NEFT, RTGS & IMPS Transfer - Limits, Charges & Timings

NEFT, IMPS & RTGS Fund Transfer are explained in Hindi. What are the limits, timings, and charges for each? NEFT means National Electronics Funds Transfer, RTGS full form is Real Time Gross Settlement & IMPS means Immediate Payment Service. You can transfer money through internet banking using any of these 3 methods.
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Time Stamps
00:00 Introduction
00:40 Options to Transfer money online
02:42 Meaning and Features of NEFT
05:04 Meaning and Features of RTGS
06;02 Meaning and Features of IMPS
09:17 Practical Presentation
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फण्ड ट्रांसफर के तरीको NEFT, IMPS और RTGS को इस वीडियो में हिंदी में समझाया गया है। एनईएफटी का मतलब है राष्ट्रीय इलेक्ट्रॉनिक्स फंड ट्रांसफर, आरटीजीएस फुल फॉर्म रियल टाइम ग्रॉस सेटलमेंट और आईएमपीएस का मतलब इमीडियेट पेमेंट सर्विस है। आप इन 3 तरीकों में से किसी भी एक का उपयोग कर इंटरनेट बैंकिंग के माध्यम से फंड्स ट्रांसफर कर सकते हैं।
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[@bestononcopyrightedvideosf7190]

आपने अपने वीडियो में जो भी जानकारी दी है वह बहुत अच्छी तरीके से आप ने दी है जो हर किसी को समान्य तौर पर समझ में आ जाएगी -आप का वीडियो सही मायने में बहुत अच्छा है

[@AssetYogi]

Dhanywaad :)

[@gopalstockguru1239]

Dear Mukul, You are the best and honest. . I have yet to see a person explaining in such a detail which are to the point and brief. I could never imagine someone could explain with such a clarity within few minutes. These terms were too difficult to me but you have taught me like a child. Definitely , you will go a long way and no one can beat you. You are covering multi subjects topics. If you could start a series on share market with such a clarity and honesty, many of gullible retailors can save their hard earned money. It should be much more than Book value, PE ratio etc because in the past few years KS OIL, Unitech, Amtek Auto, Gitanjali, JP Associates, PC Jewellers, DHFL even Yes Bank have almost made retail investors bankrupt despite showing good book value, PE etc. I hope what I am hinting about.

[@AssetYogi]

I agree with you 100% Gopalji. I am sharing my hard learning with people. Even I lost money with KS oils about 8yrs back when I was a newbie investor :)

[@kpsinghgurjar2666]

सार्थक और स्पष्ट जानकारी साधारण शब्दों में। धन्यवाद।

[@AssetYogi]

Dhanyawad

[@ravikumarkothamasu]

Keep going sir. Really appreciate your sincere work. Thanks

[@mubashirkhan620]

Yogi ji my entire family watching your it's very helpful

[@deshtroyer101]

Itne details me itni professionally khali aap hi bata sakte ho..very informative video, thanks for sharing.

[@firojansari9048]

बहुत ही कम समय में सबसे अच्छी और पूरी जानकारी आपके द्वारा दी गई।

[@AssetYogi]

Thanks Firoj

[@anupammishra9734]

Thank you sir, for Very useful information 🙏

[@AssetYogi]

Hope it helps.

[@anupamsarkar5556]

How much money can be transferred from the savings account

[@sheikabdulkaleem6487]

I have seen both of your videos, they were really simplified.... Thank u

[@AssetYogi]

I am glad, thank you for appreciation.

[@basu_62]

Thanks for clearing my confusion.

[@shyamsundar-gr1df]

Yar ye jordar information di aapade. Kya tarif jru me aapaki. Thank you very very much

[@punampaine2864]

Awesome video sirji pehli baar you tube me koi real knowledge wala video dikha .Thank you

[@mahendergarg5734]

Thank you sir. You teach very well 🙂🙂

[@AssetYogi]

Thanks 😊

[@Nepenthe1610]

Thank you for simplifying! I now have a basic idea about the different modes of digital fund transfers.

[@b10bombaykulfis93]

dear mukul ,you are the best and honest.ihave yet to see a persoon explainig in such a detail which are to the point and brief.i could never emagine someone could explaine with such clearity whinti few miitue. this turms where to dificult me but you you have thaught me like a child , difinately.

[@mdsabih5451]

Very well explained... really helpful topic for online banking users.

[@AssetYogi]

Keep supporting :)

[@soumiyadas221]

the best channel ever thank you it also helps in my RBI preparation

[@AssetYogi]

Keep learning Soumiya :)

[@soumiyadas221]

@@AssetYogi thank you sir

[@parveenmandlay6583]

Its very fruitfull for every bank a/c holder to know about fund transfer

[@AssetYogi]

I hope this will be useful Praveen :)

[@AssetYogi]

Keep learning Praveen :)

[@InventiveFacts]

Best video on internet related to neft, rtgs and imps .. thank you so much sir

[@track0123456789]

Thank-you Mukul, i alway find your videos, very interesting and useful. God bless you.

[@AssetYogi]

It's my pleasure

[@abhishekg5167]

Mukul Sir, as per RBI guidelines there is no upper limit for transaction on RTGS as it is meant for high value transactions, mostly for high valued businesses.

[@05124914]

Yes RTGS is not upper limit. This information is not correct

[@abhaysingh-oj6ng]

@@05124914 2000 cr is upperlimit for rtgs

[@priyanshu3182]

@@abhaysingh-oj6ng shayd 25 lakhs rtgs online pe h. bank branch se unlimited

[@ghumansaab3160]

REALLY SIR GREATLY EXPLAINED

[@umeandwe9952]

Thankyou Sir for this beneficial video...Nice explanation...

[@sandeepbhardwaj595]

Thank you sir for making this video

[@AssetYogi]

Hope it helps.

[@g.rahmathullahrahmathullah6053]

Transferring money from bank to bank account - available modes and it's differences - by writing on board to the main points - indeed, praiseworthy. Well-done, Kudos.

[@ranvirprasad2455]

Sir ,you are too good ....I love you sir ..bahut kuchh sikha aapse sir....

[@AssetYogi]

Thank you so much for your kind words 😊

[@Ravikiran_Sarkate.]

First of all apka sound bahot clear hai. Bahot Asan language me samjaya. Useful video 👌 ❤

[@pawanverma9605]

This is the best explanation in the internet. Thanks for uploading

[@AssetYogi]

Hope it's helpful Pawan :)

[@pawanverma9605]

@@AssetYogi yes. Very well explained and animation did great job. Pictures stay in mind. As a viewer i am happy to see such content and everyone also who watches also. I find a video perfect after which i am not searching another video of same topic. This one is of that kind. Appreciated. Best wishes for ur channel growth.

[@spyvat]

🙏🙇 Thanks for the information ℹ

[@AssetYogi]

Keep supporting Asset Yogi ABHISHEK

[@truegamingtg]

Thank you very much sir, it was very useful for me to teach my 10th class..for chapter introduction to banking.. Goa board

[@subratkumarsahoo4849]

Thanks for the video really helped🙏

[@sukumars2384]

Very interesting, impressive and useful information, explained in a layman's language. Thank you so much Sir.

[@AssetYogi]

Keep learning 😊

[@hima9527]

Pls show transactions from sbi to sbi& other accounts video about third party transactions ,OTM ,UPI,VPA etc

[@debashischakraborty8501]

@@AssetYogi aa

[@debashischakraborty8501]

@@AssetYogi
Q.qq

[@randallbilly1122]

Instablaster.

[@amanagrawal7254]

Neft has no limit
And it is available for 24/7 facility
No time limit

[@pritysharma5914]

Sr apki Wajah se mere Bhot sare concepts clear ho rhe

[@AssetYogi]

Hi Prity, jankar achha laga ki mere videos apke kaam aaye concepts samjhne me 😊

[@navjitsingh1133]

Bahut efforts ke saath aap apna video bnaate ho Sir......
Bravo !!!!!!!

[@rajulucbg7220]

Very good information received, Thank you. Wish you all the best.
Congratulations

[@AssetYogi]

Thank you 😊

[@financialfreedom386]

Thank you sir for giving us this type of videos.

[@hiddenrog1645]

Well explained,Mr.MUKUL ,ThanQ

[@hrithikvishwanath1617]

Thanks alot for the information 🙂🙏🙏🙏

[@Deepakvlogify]

Thanks for this video sir👍

[@AssetYogi]

Hope its helpful.

[@aahanverma5755]

Can you explain how does bank calculate interest on saving bank account annually interest rate for a month, quarter. And what is period of interest for a month. And what minimum amount is eligible for interest.

[@mdmoinuddin5824]

By making account current in balance of payment format

[@shradhasingh4475]

Itna detailed information phli baar Mila.
Thnk you.

[@AssetYogi]

Keep learning Shradha :)

[@aaryan7905]

The best explanation sir thank you very much

[@meghalgandhi1165]

Doing really good job..would love to watch detailed video series on important RBI circulars..

[@nithishkmr]

Enaa

[@urduthoughtsdiaries]

Thank You Sir!
Nice Explanation 👍
Your way of talking resembles Actor Vinay Pathak ☺

[@AssetYogi]

Thanks for appreciation :)

[@gauravalonecreations]

Supar sir Expl.....

[@m.d.hasanhasan1430]

बहुत आछा लगा है आप बहुत आछी तरह से समझा दिये है thanks

[@AssetYogi]

Dhanywaad

[@geetagautam6874]

clarity in speech,,,,and clear in explanation too..!!! thanks a lot sir

[@AssetYogi]

You are welcome

[@reshamsinghsikarwar9231]

Sir sbi se axis bank me 200000 tak kitana charge lagega with gst

[@rajendrasinghparmar5612]

Now NEFT and RTGS are transaction free...as per RBI

[@sasthadukaan238]

In 2021 also charging for ₹500 also

[@opsaxena3073]

Very useful , to the point and clear information .

[@AssetYogi]

Keep supporting :)

[@raghucs7887]

Good information sir, thank you sharing.......

[@AssetYogi]

Keep supporting Raghu :)

[@shikhapathak4151]

Sir please make video regarding changes in neft and rtgs in budget 2019

[@BioFactz]

Supposed someone pay to wrong account through IMPS by using UBI mobile banking. How he/she get his /her wrongly transfer money in his /her own account from the beneficiary account?

[@Yooooo21663]

Amazing explanation 👌

[@shivratnabhosale]

Awesome samjya sir ji apne

[@suruchibhoj2441]

Very informative for beginners! Subscribed! thanks a lot.

[@AssetYogi]

Keep learning 😊

[@vinodpurohit2249]

@@AssetYogi हेल्लो सर
क्या हम बैंक हॉलिडे वाले दिन, या Sunday को भी Fund Transfer कर सकते हैं??
प्लीज् रिप्लाई , धन्यवाद

[@veloisamascarenhas7531]

very well explained, thank you!

[@AssetYogi]

Keep learning 😊

[@limited3028]

Sir you are great you unlock my all doubts i watched you all video or will be beneficial do me in my bank po interview

[@mohdabdulmateen5159]

Bhai shukriya bohat-bohat dusron ka pata nahi mujhe ye bohat kaam aaya thakns once again

[@brahmdevyadav2767]

Congrats Sir for 100k subscribers you are doing a great job We students are learning a lot through your channel
You are really helping Indian youths very much by your Videos . Keep it up soon you will get 1 million subscribers

[@AssetYogi]

Thanks for the support Brahmdev. We should surely target 1 million now.

[@smarty_yadav_standupcomedi3573]

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[@sanjaysingh2249]

RTGS is meant for large transactions. The minimum amount that can be remitted through it is ₹2 lakh, and there’s no upper CEILING. *THEIR IS NO UPPER LIMIT IN RTGS * where as video state that 25lakh...

[@movieclipsmcu6960]

@sanjaysingh2249 really sir? Can we transfer 100 crores from RTGS??? Pls tell me sir

[@priyanshu3182]

@@movieclipsmcu6960 waiting for reply

[@movieclipsmcu6960]

@@priyanshu3182 yes I am waiting for know that

[@sancharidas7532]

How beautifully you used tricolor of our flag for the heading. Great !

[@AssetYogi]

Thank you! 😊

[@manthanworld9386]

Sir, UPI ke bare me bataye..also pros and cons bhi..; . Aapshe Janna chahta Hu Aap bahut achhese batate ho..!

[@sushantkumarpati]

Hello sir please recheck the higher limit of NEFT

[@salmalidutta9880]

👍

[@Rohit-lz2fu]

Love you

[@prachijaiswal4750]

Thanku vry much for helpful information 😊

[@AssetYogi]

Thanks Prachi, Keep supporting :)

[@yogeshtandel3386]

Simple language me aap bahut sahi tarike see samjate he

[@vineetrastogi2037]

Hi brother, your videos are very informative. Need to seek one clarification regarding the topic. Can we automate transfer of a fixed amount from our one bank account to another account in other bank on a fixed date, like we do in case of ECS and automated Bills payment? Pls guide, if it is possible. Regards

[@chandansarmah2183]

For that you have to set standing instruction....it is possible

[@boldjawad]

Ek sawaal hai. IMPS aur RTGS ke rehne ke baad, NEFT ke kya faayde hain??

[@amarjeetbhatia8232]

SB paise ka kg Babu bhaiya paise ka Khel h !! NEFT mey transcation amount km lgtta h or IMPS mey jayadaa !!

[@rakhiagrawal8356]

Sir you discribe all things by simple way. Thanks

[@AssetYogi]

Most welcome

[@abbaraveniprithviraj7830]

Thanks for your help and time...

[@AssetYogi]

Hope it helps.

[@kritibansal9312]

Sir can you please provide videos on leverage everything, about leverage

[@AssetYogi]

Yes. Will cover in detail Kriti.

[@kritibansal9312]

Thankyou sir!

[@dharmveersinghdev5201]

Hii

[@pianist7325]

1. My sbi online doesn't give any options as such like neft or imps. how to know through which medium i am sending the money?
2. I transferred 400 rs, but there was no charge.??

[@gyanxat]

Jis account mein transfer hua hai paisa...uski timing dekhlo... Agar instantly hua hai to imps 😀. Coz neft mein to batchwise hoga. Rtgs to lagegaa hi nai

[@Nikhil_Chaudhary]

Bhai tumne IMPS kiya h

[@nitishkumar-bf5kh]

@@gyanxat 🤣🤣

[@HVAC-Knowledge-Park]

Mukul ji, bohut ache se explain kiya

[@shadabhanafi745]

Wah sir bilkul crystal clear jankari di aapne channel subscribed👍

[@mklokeshcs]

Hi i have transferred amount thursday to UK bank account on thursday 18-07-19 n i got receipt 19-07-19, when amount will credit, or still amount will be in intimidated bank is YES bank, if UK bank account closed permanently, will i get amount back, please help on this

[@MohdSalman-hg4fm]

Current account kon si bank me Sabse achcha rahega

[@ashishnandi5503]

Icici bank

[@punampaine2864]

Your explanation is good .

[@indukhaneda9855]

thank u so much sir....demo se or bi jyada clear ho gya😊😊😊

[@AssetYogi]

Keep learning 😊

[@CaptureTasveer]

Sir how can we transfer money through sukanya account to other bank account offline and what is maximum amount can we transfer.

[@tridipkumarvlogs8626]

Cheque

[@puranbisht1216]

बैंक से लिमिट बनाने से क्या क्या फायदा होता हैं प्लीज् बताने का कष्ट करें..

[@digvijay_mote]

Thank you Sir
Kindly make a video series on money market instruments

[@PritamDasyoutube]

Thank you so much Sir ♥️

[@AssetYogi]

Keep learning Pritam :)

[@shubhangikale967]

Hello sir
Cheque clearing sab process chaiye with CTS

[@FirojKhan-cp2ue]

V Ohio III. O

[@Musicworld01_]

Neft AND RTGS....no maximum amount
IMPS ..Per day limit 2 lac

[@DeepakPatel-vf9dx]

Bank to bank my kitna tranjection kr skthy h

[@mufaddaldiwan1278]

Very well explained. Thanks

[@AssetYogi]

Hope it helps :)

[@rameshsaini5061]

Thank you sir sport to us

[@asitranjandatta8855]

Latest news-RBI instructed not to deduct charge for FT.

[@SanjayVerma-ws6mh]

0

[@shivanijoshi9304]

Ab time limit hata di gyi hai 14th December se under RTGS

[@HkWorld19]

Right..☺️
Iska Bahut Benefit Mil rha hai RTGS krne walo ko

[@amitsrivastava7518]

Free में maximum किस प्रकार भेजा जा सकता है immediately

[@hp31diary]

Ab kitna kr skte hai per day

[@jiyoindia4533]

Very nicely explained. Thanks🙏🙇

[@AssetYogi]

Keep learning 😊

[@mohitdagar6516]

Thank u so much sir sir real education aap de rahe ho

[@md.sajidansari176]

Sr maine abhi allahabad bank se sbi ke account main fund transfer kia but paisa kat gya lakin account main transfer nhi hua

[@RishiKumar-cc2uu]

Yesa hi kuch mere sath hua aaj me check karne aaya hu imps se yesa kyo ho rha he ..

[@SaurabhHindi]

और ऐसा ही कुछ आज मेरे साथ हुआ है । पैसा कट गया पर ट्रांसफ़र नहीं हुआ ।

[@kunalkamboj7232]

Fist of all thanks for this informative video. Sir i have a query about maximum limit in NEFT, i think it is 2 Lacs. So, Can you please check it and confirm?

[@AssetYogi]

Different banks have different limits. I did check :)

[@kunalkamboj7232]

ok sir.

[@surajbhardwaj1869]

Bhot jyada usefull video h
Thanku so much sir,,

[@AssetYogi]

Keep learning

[@maharajan5608]

good explain

[@anjaligoyal2728]

sir gross settlement mtlb

[@tanvitanu7608]

Gross settlement means settlement of funds transfer occurs individually ( instructions by instructions basis)
In hind language means ki amount transfer hoti hai uski process complete hojaati hai ek ek krke. Jaise bank employees koi RTGS ki instruction RBI se milti waise hi transactions complete hota aur paise account mein credit hojaatey hai.

[@souravpandit1517]

Is SBI to SBI NEFT/ RTGS possible?

[@shaikhmohammeddanish6096]

Nooo

[@Ashokmerfey]

Aapke videos se bahut gyan milta hai sir.... plzz narrow and broad money(m1 m2 m3 m4) ka video banado sir .. thank you

[@AssetYogi]

Thanks for the application Ashok:)
Will try to cover on Futures videos

[@baigson5584]

Thanks sir, it was fun and helpful

[@AssetYogi]

Glad to hear that 😊