitor:(head bobbing)yeah...yeah....you are right...even tho i didnt understand anything!

  • @judajuda1775
    @judajuda1775 Před 3 lety +7

    I’m so early that I’m automatically receiving money on PayPal

  • @Anime_Fun78
    @Anime_Fun78 Před 3 lety

    Thanks TMF, really helpful.

  • @jacksondeng8735
    @jacksondeng8735 Před 3 lety +1

    I found this video so informative especially when I was listening to it while brushing my teeth.💪

  • @kavinsaravanan7988
    @kavinsaravanan7988 Před 3 lety +5

    Jose: do not drive a foreign
    Also Jose: *drives a foreign*

  • @mahinkumarsingh4943
    @mahinkumarsingh4943 Před 3 lety +3

    Hey so I’ve saved up a bit of money, and I’m looking to invest it in something, can anyone help me out?

    • @adirdavid1127
      @adirdavid1127 Před 3 lety

      Most of the places in the world Realestate is a good investment (to rent and sale) not to live. Living cost you money renting it out giving you money over time. Also you won't pay for bills on the apartment.

  • @life_in_paper
    @life_in_paper Před 3 lety +2

    I'm so early I've reached before the summary guy. 👌🏾👏🏾💯 Great work Jose. 🖤

  • @valcarpenteros6125
    @valcarpenteros6125 Před 3 lety +1

    Yo Jose, I would like to ask what books you read or listen to, for you to have this amazing intelligence. My man you're one of the best mentors

  • @taylorlibby7642
    @taylorlibby7642 Před 3 lety +9

    I think you're a bit unclear on your definition of "foreign" cars. My Tacoma is one of the best buys I've ever made. Edit for spelling.

    • @bmanbusee3812
      @bmanbusee3812 Před 3 lety +1

      This dude is a joke.

    • @siddhantsinghgautam5481
      @siddhantsinghgautam5481 Před 3 lety

      what he meant was, not to buy bmws, porsches, Lamborghini, ferrari, McLaren, Aston Martin. These cars are very expensive and not worth buying if u are not making more than 6 figures a month. Also, buying any car isn't an Asset, it's a liability. It looses it's value overtime. If you really need a car which helps you to get you to work by earning money, invest in something valuable and trustworthy engines like Toyota, Honda, Hyundai, Tata.

    • @taylorlibby7642
      @taylorlibby7642 Před 3 lety

      @@siddhantsinghgautam5481 Yes, I know that's what he meant. My point was that wasn't what he said.

  • @ulyxsigma
    @ulyxsigma Před 3 lety +4

    If you hate money, your not gonna make any - jose
    Every protagonist who hate
    Their enemies became one
    Ichigo hates hollow, becomes hollow
    Goku hates saiyan because of evilness of his kind,realizes hes saiyan
    The protagonist on demon hunter
    Etc

  • @nothrid
    @nothrid Před 3 lety +1

    This video is amazing 🔥 I want more financial videos from you Jose

  • @vincentcalingasan6617
    @vincentcalingasan6617 Před 3 lety +2

    “it’s not how much you make, it’s how much you keep.” 💯✅

  • @millionmen5031
    @millionmen5031 Před 3 lety +4

    Richest Man in Babylon, if you like this video, go READ IT!

  • @sumer161
    @sumer161 Před 3 lety

    Videos without long stretched ads are so much better 😍💯

  • @jesseclay6211
    @jesseclay6211 Před 3 lety +1

    I would definitely like to see a videos of the best ways to invest money for different age groups ranging on amounts of money people have to invest.

  • @musicman2073
    @musicman2073 Před 3 lety

    Thanks for tips big bro!