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Your Social Security Questions Answered | Mike Piper
In this episode: full retirement age, earnings, spousal benefits, survivor benefits, filing for benefits, and the earnings test.
This week, Mike Piper joins the show to talk all things social security and answer listener questions that arose from our last social security related conversation back in episode 474! Whether it is discussing the full retirement age, discussing when to file for benefits, and different situations and their correlating differing types of benefits, Brad and Mike cover your burning questions so when the time comes you can catapult yourself into retirement confident and comfortably. While the topic of social security can often be confusing, being informed and prepared based on you and your families situation can make approaching it a lot less formidable, so listen along now to be ready down the line when it is your time to file!
Mike Piper:

Website: opensocialsecurity.com Book: "Social Security Made Simple: Social Security Retirement Benefits and Related Planning Topics Explained in 100 Pages or Less" by Mike Piper Resources Mentioned In Today’s Episode:

Social Security Deep Dive | Denis Shapiro | ChooseFI Ep 474 SSA.tools Social Security Calculator Why Are ETFs (Sometimes) More Tax-Efficient Than Mutual Funds? Subscribe to The FI Weekly! More Helpful Links and FI Resources: Top 10 Recommended Travel Rewards Credit Cards Empower: Free Dashboard to Track Your Finances CIT Bank Platinum Savings Account M1 Finance: Commission-Free Investing, 1-click rebalancing CashFreely: Maximize Your Cash Back Rewards Travel Freely: Track all your rewards cards and points Emergency Binder: For Your Family’s Essential Info (code ‘CHOOSEFI’ for 20% off) Student Loan Planner: Custom Consult (with $100 Discount) Get a cheaper phone plan with Mint Mobile
zhlédnutí: 1 053

Video

Mailbag: Roth vs. Trad, $35k Roth to 529, Combining Finances | Rachael Camp
zhlédnutí 1,3KPřed dnem
In this episode: roth versus traditional IRA, second generation FI, FI and newlyweds, and retirement planning optimization. This week we are diving back into the listener Mail Bag with our returning guest Rachael Camp to answer questions from the community! Today we will be discussing the differences between Roth and Traditional IRAs and the future variables and factors you should consider, as ...
The Lazy Landlord | James Lowery
zhlédnutí 899Před 14 dny
In this episode: real estate, lazy landlording, attracting the right tenants, finding ideal situations, and traveling. This week we are joined by returning guest James Lowery to discuss his “lazy landlord” concept to streamline and simplify real estate investing as well as set processes in place that not only make your life easier as a landlord but make it easy for your tenets as well! If you a...
Money is Your Best Form of Protest | Tori Dunlap
zhlédnutí 1,4KPřed 21 dnem
In this episode: financial freedom, starting your own business, you can't sprint forever, buying vs renting, and investing. This week we are rejoined by host of Financial Feminist podcast and creator of Her First 100K, Tori Dunlap, to fill us in on her journey with FI over the last few years, discuss what financial equity and the importance of building financial foundation and literacy among ma...
Design Your Extraordinary Life | Alan & Katie Donegan
zhlédnutí 1,9KPřed měsícem
In this episode: doing everything but not at once, building your extraordinary life, optimizing your time, and what to do after FI. This week we are joined by Alan and Katie Donogan as well as my guest co-host Ginger live from the Design Your Extraordinary Life Weekend event in Las Vegas, where we will be discussing their exercise of envisioning what an extraordinary life can look like in nine ...
The RRTTLLU Investing Framework | Jesse Cramer
zhlédnutí 1,3KPřed měsícem
In this episode: RRTTLU, actual risk, actual return, balancing portfolios, understanding your timeline, taxes, and legal situations. This week we are joined by Jesse Cramer of the “Best Interest" blog and podcast to discuss “RRTTLLU”, an acronym that provides a framework and guide of some of the factors one should consider when they start investing. While investing on your own can seem complex ...
Answering Your Questions on How to Access Money Before 59.5 | Sean Mullaney
zhlédnutí 1,9KPřed měsícem
In this episode: 72t, Roth 401k’s, Roth IRA’s, The Pro Rata Rule, PUQME, HSA’s, Retirement and Education, and Roth Conversions. In one of our faster update episodes ever, friend of the show Sean Mullaney re-joins Brad to follow up on the episode we published back in February, “How to Access Your Retirement Accounts Before 59.5,” as well answer some of the questions our community had around the ...
The Ultimate Random Show | Ginger
zhlédnutí 930Před měsícem
In this episode: events, community, travel rewards, medidations, mini retirements, travel wins, and travel points. This week we are back with friend of the pod Ginger to discuss a mixed bag of topics, such as attending FI events, travel rewards and companion passes, as well as the idea of a “mini” retirements and what that can look like while on the path to FI. However, this episode isn't title...
Freedom Before FIRE | Trip of a Lifestyle
zhlédnutí 2,1KPřed 2 měsíci
In this episode: connecting points, the power of FU money, the early retirement era, and enjoying the journey. This week we are joined by returning guests, Steven and Lauren Keys from Trip of a Lifestyle, to update us on their FI journey and “early retirement era,” as well as discuss the importance of finding the courage and freedom to make radical lifestyle changes in the present. We all know ...
488 | The Courage to Take Action | EconoMe LIVE with Doc G
zhlédnutí 1,3KPřed 2 měsíci
In this episode: courage from community, what to do next, overwhelm, finding community, and the evolution of FI. Live from the EconoMe Conference in Cincinati Ohio, Brad is joined by Jordan "Doc G" Grumet and a room full of passionate members of our community to discuss finding the courage to take action in your FI journey. While we understand money can be a north-star for many early in your ve...
487 | Military FI: Optimizing Your Financial Plan before Military Retirement | Daniel Kopp, CFP
zhlédnutí 835Před 2 měsíci
In this episode: survivor benefit plans, VA benefits, VSO's disability benefits, tax planning, healthcare, and blended retirement systems. This week we are joined by Daniel Kopp, founder of Wise Stewardship Financial Planning, to outline ways you can best prepare for military retirement. Together we cover pensions, navigating the Survivor Benefit Plan and additional benefits, healthcare and dis...
486 | The Wealthy Educator | Chris Travers
zhlédnutí 1,9KPřed 2 měsíci
In this episode: public service accounts, side hustles, making FI possible, frugality, giving yourself freedom, and side hustles. This week we are joined by Chris Travers, a New York City public school teacher and FI community member, to discuss his journey from being a natural saver to becoming a savvy investor, talk advantages and disadvantages of some of the retirement accounts provided to t...
485 | Mailbag: Spending Down to Zero, High Fee 401k, Mini Retirements | Rachael Camp
zhlédnutí 1,7KPřed 2 měsíci
In this episode: spending down to zero, the ratcheting rule, the guardrails approach, high fee 401k's, and mini-retirements. This week we are diving back into the listener mailbag with Rachael Camp to address the pressing questions our community has! Whether it's curiosity towards the concept of dying with zero, determining whether it is a good time to take a mini-retirement, or working with hi...
484 | A Family Journey From Debt to Early Retirement in a Decade | Joel and Emily Allen
zhlédnutí 2,2KPřed 3 měsíci
In this episode: wants vs needs, side hustles, tax planning, college hacking, travel rewards, mindset, and living your values. This week we are joined by Joel and Emily Allen, a married couple with children based out of Iowa who truly embody what the FI movement is all about! Not only have they seized control of their life and finances, but have also managed to start a successful side hustle, p...
483 | Effective Giving for the FI Community | Rebecca Herbst & Jack Lewars
zhlédnutí 544Před 3 měsíci
In this episode: building a giving framework, the giving pledge, compound impact, donor advised funds, and different ways to give. Is it better to give to charity in a lump sum versus incrementally? What are the tax implications of donating? What are the benefits of using donor advised funds? This week we answer these questions and more with the help of Rebecca Herbst and Jack Lewars as we disc...
482 | Update: Are Remote Tech Careers Still Relevant in 2024? | Bradley Rice
zhlédnutí 667Před 3 měsíci
482 | Update: Are Remote Tech Careers Still Relevant in 2024? | Bradley Rice
481 | Mailbag: Long-Term Care, Aging Parents and their Finances | Danielle Miura
zhlédnutí 876Před 3 měsíci
481 | Mailbag: Long-Term Care, Aging Parents and their Finances | Danielle Miura
480 | Update: Healthiest Year Ever | Dean Turner
zhlédnutí 712Před 3 měsíci
480 | Update: Healthiest Year Ever | Dean Turner
479 | Are You on Track to FI? | FI Roundtable
zhlédnutí 3,2KPřed 3 měsíci
479 | Are You on Track to FI? | FI Roundtable
478 | 2024 Investing Update | Brian Feroldi
zhlédnutí 1,9KPřed 4 měsíci
478 | 2024 Investing Update | Brian Feroldi
477 | The Hot Seat: Community Edition
zhlédnutí 922Před 4 měsíci
477 | The Hot Seat: Community Edition
476 | Love, Loss, and Money: The Shocking Financial Aftermath of a FI Spouse’s Death | Amy
zhlédnutí 1,9KPřed 4 měsíci
476 | Love, Loss, and Money: The Shocking Financial Aftermath of a FI Spouse’s Death | Amy
475 | How to Access Your Retirement Accounts Before 59.5 | Sean Mullaney
zhlédnutí 3,2KPřed 4 měsíci
475 | How to Access Your Retirement Accounts Before 59.5 | Sean Mullaney
474 | Social Security Deep Dive | Denis Shapiro
zhlédnutí 1,4KPřed 5 měsíci
474 | Social Security Deep Dive | Denis Shapiro
473 | Are We There Yet? 'Retire Early' Case Study
zhlédnutí 3,1KPřed 5 měsíci
473 | Are We There Yet? 'Retire Early' Case Study
472 | The Cure for the Boring Middle | Fioneers
zhlédnutí 2,6KPřed 5 měsíci
472 | The Cure for the Boring Middle | Fioneers
471 | Mailbag: Inflation and FI, ACA Subsidies, Roth vs. Trad and More | Cody Garrett
zhlédnutí 1,6KPřed 5 měsíci
471 | Mailbag: Inflation and FI, ACA Subsidies, Roth vs. Trad and More | Cody Garrett
470 | The Spectrum of Financial Independence | Chris Hutchins
zhlédnutí 4,3KPřed 5 měsíci
470 | The Spectrum of Financial Independence | Chris Hutchins
469 | A Tale of Action | Navish Bahl
zhlédnutí 951Před 6 měsíci
469 | A Tale of Action | Navish Bahl
468 | Year End Wins 2023
zhlédnutí 974Před 6 měsíci
468 | Year End Wins 2023

Komentáře

  • @chintandelvadiya9430

    You are blessing to us 😊 thank you so much for sharing so much knowledge I learned so much from it

  • @70qq
    @70qq Před 5 dny

    like if you like wanna like hear like a like show like tell you like how like money is like different like for like women and like men like , this is like the show for you ...right...right...right...right...right... (spoiler alert - money doesnt know your gender or race or politics , so just live on less than you make and invest the difference and youll reach F.I. ...no matter whats between your legs , color of your legs , and if those legs bow to pray to whoever) ...... if people would quit acting like your race , gender , and religion mattered so much , it wouldnt matter .... nobody cares until you constantly bring it up ... just be a good human i made it 40 minutes in and give up .....BRUTAL

  • @christinab9133
    @christinab9133 Před 6 dny

    So great thank you!! ❤❤❤

  • @christinab9133
    @christinab9133 Před 6 dny

    First!!

  • @bensavage6389
    @bensavage6389 Před 6 dny

    I don't understand the point of this video, you're basically saying that the scale is helping you determine muscle mass to realize your target weight. You just don't like that it's not 100% accurate because it can't compute what's in your stomach.

  • @pablodasnyc
    @pablodasnyc Před 8 dny

    Jonathan I’m doing quite well.

  • @TheMsubbiah
    @TheMsubbiah Před 9 dny

    Great discussion Loved it Thank you

  • @nickgoodwin4271
    @nickgoodwin4271 Před 11 dny

    Excellent and very useful information. One of the best episodes. Tax planning is wealth planning.

  • @CoachJ-kt2kl
    @CoachJ-kt2kl Před 12 dny

    Thank you for the continued financial insight over the past 4 years for me viewing the show. I have learned so much.

  • @YoYo-gt5iq
    @YoYo-gt5iq Před 12 dny

    I totally thought this was going to be another grumpus Maximus episode! When is he coming back on?

  • @austinlewis4718
    @austinlewis4718 Před 12 dny

    Does investing in a traditional IRA/401k reduce taxable income for state income taxes as well as federal? I think yes, but it's not obvious or intuitive to me.

  • @christinab9133
    @christinab9133 Před 13 dny

    Love it! Thank you! ❤❤❤

  • @TheBoxerduke
    @TheBoxerduke Před 16 dny

    Awful message on victim mentality

  • @StevenWhetten
    @StevenWhetten Před 16 dny

    Take a shot every time they say entrepreneur

  • @ToddSchul
    @ToddSchul Před 16 dny

    Unsubscribing. Brad, the LAST thing that I associate with FI is victimhood and identity politics! Wow, so disappointed….

  • @ginamurray711
    @ginamurray711 Před 17 dny

    Wonderful episode! I’m so happy I found it. I will be sharing this with the youth in my family.

  • @Eiriririruttitjejri
    @Eiriririruttitjejri Před 17 dny

    Great interview! Good questions and fun to listen about this great book. Regards from Argentina!

  • @fgonzalez78959
    @fgonzalez78959 Před 18 dny

    People who don't save always feel they can't take a chance ..so they finance a new car and get heavy in debt thinking its going to bring peace of mind ..also they seem to think might as well get what I want if it's going to cost me so much work ..people who have decent money saved are not scared to take a chance and buy used 3 or 4 yrs old car and maybe throw new tires or basic maintenance at it but are not really worried about it. And keep on saving money.

  • @darrenmcinerney2212
    @darrenmcinerney2212 Před 18 dny

    👍👍👍👍👍👍👍👍👍👍.

  • @alwindew1723
    @alwindew1723 Před 18 dny

    Those lame rants from Brat about flowers, bees and rainbows.

  • @darrenmcinerney2212
    @darrenmcinerney2212 Před 18 dny

    👍👍👍👍👍👍👍👍

  • @christinab9133
    @christinab9133 Před 20 dny

    Great discussion thank you! ❤❤❤

  • @christinab9133
    @christinab9133 Před 20 dny

    First 😊

  • @catherineb2595
    @catherineb2595 Před 24 dny

    Wow! Very powerful episode! I love it.

  • @crys2982
    @crys2982 Před 24 dny

    This show was fantastic! It was a great highlight to the different social conditioning that men and women experience from early childhood to adulthood. I hope we get more content like this that explores more behavioral and societal money influences.

  • @danieltidwell9358
    @danieltidwell9358 Před 25 dny

    Awful show. Little girls shouldn’t play with baby dolls apparently. Just unsubscribed. Good job alienating half of your audience.

  • @fdawg170
    @fdawg170 Před 26 dny

    The audience of this podcast would overwhelmingly attribute 95% of our personal finance results to personal choice. The whole point of this community is to show each other that success is attainable and repeatable when we stop shooting ourselves in the foot. Be warned, the guest has some pretty counterproductive political views. While that's fine in itself, I wouldn't recommend the episode to anyone I want to empower.

  • @edithdonaldson9483
    @edithdonaldson9483 Před 26 dny

    Love ❤love❤️love, Tori!! Thank you for sharing & educating!

  • @MinnieOnCam
    @MinnieOnCam Před 26 dny

    Yes financial independence living wiht a disability, I have to make sure funds are available for my health and well being. The financial rules don't change because I'm living with a disability.

  • @turnej35
    @turnej35 Před 26 dny

    Personal finance is only 20% individual and 80% society issues out of the persons control? That is not the message I would ever share with my daughters wow

  • @christinab9133
    @christinab9133 Před 27 dny

    So great thank you! ❤❤❤

  • @bartz4439
    @bartz4439 Před 27 dny

    Disgusting listening to feminists.... Financial or gender equality ends you must go to warfront and fight to defend your family, company, beliefs. Ukrainian women ran away instead stay anx show equality. If miney is used by men as form of control so sex is used by women in same way. If women wants then access to money, men should have abdolute right to use prostitute when she had "headache"

  • @pizzaboythejedi2968
    @pizzaboythejedi2968 Před měsícem

    Gotta be careful with CarMax.

  • @kalvinlye7893
    @kalvinlye7893 Před měsícem

    Truly I believe that the old saying , once beaten , twice shy ! I really regretted cutting my losses during the 2008 crisis . As such , Covid and the recent downturn in 2024, I stayed the course… though it was mentally tough.. but totally worthwhile..

  • @alwindew1723
    @alwindew1723 Před měsícem

    Whats with the laughing tape.. weird

    • @catherineb2595
      @catherineb2595 Před měsícem

      They are recording at a live event, so I think it's just their audience.

  • @christinab9133
    @christinab9133 Před měsícem

    ❤❤❤

  • @christinab9133
    @christinab9133 Před měsícem

    First! And Yay Donegans!

  • @davidfolts5893
    @davidfolts5893 Před měsícem

    Adaptive spending = Spending slack.

  • @flipflop6525
    @flipflop6525 Před měsícem

    What is the difference, besides having to pay capital gains tax? Is that the only difference, when you know to buy is the same as when knowing to sell. Right? I have an advantage. My father pays my taxes, so I don't know how much they were last year. He didn't complain. I didn't make too much either though.

  • @harveyking5038
    @harveyking5038 Před měsícem

    DCA is always better. Lump sum is basically like trading on one stock and hoping the price increases. Highly risky. I've never lost money doing dca. I;m gonna dca 500K, 10k a week but i would never buy a single stock for 500k so why would i buy a single etf for 500k? most people cant invest because theyre too greedy and not calm and peaceful. I would recommend people meditate for 20mins every morning and do DCA into any investment you like. automate it and check your balance at christmas

  • @christinab9133
    @christinab9133 Před měsícem

    19 minutes in:.: still haven’t started talking about Roth 👀

  • @christinab9133
    @christinab9133 Před měsícem

    Wow this was great! Thank you! ❤❤❤

  • @christinab9133
    @christinab9133 Před měsícem

    First 😊

  • @Millennial_Mike
    @Millennial_Mike Před měsícem

    This is a fascinating video. I kinda expected this to be debunking... but no... just really clever tech

  • @anthonyfaust886
    @anthonyfaust886 Před měsícem

    Honesty!

  • @moorish8103
    @moorish8103 Před měsícem

    Self-improvement is the compound interest of habits; ..great content.

  • @youngclip08
    @youngclip08 Před měsícem

    I think its a slow process the scale will vary but overtime with working out hard plus cardio etc it will drop

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle Před měsícem

    I have signed up to meet with Sean. My hope is that he can save me more in taxes over the course of the next 10 years than the cost of the plan.

  • @dutchcrunch91
    @dutchcrunch91 Před měsícem

    On the rule of 55 solo 401k question (which I also asked the same question as Matt on your last video) if my younger spouse is still employed and part of the solo401k plan could I “separate” and use the rule of 55 since the employer (our s corp) and plan are still technically active? ~Jason

  • @Arun71150
    @Arun71150 Před měsícem

    So cool. What happened to your videos? No visual.