25 Bill HACKS that Make Life CHEAP

25 Ways I Save Money on Bills
My Favorite Personal Finance Books
Your Money or Your Life: amzn.to/3VExSUV
The Simple Path to Wealth: amzn.to/3RODWJp
Die With Zero: amzn.to/4bjwQ6D
The cost of living has been increasing drastically. Gas prices are high, rent is going up, and inflation is at an all time high. Despite the rising prices, it is still possible to save money and keep life affordable.
In this video I talk about 25 ways to save money on bills.
1. Budget
If you do not create a budget, you are living life by chance. Determine how much money you have for rent, food, and all your expenses so you can live off of your salary and not overspend.
2. Track every purchase you make
It is important to create an excel sheet to document all of your purchases down to the penny. Once you know how much you are spending, you can cut out certain areas.
3. How much is work costing you?
Work is not free. You spend money in gas, food, and other expenses while you are working. Determine how much you spend to work because work could be costing you a lot of money.
4. Don’t Underestimate Saving $1
When it comes to saving, it is much easier to save $1 than $100, try to make small decisions to save $1 and it will add up over time.
5. Health Care
You can save money on health care simply by taking better care of yourself. Eat healthy, exercise, and live with less stress. You will not know how much you will save, but you will save.
6. Gas Buddy
Gas buddy is an app you can download that will show you the cheapest gas prices in your area.
7. Drive Intentional
Gas is very expensive right now. You can save money by driving less and planning your trips better.
8. Lower Internet Speed
Internet companies normally charge in plans of different "mbps." The higher the "mbps" doesn't mean that your internet is faster, check your plan and see if you can lower your speed.
9. Ditch Internet router fees
Some internet companies want you to rent their router; however, this is a complete waste of money as you can avoid the fee and buy your own.
10. Use Mint Mobile
Mint mobile is a cellphone company that cheapest plan is $15/month. If you are spending more than $15/month, consider switching to Mint.
11. Lower your cell phone data
Unless you are an Uber driver or use a bunch of data, you do not need unlimited data phone plan. There is WiFi just about everywhere.
12. Look For Installment fees
Certain bills, like car insurance, charge installment fees, which can be avoided if you pay the bills in full every payment period.
13. Turn off the lights
I keep my electricity bill low simply by turning off the lights in the day time.
14. Buy Clothes at discount stores
You can save a lot of money on clothing by shopping at discount stores. You can also save money by not caring how you look.
15. Don’t cool every room in the house
If you use air conditioning, you do not need to cool down every single room in the house.
16. Gym Memberships
You cannot spend your way into good health. It is unnecessary to spend hundreds of dollars on a cross fit gym when there are cheap gyms.
17. Drop some streaming services
If you have multiple subscriptions to streaming services, you can save money by getting rid of a few and using free ones, like CZcams.
18. Drop Useless Subscriptions
There is a subscription for just about everything nowadays. Majority of subscription services are unnecessary and you can save money by unsubscribing.
19. Stop being soft
20 years ago we didn't have grocery delivery apps, uber eats, and other convenience apps. You can save a lot of money just by doing things yourself.
20. You save 100% if you don’t buy it
Sales are often just marketing strategies and you should not buy something just because it is on sale.
21. Consume Less
The cost of living has increased because of many factors, but a big factor is because we are consuming more than ever. If you do not consume a lot, you can save a lot of money.
22. Never Use Payment plans
No interest payment plans are very popular right now, but if you cannot afford something and go with a payment plan, you are setting yourself up to be behind.
23. Live Below Your Means
If you get a bonus or a raise that does not mean that you should be spending more. Do not base your spending off of your salary.
24. Do it for yourself
Do not buy things to impress other people because the reality is nobody cares about what you have. If you want something nice, do it for yourself and not for other people.
25. Don’t go where the hipsters go
Just kidding, but hipster and trendy places often have much higher prices than other places!