A Big Ole Unstuffing... and count-up... and condensing | UK Cash Stuffing | Budgeting | Debt Journey
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- čas přidán 3. 05. 2023
- #budgeting #debtjourney #cashstuffing #hyperjar #ukcashstuffing
My name's Jen and I'm on a journey to pay off £27k of debt!!! I do regular cash stuffing and debt updates, and have a general chit-chat about my budgeting week.
Visit my Etsy shop: budgetsndreams.etsy.com
Visit Ben's shop:
wisdomweavedesigns.etsy.com
☕️ Buy me a coffee: www.buymeacoffee.com/budgetsande
🧡 MONZO referral... join.monzo.com/c/0yqqkf4 🧡
Money advice links...
- Money Advice Service: www.moneyhelper.org.uk
- Martin Lewis (Money Savings Expert): @moneysavingexpert
💛 budgetsanddreams@gmail.com 💛
Budgeters mentioned in this video:
@lunalollyx
@thecannytally
@GillianBudgets20203
@BudgetwithKerry
Email me if you are interested in buying any of the items I sell 🥰
🎲 Roll It Up Challenges 🎲
🎲 Just Roll It Challenges 🎲
😄 Emoji Challenge😄
🦋 Savings Binder 🦋 (customisable)
❄️ Let It Snow Binder ❄️
💷 Envelopes/Inserts 💷
- Polka Dot
- Meditate
- Colour Splash
- Colour Wave
- Bee
- Mandalas in Space
🥰 Other bits 🥰
- Short/Long Term Dashboards
- Place Holders
- Bansai challenge/tracker (aka Retreat)
- Treasure Chest challenge/tracker (aka Reach £10k)
- School Holidays tracker
The other bits and bobs I use, made by very talented people...
🌸 £500 Savings Challenge Binder - Iris Budgets www.etsy.com/uk/shop/IrisBudgets
🐷 £20 penny savings, Ice Cream & Gym-Tastic Challenges - My Moneys Matters www.etsy.com/uk/shop/MyMoneyM...
🐮 McMoo Challenge - Scottish Highlander on a Budget (ScottishHighlanderx): www.etsy.com/uk/shop/MooBudgets
🦄 Spendy Bingo Challenge - The Spendy Unicorn (discount code SpendyJen10): www.etsy.com/shop/TheSpendyUnicorn
🐢 Tortoise and the Hare challenge 🐇 - Grounded Budgets
www.etsy.com/uk/shop/GroundedBudgets
💸 £7.5k Debt Challenge - WhatIfIFly17: www.etsy.com/shop/WhatIfIFly17
💛 Yellow Binder - SophiasTutuAndDesign:
www.etsy.com/shop/SophiasTutuAndDesign
🌌 Mandalas in Space Binder - Amazon:
amzn.to/3y5XUWg
😌 Affirmation cards - Mal Paper - Amazon:
amzn.to/3dW6TCw
Music royalty free from Pond5
Sometimes it's a struggle, but you're doing so great. And by keeping it real you inspire me to keep going, for what it's worth.
Jen, you're amazing and thank you so much for the mention ❤
It’s amazing how the small amounts add up. Just goes to prove it’s good to save no matter how little. Great video as always Jen 🧡xx
Keep going Jen you’re doing so well. Just think buying stuff on credit is robbing your future income. Most of the stuff bought on a credit card splurge is 💩you don’t need anyway. I was looking at some plants at Home Bargains the other day and a woman walked past me talking to herself saying ‘keep going you don’t need anymore plants’ 😂. I bought 3 obviously but they were £1.99 each and came out of my garden envelope and I paid in cash. Such a nice feeling.
Haha! Did she really?! That’s hilarious 🤣
Ah thank you so much for the shout out Jen!! Fab video lovely 😊💜x
Oh you’re more than welcome! Xx
I feel you! I just want to go and spend loads of money, but I know it will just make things worse, and like you say, it's not my money. You're doing amazing! You had some fivers at the end to put where you needed to at the beginning ;)
Great Job Jen! So happy you have come so far on your journey! 😊
Well done Jen - your doing such an amazing job xx
ahh love an unstuff! well done!! ❤
Makes it worth while when you can see what you saved. Keep going Jen ❤ Doing an amazing job! 🎉
Your doing so well lovely!
I totally understand the feeling rubbish because it feels like you have no money, but you'll get there! Keep going 😊💜💜
Thanks Sara 💛 p.s. I MISS YOU!!!!!!
Great job Jen 🎉💜
Great video!! ❤😊
Great video, your doing amazing.
For Chessington...next year...The Sun newspaper does tickets for 2 people for £2 you need to save 9 tokens from the papers and its sometimes a bit difficult to get the dates you want but definitely worth looking at if you go every year! We do it for Legoland xx
Oh really?! I’ll have to keep an eye out thanks! We did one of their holidays once and went to Spain for something silly like £40!!!
Big hugs to you this week. Yes this budgeting lark is very tough short to medium term. I use my cc for 3 things each month but they are budgeted for and very small. Also petrol. The rest is either cash(groceries) or revolut vaults. While I am lucky I am currently not in debt apart from mortgage I am doing my best to budget so that I don't end up back in debt. Even the chickens have their own envelope 😂. I miscalculated my grocery budget today and thought I had spent way more than possible....it will teach me to pay attention to how I add things up or take away. I wouldnt mind it was all written out in front of me😂. Hope this weekend is kind to you. Can't wait for the video tomorrow.
Love watching your progress as always ❤
Thanks babe xx
That’s such an inspirational vid Jen ❤️
You really are doing amazing so don’t beat yourself up 🤗xx
Aw thanks lovely xx
❤ Lush! Xx
Well done jen
Did you swap out your £15 once you had some fivers? I wanted to tell ‘Jen you needed £15!’ 😂
I did babe, thanks xx
You have amazing energy.
Aw thank you xx
Well done Jen. Exciting and entertaining video as always. Take care, Chris 💛
Aw, thanks… Chris 😊
I totally forgive you for forgetting me😢😅....
I had to laugh. Hope you're feeling better Jen.
Gillian!!!! I’m such a scatter brain, I’m so sorry! Luckily I’ve already sent my apology in the post 😉
@@budgetsdreams o my daze!! You sent me something 😭... please don't make me cry... thank you so much Jen ❤️
@@GillianBudgets20203 🥰
Your energy always puts a smile of my face, pleasure to watch as always. 💜
Aw thanks lovely! How are you? How’s things?
@@budgetsdreams I’m all good, Jen 😊 still feeling recharged and raring to go after taking a much needed break from YT, so I can’t complain. 💜
@@poundsofpotential Glad to hear that! Xx
I love coins too 😂😂😂😂 xxx
Hi Jen. I feel you. I am having to look at more cut backs this month and it is just depressing. There's loads I want to put away for but can't atm. You're doing amazing, and one day.. you'll be debt free!
Aw babe! Sorry you’re feeling that way too. I think we just have to try and focus on the bigger picture and just hope things will be better further down the road xx
Did my first video and mucked your name up so sorry was so nervous, probably take itbdown later as watching paint dry is more exciting
Aw bless you. Don’t do that! I’ll watch over the weekend 💛 Congrats on your first video 😍💛
Great video ❤ love a cash fan too 😂 is it even a cash fan if you don’t waft it about ?!
I’ve been feeling similar to be honest, like I wanna just go on a spree with my credit card. Then I do exactly what you’ve done and reminded myself it’s not mine ❤
Haha!
Yeah
🎉I’m first 😊❤and a bit better thank you 😊 ❤cut one of the credit cards up and you won’t be tempted that’s how I started years ago of getting out of debt 😊❤p.s I’m not shouting at you but it’s my bit of advice as since the beginning of my budgetI’ve managed to save just over £4000 and my daughter owes a lot, so I’ve had to put my savings in a tin that I don’t have and can’t open my hubby looks after that, out of sight out of mind 😊❤and I can’t do hyper jar 😢😊❤
Why can’t you hyperjar? X
Omg the hair dryer blow-up is one of my biggest fears!! It actually happens? I may have to lie down 😮
Oh don’t worry! It was super old and full of dust. All my fault.
💗💙💗
20 and 2 tens is 40. Not 30. In home.
Hello!
Hiya 👋🏻
You forgot about the £15
I sure did 😅 All sorted now. Thanks xx
Hi I would like to buy your roll it up challenge
Thanks Donna… and now you have one 💛💛
@@budgetsdreams yes I love it thank you 😊
@@donnaclifton7361 Wahoo!!! Xx
Where's Broomy??!!! 😢
Hahahah! One day
Another brill vid Jen ❤❤❤❤ Also can I ask if your nails purposefully match the colour of your spreadsheet headers? Because 💅💅🤌🤌❤❤ Totally get the emotional challenge of being frugal. You can feel a bit burnt out by it sometimes 😅
Haha! I wish I had that level foresight 😂 Just a coincidence… but a fabulous one haha!