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michael rsk
Philippines
Registrace 1. 10. 2012
Welcome to my CZcams channel, where I share the highs, lows, and everything in between of my life journey.
Video
Lunch Get Together Naman | Missing Sir Rice and Sir Mark | Buhay Canada
zhlédnutí 1,9KPřed 14 hodinami
📷 by @inanutshellvlog
Switching Car Insurance | Buhay Canada
zhlédnutí 2,4KPřed 16 hodinami
Insurance Broker Jonathan "Jon" Dumrique Mobile#: 647 741 0981 Email: jdumrique@oraclerms.com
Mississauga Rotary RibFest 2024 | Buhay Canada
zhlédnutí 2,6KPřed dnem
Mississauga Rotary RibFest 2024 | Buhay Canada
Bakit Nga Ba? | Celebrating 2500 Subscribers | Buhay Canada
zhlédnutí 2,1KPřed 21 dnem
Canada Day 2024
Cerah's Graduation Day | A Parent's Proud Moment | Buhay Canada
zhlédnutí 1,3KPřed měsícem
St. Joseph Catholic Secondary School Graduation Venue: The Meeting House (2700 Bristol Cir, Oakville, ON L6H 6E1)
Picnic With The Crumbl Crew @ Meadowvale Conservation Area | Buhay Canada
zhlédnutí 1,3KPřed měsícem
Meadowvale Conservation Area Address: 1081 Old Derry Rd, Mississauga, ON L5N 6R4
Spot Pinoy Dinner Get Together | Buhay Canada
zhlédnutí 4,3KPřed měsícem
Spot Pinoy Dinner Get Together | Buhay Canada
Meeting The Hosts of Spot Pinoy | Buhay Canada
zhlédnutí 3,9KPřed měsícem
Toronto Fiesta Extravaganza 2024 Spot Pinoy Podcast Link: czcams.com/video/fDUMxTLbGYE/video.htmlsi=lhM9FAh7tR2TNCI5 @inanutshellvlog @carinofamily @ricevelasquez
Andrews Farm Market & Winery | Strawberry Picking | Buhay Canada
zhlédnutí 1KPřed měsícem
Andrews Scenic Acres www.andrewsscenicacres.com/
I Love You Francine, Cerah, Enzo and Skye | Buhay Canada
zhlédnutí 1,1KPřed měsícem
I Love You Francine, Cerah, Enzo and Skye | Buhay Canada
Now Open! Crumbl Cookies Dixie | BBQ Dinner With Friends | Buhay Canada
zhlédnutí 2,5KPřed měsícem
Crumbl Cookies Dixie Location: 1482 Dundas St E unit 6. Mississauga, Ontario L4X 1L4 Phone: (905) 798-0969
Working Student Sa Canada | Buhay Canada
zhlédnutí 4,9KPřed 2 měsíci
Working Student Sa Canada | Buhay Canada
Challenges, Heartaches and Miracles | Our Version of Queen of Tears | Buhay Canada
zhlédnutí 2,2KPřed 2 měsíci
Challenges, Heartaches and Miracles | Our Version of Queen of Tears | Buhay Canada
Cherry Blossoms 2024 | Centennial Park, Etobicoke | Buhay Canada
zhlédnutí 1,3KPřed 3 měsíci
Cherry Blossoms 2024 | Centennial Park, Etobicoke | Buhay Canada
TFC (The Filipino Channel) Interview | Buhay Canada
zhlédnutí 3,2KPřed 3 měsíci
TFC (The Filipino Channel) Interview | Buhay Canada
Car Update | Wala Nang Kailangan Pagisipan | Buhay Canada
zhlédnutí 5KPřed 4 měsíci
Car Update | Wala Nang Kailangan Pagisipan | Buhay Canada
Car Update | Shopping Around | Buhay Canada
zhlédnutí 3,3KPřed 4 měsíci
Car Update | Shopping Around | Buhay Canada
Car Update | Paano Sya Ninakaw? | Buhay Canada
zhlédnutí 4,9KPřed 4 měsíci
Car Update | Paano Sya Ninakaw? | Buhay Canada
Sanitize and ventilate to clear the smell from the drainage. Open the door/ window. Call your home insurance, if you have any.. the will cover the sanitation and proper cleaning. Goodluck!
Try nyo po sa Gyubee parang samgyup dn dito lng dn Mississauga
Nasubukan na po namin magasawa dati. Pero may kamahalan lang po.
Puntahan nyo dn po Erindale park pwede kayo mgpicnic and sa Riverwood maganda dn po.
Careful po sa mga gamit baka mabasa po
May mga ibang nabasa nga po
I really love watching Skye, stress reliever....😊😊😊
Thank you 😊
HINDI NAMAN IBIG SABIHIN NA NAKATAGAL KA NA NG ADJUSTMENT PERIOD AY TAPOS KA NA SA STAGE NA IYON. MASKI NA 30 YEARS KA NA DITO KUNG HINDI MO PA NAKIKITA ANG HINAHANAP MO, HINDI KA PA RIN TAPOS DIYAN SA SINASABI MONG ADJUSTMENT PERIOD. ANG KEY DIYAN AY "JUST KEEP ON PUSHING" AT "HUWAG KANG SUSUKO". KUNG PUSONG MAMON KA, NEVER MO MATATAPOS IYONG ADJUSTMENT PERIOD MO KAHIT NA 50 YEARS PA KAYO NAG STAY DITO.
Magkano po rent nyo s basement?
Cad1870 + 30% utilities
Ang mahal po pala kahit basement lang. Tapos parang di pa po ok yung landlord nyo. Goodluck po.
@@michaelrsk EQUALS CHILDS BENEFITS BIGAY NG MABAIT NA GOBYERNO NG CANADA SA PINAS WALA NYAN SO COVER NA YUNG PAMBAYAD NYA NG BAHAY SOBRA PA
ANG LALAKAS NAMAN NG LOOB NIYO NA MAG VLOG TUNGKOL SA BUHAY DITO SA CANADA EH, HINDI PA KAYO NAGTATAGAL DITO SA CANADA. KUNG SINO PA IYONG MGA BAGUHAN, IYON PA ANG MALALAKAS ANG LOOB NA SUMAGOT SA LAHAT NG MGA KATANUNGAN. HINDI BA NAGIGING ADELANTADO KAYO?
Mississauga Freecycle daming libre. Hehe
Manghihingi na lang ako sayo madam. Haha
@@michaelrsk pag may kelangan ka magsabi ka. Tulungan kita mag mine. Hehe
😄
pag ganyan na break even lang mahirap maka ipon at sobrang pagtitipid talaga sacrifice na hinde kumakain sa labas dahil sa mahal ng food talaga ngayon sa labas
In fairness, you guys have the right attitude to succeed in Canada . Basta ba may side hustle kayo like investing in real state stocks, maximizing RRSP ,RESP, TSFA and crypto, then may passive income na tayo. Di lang umaasa sa regular pay check natin. Heck, more than 3x above sa minimum wage nga yung per hour ko - Pag doon lang ako umaasa , Hirap pa rin .
Maganda dyan sa Mall na yan! kesa Square one. Just saying hehe York dale maganda din na mall pati Erin.
Medyo nakakasawa lang kung araw araw. Haha
Buti sakin 353 lang.
Pero check mo dahil mukhang kailangan nyo magpalit ng insurance paglipat nyo.
ka-boses nyo po si John Lloyd and parang nagiging si John Lloyd na po kayo sa kakatitig ko po sa inyo..😅
😄
ano ang name ng Indurance Company mo ?... kasi baka kumuha ako ng new one, yung dati ko kasi mejo disappointed ako when it comes to handling the crucial situation.
Tawagan mo sir si Jonathan yung bago kong broker. 647-741-0981
hello po, san po kayo banda sa Mississauga? Magkano po renta nyo ng bahay?
Heartland area po. Cad1870 plus 30% utilities.
You guys have a great attitude. Wishing you all the best! God bless y’all!
Thank you sir. God bless.
With God’s help and your great attitude, you will achieve your goals in life.
Kuya parking tickets have no effect on your insurance premium. Only moving violations (e.g. speeding dangerous driving) affect insurance premiums. Also to a lesser degree credit scores can affect the premium because statistically those with lower scores tend to have more claims. Heavily data based ang premiums.
Thanks for the info
Noong unang panahon maganda, pero sa ngayon ay malaki ang ipinagbago,ramdam na ramdam!
Sa susunod kina Ms ina na!💕
@@krystalcydeelarita2201 Yes, next time. Nabili na ba ni Marvin? 😀
@@michaelrsk yung camera ba kuya or yung car? 🤣 parehas hindi pa. Lumalabas nanaman ang mga basher dito haha
Hahaha. Magtatanong nga dapat ako sa inyo kung kaninong basher yun, naligaw na dito. 😄
Nagkalat sila rito… suspetya ko parang iisang tao lang or same circle sila na mag basher
@@michaelrsk hahaha isa din sa basher namin yan Ayaw na maPR kami haha Ayaw nya sa mga student
thanks for coming sir michael and family….
@@aliparas Salamat po ulit sa invitation Kuya Ali. Nagenjoy din po yung mga bata. ❤️
Kahit naman dito sa US mahal ang bilihin lalo na ang rent sa bahay.
@TGUN TomasCruz Nabasa mo na naman, kaya binura ko na para hindi maging toxic dito. Pero napatawa mo talaga ko sa Born in Canada ka. 😂
Para Ito yung nagcpmment nag babayad ako ng basher para sa views hahaha
@@krystalcydeelarita2201 Pero sige parin ang nood sayo. Kaya hayaan mo na.
Pwede ba dto yan sa Quebec un insurance? Tnx
Sa Ontario lang daw po sya licensed
Ah ok Thank you ☺
Sa windsor naman next get together.😀 more power michael rsk!
Salamat sir. Windsor naman kapag settled na kayo. 🙂
content is drama only?
For some, maybe? I dont know.
Nice! On the Spot Pinoy. 😂 Wag po kayo paapekto sa bashers. Limited lang alam nila sa buhay niyo. Keep uploading lang.
Salamat po 🙂
Ayos po yan!
In faiirness anglaki ng house nyo po
Nxttime po ulet sir Michael😊
Next time 🙂
Nice na nagkitakita kayo uli at napaka saya ng bonding nyo. Thank you sa host ng get together nyo ingit nyan sila Rice at Mark.
Grabe kuyss, ang mahal jan sa Missisauga! Dito sa hamilton luckily around $200 yung saakin from Belairdirect. Anyways, new subscriber here po 😊 Godbless!
Salamat. God bless.
Pa-notice po, sir, I’d like to inquire about IT and engineering jobs in Canada po. My wife (an oil and gas pipeline designer) and I (a web developer) have been working in the UAE for almost 9 years, and we’re planning to migrate to Canada with our little one. How are the IT and engineering industries in Canada? Are they booming? We’re considering further studies, with me aiming for a master’s degree in IT (cybersecurity) or my wife in interior design, whichever works best. If this pathway doesn’t work out, we’ll try the Express Entry or non-express entry route without affecting our budget. We’re still deciding whether to pursue this due to recent changes in the international studies policy of the Canadian government. Here in the UAE, we don’t have income tax, healthcare is excellent, and everything is accessible, but the cost of living is extremely high, and the laws are very strict ika nga one-missed-you-die and can lead to immediate deportation with no talks, excuses, drama or alibis. Additionally, there’s no opportunity to become a permanent resident or citizen dito. We’re not expecting Canada to be heaven or paradise, but we anticipate new challenges and stresses. We’re used to extreme stress here in the UAE in work, extreme cost of living etc. However, we remain optimistic about handling everything with God’s grace and by doing things the right way. We’ve already allocated a budget for Canada adventure of life, for a master’s degree, housing rent, 1 year of childcare fees, and a used car. I just want to ensure my family of three is financially, physically, and mentally stable to avoid any issues when we arrive in Canada. Sir, what advice or insights can you give us? Which provinces are livable, have a low tax rate, and a strong engineering or IT industry? We're doing everything ourselves, do the research, inquiries etc. to avoid scams. Maraming salamat po, and more blessings to come. Pasensya na po kung napahaba. Mabuhay po kayo, sir!
Hi sir. Medyo napahaba nga po. Haha. Ok lang po ba kung message nyo ko sa instagram account ko @michaelrsk22. Pero yung akin is opinion lang and based on experience. Thank you.
Mahal..
Bashers and rude comments are inevitable specially growing ang subsribers niyo. Kudos on how you handle it. Keep it up. Expect more to come but always handle them the way you did now. Calmly.
Thank you.
Thanks for sharing this. This is a big help for us newcomers and people planning to go there. 👌💯 Daming toxic dito hahahaha! yung iba comment agad di naman pala tinatapos ang videos ni sir Michael LOL! 😃
Wag k lang mapili sa work canada mabubuhay k mahal talga bilihin jan .pero marami jan work wag lang mapili .tiis lang buti kapa.sasabi k ng totoo.God bless u.
Thats good bumaba yun car insurance mo , my apology i thought na carnap car mo at nag claim ka sa insurance, na recover pala car mo doesnt make sense mg double up.. lucky u it goes down..Goodjob tol..
Salamat sir
Grabe yung mga pulis sa comment section napa informative nga ng vlog pero dpat hindi natin kailangan mang insulto ng tao.Pinoy as it finest tlga prang masarap ang tulog nila pag nakaka insulto sila ng tao.
😄
The vlog is always informative. 🙂 deadma nlng sa basher sir, sana lahat ng subscriber katulad ni watchlearnnplay, maalam at humble din magshare🎉
Salamat po. Agree. Pwede naman po mag comment or mag disagree ng maayos.
But pa kayo Dyan Meron kayo option SA insurance. Kami d2 SA BC. Isa LNG insurance provider namin. Monopoly ng icbc
Ngayon ko lang nalaman na ganyan pala sa BC
Try mo inquire co-operators. Let me know gusto mo e inquire ibigay ko sayo agent. Pinay sya!
Salamat po. For now ok na po muna ko. Sabihan ko po kayo kung kailanganin ko next time.
Congratulations Sir! Napababa yung premium nyo. Also, kudos to you! I love how you handled the situation and how you responded sa critic mo. Keep it up!
Salamat sir. Nakakalungkot lang dahil may mga tao na hindi na lang maging masaya para sa ibang tao. Or pwede naman din hindi na lang mag-comment kung wala naman magandang sasabihin.
@@michaelrsk may mga ganyan talagang tao. Mga nagmamarunong. Pero hayaan na lang. ganun talaga eh :)
Bumili ka or umutang magkaiba kasi un eh
So kailangan na ba natin maging technical dito? Bayaran ko na ba ng cash para mapasaya ko yung ibang tao dito? Pwede din naman. Pero magkakaiba tayo ng financial strategy. Pwede naman yun diba?
@@michaelrsk ang tinatanung ko kung cash mo binili kasi sabe mo binili mo so fully paid na yan.. magkaiba ung fully paid sa inutang o hinuhulugan
@@michaelrsk Bayaran mo ng cash wala akong pakielam ang tinatanung ko kung bayad naba yan or utang Ang sinasabe mo sa vlogg mo binili mo edi fully paid..
Hindi lahat ng binibili fully paid. Kapag bumili ako ng sabon sa tindahan at ginamit ko credit card ko, ibig sabihin ba nun na hindi ko binili at inutang ko lang. Yun lang naman ang sinasabi ko sa pagiging technical. And sa isang comment mo na baka paycheck to paycheck ako. Nung binili or "inutang" ko yung sasakyan, oo paycheck to paycheck ako. Para sa akin lang naman, as long as kaya mo bayaran at wala ka naman inaargabyadong iba, wala naman problema.
@@michaelrsk hirap mo kausap sir pagkumparahin ba naman ang sabon at brandnew. Na sasakyan..new comers ka nga sa canada goodluck sa new journey mo dito sa canada sana mabayaran mo nayan yang sasakyan mo sa bangko lender na inutangan mo im praying for ur pr, Godbless
Thanks for sharing sir! Grabe lang maka comment c ate, parang ang galing sa lahat ng bagay. lol
😄
Siguro paycheck to paycheck ka brandnewcar
Good thing, hindi naman.
Nice deal for $290 a month. But double check the coverage when you receive your policy. For renewal, you should receive the renewal policy between 30 to 60 days before renewal date. Matalino yung nag comment malamang walang problema sa buhay yun hehe
Thank you. If you don't mind, what are the things na kailangan i-check sa policy?
@@michaelrsk Generally, you need to make sure whatever you agreed upon sa phone will be the same as the what is written in the policy. Basics are deductible and liability (1M or 2M), other options like not-at-fault protection, rental car, new car protection, accident forgiveness, etc... You can also compare yung coverage ng current vs new insurance mo. And usually iba ang terminology sa policy compare sa layman's term pagkausap mo ang broker sa phone. I usually call yung broker or insurance company for clarification just to be sure. Mahirap mag assume, usually it is not a problem until you are in a real problem. Dami "natutuwa" sa vlog mo hehe pero mukhang pasensyoso ka naman which is good
Haha. Salamat po sir. Mangilanngilan lang naman sila. Inexpect ko na po yun bago ko pa pasukin to 🙂
Mahal..
@@BOYLipad1010 290 is a nice deal compare dun sa renewal quote na 700+. Whether mahal or mura yung 290 would depend on several factors especially for a new driver in Ontario. There's really no apple-to-apple comparison. And I'd be wary kung masyadong mura dahil hinde naman magpapalugi ang insurance companies.
CAA
Grabe ang mahal. Kaya mas ok muna 2nd hand bilihin tapos ipon pang cash ng ssskyan kasi ang mahal ng insurance. 96$ lang insurance ko sa td pero 2nd hand kotse ko kaya mura.siguro.
TD Insurance