![Living In Monterey, California](/img/default-banner.jpg)
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Living In Monterey, California
United States
Registrace 12. 06. 2020
This channel is all about the real estate process and living in Monterey California. 831-233-0586 and toby.fernie@gmail.com.
Making the decision to buy or sell a home is a huge decision, one that most Americans do an average of only three times throughout their lives. Buying or selling a home can be confusing without what can feel like an overwhelming amount of information to learn. My goal is to help make that process seem more manageable and answer questions that you have about real estate.
Are you planning to move or a visit to Monterey, California? This channel is all about the best things to do in Monterey including restaurants, hiking trails, historic information, guided tours, craft breweries, and neighborhoods to live in.
Toby Fernie is a top producing Realtor at eXP Realty of California. In 2021 he received the award for President's Club Elite, a distinction for the top 3% of the 100,000 Coldwell Banker Realty agents worldwide.
CalDRE#02067976
Making the decision to buy or sell a home is a huge decision, one that most Americans do an average of only three times throughout their lives. Buying or selling a home can be confusing without what can feel like an overwhelming amount of information to learn. My goal is to help make that process seem more manageable and answer questions that you have about real estate.
Are you planning to move or a visit to Monterey, California? This channel is all about the best things to do in Monterey including restaurants, hiking trails, historic information, guided tours, craft breweries, and neighborhoods to live in.
Toby Fernie is a top producing Realtor at eXP Realty of California. In 2021 he received the award for President's Club Elite, a distinction for the top 3% of the 100,000 Coldwell Banker Realty agents worldwide.
CalDRE#02067976
Seaside, California Pros and Cons | Top 5 Pros and Cons of Living in Seaside, CA
A look at the top five pros and cons of living in Seaside, California.
Other channel videos referenced in this video:
The Enclave by Shea Homes- New Housing Development in Seaside:
czcams.com/video/0N5D4EiH4Uo/video.html
Marina vs Seaside- Footage of Seaside Highlands
czcams.com/video/hhzK1aYKte4/video.html
The Butterhouse Restaurant:
czcams.com/video/wNYvizMBsEw/video.html
More videos sharing pros and cons of the Monterey Peninsula
Pros and Cons of Carmel Valley:
czcams.com/video/C5kFhAwzgM0/video.html
Cons of Pacific Grove:
czcams.com/video/UP8voBpTZGQ/video.html
Pros of Pacific Grove:
czcams.com/video/cdNcTnsEG-s/video.html
Pros and Cons of Carmel-By-The-Sea:
czcams.com/video/43B-6UhwA_o/video.html
Pros and Cons of Pebble Beach:
czcams.com/video/tMf4doHxaQA/video.html
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Toby Fernie is a top producing REALTOR® in Monterey County at eXp Realty. In 2021 he received the award for President's Club Elite, a distinction for the top 3% of the 100,000 Coldwell Banker Realty agents worldwide.
Instagram: @livinginmontereycalifornia
Facebook: toby.fernie.7
Website: livinginmontereycalifornia.com/
Reviews: livinginmontereycalifornia.com/
Email: toby.fernie@gmail.com
Cell: 831-233-0586
Caldre#02067976
#Monterey #Realestate #Montereycalifornia #Montereyca #Montereybay #Montereycounty #eXp #eXprealty #eXprealtor #Theteacherrealtor #Realtor #Seemonterey #Livinginmonterey #Livinginmontereycalifornia #Montereyrealestate #Montereyrealtor #Montereyrealestateagent
Other channel videos referenced in this video:
The Enclave by Shea Homes- New Housing Development in Seaside:
czcams.com/video/0N5D4EiH4Uo/video.html
Marina vs Seaside- Footage of Seaside Highlands
czcams.com/video/hhzK1aYKte4/video.html
The Butterhouse Restaurant:
czcams.com/video/wNYvizMBsEw/video.html
More videos sharing pros and cons of the Monterey Peninsula
Pros and Cons of Carmel Valley:
czcams.com/video/C5kFhAwzgM0/video.html
Cons of Pacific Grove:
czcams.com/video/UP8voBpTZGQ/video.html
Pros of Pacific Grove:
czcams.com/video/cdNcTnsEG-s/video.html
Pros and Cons of Carmel-By-The-Sea:
czcams.com/video/43B-6UhwA_o/video.html
Pros and Cons of Pebble Beach:
czcams.com/video/tMf4doHxaQA/video.html
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Toby Fernie is a top producing REALTOR® in Monterey County at eXp Realty. In 2021 he received the award for President's Club Elite, a distinction for the top 3% of the 100,000 Coldwell Banker Realty agents worldwide.
Instagram: @livinginmontereycalifornia
Facebook: toby.fernie.7
Website: livinginmontereycalifornia.com/
Reviews: livinginmontereycalifornia.com/
Email: toby.fernie@gmail.com
Cell: 831-233-0586
Caldre#02067976
#Monterey #Realestate #Montereycalifornia #Montereyca #Montereybay #Montereycounty #eXp #eXprealty #eXprealtor #Theteacherrealtor #Realtor #Seemonterey #Livinginmonterey #Livinginmontereycalifornia #Montereyrealestate #Montereyrealtor #Montereyrealestateagent
zhlédnutí: 149
Video
What Can You Buy in Marina, CA for $1,000,000? | New Home Tour at SeaHaven
zhlédnutí 206Před 21 dnem
Wondering what you can purchase for $1,000,000 in Marina, California at one of the new housing developments? Tour of one of the Larkspur model homes at SeaHaven which was built in 2021. Just resold for $1,000,000. Toby Fernie is a top producing REALTOR® in Monterey County at eXp Realty. In 2021 he received the award for President's Club Elite, a distinction for the top 3% of the 100,000 Coldwel...
Carmel Valley California Pros and Cons | Living in Carmel, Valley CA
zhlédnutí 273Před měsícem
A video breaking down the top pros and cons of living in Carmel Valley, California. Pebble Beach, CA Pros and Cons Video: czcams.com/video/tMf4doHxaQA/video.html Carmel-By-The-Sea Pros and Cons Video: czcams.com/video/43B-6UhwA_o/video.html Pacific Grove Cons Video: czcams.com/video/UP8voBpTZGQ/video.html Pacific Grove Pros Video: czcams.com/video/cdNcTnsEG-s/video.html Why You Shouldn't Move T...
How The NAR Settlement Will Change Real Estate
zhlédnutí 186Před měsícem
A video detailing how the March NAR settlement with a group of sellers in Missouri which has created nationwide changes will impact the real estate industry after August 17th, 2024. Toby Fernie is a top producing REALTOR® in Monterey County at eXp Realty. In 2021 he received the award for President's Club Elite, a distinction for the top 3% of the 100,000 Coldwell Banker Realty agents worldwide...
Carmel-By-The-Sea, California Ocean Avenue | Walking Tour In 4K July 2024
zhlédnutí 771Před měsícem
Walking tour of Ocean Avenue and downtown Carmel-By-The-Sea, California walking tour. July, 2024. Toby Fernie is a top producing REALTOR® in Monterey County at eXp Realty. In 2021 he received the award for President's Club Elite, a distinction for the top 3% of the 100,000 Coldwell Banker Realty agents worldwide. Instagram: @livinginmontereycalifornia Facebook: toby.fernie.7 Websit...
Monterey, California June Real Estate Market Update
zhlédnutí 250Před 3 měsíci
A look at home sales in the month of May in Monterey County, California. Single family residence, condo and townhouse sales in Monterey and homes that are currently available listed for sale at the start of June, 2024. Toby Fernie is a top producing REALTOR® in Monterey County at eXp Realty. In 2021 he received the award for President's Club Elite, a distinction for the top 3% of the 100,000 Co...
Carmel Valley, CA vs Big Sur, CA | Neighborhood and Real Estate Comparison
zhlédnutí 457Před 4 měsíci
A neighborhood comparison of Carmel-By-The-Sea, Ca and Pebble Beach, CA. This video compares the cost to buy a home, a neighborhood breakdown, best restaurants and things to do in each location. Get to know Big Sur video: czcams.com/video/tRdt7xEOLxg/video.htmlsi=2gXwVP63IAUExZWn Get to know Carmel Valley video: czcams.com/video/-0wIKHMr0So/video.htmlsi=RrHYBWuBIdxsFWdI Big Sur coast: czcams.co...
Monterey Real Estate Newly Listed Homes Week of 4-7-2024
zhlédnutí 400Před 4 měsíci
A look at newly listed homes the week of April 7th in Monterey County, California. 28 new single family residences hit the market from April 1st to 7th, 2024. Prices ranged from a $625,000 home in South Salinas to a $35,000,000 home on Scenic Ave. in Carmel-By-The-Sea. The median list price of those new homes to hit the market is $1,469,000. If you're interested in seeing any properties in Mont...
NAR MLS Settlement Explained | How Will This Ruling Impact Real Estate?
zhlédnutí 485Před 5 měsíci
A look at the historic NAR MLS $418,000,000 settlement from March 15th, 2024 and how this will impact the real estate market, buyers and sellers and real estate agents moving forward. *Correction on the video, since a ruling and MLS change in September of 2023, sellers have been able to offer a 0% commission to the buyer's side agent and still advertise their property on the MLS.* 0:01 Intro 1:...
Seaside to Monterey to Pacific Grove | Biking the Monterey Bay Recreational Trail
zhlédnutí 548Před 6 měsíci
A bike ride along the coastal Monterey Bay Recreational Trail in Monterey, California. Trip starts in Seaside, goes through Monterey with historic Canner Row and ends in Pacific Grove at Asilomar State Beach. Sunshine and 75 degrees on February 25th, can't beat that! Love where you live. If looking to buy or sell real estate in the area, let me know how I can help. Toby Fernie is a top producin...
Carmel Valley, California | Get to Know Carmel Valley
zhlédnutí 1,2KPřed 6 měsíci
Get to know Carmel Valley, California, a town of just under 6000 residents in Monterey County, California. This video will share information about the town, cost to purchase a home and things to do in Carmel Valley, California. Toby Fernie is a top producing REALTOR® in Monterey County at eXp Realty. In 2021 he received the award for President's Club Elite, a distinction for the top 3% of the 1...
Pacific Grove, CA Luxury Condo For Sale | 542 Lighthouse Ave. 203 Holman Building
zhlédnutí 357Před 7 měsíci
Price reduced to $2,289,000. A tour of 542 Lighthouse Ave. unit 203 in the Holman Building in downtown Pacific Grove, California. Pros of living in Pacific Grove video: czcams.com/video/cdNcTnsEG-s/video.html Cons of living in Pacific Grove video: czcams.com/video/UP8voBpTZGQ/video.html Comparing downtown Monterey and Pacific Grove: czcams.com/video/YcIBn3krecw/video.html Toby Fernie is a top p...
Monterey, CA Real Estate 2023 Year in Review
zhlédnutí 227Před 8 měsíci
Monterey County California year in review for real estate for 2023 in comparison to 2022. A look at homes currently on the market in Monterey County as we enter 2024. Toby Fernie is a top producing REALTOR® in Monterey County at eXp Realty. In 2021 he received the award for President's Club Elite, a distinction for the top 3% of the 100,000 Coldwell Banker Realty agents worldwide. Instagram: @l...
2024 Real Estate Market Prediction
zhlédnutí 200Před 8 měsíci
A video with predictions for mortgage rates and how that will impact the real estate market as we enter 2024. A year in review for how rates impacted the 2023 real estate market. Toby Fernie is a top producing REALTOR® in Monterey County at eXp Realty. In 2021 he received the award for President's Club Elite, a distinction for the top 3% of the 100,000 Coldwell Banker Realty agents worldwide. I...
Monterey, California Real Estate Newly Listed Homes | Week of 12-8-2023
zhlédnutí 209Před 8 měsíci
A look at newly listed homes for sale in Monterey County, California from the week of Friday, December 1st to Friday, December 8th 2023. 23 single family residences came on the market with 4 listed as coming soon. Prices ranged from a $519,000 home in King City to a $9,500,000 home in Carmel. Toby Fernie is a top producing REALTOR® in Monterey County at eXp Realty. In 2021 he received the award...
Monterey, CA Real Estate Minute December 2023
zhlédnutí 160Před 9 měsíci
Monterey, CA Real Estate Minute December 2023
Pebble Beach, California Top 5 Pros and Cons of Living in Pebble Beach
zhlédnutí 785Před 10 měsíci
Pebble Beach, California Top 5 Pros and Cons of Living in Pebble Beach
Mortgage Rates Hit 8% Rates | The Problem With 8% Rates
zhlédnutí 107Před 10 měsíci
Mortgage Rates Hit 8% Rates | The Problem With 8% Rates
Monterey Real Estate Minute October 2023 Market Update
zhlédnutí 190Před 11 měsíci
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421 Dela Rosa Avenue Monterey | 5 Best Features
zhlédnutí 183Před rokem
421 Dela Rosa Avenue Monterey | 5 Best Features
Monterey Car Week Kickoff Walking Tour | Lighthouse Avenue Pacific Grove
zhlédnutí 2,1KPřed rokem
Monterey Car Week Kickoff Walking Tour | Lighthouse Avenue Pacific Grove
Monterey Real Estate | Newly Listed Homes Week of 8-14-23
zhlédnutí 277Před rokem
Monterey Real Estate | Newly Listed Homes Week of 8-14-23
Monterey Turnkey Home Blocks From Beach | 421 Dela Rosa Ave. Monterey
zhlédnutí 464Před rokem
Monterey Turnkey Home Blocks From Beach | 421 Dela Rosa Ave. Monterey
Monterey, California's 5 Best Places To Get A Beer
zhlédnutí 199Před rokem
Monterey, California's 5 Best Places To Get A Beer
Monterey, California Historic Alvarado Street Guided Walking Tour
zhlédnutí 1,3KPřed rokem
Monterey, California Historic Alvarado Street Guided Walking Tour
Monterey, California Real Estate Newly Listed Homes Week of 7-10-23
zhlédnutí 517Před rokem
Monterey, California Real Estate Newly Listed Homes Week of 7-10-23
California Real Estate Supplemental Tax Bill Explained
zhlédnutí 3,2KPřed rokem
California Real Estate Supplemental Tax Bill Explained
Selling Your Home For Maximum Profit | 5 Seller Mistakes
zhlédnutí 166Před rokem
Selling Your Home For Maximum Profit | 5 Seller Mistakes
All the roads south of Monterey suck!! Fix your roads
All the roads south of salinas are trash. Fix your roads Monterey!
Yep commenting this on my CZcams channel will certainly be the way to get the roads improved.
Sĥaring
Glad you liked it and thanks for sharing the video!
Born and raised in Monterey, and it's changed quite a bit. Extremely gentrified, expensive and a pay check away to being homeless. If you are rich, going to school, in the military or undocumented you will do just fine.
the money is worth it we went last year the video is on my channel. Monteray is a beautiful place.
There can be traffic at rush hour in Carmel Valley, or during car week.
Is this a hoa
Yes it is part of an HOA. All of the four new housing developments in the area (SeaHaven, The Dunes, East Garrison and The Enclave) are part of an HOA. There are newer homes in Marina that aren't part of an HOA, some on the market right now. If I can help in any way in your search, please let me know. 831-233-0586 and toby.fernie@gmail.com
I’m 13 and I live In Carmel valley and I can say it’s the most amazing place ever
Great place to be!
After graduating from College in 1984, I landed a job in Monterey and moved there shortly after graduating, just renting a room in a house in North Monterey. While I was there, I had a bad job experience and couldn’t really get used to the area, having grown up in Southern California. After living there for six months, I decided I needed to get out of there. Back then, Fort Ord and other military branches had (some still do) had a big presence in Monterey, so there were lots of military personnel living there. I saw U-Haul trucks pretty much everyday where people were either moving in or out. I had decided that Monterey was a nice place to visit, but not to live there. It was just too impersonal and culturally different from Southern California. On weekends, I would go up to Santa Cruz, which had more of a Southern California vibe, and usually more sunny than Monterey, which what I remember was mostly overcast. It was always a dream of mine to live there, and I am glad I tried it so I won’t have any regrets.
Thank you for this Helpful and well done video!
My pleasure and thank you for the feedback!
We were on a holiday in Cali three years ago, we drove from LA to SF and we planned to stayed over for one night in Monterey. It’s such a beautiful place and we decided to stay for a couple of days here. We went around the Bay and enjoyed the whale watch. The drive everywhere is breathtaking and the views are amazing. Those who live there are blessed i so many ways. I always daydream of moving to Monterey one fine day. I have traveled to alot of places in the US and around the world and Monterey has a special place in my heart. What are the best places to live there with sea view?
Yes Monterey truly is a beautiful location and I feel very lucky to live here. Places with sea views in order of affordability would be Seaside, Monterey, Pacific Grove, Big Sur, Carmel-By-The-Sea and Pebble Beach. If I can help with anything real estate related please let me know! toby.fernie@gmail.com and 831-233-0586.
Really enjoyed your video. Comprehensive and informative. Time well spent. Thank you.
Thank you for watching the video and feedback! Glad that it was helpful.
2:09 - I can picture the owner come running: "Watch the paint!"
haha yeah thankfully no cars were harmed in the making of the video.
Are there any properties with acreage for sale in 93940, that doesn’t have HOA?
Really depends on what your budget is. Most houses in 93940 have smaller lots or will be with an HOA if there is acreage but there are some properties out there. Feel free to give me a call at 831-233-0586 or send me an email at toby.fernie@gmail.com and we can discuss further.
I’d add The Tree House, Mission Ranch and Anton & Michel. Some have good Happy Hours…Vesuvius and Il Fornaio do.
Thanks for those suggestions, like those spots too!
Going next week
Enjoy!
are there blobfishes there? i really wanna see blobfishes, and im going there in maybe, 7 months lol. (a hotel, gas, food)
It's expensive in Monterey but you cannot beat the environment if you like the outdoors. Lots of places to hike, bike, swim, run, and surf. There is a very large community of people who enjoy the outdoors so it's easy to connect with like minded people. Also, the community is highly educated and interesting. If you are the least bit social and love the outdoors you will not be disappointed. Cost of living: Very high. Quality of life: Excellent. Climate: Very moderate, year around. World class entertainment events.
Couldn't agree more!
What if I purchased a new build? How does that work because I bought a new build in 2021 in Riverside County and received a supplemental bill almost 2 years after purchase.
Not sure how a new build would be any different. I'd check in with the local tax office and a CPA.
Reading Steinbeck’s Cannery Row now and trying to get a better feel for the setting
MBA ruined Monterey it’s not surprising that a realtor is promoting this !
buddy how about you shut your mouth. "realtor"
The BOE-266 will that help with taxes ?
Sorry, I'm not familiar with the BOE 266?
I wish I had know this before I purchased I was blindsided and I appreciate you taking time to make this video ❤
Of course, my pleasure. Sorry that this wasn't explained to you by your lender or Realtor!
The kept forest and whale fall tank’s are my favorite exhibits.
So cool! Love those as well.
Follow the footsteps of John Steinbeck…
I moved to Monterey in the 80's. Started a multi million dollar business there. Now I air b and b my house there and I mostly stay abroad, in Costa Rica, or when need be, Los Angeles.
Sounds like you made some great moves during your time here in Monterey! I have a property that I AirBnB in Seaside as well. Hope you're enjoying Costa Rica in LA! If you ever need help with selling your home in Monterey, let me know how I can help.
Nice video. Dear, I am a CZcams expert. I have visited your channel & sent you an email. Please check that.
Hey Toby, I’m about to move out to Monterey area but could definitely use some tips on relocation from Arkansas (big differences 😅.) Do you offer advising for people looking for rentals?
❤
….also be on the lookout for this bill since it looks similar to the normal property tax bills. I live in Imperial county and the bill was very subtly different and I let it go delinquent since I didn’t realize my mortgage company wouldn’t be covering it under my mortgage bill.
Yeah thanks for your feedback, that is a great point!
That is what happened to me ; plus they sent one to me with the previous owners name so I thought it was a mistake and did return to Center then a few months later got hit with the bills plus penalties had no idea
Will it say supplemental on the bill? I got one without any supplemental word on it
I don't believe so. But I'd say worth checking with your lender, CPA or the local tax office.
@@livinginmontereycalifornia831 i checked online, it mentions upcoming taxes to be paid, and I checked the previous ones, and they were all paid by escrow. Idk why i got a bill
As a Carmelite, i appreciate your video. Let me start by saying I dearly love living here and there are many positive things. There are however a handful of additional cons I would add for consideration to a potential residents. -It is first and foremost a tourist town with all of the associated advantages and disadvantages. We are a one industry town and you need to accept that. On any given weekend, traffic coming into and leaving town can be a nightmare. Ocean Avenue more resembles Main Street Disney than a quaint little town Main Street. Beyond parking issues around the beach, parking downtown often bleeds into narrow residential streets, turning them into one lane roads. Had your driveway blocked? I have. Reservations at the most popular restaurants are an absolute must, limiting spontaneity. If you can walk in and get a seat on a Friday or Saturday night, there is probably a reason. With so much of the commercial space supporting the tourist industry, you need to drive into Monterey or farther for many basic products and services. -There is no sense of community. In the 15-18 house radius of where I live, there are only 3 other full time residence. All of the other houses are 2nd or vacation homes with infrequent occupancy. The town has the distinction of having more housing units that people, about 0.8-0.9 occupants per house last I read. -It is not particularly a family friendly residential town. There is a fantastic beach, but there are few to no parks or other kid friendly spaces. There are zero children that live anywhere in our neighborhood. Don't expect to see your neighbors (kids or adults ) out washing their car or mowing the lawn or shooting hoops in the driveway. I would venture to say the average age is at lest 65 and where I live at the edge of the Golden Triangle, it is probably closer to 75. It is not a young and vibrant town. That can be a pro or con, depending on what you are looking for. As you say, we have great public with very low low enrollment.... for a reason. -It is a very lengthy process to get anything approved through the city, so assume that the house you buy, especially if it is deemed historic, is the house you will live in for a long time. And trees trump all. You know that killer view you would have if only that small oak or cypress branch was pruned....don't even think of it. Worried about the severely leaning tree that is bound to fall during the next big storm...oh well. I still love it here warts and all.
Thank you for your feedback and additional insight as a resident, appreciate it!
😃 beautiful
Agreed!
One minute and forty seconds into your video, you said that this $400 million lawsuit will be appealed. First of all, the lawsuit was tried before a jury and the jury returned a verdict of $1.8 billion (that’s billion with a “B“), not $400 million. Second, to avoid an appeal, the parties settled for $418 million. That completely and comprehensively resolved the litigation. There will be no further appeal. Parties do not appeal from a settlement agreement because a settlement agreement is a mutually satisfactory (or in most cases, mutually dissatisfactory) agreement. The only remaining obstacle to the implementation of the settlement agreement is whether or not the court will approve the settlement (spoiler alert, it is exceedingly rare for a court to refuse to accept the terms that the parties to the lawsuit themselves have agreed too). Stated another way, the effects of this settlement agreement will be implemented sometime in July, 2024.
We are about to pay our second installment. Do we get this bill every year?
You shouldn't after the first two as it should adjust in your second year but check in with your lender to confirm.
@@livinginmontereycalifornia831 oh thank God lol. Ours is over $3k each installment. Ridiculous they do it on a new build. Everything was just dirt before we owned. 🤦🏽♂️
@@djglennb736 again I'd check with your lender or a CPA but it should just be one time.
Great video, seems like this could have a major impact on the real estate market and not just in CA. Lucky for me, I am waiting to hit the lotto before I start looking in Monterrey, but when I do I will give you a call! I visited a friend in Monterrey a few years ago and had a blast, I recently discovered your videos and its fun to see some of the areas I visited when there. You are lucky to live in such a beautiful place. All the best!
Thank you for the feedback and I agree Monterey is a great place to visit or live. If I can help with anything please let me know! Sounds like a lucky friend who you visited and I like the can't lose investment strategy of winning the lotto.
Do I have to expect this bill for a business. I’m renting a building for a business , does the owner of the property take care of this
That's a great question. I would think this would have needed to be negotiated in your lease terms if the owner was expecting you to take care of that cost. This video is mostly related to residential and I'm not as familiar with commercial.
If I had the money I would moved to Monterrey , Ca. But the prices of homes are outrageous..
Sorry to hear that Monterey is out of your budget range. Quite a few nearby surrounding towns that are more affordable like Seaside, Marina, Del Rey Oaks and Salinas. What would your budget be? If I can help in any way feel free to give me a call or send me an email.
It’s so funny to hear Alvarado described as historic, since to me it was just: The place I worked and occasionally got donuts from. Glad to see Music Unreasonable, I mean Unlimited is no longer there.
❤
Great video!
Thank you for the feedback and comment!
Such a gorgeous trail, my GF and I rode this last time we were in Monterey, spectacular views. Thanks for the footage!
Thank you for the comment and of course, my pleasure! Nothing like that weather and views in February!
I took advantage of it when it wasnt well known back in early 2022 once the forgiveable loan is forgiven in full you can refinance or sell ur home in my case i have 4 years left rules have changed now tho
I bought my house in 2003 for $205K and I currently owed $90K. Do I write off the current balance or do I get to write off my initial balance from when I bought the house from the capital gain?
Sorry that would be a good question for a CPA or mortgage lender.
If my payment is escrowed, I have no choice but to pay the current 1.25% for taxes right? I can't pay the sellers old tax amount per month since it's already been established. I heard I might get an escrow refund since the taxes are still based off the sellers tax basis and they can't have more money in my escrow acct...?
Would be a better question for your lender or a CPA.
Awesome visit this Tuesday! Make sure to go on a weekday. Certain days are ridiculously busy.
Yeah weekends and holidays can we busy for sure!
It looks nice but $60 each? Most expensive aquarium I've seen yet.
Yeah you're not wrong. It's expensive, especially if you're trying to take a number of people.
@@livinginmontereycalifornia831 went on tour, the place is amazing, but there were several school tours there. We left early without finishing. Too many kids and no control.
@@starhawke380 yeah I used to be a teacher locally and quite a few schools have field trips and curriculum that involves the aquarium.
Thank you buddy, I'll be going to Santa Cruz Boardwalk instead !!!!
Oh did the tell you it’s non profit? As they route you through the gift shop?
I love Carmel-by-the-Sea so much!
I'm going to guess that you are an Aquarius.