![Personal Finance with Ravi Sharma](/img/default-banner.jpg)
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Personal Finance with Ravi Sharma
Australia
Registrace 17. 02. 2020
My name is Ravi Sharma and I love making videos about Australian real estate, cryptocurrency and the economy. My buyer's agency (SearchProperty) was recently awarded a finalist place for REB's Buyer's Agency of The Year (2023) as well as the Rising Star Finalist Award (2023).
✔️Contact Me 👉 Ravi@searchpropertyau.com.au
Website 👉 www.searchpropertyau.com.au
Want to know the latest news and updates regarding Australian Real estate & the Economy?
You've come to the right place!
I share my insights and learning to help educate you in the world of Personal Finance. On this channel, I upload 3 - 5 new videos weekly! I have whiteboard sessions, media headline breakdowns as well as strategies to help you grow your property portfolio in Australia.
✔️Contact Me 👉 Ravi@searchpropertyau.com.au
Website 👉 www.searchpropertyau.com.au
Want to know the latest news and updates regarding Australian Real estate & the Economy?
You've come to the right place!
I share my insights and learning to help educate you in the world of Personal Finance. On this channel, I upload 3 - 5 new videos weekly! I have whiteboard sessions, media headline breakdowns as well as strategies to help you grow your property portfolio in Australia.
Sunrise Show Channel 7 | Shares vs Property Investing | Ravi Sharma
HOW CAN I HELP?
🏠 Book Your FREE Call
www.searchpropertyau.com.au/book-a-call
🏠 My Buyer’s Agency
www.searchpropertyau.com.au/
🏠 Email me 👉 ravi@searchpropertyau.com.au
As Featured on:
AFR, Sunrise Show - Channel 7, Channel 7 News, Business News Australia
“REB’s Best Buyer’s Agency 2024 - Finalist”
“REB’s Best Buyer’s Agency 2023 - Finalist”
“REB’s Rising Star 2023 - Finalist”
“Australian Financial Review’s Fast Starters 2023 - Top 100”
“Young Entrepreneur Awards 2023 - Finalist”
“Australian Small Business Champions Awards 2023 - Finalist”
FREE CRYPTO BONUSES
🇦🇺 CoinSpot - Buy Crypto + get $10 free BTC 👉 bit.ly/Coinspot-SP (Referral Code) 👉 QFMKHN
🏠 My Online Course - Step-by-step guide to buying your first property
www.searchpropertyau.com.au/online-course
✔️CZcams Collabs/Sponsorships 👉 personalfinancewithravi@gmail.com
JOIN THE COMMUNITY
🇦🇺 Join the Private FB group (FREE) 👉 groups/361198781729010
⏰ MUST WATCH VIDEOS 👇
👉How To RETIRE EARLY in Australia - czcams.com/video/m8zMUgsX2g8/video.html
👉How to make $100,000 passive income - czcams.com/video/4fjsVMr-fWM/video.html
👉My Multi-Million Dollar Portfolio Revealed - czcams.com/video/ATaypzhu7ho/video.html
👉 How much passive income I make? - czcams.com/video/1cI8hBp88pY/video.html
DISCLAIMER No Legal, Financial and Taxation advice
The Listener acknowledges, consents and agrees that:
• The Listener’s access to and viewing of the content presented on the Channel is subject to this
Disclaimer and you agree to be unconditionally bound by this Disclaimer.
• Any information provided by us is conveyed as general information and for general information,
educational or other non-advice related purposes only.
• We have not taken the Listeners’ personal and financial circumstances into account when providing
information.
• We must not and have not provided legal, financial, investment and/ or taxation advice,
recommendation, or guidance to the Listener.
• The information provided by us must be verified by the Listener or an independent professional
advisor including a legal, financial, taxation, accounting or other relevant advisor prior to the Listener
acting or relying on the information.
• The information may not be suitable or applicable to the Listener’s individual circumstances, needs,
objectives or financial situation.
• All information and content provided by us is given in good faith and has been derived from sources
believed to be accurate. However, the information is selective and may not be verified by us.
Information provided by us on this Channel may not be complete or accurate for your purposes and
we make no representation or warranty of any kind as to the accuracy or completeness of the
information provided. It is general information only and should not be relied upon for any purpose.
• We do not give any warranty of reliability or accuracy nor do we accept any responsibility arising in
any other way including by reason of negligence for, errors in, or omissions from, the information on
this Channel (whether under law, contracts, or torts) and we do not accept any liability for any
expenses, losses or damages, however caused, directly and/ or indirectly as a result of any person
relying on any information on this Channel or being unable to access this Channel. You expressly
agree that your browsing of this Channel is entirely at your own risk.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations
Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, and we have
not provided financial services to the Listener.
• You agree that Australian Law will govern this Disclaimer and the Channel. Any dispute arising out of, or in connection with the Channel will be subject to the exclusive jurisdiction and venue of the
federal and state courts within Australia.
passive income from property
Australian property investing
Australian property market update
interest rate changes
cashflow positive properties Australia
🏠 Book Your FREE Call
www.searchpropertyau.com.au/book-a-call
🏠 My Buyer’s Agency
www.searchpropertyau.com.au/
🏠 Email me 👉 ravi@searchpropertyau.com.au
As Featured on:
AFR, Sunrise Show - Channel 7, Channel 7 News, Business News Australia
“REB’s Best Buyer’s Agency 2024 - Finalist”
“REB’s Best Buyer’s Agency 2023 - Finalist”
“REB’s Rising Star 2023 - Finalist”
“Australian Financial Review’s Fast Starters 2023 - Top 100”
“Young Entrepreneur Awards 2023 - Finalist”
“Australian Small Business Champions Awards 2023 - Finalist”
FREE CRYPTO BONUSES
🇦🇺 CoinSpot - Buy Crypto + get $10 free BTC 👉 bit.ly/Coinspot-SP (Referral Code) 👉 QFMKHN
🏠 My Online Course - Step-by-step guide to buying your first property
www.searchpropertyau.com.au/online-course
✔️CZcams Collabs/Sponsorships 👉 personalfinancewithravi@gmail.com
JOIN THE COMMUNITY
🇦🇺 Join the Private FB group (FREE) 👉 groups/361198781729010
⏰ MUST WATCH VIDEOS 👇
👉How To RETIRE EARLY in Australia - czcams.com/video/m8zMUgsX2g8/video.html
👉How to make $100,000 passive income - czcams.com/video/4fjsVMr-fWM/video.html
👉My Multi-Million Dollar Portfolio Revealed - czcams.com/video/ATaypzhu7ho/video.html
👉 How much passive income I make? - czcams.com/video/1cI8hBp88pY/video.html
DISCLAIMER No Legal, Financial and Taxation advice
The Listener acknowledges, consents and agrees that:
• The Listener’s access to and viewing of the content presented on the Channel is subject to this
Disclaimer and you agree to be unconditionally bound by this Disclaimer.
• Any information provided by us is conveyed as general information and for general information,
educational or other non-advice related purposes only.
• We have not taken the Listeners’ personal and financial circumstances into account when providing
information.
• We must not and have not provided legal, financial, investment and/ or taxation advice,
recommendation, or guidance to the Listener.
• The information provided by us must be verified by the Listener or an independent professional
advisor including a legal, financial, taxation, accounting or other relevant advisor prior to the Listener
acting or relying on the information.
• The information may not be suitable or applicable to the Listener’s individual circumstances, needs,
objectives or financial situation.
• All information and content provided by us is given in good faith and has been derived from sources
believed to be accurate. However, the information is selective and may not be verified by us.
Information provided by us on this Channel may not be complete or accurate for your purposes and
we make no representation or warranty of any kind as to the accuracy or completeness of the
information provided. It is general information only and should not be relied upon for any purpose.
• We do not give any warranty of reliability or accuracy nor do we accept any responsibility arising in
any other way including by reason of negligence for, errors in, or omissions from, the information on
this Channel (whether under law, contracts, or torts) and we do not accept any liability for any
expenses, losses or damages, however caused, directly and/ or indirectly as a result of any person
relying on any information on this Channel or being unable to access this Channel. You expressly
agree that your browsing of this Channel is entirely at your own risk.
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations
Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, and we have
not provided financial services to the Listener.
• You agree that Australian Law will govern this Disclaimer and the Channel. Any dispute arising out of, or in connection with the Channel will be subject to the exclusive jurisdiction and venue of the
federal and state courts within Australia.
passive income from property
Australian property investing
Australian property market update
interest rate changes
cashflow positive properties Australia
zhlédnutí: 4 947
Video
(VLOG) Behind The Agency: Ep.3 - We Have A MASSIVE Problem!
zhlédnutí 2KPřed dnem
Behind The Agency Vlog Series Episode 3. Let's go behind the scenes at Search Property, one of Australia's fastest growing buyer's agencies. Check out episode 1 - czcams.com/video/ndT52zhkKRI/video.htmlsi=QUJClmqzGXpkTFli HOW CAN I HELP? 🏠 Book Your FREE Call www.searchpropertyau.com.au/book-a-call 🏠 My Buyer’s Agency www.searchpropertyau.com.au/ 🏠 Email me 👉 ravi@searchpropertyau.com.au As Fea...
How To Buy 6+ Properties FASTER? | Australian Real Estate Investing
zhlédnutí 12KPřed dnem
HOW CAN I HELP? 🏠 Book Your FREE Call www.searchpropertyau.com.au/book-a-call 🏠 My Buyer’s Agency www.searchpropertyau.com.au/ 🏠 Email me 👉 ravi@searchpropertyau.com.au As Featured on: AFR, Sunrise Show - Channel 7, Channel 7 News, Business News Australia “REB’s Best Buyer’s Agency 2024 - Finalist” “REB’s Best Buyer’s Agency 2023 - Finalist” “REB’s Rising Star 2023 - Finalist” “Australian Finan...
Australia's Jobs Market Collapse!
zhlédnutí 54KPřed dnem
HOW CAN I HELP? 🏠 Book Your FREE Call www.searchpropertyau.com.au/book-a-call 🏠 My Buyer’s Agency www.searchpropertyau.com.au/ 🏠 Email me 👉 ravi@searchpropertyau.com.au As Featured on: AFR, Sunrise Show - Channel 7, Channel 7 News, Business News Australia “REB’s Best Buyer’s Agency 2024 - Finalist” “REB’s Best Buyer’s Agency 2023 - Finalist” “REB’s Rising Star 2023 - Finalist” “Australian Finan...
How To Make $100k With Real Estate (Passive Income)
zhlédnutí 14KPřed 14 dny
HOW CAN I HELP? 🏠 Book Your FREE Call www.searchpropertyau.com.au/book-a-call 🏠 My Buyer’s Agency www.searchpropertyau.com.au/ 🏠 Email me 👉 ravi@searchpropertyau.com.au As Featured on: AFR, Sunrise Show - Channel 7, Channel 7 News, Business News Australia “REB’s Best Buyer’s Agency 2024 - Finalist” “REB’s Best Buyer’s Agency 2023 - Finalist” “REB’s Rising Star 2023 - Finalist” “Australian Finan...
How Much Money Do You Need To Retire In Australia? | ETF | Real Estate | Super | SMSF | Investing
zhlédnutí 19KPřed 14 dny
How Much Money Do You Need To Retire In Australia? | ETF | Real Estate | Super | SMSF | Investing
(VLOG) Behind The Agency: Ep.2 - Our Team Is Growing!
zhlédnutí 1,9KPřed 21 dnem
(VLOG) Behind The Agency: Ep.2 - Our Team Is Growing!
Why Are Australian Property Prices Rising?
zhlédnutí 14KPřed 21 dnem
Why Are Australian Property Prices Rising?
Inflation Get’s Worse! | Will The RBA Raise Interest Rates?
zhlédnutí 13KPřed 21 dnem
Inflation Get’s Worse! | Will The RBA Raise Interest Rates?
(VLOG) Behind The Agency: Ep.1 - Let's Try Something New
zhlédnutí 2,6KPřed 28 dny
(VLOG) Behind The Agency: Ep.1 - Let's Try Something New
Negative Gearing VS Positive Gearing | How To Retire Early?
zhlédnutí 14KPřed měsícem
Negative Gearing VS Positive Gearing | How To Retire Early?
How I Bought My First Investment Property | QLD - 6.5% YIELD!
zhlédnutí 4,4KPřed měsícem
How I Bought My First Investment Property | QLD - 6.5% YIELD!
How To Use Equity As Tax Free Money To Build A Real Estate Portfolio
zhlédnutí 13KPřed měsícem
How To Use Equity As Tax Free Money To Build A Real Estate Portfolio
How To Maximise Your Tax Return As a Property Investor
zhlédnutí 9KPřed měsícem
How To Maximise Your Tax Return As a Property Investor
Australia's House Prices Are Going Insane!
zhlédnutí 15KPřed měsícem
Australia's House Prices Are Going Insane!
Australia's Economy Could Be Crashing | Recession 2025?
zhlédnutí 29KPřed měsícem
Australia's Economy Could Be Crashing | Recession 2025?
Sydney Prices To Hit $3.8M By 2050? | 18.6 Year Property Cycle
zhlédnutí 9KPřed měsícem
Sydney Prices To Hit $3.8M By 2050? | 18.6 Year Property Cycle
Australia's Housing Crisis Is About To Get Worse!
zhlédnutí 22KPřed měsícem
Australia's Housing Crisis Is About To Get Worse!
Biggest Mortgage Hack! Interest Only vs Interest + Principal | $1,000,000 Equity
zhlédnutí 28KPřed měsícem
Biggest Mortgage Hack! Interest Only vs Interest Principal | $1,000,000 Equity
Buying New VS Established Investment Properties | Don't Buy This!
zhlédnutí 10KPřed 2 měsíci
Buying New VS Established Investment Properties | Don't Buy This!
NEW! Budget 2024/25 - Losers & Winners
zhlédnutí 7KPřed 2 měsíci
NEW! Budget 2024/25 - Losers & Winners
NEW POLICY! First Home Buyers - Pay Attention
zhlédnutí 10KPřed 2 měsíci
NEW POLICY! First Home Buyers - Pay Attention
Should You Buy A House OR Rent In 2024? Rentvesting Wealth Strategy
zhlédnutí 7KPřed 2 měsíci
Should You Buy A House OR Rent In 2024? Rentvesting Wealth Strategy
What is a Guarantor Home Loan & How Does It Work?
zhlédnutí 4,9KPřed 2 měsíci
What is a Guarantor Home Loan & How Does It Work?
My Honest Advice To Someone Who Wants To Retire Filthy Rich!
zhlédnutí 11KPřed 2 měsíci
My Honest Advice To Someone Who Wants To Retire Filthy Rich!
Sunrise Show Channel 7 | Should You Pay Off Your Mortgage? | Ravi Sharma
zhlédnutí 6KPřed 3 měsíci
Sunrise Show Channel 7 | Should You Pay Off Your Mortgage? | Ravi Sharma
The Easiest Way To Buy In The Best Areas! | Australian Property Investing
zhlédnutí 20KPřed 3 měsíci
The Easiest Way To Buy In The Best Areas! | Australian Property Investing
your handwriting is so messy. can you please write slower so its more legible?
Appreciate the info you are sharing with us. I love your content and educate me for my future property investment 😊
Only toilet cleaning , uber and aged care open now... International students mainly doing these odd jobs for survive 95% Australian people live in extreme proverty now...
Could I please have a recommendation for a quantity surveyor on the Gold Coast please 🙏
Amazing news!
Borrowing capacity with Ravi
Borrowing capacity with Ravi
Agree
You have been quite wrong mate...
Interest rate were previously about 8.5% and everything was fine with employment, the building constructions and buying homes. The problem was caused as a result of lowering the interest rate.
I got a colleague that just bought a house, yet he is buying holidays going vacation in japan and usa.. so.. yehhhh😅😅
So we’re going to just pretend land tax doesn’t exist. Ok.
What about SMSF investment. Is it still 10% deposit or has it changed to 20% deposit?
Hey Ravi, how does doing the above help?
You forgot when pension comes in. After assets drops.
How do you address loans that come off interest only periods into P&I? You are missing this.
There’s no such a thing as retirement. In this era, you just need to accept that you change focus over the years. But you keep earning and making contributions back to the wheel of economy. Retirement is a fallacy we’re offered to really stop being productive.
It's true, I can't find employment
There are still lots of NDIS related jobs.
would love to see a video on borrowing capacity with ravi 👍🏼
Binance ftw
Congratulations bro...one question will the USA Economic crisis affect the Australian housing market?
My bro rocking everywhere like gangster.
I listen to a lot of people who have no idea or the education but sound educated! You have hit the nail on the head. The only elephant in the room! Stagflation! Great call!
Are socks stretched over track pants the fashion now? Is that the forest gump look?
I wouldn't take my own fashion advice
@@PersonalFinancewithRaviSharma I think the current fashion is white socks on red slides.
If you are young, find an investment fund that does the top 300 ASX and just put $5 a day. Over time it'll be a great return. From the age of 18 to 60 it should net $1.6 million. But there's taxes on top of that. It might be better to do it into superannuation.
What are you talking about mate
I love how you wear your socks🙈
@@gregfields011 You didn't watch the video, so don't comment. Get back under your rock brokie.
@@tomwg1279 Rockin' the Michael Jackson pants.
hahah I don't have many fashion fans so thank you
Ch7 did a segment showing a bag of groceries is 14% higher than last year. Thats the inflation figure that matters for everyone because we all have to eat. Also 45% of business owners have recently thought of shutting up shop. Any Fed govt isn’t going to tell us the truth but a depression is just around the corner, better just to blame overseas problems and say “it’s the Depression we had to have.”
Borrow capacity with Ravi
Alot of people are willing to work, but the immigration are working for less.
Company has been finding difficulties to increase wages because of financial issues.
Sometimes we look for the perfect job and best wages to pay while the immigration are willing to work at any cost.
Every economic don't not affect everyone some people are making more increase why others will close up that's life for you.
There is a concern that Australia is not creating enough jobs to accommodate the high number of migrant workers arriving in the country [VIDEO]. This could lead to a significant increase in the unemployment rate.
Be careful having multiple interest only loans, since they aren't usually for the full term of the loan. If markets change and you cant refinance you might suddenly have a bunch of P & I loans that you can't afford.
The 18.6 year cycle fundamentally is rooted in astrology. Phillip Anderson the creator doenst say it directly because he knows people will consider it woo-woo. Astrology is clearly pointing to 2026
150mil Invest 130- @5% = 6.5 = 3.5 net (70k/wk- keep 10, reinvest 60) 13 house, cars, bikes, boat 2 (1 mil "fun money) for gf and i 5- giveaway to family and friends
Incredible! Exactly what I was looking for. Thank you so much for the info!! Once purchased the assets in coinspot, can those be moved from the exchange to a external cold wallet and hold it there? Thanks Ravi! 🙏🏼
What about Digital Surge
Ravi, you cant withdraw to your bank account anymore. Why? What options do we have?
You really get to know the team in these videos. Everyone seems to love what they do so no wonder you are doing so well Ravi 😁👍
Thank you so much 🙏 it’s always a vibe by having a team that’s so passionate about what they do everyday, it makes it such a happy place ❤️
I always leave lots of safety margin for errors so I never think that 1m is the goal. Therefore I just let it roll inside the super to something much higher whilst in accumulation phase.
I was in Australia during the 88 ,89 recession, believe me it wasn’t fun.
Will USA Economic Crash affect the australian housing market?😅
thanks for this. what are my initial costs as a first home buyer for investment with a 10% deposit? First home buyers grant etc?
You forgot to factor in maintenance cost and other overheads.. then there is also capital gain tax to consider. Trust me its not that simple
🔥🔥🔥🔥
Borrowing capacity with Ravi
🤩🤩
This is so good 😍 well done and congrats on the new office!
The market is euphoric in Perth
Great that you manage to find a bigger office, looks great! 👍
w vlog!
Well done mate🎉🎉
Thank you so much! 🙏
I am not interested in hearing any language that is racist But look at INDIA's IT BLOODY EXPORT. IT sector exports from India reached at about 193 billion U.S. billion dollars in the fiscal year 2023. The IT software and services dominated the export with 126 billion dollars CALL INDIANS WHATEVER YOU WANT, BUT BE AWARE. SMART HUMAN REOURCES CAN DO WONDERS.