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Does anyone if Con Edison count as Home Utilities?

😂😂😂😂😂

Been eyeing this card for a long time and just got approved last night.

Pro tip on the bathroom use whatever sheen you want but make sure you get a mold resistant paint like duration from sherwin it's not snake oil. Especially in bathrooms with no exhaust fan

Clorox surface cleaner actually removes even hard dried on latex or acrylic paint off the brush. Just need some time to soak and remove. I saved many many brushes this way

We’re all pricing ourselves out lol

I think you can see if you're pre-approved for the venture x now. I just went on the website and went straight to the venture x section and after I did the pre-approval questionnaire it said I was pre-approved.

I have the Blue Cash Preferred card. My first year's annual fee was waived, and in addition to the Welcome Offer and the 6% cash back, I have redeemed something like $186 in Amex Offers ("Spend $15 at Jersey Mike's, get $5 back") since I got the card 18 months ago. Given how much I spend on groceries and the potential savings from Amex Offers, I feel confident that the card will pay for itself many times over each year.

Yeah, sure. Just have a 750 FICO or better. No problem 🙄

I love this video 😂🔥

The “smart home” features for me hit the nail on the head. Idk what accounts you have idk what keys you have. The home im looking at says the doors unlock through the app.. UH NO.😲😲 but everyone has their own opinions

Why does an add for a conservative card use a tyranny in the ad.

Miss your vids!

I use the US Bank Shoppers card. Most of our shopping is at Walmart. We get 6% back (up to $1500 per quarter) which works out to $360 per year. Same card gives us 3% on utility bills up to the same amount which works out to $180 per year. Total 🟰 $540 per year. If you use this card for every day spending, it’s 1.5% unlimited. Most grocery cards exclude Walmart so this one is worth mentioning.

Regarding the title, I don't see how you can get approved without a business if the application goes to review without the proper documentation, making this video quite misleading don't you think...!!!

I don’t think you’ve done a video on the Fidelity Visa . Please do one. Thank you.

I know this is late, but I would love to know if I have a solid chance of approval for the VX in your opinion. I have two credit cards (Discover & SavorOne), credit in Excellent range, and a high stable income. I would love to have this as my third, catch all card, to round out my CC set for now. Do you think I have a chance of approval? or should I apply for another card first?

Looking worse then before you started; feels like you were talking directly to me.

HEY JOSHUA THAT AMEX card is NOT GOOD FOR WALMART, TARGET, Costco, Sam's Club, ETC (superstores), only stores like Kroger, etc The AAA card sounds like the better one 5% groceries, 3% gas

What about your Credit Report where it states your Highest Balance you've carried? Does that effect your score? Also, my high balance has been on there for a year now. Can I remove that if it will help my score?

Very thorough! I watched a few other videos on this topic, but this was the best one

I’m glad that someone let us see when they are denied was well as get increases .Thank you that’s real life.

Great content

I have 19 cards and only 80k across … so good job bruh. Nice flex I guess. 🤣

On replacing garage doors. DO NOT replace it yourself if it has a spring. Those are DEADLY! Many die each year trying to replace those themselves.

Which one is better for traveling internationally, I am planning to visit south America for 1 year, any idea?

I applied and got denied .

Location is the most important thing, but kitchens and bathrooms are definitely #2 & 3

Happy 5/24 Day Sir! Can't wait for the next upload! 😁

Both are great cards. I chose the Venture because I have the AMEX trifecta and simply just wanted a good backup card when AMEX isn’t accepted. I went with the Venture because I don’t want to book travel thru their portal and instead book directly with my Platinum so the $300 credit has no benefit to me. You can’t go wrong with either card in my opinion

Congrats on the baby, beautiful.

The Metal Card has been discontinued now in 2024. Now all you get is a cheap plastic card. Looks like hotel room card now Lol.

What about the history of your credit score on the report? It gives a month to month graph on if it went up or down. Will that be taken into consideration on new CC applications as well?

One of the best parts of retiring and buying my last home is fitting out, maintaining, and decorating exactly how I want without worrying about resale value or whether a would-be buyer will like or hate what I did. My heirs will be the ones with that issue.

Excellent video! Noticed you passed over any mention of bathrooms. Guess that’s a bad return on investment? Thanks!

being an authorized user on a business credit card does it help to boost my credit score ?

After a year and a half of credit building, 5 amex, Apple Card after 6 months of their credit building scheme, I finally got it! Was so proud to get my first proper card with an issuer I had no relationship with, just purely based on my credit report

Mine is 1% ???

I just applied as a sole proprietor, but when i got to the business info there was only a line for EIN, i saw no drop down menu to change the EIN option to the social option. Now my application is pending review. I put my social as the EIN in the Column. Should i be worried???

So did you just open the business account and then apply? And get approved for that limit.. or you had cash flow

I get approve for a top tier chase shappire reserve card but this raggedy credit union rejected me 🤣🤣 I have 780 credit score no debt

total scam

So why the fuck do people pretend like it do? Leads me astray

Dave is so illogical with this take. His extreme view on credit cards mixed with his opinion that 8% is a safe withdraw rate in retirement is just crazy. He is an extremist that uses so many strawman arguments

Redstone card looks cool but it's 2 points per cent.. it's 2.5% on gas and food.

You need to update the info in this vid it's way out of date just a year later.

You can transfer thank you points to Choice hotels at a rate of 2:3 BTW

Until housing prices stabilize, the middle class will shrink as more boomers reach retirement age. This is due to their homes increasingly being valued closer to the $1M mark, which places them in the 25% to 10% range.

I have a question regarding building my credit score. Should I pay little by little before the due date or pay the whole amount at once?

On the older Fico score, you are correct, it doesn't have memory, but on the newer Fico score releases, it does have "memory," because they added factoring in "trended" data for credit card memory, not just looking at a snapshot in time as far as utilization.