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Pennies To Wealth
United States
Registrace 16. 01. 2017
Hi! I'm Dannie! I'm a single girl in her 30s navigating what life throws at me on my journey from pennies to wealth.
#PersonalFinance #budgeting #FinancialIndependence #PenniesToWealth
#PersonalFinance #budgeting #FinancialIndependence #PenniesToWealth
My Credit Cards and How I Manage Them
I budget 90% of my spending with credit cards and I've learned a few best practices along the way.
In this video, I share my favorite credit cards and their benefits, and how I track and avoid interest and fees.
Follow me on IG: @PenniesToWealth
In this video, I share my favorite credit cards and their benefits, and how I track and avoid interest and fees.
Follow me on IG: @PenniesToWealth
zhlédnutí: 283
Video
March 2024 Budget and February Recap
zhlédnutí 409Před 5 měsíci
Happy March everyone!!! I'm most happy that it's getting darker later, but I'm also excited to be able to budget again. In this video, I review my February spending, give a job update, and share my March budget and saving investing plans. Follow me on IG: @PenniesToWealth
My Net Worth Breakdown and Simple Investment Portfolio
zhlédnutí 965Před 7 měsíci
This quick video details what my net worth is made up of and lists my very lazy and simple investment portfolio. If I continue the same contributions for the next 30 years, I'll have over 8 million dollars. I plan to retire earlier than 65, but I'll still have an amazing chunk of change. Let's be social media friends! Instagram: penniestowealth
My 2024 Financial Goals and Budget + New Job
zhlédnutí 1,1KPřed 7 měsíci
Hi Wealthy Fam! Here are my financial goals and budget for 2024. I also got a new job, so I'll keep you updated on any changes I may make. I'm really hopeful for this new year! I've shedded so many things and people and I'm looking forward to what is to come! Community, love, growth and continued peace :-). 00:00 2024 Financial Goals 04:00 New Job - My Christmas Present 06:11 2024 Budget Let's ...
My Finances | 4 years after my divorce
zhlédnutí 798Před 8 měsíci
I decided to review my finances every year since my divorce. The growth since 2019 brought me to tears because, at one point, I never thought I could achieve my goals alone. Wealthy fam, I hope this gives you a picture of what starting over can look like. Feel free to drop questions or video suggestions below. Let's Connect! Instagram: penniestowealth
Life Update | Healing, Travel, Relationships and Finances
zhlédnutí 2,1KPřed 8 měsíci
Wealthy Fam, it has taken a year and a half to get back here to you all, but I've missed you and I hope that this update gives you an idea of what I've been up to. Thank you for your messages and prayers, I'm looking forward to catching up with you soon. Let's Connect! Instagram: penniestowealth
One month cushion - How to Get Ahead on Your Expenses
zhlédnutí 1,2KPřed 3 lety
In this video, I cover the one month cushion and how it can help you break the paycheck to paycheck cycle. You'll learn how to save one month of expenses and set up your checking accounts. You'll also learn what to do before getting ahead of your expenses. *Blog post: www.penniestowealth.com/one-month-cushion/ *Follow me on IG: penniestowealth
Q&A | Why I left everything and what I've been up to
zhlédnutí 1,5KPřed 3 lety
Hi Wealthy Fam, it's Dannie! I've been gone but now I'm back!! Life update: www.penniestowealth.com/annou... New beginnings: www.penniestowealth.com/new-b... IG: penniestowealth About me: Single, debt free and working in San Francisco. I'm a Certified Financial Education Instructor and AFC candidate. I love helping people win with money! Music: "Comedie" by Jahzzar From the Free Music Archive C...
SF Bay Area Apartment Tour | 537 sq ft | Budget Decor
zhlédnutí 7KPřed 4 lety
Hi Wealthy Fam, it's Dannie! Here's a tour of my new apartment :-) Life update: www.penniestowealth.com/announcement/ New beginnings: www.penniestowealth.com/new-beginnings/ IG: penniestowealth About me: Newly single, debt free and working in San Francisco. I'm a Certified Financial Education Instructor and AFC candidate. I love helping people win with money! Music by: Jahzzar
Trader Joe's Grocery Haul - 20+ Vegan Items!
zhlédnutí 1,1KPřed 4 lety
See most of my favorite Vegan / Plant-Based food items at Trader Joe's. Everything is under $5 or less and easy to prepare. Want to see more hauls or food-related videos? Let me know in the comments! Make sure you like this video, share & subscribe! Also, come and visit us: Website: www.PenniesToWealth.com CZcams: czcams.com/users/PenniesToWealth Instagram: PenniesToWealth Faceboo...
November 2018 Budget Report
zhlédnutí 551Před 5 lety
November was a great, yet weird month for us. We decided to become debt free, experienced some car trouble and my income was low. But, somehow we STILL made it out of November without going into the red! Read this report on our site: www.penniestowealth.com/november-2018-budget-report DOWNLOAD OUR NEW BUDGETING SPREADSHEETS: www.PenniesToWealth.com/shop Website: www.PenniesToWealth.com Instagra...
October & November 2018 Budget Report
zhlédnutí 588Před 5 lety
During our monthly budget meetings, we review how we did for the outgoing month and plan for the upcoming month. No two budgets are the same and you may spend more or less than us and that is okay :-) DOWNLOAD OUR FREE BUDGET SPREADSHEET: www.PenniesToWealth.com/free-budget-spreadsheet Website: www.PenniesToWealth.com Instagram: PenniesToWealth Facebook: www.Facebook.com/PenniesTo...
What Happens During Our Budget Meeting
zhlédnutí 896Před 5 lety
We discuss what we do in our budget meetings and show how we did for September. We also plan for October. No two budgets are the same and you may spend more or less than us and that is okay :-) Read more about our budget meeting on our blog: www.penniestowealth.com/budget-meeting/ DOWNLOAD OUR FREE BUDGET SPREADSHEET: www.PenniesToWealth.com/free-budget-spreadsheet Website: www.PenniesToWealth....
Our Debt Free Journey - Pennies to Wealth
zhlédnutí 3,3KPřed 6 lety
We'll never be ashamed of our debt free journey because it made us stronger, wiser and all around better human beings. Your financial journey should not stop at just paying off debt. GROWTH as a person should be your main goal because that will always keep you motivated. We hope that sharing our mistakes and stupidity helps someone avoid those same things. Let's all begin to take responsibility...
How to Make a Gravel Patio - DIY Backyard Makeover
zhlédnutí 771KPřed 6 lety
*UPDATE* It has been almost 1 year since this video was filmed. NO WEEDS. NO FLOODING. NO PROBLEMS. Thanks! When we figured out how to make a gravel patio we had no idea how this DIY backyard makeover would actually turn out. Read ALL the details of our project on our blog: www.penniestowealth.com/gravel-patio-diy-backyard-makeover LIKE, SHARE & SUBSCRIBE! Website: www.PenniesToWealth.com Insta...
How to Use the GoodBudget App - Digital Envelope System
zhlédnutí 16KPřed 6 lety
How to Use the GoodBudget App - Digital Envelope System
How to Use Dave Ramsey's EveryDollar App - Digital Envelope System
zhlédnutí 3,1KPřed 6 lety
How to Use Dave Ramsey's EveryDollar App - Digital Envelope System
Our Digital Envelope System - An Alternative To Cash Envelopes
zhlédnutí 7KPřed 6 lety
Our Digital Envelope System - An Alternative To Cash Envelopes
GoodBudget Vs EveryDollar: Envelope Budget App Comparison
zhlédnutí 14KPřed 6 lety
GoodBudget Vs EveryDollar: Envelope Budget App Comparison
Easy Budget Spreadsheet w/ Debt Tracker
zhlédnutí 2,3KPřed 6 lety
Easy Budget Spreadsheet w/ Debt Tracker
California was my best place as well! Leaving my Former Military Spouse was a great deal for me and hard too!
This touched my heart! I'm someone who is currently going through a divorce and life doesn't stop. I'm trying to figure it out and this gives me hope. ❤
You have such a relaxed vibe about you. Thanks for sharing your budget breakdown with us
I’ve been experimenting with NOT buying breakfast & lunch at work, and I reallocated those funds to other things. Sometimes you don’t realize how much those meals add 🆙.
Does your budget include tithing? Is fall reset trip a solo trip? I realised it’s probably rude to invite myself on your trip lol you’re probably wanting to reset, not entertain and be uncomfortable around strangers who invited themselves to join you on vacay lol
Yes, I have a giving budget but I consider it a fixed expense. My fall reset is a solo trip that I take before the holiday months to get away from people haha.
I hit a $100k in my Roth IRA, but my net worth is only at a few thousand bc I have a mortgage
New Subscriber here. I just found your channel and I am excited to be learning more on the investment side. Thank you for sharing.
Curious on your thoughts about target date funds? I gave the bulk of my retirement in one of these.
I like them because they're set it and forget it. If you wanted variety, I'd do some more stock heavy index funds.
Where do I start for investing? And with how much ? I don’t have 3000$. I live in Canada we dont have 401K and I don’t know what brokerage is.
Great update ❤
I want to take myself on solo dates.
What do you do for work???
You can hit those variable expenses goals if you just stop running from the kitchen sis 😂 I really hope we get a clip of you fighting with the skillet in 2024. Glad you have returned 🩵
lol I really hate messing up my kitchen and eating leftovers multiple days haha
Thank you for sharing these specifics about your goals and budget. Soooo helpful!😊
Paying off dept and saving. I definitely need to save
Omg we have the same budget and goals 😆🤣. Ill be paying off debt for 6 months and saving along the way and then cranking up savings and retirement the last 6 months.
Haha okay we need to be accountability besties then because I hate cooking and need to save my coins lol
Girl, you'll always be my bad ass internet niece. lol!🤣 When you quit that contract after your apt flooded cause they were tripping....chef's kiss!
Lol that really sent me over the edge.
I’m so glad that you’re back
It’s amazing to see your transition from handling your finances as a married woman to a single woman. You just showed us that divorce doesn’t have to destroy you financially. We should all aspire to have this type of financial freedom..
I stayed married so long because I really believed others when they said I wouldn't be able to make it. They lied.
Can you do a net worth breakdown-what categories your invested in?
I got you 💙
Can you do a video on your investments? Is there a particular company or investment firm you are using? Is there a one time fee or do you pay a financial advisor?
Kudos to you queen! You did that! ❤ looking forward to seeing you grow more!
You're the best!
Wow, this is an awesome glow up! I’m so happy for you ❤
Thank you, I never would've thought life after divorce would be like this.
Thank you for being so transparent. You did that girl! 👏🏾#proudofyou ❤ I can't wait for the next video.
Thank you so much!! I'm happy you're here.
Thank you so much for your transparency! It is truly appreciated and refreshing ❤.
Girl, thank you for transparency and making me feel like I'm not alone in the journey
Can you do a video that shows how you built your net worth?
This!!
Yes, when I post it, yall are going to be so shocked by how simple my accounts are 😭
I can relate to so much of what you are saying!! The grief of our former selves is a beautiful turning point. I too often travel solo and enjoy it. I went on a Mediterranean cruise in October and got to visit several stops in Italy, Turkey, and Greece- Athens, Mykonos, Santorini! So healing! So amazing! ❤💙✈️ And thank you for your help in my financial journey. We met via Zoom last year and I was blessed by our encounter and your advice. 🩷⭐️🙏🏽 Thank you!!
It’s so nice to see you again. ❤ Congratulations 🎉🎉🎉❤❤ you are a huge inspiration.
Aww thanks so much
Love clt what church do you go to?
Wow, this sounds so similar to what I went through. Divorce, grieving, healing, job-quitting, family issues, setting boundaries, leaving the US to move to an island, social media break, coming back, etc. It's definitely not a linear journey. You will shed your old self, but find a beautiful new one in the process. Congrats to you for staying sane and plunging through. I know the fortitude and guts it takes to walk this journey. Praying for God's blessing and best on your path!
I've considered moving to an island every month and would've stayed in Italy if I planned correctly. So glad that I'm not alone, there was so much happening internally and around me that's difficult to explain.
I got you hunny, no need to explain...too much to manage can be TOO MUCH...@@PenniesToWealth ...go at your own pace!
Well said Dannie!
Welcome back 💜 thanks for the update. You've been missed
So glad 🎉to see you 🌸🌺
I actually looked up your IG page the other day to see where you were. I'm glad you are back. I miss your content. Take your time, healing is a process 💜
I’m so proud of you!!!
So glad to see you! You’re missed and I’m excited to see how God will use you and your gifts for His Glory in this season!!!!
Aww, thank you so much. I really do believe that I was called to come back and help any way I can.
I’m so glad you have taken time to heal yourself. You have been missed, so glad you are back. ❤
Thanks for the update and know that Gods purpose for you will always show up when you least expect it. It’s also good to know that you’ve taken the time to heal and get to know yourself. Boundaries are a beautiful thing because it sets standards and expectations of others. You have been missed.
Life! It happens and sometimes you just need to catch your bearings ♡ Wonderful you are loving your life after some healing and time for *you* ♡
I so agree with the financial community. It has changed dramatically. I miss the good ole days.
You're on the correct path and God, my God .. he's with you every step of the way. I'm happy to see you're glowing and growing. ❣️
I love this for you!! You did alot off camera and I am glad you are healing
❤U
No, because literally a few weeks ago I was commenting "has anyone checked on Dannie?!??" Thank you for checking in and I hope you are well, happy to hear from you ❤
I thought about you yesterday because I still use your budget spreadsheet. I hope your healing continues and your journey onward goes smoothly.
Oh wow! Thank you for your continued support. I'm looking forward to this next chapter.
Thanks for giving an update! I’m excited to see what is next for you!
I am so proud of you!!!
I really understood this. Thank you for sharing. I’m excited to see what your new season brings whether it’s in front of a camera or not