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Hey James, Yes that is correct, you can deduct interest payments at a corporation tax level and not a personal level. You cannot deduct interest payments from your personal tax liability due to section 24 tax changes made in 2020. Again, not financial advice. Please speak to an accountant!

Hey! I made this video to give a framework on picking hotspots but I understand how the title may have made it seem like there would be locations involved. I'll be sure to do another video soon on actual locations around the UK. Thank you for checking out the channel!

I'll get another video out shortly with actual locations. Thank you for checking this out and I hope you got some value from it.

Hi Sam, yes we do bring on properties like that but they are generally very rare finds. You're talking less than <1% of tenanted properties in my view would have that many bedrooms. Definitely comes up though - just make sure you're on our email list!

Thank you for checking it out Jamil. Very glad to hear that you enjoyed it!

Hi Harry, without knowing the properties you are talking about I can't comment so it would definitely be best to deal with the sales agent you were having this discussion with. We don't sell any properties that would be classified to have "major works", our properties are turnkey buy to let investments that are for the most part currently or recently have been rented out. Some properties will have roofs that need attention and it's up to a buyer to carry out their own due diligence on that. Condition will always be factored into the price and my suggestion would be to make an offer based upon your own due diligence and a price you are happy with. Hope this helps.

Hi Jamil, great to hear. I don't get heavily involved in the macro picture other than amenities added to an area such as shopping centres, new transport links or large companies providing jobs. Those things can definitely affect areas and can make a positive lift in values across the board. It's very hard to calculate how something like the housing regeneration in Shawlands will affect prices. I'd focus on the last 5-10 years of sales data and buy wisely based upon that. Demand could increase higher than the rate of the increased supply of housing you are talking about so it would be too one sided an argument, and in my view - a guess, to assume this would make a positive or negative affect on prices. Hope this helps.

According to the ONS Inflation was 7.9% in 2022 and 6.8% in 2023. It's important to consider that property growth rates discussed don't factor in Rental Income, only UK wide capital appreciation rates. With the growth of property, plus average rental yields between 5 - 8% - most investors would have kept up with inflation fairly comfortably over those periods, especially if they held properties in desirable areas.

Glad to hear you got value from this!

Thanks 😁