HDFC Balanced Advantage Fund vs ICICI Pru Balanced Advantage Fund
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- čas přidán 10. 07. 2024
- #hdfcmutualfund #icicimutualfund #mutualfunds #investyadnya #yia
Are you confused about which balanced advantage fund to invest in? In this video, we'll compare HDFC Balanced Advantage Fund and ICICI Pru Balanced Advantage Fund to help you make an informed decision.
First, let's understand what a balanced advantage fund is. It's a type of mutual fund that invests in both equities and debt instruments, with the aim of providing moderate returns with lower volatility. These funds follow a dynamic asset allocation strategy, which means that they can increase or decrease their equity allocation based on market conditions.
Now, coming to HDFC Balanced Advantage Fund. This fund has been in existence for over 20 years and has consistently delivered good returns. Its current asset allocation is around 68% in equities and 32% in debt instruments. The fund manager uses a bottom-up approach to stock-picking and focuses on quality companies with good growth prospects.
On the other hand, ICICI Pru Balanced Advantage Fund has a shorter history of around 10 years but has also performed well. Its current asset allocation is around 65% in equities and 35% in debt instruments. The fund manager uses a top-down approach to asset allocation and focuses on identifying the right sectors to invest in.
Both these funds have a similar investment philosophy but differ in their approach. HDFC Balanced Advantage Fund focuses on individual stock-picking, while ICICI Pru Balanced Advantage Fund focuses on sector allocation.
In terms of returns, HDFC Balanced Advantage Fund has delivered slightly better returns than ICICI Pru Balanced Advantage Fund over the last 3 and 5-year periods. However, past performance is not a guarantee of future returns.
When it comes to expenses, both funds have a similar expense ratio of around 1.5%. However, HDFC Balanced Advantage Fund has a higher exit load than ICICI Pru Balanced Advantage Fund.
In conclusion, both HDFC Balanced Advantage Fund and ICICI Pru Balanced Advantage Fund are good investment options, and your choice should depend on your investment goals and risk appetite. Consult with your financial advisor before making any investment decisions.
That's it for this video, I hope you found this comparison useful. If you have any questions or comments, please leave them below.
00:00 Intro
02:09 Fund Details
05:03 Asset Allocation
07:26 Top Stocks
09:22 Returns
12:05 Risk Ratios
13:23 Debt Parameters
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Excellent information in simple words. This small investor values it truly.
amazing explanation sir, I'm really impressed....I really liked the video, thank you so much!!
thank you for the clarity and approach sir
Hdfc Balanced advantage vs Icici Equity and debt would have been an ideal comparison
True ... Hdfc bav is way more aggressive than icici bav due to higher equity allocation.
agree
For 10yrs investment horizon and then start the SWP later - will HDFC BAF be a good bet or still go with ICICI BAF ?
Hi! Sharing this list just in case you are into investing:
Stocks:
Hold shares of Blue Chip companies for 5 (five) years:
Eg: IndusInd Bank,
Titan Company,
Infosys.
LIC
The following investments may be useful:
1) Parag Parikh Flexicap
2) Nippon india Small Cap fund -direct growth
3) ICICI Prudential Equity and Debt Fund- direct growth
4) Quant ELSS
5) Motilal Oswal Midcap Fund - Growth
Can diversify your portfolio by investing in Sovereign Gold Bonds (SGB)
Regards,
Raghav
Awesome analysis.. thank you
Thanks for hdfc balance fund analysis
Best Mutual fund explanation so far. ❤
How good is these BAF to consider investing in lieu of equity and debt separately ....it is easier to choose BAF than going separately equity and debt funds.
I feel edelweiss BAF has a better downside protection, what’s your opinion?
Hello sir, what are governance issues axis mutual fund is facing ?
Thank you for all detailed info and guidance you all have been continuously providing .. I need some guidance .. I have added to much funds in my portfolio need to see which funds can be closed . Horizon is 15 years for all the funds
Thanks useful video
Very good analysis
Nice analysis
From Diversification point of view, i am starting to think to add Icici Baf to my current Large Cap fund. Will it be a better thing to do?
very good, solid information and passionate during presentation
Hi! Sharing this list just in case you are into investing:
Stocks:
Hold shares of Blue Chip companies for 5 (five) years:
Eg: IndusInd Bank,
Titan Company,
Infosys.
LIC
The following investments may be useful:
1) Parag Parikh Flexicap
2) Nippon india Small Cap fund -direct growth
3) ICICI Prudential Equity and Debt Fund- direct growth
4) Quant ELSS
5) Motilal Oswal Midcap Fund - Growth
Can diversify your portfolio by investing in Sovereign Gold Bonds (SGB)
Regards,
Raghav
Excellent. Superb analysis. Based on information provided , can you suggest which fund would be better for a retired person for SWP ? What should be the ideal withdrawal percentage (of the investment) ?
Good
Can you make videos on comparisons in flexicap funds ?
For 10yrs investment horizon and then start the SWP later - will HDFC BAF be a good bet or still go with ICICI BAF ?
Amazing Summary!
Thank you. Very informative video. Actually I am planning to invest lumpsum in HDFC BAF, ICICI BAF and Edelweiss BAF for SWP.
Hi. I am invested in icici and edekweiss baf. And i have a swp from them. And yet there is good enough apprrckation of inv amount
@@YourNEBOSHguide May I know if you started swp immediately or after few yrs? What's the approx returns % pa after swp , what's the % of swp you are withdrawing? I'm planning one
Hi! Sharing this list just in case you are into investing:
Stocks:
Hold shares of Blue Chip companies for 5 (five) years:
Eg: IndusInd Bank,
Titan Company,
Infosys.
LIC
The following investments may be useful:
1) Parag Parikh Flexicap
2) Nippon india Small Cap fund -direct growth
3) ICICI Prudential Equity and Debt Fund- direct growth
4) Quant ELSS
5) Motilal Oswal Midcap Fund - Growth
Can diversify your portfolio by investing in Sovereign Gold Bonds (SGB)
Regards,
Raghav
It was good as lot of doubts about these funds got cleared. Hdfc baf is bad in a declining market practically cannot redeem, icici baf is more balanced in a declining market and can still redeem .
Yes invest in icici BAF during Bull market, redeem icici BAF in bear market and invest that it small cap mid cap.
Are BAF better then nifty 50 index funds
Most probably in some point hdfc placed its baf over aggressive hybrid fund in terms of risk.
ICICI BAF zada achcha hae.
Max 50% equity alocation se 11% return........ aur kya chahiye dada!?
Debt fund ka indexation chinke aj jo haal hua, lagta nehi hae ke, liquid fund se ICICI BAF lucrative hae!?!
Thanks for the analysis! Quick Q - Is to ok to hold two Balanced Adv Funds from the diversification perspective?
please guide us on SWP
HDFC BAF se achha to Koi Agressive Hybrid fund me paise dale
Very good anylisis
Sir mirae emerging bluechip aur canara emerging equity me comparison karte ek baar
Dono lelo
hdfc defence fund long term kese rehega.
Investment in both fund 50-50 they all problem are solve..😊
Icici को promote करते रहो....मार्केट मे जब भी आए..long term only
Categary same but return is not same
Sir could you provide 15, 18 and 20 yrs. Hdfc BAF Return.🙏
Why this funds to much cash in their portfolio?
Forget Both, buy multi asset funds
Hi Pratikk sir I'm also thinking to buy multi asset funds
My investment is 10000/- per month and duration is 10years
Which should I go for hdfc or ICICI
Thanks in advance sir😊
@@nikhilrocky5518 ici
How to invest in direct plan of ICICI prudential balanced advantage fund?
Directly from website or from platforms like MFCentral
@@InvestYadnya thank you so much 🙏🏻❤️
@@InvestYadnyaHi! Sharing this list just in case you are into investing:
Stocks:
Hold shares of Blue Chip companies for 5 (five) years:
Eg: IndusInd Bank,
Titan Company,
Infosys.
LIC
The following investments may be useful:
1) Parag Parikh Flexicap
2) Nippon india Small Cap fund -direct growth
3) ICICI Prudential Equity and Debt Fund- direct growth
4) Quant ELSS
5) Motilal Oswal Midcap Fund - Growth
Can diversify your portfolio by investing in Sovereign Gold Bonds (SGB)
Regards,
Raghav
its look like icici sponsored :)
HDFC BAF is much much better
Dependable upon risk that you want to take
मैं 60 लाख एक साथ इन्वेस्टमेंट करना चाहते हैं जिससे मुझे हर महीने लमसम पेंशन मिल सकें
Jeh badiya tha golu pintu....