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I hit 100k in 2023

Just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

🥳🎉100K🎉🥳 You had around 1.2k when I subbed. I knew you would be big!!! Way to go!!!! You’re just going to keep better from here🎉

Wow 100k subscribers ✌️

Congrats on 100k subscribers 🎉Love your channel.

The S&P 500 moved 8.9% higher last Month, achieving one of its best monthly performances in history.. which is an indicator for profits to continue to improve. I just want my money to keep outgrowing the inflation rate. I'm still looking for companies to make additions to my $500K portfolio, to boost performance.

Hello Austin Williams, I hope you find this message well. I just started creating a budget from today and it's taking a lot of time. Thank you for providing the spread sheet. I am very excited to bring spending and saving to sane piont in my life. Thank you very again. Best regads, Greg

Most of us that more or less like what we do spent a whole sh*tload of time doing stuff we didn't. My first job as a lawyer expected over a hundred hours a week- on a fixed salary. I took over the position of managing attorney after a few weeks, but it was months before they raised my pay. Same story when I became managing partner. And here I am, 72 years old, and sitting at the same desk. I have a decent life, but it is one for which I will have to work my entire life. But, that's the bottom line, isn't it? No one is going to save your ass except you. Working until I die is better than the alternatives.

Garbage channel.

What age should you stop being frugal, when you have 3million ?

Congrats on 100K subscribers! 🎉 You deserve it, awesome content 😎

Good video but the reality is most jobs in the US are now hybrid and some are 5 days per week. Lot of companies are laying off remote workers so this may not be possible. The only true way to become a nomad is go into freelance where you are the boss and do anything you want. Remote jobs are getting harder and harder to find and I'm sure corporations want to make sure they have control over you. One way to do that is kill remote work so you cannot escape. Also lot of digital nomads are making roughly 20k to 25k per year which is still great for overseas and very few make over 50k or more.

thank youuuuuu!!!

The water and electric companies do not incentivize low consumption. My bill when traveling usually is still 30 or 40 bucks because of taxes, fees, connection fees, etc. Even when my usage is zero. It's a scam. I would love to pay a higher percentage for my usage and less for the right to be connected

Some people choose to cut back and some are forced to cut back. Prices are cheaper when credit freezes.

So much for the Keynesist economy. Bring back the Austrian model

No if people can find ways to outpace expenses being frugal is not even necessary. Austin you know from your own experience the math side of the equation is helped by conditions and other factors but even if not frugal you have the odds in your favor....

Making money is not the same as maintaining it, which is why i don't understand why investing is not properly taught in schools. Cutting costs. spending less, earning more and investing passively The best way to find that balance between saving and living is by investing..what i can say to early investors is diversification and solid management this was how i got to my first million..at this point I'm actually grateful for my advisor

People are tired of being treated like crap… big corporations could care less about people, only the bottom line.

I think one problem is the masses are taught to consumers and earners and not investors.

Great advice, Austin!

I’m 50 and my husband 54 we are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. Saving and investing lifestyle in the stock market made it possible for us this early even till now we earn weekly. Thanks to FIRE movement. I could achieve all this with the help of my FA Dianne Sarah Olson.

This is SO ACCURATE! 🎯

I would add on to your point where people don't feel secure anymore with their jobs. Now people don't even want to participate with those jobs with big corporations. We the people are on to the corporations scheme of profits at any cost. Everyone is giving the corporate concept the middle finger. It's a gig society from now on. To hell with making the very few corporate elites ridiculously wealthy.

wait a sec, maybe i'm not poor and in massive debt! i'm just frugal!

Very enjoyable video! Very truthful.

As many of us struggle with 30% increase in cost of living - now imagine it going to 60%. Hard times ahead that we have not experienced - doors will be closed to many in terms of credit. Think of what you need most now and store up the way a squirrel would. With the intense conditions coming there will be things 'not available'. When you buy vegetables from the grocery store - cut the ends and place them face down on a tray or cookie sheet - add water. Transfer to a pot of dirt once they root - and you now have your own veg plant instead of buying from a garden center.

I live in Ukraine and you can image how valuable your information is for me!

I want to work and I do work. Stop talking alone in front of a camera, it's the main reason why you are typing delusional title and false premise. If everything is going to become chaos and you would be starving, no clear water to drink like Calgary, you wouldn't want to be surrounded by lazy people that cannot put efforts and basically are whiners and not warriors.

Buy only what you need and buy less than what you can afford

Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.

Excellent video 🔥🔥👍👍 If you want to buy a 2 bed 2 bath condo for $95k to live or to rent out, let me know. It’s not fancy or anything but it’s walking distance from NRG stadium, Houston (2026 World Cup 6-8 games .. **cough cough **)

You’re the best bro 🔥🔥👍👍 good info

You got that right. No amazon prime for me

Learning to live within my means. Life slowed down, i don't eat out much anymore. I go to Starbucks twice a month only not everyday anymore. I don't treat others as often as i used too. Learning to apply managing my cash, my time and learning to control self in many areas of ky life... liking staying home. Not doing much of social media but reading a lot and intentionally learning to develop good habits. So far so good. No more credit card debts, no new debts. 2025 ill be totally debt free God willing.

High interest rates don't faze me. When you're debt free that isn't a concern.

Loving your mustache

Almost 100k❤ wow

Yes and No . Yes Nepotism helps millions we can actually see everyday . While people from poorer families , do not acquire family Wealth or get Nepotistic help with Jobs and inside opportunities .

It is important to stay grounded and humble. I was born into a Frugal family since childhood in the 1980s so it is a natural thing for me to be frugal

Thanks!

no you didn't. it's impossible to live without technology. perhaps you mean MODERN technology?

Thanks!

Approaching to 100k subscribers! 😊 Congratulations!🎉

I want to start business but i don' t know how and which Anexandra from Germany

If you have no kids, being frugal is kinda useless. Aging and getting weaker and poorer health since you were 20-25. You will die anyway. Life is short and passes everyone by. Just each in different stage of dying. basically

I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?

I’d be retiring or working less in 5 years, and curious to know how best people split their pay, how much of it goes into savings, spendings or investments, I earn around $200k per year but nothing to show for it yet.

Being frugal can also make you enjoy and appreciate what you have more, especially non tangibles. That’s been my experience. It’s been freeing in a way.

Okay, so I hear the same thing you said about people can't afford to go out and eat and do extra things because everything is so expensive, however, there is no time of day or night that whilist driving past restaurants, movie theaters, entertainment places, that the parking lots are always always almost always full! So my question is, where do these people work, how are they able to drive late model vehicles lined up by the rows and rows in restaurants and entertainment places and busy streets traveling and using fuel, etc?? I really wish someone would answer this for me.