How Restricted Stock Units (RSUs) Work and How They're Taxed

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  • čas přidán 25. 08. 2024
  • In layperson’s terms, an RSU is just a way for a public or large private company to incentivize you to stick around longer, because they’re paying part of your compensation in stock. Here's how they work and how you'll be taxed for 'em.
    Watch the full episode on employee stock options: • Your Guide to Stock Op... .
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Komentáře • 21

  • @chrishuff5347
    @chrishuff5347 Před 6 měsíci +1

    Thank you for this, it helps put some things into perspective for me.

  • @prasanjeetnayak8253
    @prasanjeetnayak8253 Před 7 měsíci +1

    You explained things in a great way.. subscribed 🙏

  • @FernandoBowen-78
    @FernandoBowen-78 Před měsícem +2

    Buying stocks might seem easy, but picking the right one without a solid plan is tough. I've been trying to grow my $100K portfolio, but the tricky part is not having clear plans for when to buy and sell. Any tips on this would really help.

    • @iequalasian
      @iequalasian Před 21 dnem

      Put it into the snp500 and call it a day

  • @adesignwoman
    @adesignwoman Před 6 měsíci +1

    Thank you so much for explaining this to me! As a current gal at Meta working on her financial literacy, it helps SO MUCH to learn from another woman

  • @CusterFinancialCoaching
    @CusterFinancialCoaching Před 2 měsíci +1

    Thank you!

  • @mccalllanman8413
    @mccalllanman8413 Před 8 měsíci +1

    Profoundly helpful, thank you

  • @hanspeter6656
    @hanspeter6656 Před 4 měsíci

    such a great video, thank you Katie

  • @manuelgalvan9601
    @manuelgalvan9601 Před 4 měsíci +1

    But, if didn't sell why is it considered income if I don't actually see or have the money they are worth to spend?

  • @MilliardoPeacecraft590
    @MilliardoPeacecraft590 Před rokem +1

    Wonderful explanation.

  • @MyStory-100
    @MyStory-100 Před 18 dny

    Ok but what about the cost basis?

  • @brisca3301
    @brisca3301 Před dnem

    Sell and fund your ROTH. Then learn/do wheels strategy (sell cash covered calls/puts). ;-)

  • @uub23
    @uub23 Před 3 měsíci

    How does the tax return work in the case that the initial tax withholding is later than your effective tax rate?

  • @user-ey1js3gv3e
    @user-ey1js3gv3e Před 5 měsíci

    Are the RSUs taxable in the year of vesting or the year the stock is issued to the employee, if later?

  • @iwe7078
    @iwe7078 Před 9 měsíci +1

    Great video

  • @user-ey1js3gv3e
    @user-ey1js3gv3e Před 5 měsíci

    What if the RSUs vest on Dec 31, 2022 but the shares are issued/settled from treasury to the employee in late January of 2023. Is employee taxation event in 2022 or 2023?

  • @AJAYSHARMA-lc2re
    @AJAYSHARMA-lc2re Před rokem +1

    Great content

  • @CusterFinancialCoaching
    @CusterFinancialCoaching Před 2 měsíci

    Thoughts on taking the money from the RSUs and buying into the Employee Stock Purchase Plan at 10% off the stock? Say maybe this was the largest company in the world aka Microsoft? I always thought it was best to keep less than 10% of your portfolio tied up in single stocks. But how does buying that single stock at 10% off factor in?
    I will likely be fully funding a backdoor Roth, 401k matched at 50%, am saving, and investing outside of tax advantaged vehicles.
    I have a pension from the Army and likely a check from veteran affairs.

  • @Invence-
    @Invence- Před 25 dny +1

    RSU's aka the golden handcuffs

  • @jasonvietta
    @jasonvietta Před 6 měsíci

    What if they’re private still when you get laid off

  • @CorporationSKY
    @CorporationSKY Před 2 měsíci +1

    Cute chick with a kitty cat mascot yapping about smart money..easy sub