National Housing Resource Center
National Housing Resource Center
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All You Need to Know About the VASP Program
Steve Sharpe, Senior Attorney with the National Consumer Law Center presented an in-depth presentation on the VASP program providing us with program details, and insights on how it can assist veterans with their housing needs. Additionally, Steve provided updates on the FHA Payment Supplement, including any recent developments and practical applications observed since its launch.
Webinar Highlights:
- Detailed overview of the VASP program
- Eligibility criteria and application process for VASP
- Benefits and resources available through VASP
- Updates on the FHA Payment Supplement loss mitigation
zhlédnutí: 26

Video

Understanding the NAR Settlement and Its Impact on Housing Counseling
zhlédnutí 69Před 14 dny
The recent settlement with the National Association of Realtors (NAR) has significant ramifications for the real estate and housing counseling sectors. This webinar aims to provide a comprehensive understanding of the settlement, the changes it brings, and how these changes will affect housing counselors and their clients. We will also hear about the recent implications of the Dept. of Justice'...
What Lenders Need to Know About Section 8 Homeownership Vouchers
zhlédnutí 91Před 21 dnem
What Lenders Need to Know About Section 8 Homeownership Vouchers
Home Energy Rebates - What You Need To Know
zhlédnutí 86Před měsícem
Biden’s Inflation Reduction Act will provide $4,300,000,000 in grants to state energy offices to develop and implement Home Efficiency Rebates programs. These rebates will be available to consumers to make energy-saving home improvements. This presents opportunities and challenges for consumers who will have to navigate government programs and vendors selling their programs in a crowded market....
Section 8 Homeownership Voucher Webinar for Housing Counselors
zhlédnutí 455Před měsícem
In this Leaders in Housing Counseling Webinar, panelists from HUD, housing counseling agencies, lenders, and other housing experts all discussed the Section 8 Housing Choice Voucher Homeownership Program, where very low-income people can receive a monthly voucher payment to make their mortgage payment affordable. This FREE training webinar provided information on how the homeownership vouchers ...
Let's Make Home The Goal Updates
zhlédnutí 50Před měsícem
The Federal Home Loan Bank (FHLB) has opened a comment period to gather input on proposed changes that could significantly impact affordable housing programs and community investment initiatives. As a housing counselor, you are on the front lines of the affordable housing crisis, providing essential support and guidance to individuals and families striving to achieve stable, affordable housing....
Advancing Affordable Housing with Modular and Manufactured Homes
zhlédnutí 72Před 2 měsíci
In this Leaders in Housing Counseling webinar, we were joined by representatives from Habitat for Humanity International. They shared their experiences and strategies on how local Habitat organizations nationwide are leveraging modular and manufactured housing to: Accelerate the production of new homes; Reduce overhead and subsidy costs; and Broaden their reach to new service areas and diverse ...
NACA - Promising Affordable Modular Housing Program
zhlédnutí 146Před 2 měsíci
In this webinar, we focused on the newly constructed affordable modular homes in Selma, Alabama. This is a promising program we believe can be replicated in other areas. You will also: - Hear insights from NACA, the developer, on the program's inception. - Gain insights into the features and amenities of these newly constructed affordable homes, designed to meet the needs of diverse households,...
Learning from the Homeownership Assistance Fund (HAF) - Tell Treasury About Your Experience
zhlédnutí 37Před 3 měsíci
What is the Economic Recovery Learning Agenda? As defined by the White House Office of Management and Budget (OMB), the purpose of a learning agenda is to identify, prioritize, and establish strategies to develop evidence to answer important short- and long-term strategic and operational questions. In this Leaders in Housing Counseling webinar, we outlined the opportunity for housing counselors...
New FHA Options To Help Struggling Borrowers
zhlédnutí 122Před 3 měsíci
In February, the Federal Housing Administration (FHA) introduced its newest loss mitigation home retention option in Mortgagee Letter 2024-02. This new option will go into effect on May 1, 2024. Last week, the Dept. of Veteran’s Affairs (VA) launched the Veterans Affairs Servicing Purchase (VASP) program to help struggling veterans avoid foreclosure. This new program goes into effect on May 31s...
Artificial Intelligence: Advantages and Challenges
zhlédnutí 56Před 4 měsíci
Could artificial intelligence (AI) actually bring more harm than benefit? Some argue it can tackle major problems and replace tedious or hazardous jobs. Others caution against its current path, fearing it could consolidate power, diminish employment opportunities, surveil populations, and jeopardize democracy. Will AI aid in addressing crucial challenges and promote fairness, or will its danger...
Understanding How People in Poverty Make Financial Decisions
zhlédnutí 122Před 4 měsíci
Traditionally, it's been believed that limited resources lead individuals to prioritize short-term gains over long-term benefits. However, recent research challenges this notion. A 2023 study by the American Psychological Association suggests that those facing scarcity often make rational decisions, prioritizing immediate needs only when absolutely necessary. In this Leaders in Housing Counseli...
Student Loan Update: SAVE Program
zhlédnutí 205Před 5 měsíci
In 2023, the Biden administration established new regulations under the SAVE plan - a novel IDR plan designed to be more affordable than other options - that will still allow certain periods of deferment and forbearance to count toward loan forgiveness, even after the account adjustment ends. More specifically, borrowers with certain federal student loans needed to consolidate their loans via t...
Working With Undocumented Consumers
zhlédnutí 76Před 5 měsíci
There is a growing demand for affordable and accessible financial services. Recognizing this need, our next Leaders in Housing Counseling webinar will focus on ITIN mortgages, delving into the eligibility criteria, providing insights on assisting consumers interested in purchasing a home with this type of mortgage and discussing policy recommendations aimed at enhancing access to this vital fin...
Security Considerations for Housing Counseling Agencies
zhlédnutí 77Před 7 měsíci
No matter the size of your organization, cybersecurity is important. While your organization may not have the same level of resources as larger for-profit entities, you are not immune to cybersecurity threats, and the consequences of a security breach can be significant. In this Leaders in Housing Counseling Webinar, our panelists discuss reasons why cybersecurity is crucial for ALL organizations.
Unlocking Opportunities: AmeriCorps 2024
zhlédnutí 49Před 8 měsíci
Unlocking Opportunities: AmeriCorps 2024
Racial Equity and Fair Housing
zhlédnutí 77Před 8 měsíci
Racial Equity and Fair Housing
Successor in Interest and Tangled Title
zhlédnutí 339Před 9 měsíci
Successor in Interest and Tangled Title
David Berenbaum: Housing Counseling Updates
zhlédnutí 107Před 10 měsíci
David Berenbaum: Housing Counseling Updates
Student Loan Updates
zhlédnutí 85Před 10 měsíci
Student Loan Updates
Demystifying FICO® Scores
zhlédnutí 102Před 11 měsíci
Demystifying FICO® Scores
Manufactured Housing: News You Need To Know
zhlédnutí 99Před rokem
Manufactured Housing: News You Need To Know
They're Back: Zombie Mortgages
zhlédnutí 641Před rokem
They're Back: Zombie Mortgages
How To Make Outreach More Effective
zhlédnutí 108Před rokem
How To Make Outreach More Effective
REHAB LOANS: What Counselors Need to Know
zhlédnutí 160Před rokem
REHAB LOANS: What Counselors Need to Know
Changes in the FHA Waterfall
zhlédnutí 199Před rokem
Changes in the FHA Waterfall
Combatting Financial Issues for Victims of Trafficking
zhlédnutí 141Před rokem
Combatting Financial Issues for Victims of Trafficking
More on CreditXpert, WayFinder and WhatIf Apps
zhlédnutí 109Před rokem
More on CreditXpert, WayFinder and WhatIf Apps
Addressing Financial Issues for Victims of Domestic Violence
zhlédnutí 271Před rokem
Addressing Financial Issues for Victims of Domestic Violence
The Latests on Credit Reporting and Credit Scores
zhlédnutí 188Před rokem
The Latests on Credit Reporting and Credit Scores

Komentáře

  • @joefernandes9225
    @joefernandes9225 Před 4 dny

    wheres the link

  • @RosalindKelly-yd4hu
    @RosalindKelly-yd4hu Před 13 dny

    How does it work when someone is being defrauded due to an intellectual disability and the one attempting to sell is actually defrauding the other owner

  • @RosalindKelly-yd4hu
    @RosalindKelly-yd4hu Před 13 dny

    WOW

  • @movingwithflo-realtor
    @movingwithflo-realtor Před měsícem

    How can I become a preferred REALTOR for this program in Maryland?

    • @nationalhousingresourcecen3953
      @nationalhousingresourcecen3953 Před 29 dny

      You should connect with the HUD approved housing counseling agencies in your state. Some of them maintain preferred realtor lists. www.consumerfinance.gov/find-a-housing-counselor/

  • @RosalindKelly-yd4hu
    @RosalindKelly-yd4hu Před 2 měsíci

    I need to know how to implement this information for my own personal life,,,!,,

  • @dexter_gd3478
    @dexter_gd3478 Před 5 měsíci

    Well this has just hit me. How in the world has it been 14 years since I went through all the mortgage crisis stuff and I still have to deal with it today? Got sued last month for a debt I thought was gone after the foreclosure. Not one banker went to jail for predatory lending. The 80/20's and the like. They put everyone upside down on their homes. They also received the bail out. None of the servicers worked in good faith to resolve it years ago. We now see what their plan was all along. They wanted to wait it out until the values went up on their homes again. I have more to say, but I don't know how to say it yet.

  • @tammytucker5284
    @tammytucker5284 Před 10 měsíci

    its very hard hearing all the things hud supposedly does, because it just good media ro make everyone believe that they really .ake lenders follow their rule changes ,but they cant do amything when they domt even kmow fha rule changes in hud handbook, they have toally going to see me loose my home or try to make me refinance when i habe a 2.7 intrest,my abuser has been gone for over 2 year and i have no way to contact him and the mortgage company has not heard from him since someone put covid forbarrance on the loan, leaving me where i cannot do modification without abusers signature. my name is on mortgage, the deed but not the note. i have been on mortgage the entire tiime, ive stayed and ptotected the home and im going too b e put out with nothing, hud does nothing ,its pretty sad l they want you to be in public housing, forclosure is happening way too much, im sure im not the only one. they made rule change in effevt Sept 2022 allowing lender to exempt absent coborrowerdue to death deployment, domestic violence, abandonment, which i fall into 2 catagories,waving the need of quit claim deed even if they are not obligated on the loan. i found the rule myself and told them sent them the link. the housing problems is getting worse because ppl are losing everything so then they get put outand havingbto try tyo find a home but house because rent is more than their house, they arent trying to help anyone that has a low interest rate and equity, so they can sell our homes higher prices and higher interest, and the violence against womens act... when it comes to hud...thats exactly what it is ...an act. i can file bankrupcy when im trying to fix my life, or my favorits is i can spend money to go 800 miles and try to find my abuser and offer him money for quit claim deed,which isnt what i want to do. go pay him for my freedom to control my own life and future. so please no one should think hud will stand up for you , better keep looking theyre just gonna finish what abuser started destroy the little bit of secuity they have and boot the victim out loosing down payment, equity ,and live with with suffering and. also and struggling. im akso disabily and im almost 59yrs old,so im a vicvtim of hud, the housingb crisis is being created by the government , no one ad to sign or pr0ve anything not even their identity so lenders ran with it. i will bet my life that once again there will be lawsuits at unbelievable rates, you would think it would make sense that rules had to be different getting out of forbarrances. and my name is on my deed and mortgage but i cant do anything but wish i could just end it all sometimes bc its much too painful. my rights mean nothing i have none.

  • @Mr.Nappy113
    @Mr.Nappy113 Před 10 měsíci

    To be honest Domestic Violence in New York doesn't help you, Because I'm a Victim in Domestic Violence Mental and Emotional Abuse.

  • @analizacoldren590
    @analizacoldren590 Před 10 měsíci

    I am having problem with zombie mortgage that we never received any statement for a long time now we’re in foreclosure and we can even refinance our house. Even we have a lot of equity in it we have the loan a 8020. Now they said we owe them 193,000 how the heck we can afford that.

  • @elyon9329
    @elyon9329 Před rokem

    Lol, Europeans trying to claim a house at Al Morocco 🇲🇦. Europeans have not bloodline ties here, therefore Europeans have no inheritance at the North Gate. Think (Declaration of Independence of 1776.) this is when your forefathers gave up their Motherland. So, Europeans are not Americans; America is a Continent, North and South! Not a country….. silly! Study Noble Drew Ali……. He already told those who wanted to hear.

  • @joesingh863
    @joesingh863 Před rokem

    Survived the Great Recession and now dealing with the Great Deception!

  • @joesingh863
    @joesingh863 Před rokem

    Thank you so much for this video. I am dealing with this scenario. Rich Szerman below has been an excellent resource for me.

  • @richardszerman5450
    @richardszerman5450 Před rokem

    I've been doing free foreclosure defense in Southern California for decades. So, I know how do defend homeowners from zombie mortgages, and all manner of other problems, and I can tell you, this is one of the best breakdowns of how to deal with a Zombie mortgage I've ever seen. This is excellent information. Thanks 🙂

  • @wonder7798
    @wonder7798 Před rokem

    What are victims and survivors supposed to do when you have had financial abuse during domestic violence which caused low credit score and debt. High income, even have requested accommodation attched with documentation to verify the above this due to protected class. Make too much for low income housing, not to mention affordable housing is just another word for redlining. I have an advocate assisting me, they are even paying all move in cost and 6 months of rent. I still cannot get approved. I have clean background all the way across.

    • @tammytucker5284
      @tammytucker5284 Před 10 měsíci

      i dont need approved i have the means to pay my payment, but nt allowed to unless i can pay all back payments. i dont need anything except hud to allow the rule in their handbook to be used , its wrong and the know it but they dont care i have equity and 2.7 intrest, i didnt have any choice about any of this but i cant do anything except wait for them to put me out

  • @kittygalore2010
    @kittygalore2010 Před rokem

    How does one get started in this career field? Are you able to assist individuals outside of HUD or only HUD clients

  • @emariefierro2651
    @emariefierro2651 Před rokem

    Carlsbad, New Mexico

  • @Sarah-wilson
    @Sarah-wilson Před rokem

    It’s hard to use words to convey my heartfelt appreciation for the kind of help Mrs Patrisiah has rendered for me. she's always the best service and good person I am very great-full when I see that My Loan payment has been approved through her service. She's the beat admin, and I’m so really happy with her good working software.

  • @Emilly-sotto
    @Emilly-sotto Před rokem

    THOUGHT LOAN WAS GONE UNTIL I SAW A RECOMMENDATION HERE ON CZcams ABOUT MRS PATRISIAH AND I GOT IN TOUCH WITH HER AND SHE HELPED ME WITH MY SBA LOAN APPLICATION APPROVED WITH FUNDING JUST IN 24HOURS MAY GOD CONTINUE TO HONOR HER WORK.

  • @marianl3447
    @marianl3447 Před rokem

    Other states should have videos like this. ..and while so many resources are going to help with evictions now ...the developers are coming into towns and building complexes...tearing down trees and raising rents so high (like triple what were) and local older apts and homes are matching those figures by increasing older local rents so ridiculously high without any improvements and driving even MORE folks right out of their homes , not because they did not pay their rent and where they always DID PAY AND ON TIME. So instead of this creating more needed housing...it's driving people out of homes and drawing those from cities who are used to paying higher rents .....while driving the locals out of their rural homes..they worked hard for. ..NOW THE INCREASED RENTS ARE SO OUTRAGEOUS THEY WON'T BE ABLE TO PAY AND HAVE NO PLACES TO GO. these increases are not necessary...and the landlords even admit that and say they just are doing it because they CAN when new developers come in and build higher rent complexes they feel they have a right to charge more for their older rentals too.... (even tho they don't have new accommodations or conditions that even warrants it. and rents were already too high. Singles, single parents and seniors on fixed incomes are most affected. i think we need programs that discourage this greed. And create more options for these folks who worked all their lives and should not be w/o a home.

  • @leslieholloway9500
    @leslieholloway9500 Před rokem

    Am I in the right webnair

  • @Mad.Propz.FunLife
    @Mad.Propz.FunLife Před rokem

    I wasn’t watching during the live event but I do not legal services in nc preferably for a VA loan

  • @joseph6425
    @joseph6425 Před rokem

    Can a successor in interest get a HELOC?

  • @Shequetta101
    @Shequetta101 Před rokem

    From Fayetteville NC and be evicted it's hard trying to get place

  • @dawnvanderford709
    @dawnvanderford709 Před 2 lety

    Can Some tell me where to get assistance for my 40b. Ma

  • @cherylannferrel2171
    @cherylannferrel2171 Před 2 lety

    Happy Birthday Bruce

  • @lillyspencer7997
    @lillyspencer7997 Před 2 lety

    Happy LATR Birthday Bruce!

  • @daphinehawkins7214
    @daphinehawkins7214 Před 2 lety

    I live with my daughter in Florida been here a year, have not planned well . Have to move now, I'm 60 years old, on SSD, need emergency housing. What do I do

    • @elliepepper9969
      @elliepepper9969 Před rokem

      Apologies for the delayed response. You can connect with a HUD approved housing counseling agency. They don't provide emergency housing but they can help you figure out your next steps. Find one near you here: www.consumerfinance.gov/find-a-housing-counselor/

  • @joanmccants7088
    @joanmccants7088 Před 2 lety

    True Statement Joan McCants MISSISSIPPI

  • @joanmccants7088
    @joanmccants7088 Před 2 lety

    Sources -& Presentations can be expected to vanish. Miccissippi

  • @lisakirby8788
    @lisakirby8788 Před 2 lety

    I need help emergency housing single mother was not helped with unemployment

  • @lauraoneil6980
    @lauraoneil6980 Před 2 lety

    Susie Hernandez gave us a grant we had to sleep out front of houseing to make are appointments

    • @lauraoneil6980
      @lauraoneil6980 Před 2 lety

      She's the best worker yet my girlfriend was sick with gulbladder problems she was fair and understanding

    • @lauraoneil6980
      @lauraoneil6980 Před 2 lety

      City net next pods burned down on the waiting list for a year and 2ed on the list burned down

    • @lauraoneil6980
      @lauraoneil6980 Před 2 lety

      Happy birthday bruse

    • @lauraoneil6980
      @lauraoneil6980 Před 2 lety

      How can homeless keep appoints when code takes all they own

    • @lauraoneil6980
      @lauraoneil6980 Před 2 lety

      Homeless can't leave there stuff anywhere

  • @lauraoneil6980
    @lauraoneil6980 Před 2 lety

    Man r u asking me because I can't get a home yet with this helping house the homeless

  • @lauraoneil6980
    @lauraoneil6980 Před 2 lety

    Happy bday

  • @lauraoneil6980
    @lauraoneil6980 Před 2 lety

    Riverside I'm homeless

  • @melodiewashington2849

    State of Texas Needs a HAF seminar

  • @lisag1829
    @lisag1829 Před 2 lety

    What advice would you give for next of kin trying to take ownership of home- with no heir except the only next of kin

  • @lisag1829
    @lisag1829 Před 2 lety

    I do not see the links- need legal services for Northern Indiana

  • @brosteven959
    @brosteven959 Před 2 lety

    Michigan legally blind awaiting on Lincoln park Michigan housing authority sec8 housing voucher

  • @brosteven959
    @brosteven959 Před 2 lety

    Happy birthday bro

  • @craigshultis9214
    @craigshultis9214 Před 2 lety

    All so is there any closing costs assistance for 1 time home buyers please we are seniors on social security

    • @nationalhousingresourcecen3953
      @nationalhousingresourcecen3953 Před 2 lety

      Connect with a HUD approved housing counseling agency in your area. You can see a list here: hudgov-answers.force.com/housingcounseling/s/mapresults?optionPage=false&queryTerm=33801&selectedOptionValue&selectedStateValues&agencyName&selectedLanguagevalues&pageSize=10&selectedDistanceValue=900&selectedCounselingmethodsvalues

  • @craigshultis9214
    @craigshultis9214 Před 2 lety

    I live in Polk county Florida 1st time home buyers how do I find out what down payment assistance help I can get please

  • @joanmccants7088
    @joanmccants7088 Před 2 lety

    This Is. Help But We Have Different Choices That Should Show The Statuses.

  • @mcorrigan6729
    @mcorrigan6729 Před 2 lety

    So if you are a SII - The lender is aware (investor - Freddie) because the SII is included in the mortgage documents, deet of trust, and the previous transfer of ownership was done under an excempt transfer with a quitclaim to the SII and borrower, what do you do if the servicer will not communicate with you? I signed the documents at closing because my spouse forced me to and I had no idea what they meant. I had never spoken with anyone about the loan and we had applied jointly (to a different company apparently) before signing. I was told that everything I was signing was standard but that the notary could not explain any of it. I asked for copies but they said that they didn't have to give them to me. I have been asking for copies for two years now. I can not afford a lawyer, just so you know.

  • @AA-eq5wk
    @AA-eq5wk Před 2 lety

    Degenerate Warren, Sanders, Pelosi, the squad are responsible for steering the people away from self responsibility and instead having them point fingers at the elite, the 1%, the billionaires. It takes two to tango; and there are the producers AND then there the consumers. Because of irresponsible one sided arguments from false leaders, the people have become savage, mindless consumers (savage looters), consuming far beyond planetary capacity, putting themselves into massive debt (or trouble with the law) chasing education, luxury, status, their neighbors, etc. Until the people take responsibility for their own part piece in this cycle, instead of pointing fingers away from themselves and only blaming the elite, the people and the planet are headed for collapse....

  • @bryson4374
    @bryson4374 Před 2 lety

    Great video. Very informative!

  • @tracievinnie7281
    @tracievinnie7281 Před 2 lety

    cx4mv vur.fyi

  • @og-greenmachine8623
    @og-greenmachine8623 Před 2 lety

    JESUS, JUST START ALREADY!