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P2P Empire
Germany
Registrace 14. 06. 2020
P2P Empire is an independent P2P lending comparison site that teaches you how to invest in P2P loans. Our goal is to educate you about all the aspects of P2P lending to increase the safety and returns of your investments.
At P2P Empire, we believe there is a safe way to invest in P2P lending: a more transparent, low-risk way where readers earn income from investing in P2P loans. We’re passionate (bordering obsessive) about P2P lending, and our mission is to help fellow investors increase the returns on their P2P investments.
We review and test P2P lending platforms. How? By reading the fine print, and investigating the team behind the P2P lending site. And we’re so excited to share our experience doing so and knowledge collated through our in-depth reviews and tutorials.
At P2P Empire, we believe there is a safe way to invest in P2P lending: a more transparent, low-risk way where readers earn income from investing in P2P loans. We’re passionate (bordering obsessive) about P2P lending, and our mission is to help fellow investors increase the returns on their P2P investments.
We review and test P2P lending platforms. How? By reading the fine print, and investigating the team behind the P2P lending site. And we’re so excited to share our experience doing so and knowledge collated through our in-depth reviews and tutorials.
€88,014 P2P Portfolio Update | August 2024
🤑 Earn interest on top-rated platforms: p2pempire.com/en/review
🧑🎓 Learn more about the IRR for the presented portfolio here: p2pempire.com/en/portfolio
📊 Review the semi-raw data for the presented portfolio: buymeacoffee.com/p2pempire/p2p-portfolio-update-august-2024
#p2pempire
📧 Join our newsletter to get time-sensitive news right to your inbox: bit.ly/2CTZeBS
📰 Bookmark our newsfeed for daily news: p2pempire.com/en/newsfeed
📘 Finding the terminology too confusing? Get our P2P Lending Glossary: www.buymeacoffee.com/p2pempire/e/27906
☕ Support our channel: www.buymeacoffee.com/p2pempire
🌐 Stay connected wherever you travel: simpackers.com/
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Follow us on Social Media:
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IG: p2pempire
LinkedIn: www.linkedin.com/company/p2pempire
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Disclaimer:
This video is not sponsored. Certain product links on our website are affiliate links, meaning that if you choose to invest, we may receive a small commission.
Liability Waiver:
P2P Empire, Jakub Krejci, and all associated individuals, including independent contractors, employees, and affiliates, diligently research and review all content on this site to the best of their abilities. However, they make no guarantees, representations, or warranties regarding the complete accuracy and inclusion of all relevant information in each video. This includes, but is not limited to, video streams, suggested links, and provided resources.
All information presented on this channel is intended for educational and informational purposes only and should not be considered a substitute for professional advice. Should you decide to act upon any information provided, you do so at your own risk.
While we strive to verify the information to the best of our abilities, we cannot guarantee the absence of mistakes or errors. It is your responsibility to independently verify any offers presented on this channel with associated third parties.
About P2P Lending:
P2P lending is recognized as a high-risk investment form that may result in a total loss of the investor's money. If you choose to participate in P2P lending, you do so at your own risk. Each P2P platform and its stakeholders are subject to risk. It is crucial to read the terms and conditions, as well as the user agreement of individual P2P platforms, and conduct your own due diligence to fully comprehend the protection and risks associated with P2P lending.
🧑🎓 Learn more about the IRR for the presented portfolio here: p2pempire.com/en/portfolio
📊 Review the semi-raw data for the presented portfolio: buymeacoffee.com/p2pempire/p2p-portfolio-update-august-2024
#p2pempire
📧 Join our newsletter to get time-sensitive news right to your inbox: bit.ly/2CTZeBS
📰 Bookmark our newsfeed for daily news: p2pempire.com/en/newsfeed
📘 Finding the terminology too confusing? Get our P2P Lending Glossary: www.buymeacoffee.com/p2pempire/e/27906
☕ Support our channel: www.buymeacoffee.com/p2pempire
🌐 Stay connected wherever you travel: simpackers.com/
------------------
Follow us on Social Media:
Twitter: p2pempire
Facebook: p2pempire/
IG: p2pempire
LinkedIn: www.linkedin.com/company/p2pempire
------------
Disclaimer:
This video is not sponsored. Certain product links on our website are affiliate links, meaning that if you choose to invest, we may receive a small commission.
Liability Waiver:
P2P Empire, Jakub Krejci, and all associated individuals, including independent contractors, employees, and affiliates, diligently research and review all content on this site to the best of their abilities. However, they make no guarantees, representations, or warranties regarding the complete accuracy and inclusion of all relevant information in each video. This includes, but is not limited to, video streams, suggested links, and provided resources.
All information presented on this channel is intended for educational and informational purposes only and should not be considered a substitute for professional advice. Should you decide to act upon any information provided, you do so at your own risk.
While we strive to verify the information to the best of our abilities, we cannot guarantee the absence of mistakes or errors. It is your responsibility to independently verify any offers presented on this channel with associated third parties.
About P2P Lending:
P2P lending is recognized as a high-risk investment form that may result in a total loss of the investor's money. If you choose to participate in P2P lending, you do so at your own risk. Each P2P platform and its stakeholders are subject to risk. It is crucial to read the terms and conditions, as well as the user agreement of individual P2P platforms, and conduct your own due diligence to fully comprehend the protection and risks associated with P2P lending.
zhlédnutí: 812
Video
Best Performing P2P Lending Platforms In August 2024
zhlédnutí 2KPřed 21 dnem
🤓 Calculate your profit here: p2pempire.com/en/comparison #best #p2plending #p2pempire 📧 Join our newsletter to get time-sensitive news right to your inbox: bit.ly/2CTZeBS 📰 Bookmark our newsfeed for daily news: p2pempire.com/en/newsfeed 📘 Finding the terminology too confusing? Get our P2P Lending Glossary: www.buymeacoffee.com/p2pempire/e/27906 ☕ Support our channel: www.buymeacoffee.com/p2pem...
€85,290 P2P Portfolio Update | July 2024
zhlédnutí 2KPřed 28 dny
🤑 Earn interest on top-rated platforms: p2pempire.com/en/review 🧑🎓 Learn more about the IRR for the presented portfolio here: p2pempire.com/en/portfolio 📊 Review the semi-raw data for the presented portfolio: buymeacoffee.com/p2pempire/p2p-portfolio-update-july-2024 #p2pempire 📧 Join our newsletter to get time-sensitive news right to your inbox: bit.ly/2CTZeBS 📰 Bookmark our newsfeed for daily...
Fintown: Behind the Scenes & Hidden Risks Revealed
zhlédnutí 1,8KPřed měsícem
Get a €15 bonus from Fintown here: p2pempire.com/en/review/fintown This video was recorded in July 2024. Join me as I visit the headquarters of Fintown, a P2P lending real estate platform offering investment opportunities in rental properties in Prague. In this video, I sit down with the founder to ask critical risk-related questions and address the community's inquiries. We also tour some of t...
Best Performing P2P Lending Platforms In July 2024
zhlédnutí 2,6KPřed měsícem
🤓 Calculate your profit here: p2pempire.com/en/comparison #best #p2plending #p2pempire 0:00 Intro 0:34 P2P Lending Platform Performance 0:52 Mintos News 1:35 EstateGuru News 2:25 PeerBerry News 2:39 Best P2P Platforms 2:54 Robocash News 3:13 Esketit News 3:20 Fintown News 3:49 Crowdpear News 4:29 LANDE News 4:55 TWINO News 5:05 Debitum News 5:14 Lendermarket News 5:24 Reinvest24 News 5:53 High-...
€83,179 P2P Portfolio Update | June 2024
zhlédnutí 2KPřed 2 měsíci
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Best Performing P2P Lending Platforms In June 2024
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€82,136 P2P Portfolio Update | May 2024
zhlédnutí 2,1KPřed 2 měsíci
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EstateGuru Wants YOU To Pay For Their Mistakes
zhlédnutí 3,3KPřed 3 měsíci
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zhlédnutí 3,6KPřed 3 měsíci
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zhlédnutí 2,5KPřed 4 měsíci
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zhlédnutí 3,1KPřed 4 měsíci
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€81,031 P2P Portfolio Update | March 2024
zhlédnutí 2,4KPřed 5 měsíci
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zhlédnutí 3,4KPřed 5 měsíci
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€80,113 P2P Portfolio Update | February 2024
zhlédnutí 2,6KPřed 5 měsíci
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zhlédnutí 3,7KPřed 6 měsíci
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zhlédnutí 3,2KPřed 6 měsíci
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Best Performing P2P Lending Platforms In January 2024
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zhlédnutí 3,1KPřed 8 měsíci
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zhlédnutí 2,5KPřed 8 měsíci
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zhlédnutí 5KPřed 9 měsíci
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zhlédnutí 3,5KPřed 9 měsíci
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zhlédnutí 3,2KPřed 10 měsíci
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€81,060 P2P Portfolio Update | September 2023
zhlédnutí 2,9KPřed 11 měsíci
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Interesting video. It would be nice to see a test on new platforms from other countries (Germany, Italy, France, uk, etc)
@@mircozanetti7956 We might do that but not based on other countries but rather based on the team's experience and the business model behind the platform.
Thank you. 🖖
😂❤😂
Herzlichen Dank für die Informationen 😅😊😊
Thank you very much for the video 👍
Why you stopped investing in CrowdPear?
On P2P Empire site is written that the investments on Fintown platform are not secured by buyback guarentee or mortgage. It is stated as "Not secured". For other platforms is stated that the investments are secured with "Buyback guarantee". You have investments on Fintown. Why do you tell in your presentations that you have 100% buyback guarentee or mortgage secured loans?
Thank-you
Hello, on robocash and Esketit I have no cash drag and autoinvest works perfectly. But on Peerberry, i have too invest manually, if not, my funds are not invested by auto-invest. Do you have same problem? What is your peerberry auto invest configuration? thanks
Get more insights about the internal return rate (IRR) on individual platforms here: p2pempire.com/en/portfolio A detailed breakdown of the portfolio is available for members here: buymeacoffee.com/p2pempire/p2p-portfolio-update-august-2024
In my opinion its the most difficult P2P platform to understand and I have experience with 5 other platforms. This is due to their presentation.
Do you manage to avoid significant cash drag at Peerberry - if so, how? I would actually like to increase my portfolio there but ended up reducing it by about a third just due to this issue…
The only way is to invest manually during the morning hours.
I cannot agree more!
Too many of everything, so it requires lots of time. Better off with a platform with less options but the same range of choices, I don't need 20 high rate high risk lenders. Ivuo is probably better if you want to hand pick this type of lender.
shit 😂 honnestly dont invest on Mintos Esketit is better and dont have late payment since 2 years just like my account
What's your opinion on Mintos?
It is a good platform. Personally, I manually invest in loans secured with collateral that is in the lending company's possession. I have had a 0% default rate during 3 years of investing, and the average annual interest rate is 12%.
@@gabriel-catalincristescu3596 what kind of collateral?
@@gabriel-catalincristescu3596 How do you filter on this?
What app do you use to track your portfolio?
Portfolio Performance and Google Spreadsheets
can you review maclear?
I have been using Bondora for 4 years and I am very satisfied, I have never had any problems. At the time of Covid I withdrew the entire amount without any problems, the next day I had the money in my account. I have 6,75% Did the CEO say why he refused to share the data? He holds debriefing sessions every year.
As mentioned, Bondora has met its obligations to Go & Grow users so far. Last month, the CEO was interviewed on CZcams, and he shared that the company isn't required by the regulator to disclose relevant statistical data or its outstanding portfolio amount.
@@P2PEmpire In your opinion, is it not safe to invest in it?
Some big platform had big problems : MINTOS, IUVO... So be a big platform is not a protection.
What problems iuvo had?
many Russian loans not repaid for more than 2 years, therefore non-compliance with the 60-day redemption guarantee @@stilianstoilov3728
That's correct but it is a risk factor to consider. Small P2P lending marketplaces have even less resources available to deal with potential problems.
Hello! Thank you for your videos! Could you make a video about you opinion on GoParity platform? Thank you!
What's your opinion on Loanch?
Cool
I can get between 4-5% return from a bank with zero risk, or 7-10% with limits of £300 a month going in, again from a bank so no risk especially if the balance is under 80,000. So why would I take a risk for 4%?
The interest rates are far too low.
Thank you for you feedback ! Good job
What's your opinion on Bondora?
been using for last 4 years and no complains. works great
You can view their loan portfolio sizes using the /statistics relative path on their main site. Unfortunately, the page can no longer be navigated to (I don't know whether that's intentional or a bug in their Transparency page).
@@user-cs6eh8un8i Wow, they finance 100% of the portfolio in PL and Spain through Hive5 😳
same opinion, thanks Jakub, what is your take on increasing the exposure on esketit given its current expansion and the difficulty every morning on PB?
@@rdaoud3474 I think it's reasonable if the offered loans match your investment strategy.
@@P2PEmpire so far yes even though more than 35% of my investment is on esketit followed by PB then robocash then fintown. That's why I am skeptical but given the low cashdrag on esketit and their financial situation, it is still feeling right
Keep up the good work Jakub, your channel is not getting the credit it deserves
Thanks Jacob, deja vu, sounds like fastinvest
Hive5 is the funding plaform for the group It's somehow a more risky bet than lendermarket as credistar is a bigger player
Tks f your effort and all yuour insights for us
Grande Jakub
What's your opinion on Hive5?
It's crap, plain & simple 😂
I've been with the platform for roughly a year now, and I've never had a late loan. At this point, my portfolio consists entirely of short-term loans from their Spanish loan originator. They also offer business loans to fund the newly established loan originator in Romania. Their Spanish loan originator began listing short-term loans in March 2024 (about three months later than initially planned). In addition, the platform lists business loans from their Polish loan originator which I do not invest in. Some have a 30-day repayment period, and others a 90-day repayment period. The description of these loans states that they are meant to cover "operational costs and business expansion" of their Polish loan originator. I would appreciate more transparency on this topic since Poland now has a new law prohibiting the financing of consumer loans with foreign capital. However, the law exempts business loans. -- It's no secret that the vast majority of the loans offered on Hive5 before 2024 were short-term loans from their Polish loan originator. They needed to adapt quickly, and I would definitely like to hear more details about how they've tackled this challenge. Their blog posts mainly consist of positive news and self-affirming PR messages. Annual financial statements for the previous year are typically released in the summer of the current year. However, as of August 2024, I have yet to see the full report for 2023. Quarterly reports for 2024 also remain unreleased. The investor portal feels a bit slow. Every action I initiate takes about 3-5 seconds, yet there's no loading animation. There's definitely some technical debt there. There's no cash drag; the auto-invest tool reinvests your funds within a day or two. If you make a large one-time deposit, they require you provide proof regarding the source of your funds. I'm told this is something their bank requires to prevent money laundering.
Never trust anyone from eastern EU. You watched the hostel movies?