Great conversation! Will look to see if there is a New Jersey version. Options for investments vary greatly depending on your district and if insurance companies are the ones we are able to get out 403b through 😭
The millionaire next door was on my list. The richest man in babylon was also an important reading in the beginning. I started my 401k at 23 adding a Roth and financially independent by 55.
1. Save a lot in tax deferred vehicles
2. Kept costs down, namely housing
3. side gig that you own and enjoy
3.5 used subsidies education to increase career opportunity
4. Grow/scale side gig into larger business through networking over time
Looking forward to listening to this in the morning.