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I have a question though, if one has already fallen in these traps how do we come out?

Mahalo. First off thank for this brilliant explanation. But I'm doing an assignment on this system, you have touched on most😅. How do I reference this. I'm doing my first year.... Thank I shall wait hear😊✋️

Thank you so much for the very detailed information. You turned a complex issue into a clear one.. Thank you again...

Hi mam ,if I left my job before September ,is it possible that I can stil join the 2pot system after my pention was paid already,but I want to put the whole amount back into the 2pot system.

Regarding tax: does it make a difference to take the savings later ( be it 10 years later or at retirement)? I mean if one is being taxed 20% now when they take their 30k, they will still be taxed the same or more when they take it later. Or at retirement tax is less?

What an insightful interview! Thank you so much Mapalo and Gugu for dropping all those nuggets, and sharing generously. It's very helpful.

I love this!! We really do have a lot to celebrate as black women in property!!1

It's the same though ... They tax my bonus too mos

Inspired 😄💫

I like to ask if this how are we going to get it

SARS always knows trust me, I don't know how, but they do. I have a couple of side hustles. Now I owe SARS because they figured I have additional income😂

I'm the Mom and my daughter is going to University next year in Cape Town and I worry a lot. She is a good child but I'm stressing about her new life/journey of life that she is starting without me. I will make sure she listens to this...thank you

Thanks we are learning, so that we will have more knowledge when is time to buy 🥰

My apologies Mapalo... typing error i meant 550000 tax free

I didn't hear you mention the 5550000 tax free that one can access at retirement, how does it work? & Will it also be added to either life annuity or living annuity

Clear explanation Thanks - though I hate this law

Thank you so much Mapalo. I have a question What happens if you get dismissed from work, do you still get to touch your other retirement pot or you get to take the vested pension

Explain beautifully ❤ thank you mama now I can make an informed decision

This is a bit complicated cause i have been scratching my head about this issue over the past 8 years 😢 but shortening the period increases interest or capital adjustment still do the same 😩 i have given up on this topic

One thing our govt is good at is to come up with these schemes that are dressed as something beneficial to us when its really a way to fleece us of our hard earned cash through tax.

Talk about ways to pay E-tolls back and all other debt and boostbthe economy with our tax money. It is basically diuble tax. Ja ne ,when it 🌧️ it pours.

Wonderful breakdown sister🙏

Thank you so much Mapalo♥

yazini!!!!! i am subscribing because of this episode......i loved it 😍

Needed this, thank you.

can you plz explain to me that when 30k removed from vested pot into savings pot also the money to the retirement pot will be deducted from the remaining R800k in the vested pot?

I thought this system was unfair until i watch your video,now i get the clear picture THANK YOU

Wow beautiful presentation... U are gifted u hv made it so easy for me.... I hv 1 question tho, regarding the example u used, 830k into the vesto pot, if 10%goes to the savings which is 83k....and only 30 k is accessible what happens to the 80k remaining amount, does it sit ku savings pot and every mth is added with the 1/3 contribution.?

What is a one third? How to calculate a ONE THIRD?

Very informative thanks so much Guys much appreciated

You have explained it very well,thank you❤

🔥

Hi Mapalo I am a 45yr old man who is on permanent medical boarding. Do you think it's wise for me to access my two pot funds.My pension is around 900k.

Good afternoon o if you are retrenched you going to get full amount

The vested port is how it is going to grow if we don't contribute to it ?

Thanks Mapalo. crystal clear, the middle man, will always score. Forget about the payment, every time the is salary run, taxman is there. That payout can work, for those who earning less. a driver;security guard etc. But for people who are on Boling budget, it won't work.

Use this for business to gain a lot from it but be careful to avoid illegal shortcut and scams. At least that's the message I'm getting from this.

Well explained ❤ thank you very much sister

My question is that, in the event that I resign from my Employment and i am not going to any other employment but rather going into business. Can I access the full amount, or the money waits untill the "retirement age" ?

Thank you very much! I had the same question as you from day One. Since I have no intention of accessing the money in my savings pot, to me, it just sounds like a sure way to slow down the rate at which my retirement savings grow! By a third, in layman's view but way more in complex financial terms considering compound interest etc. I am just as eager for an answer and wonder why didn't they give us a choice to opt out of the savings pot altogether?

Thank you so much, this is very informative ❤

I need more infor on Access bond, i have hearf about it but dont know how it works

Best explanation, keep it up ma'am.

Thank you soo much ladies.❤

How does one get hold of bond originators?

Thank you

Im so glad i came across your content. What an informative conversation ❤

As a legal practitioner specialising in property, thank you for having this conversation. ❤

❤❤❤❤

Taking notes 😊