About Buying A House in Hong Kong… | (搬屋vlog)香港租樓會後悔一生？沒父幹的年青人買樓只有一個方法 !
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- čas přidán 27. 09. 2021
- “Don’t be addicted to money. Work to learn, don’t work for money. Work for knowledge.” - Robert Kiyosaki
GG made a very detailed video about our move: • 10th time moving 🏠in H...
不是自私不公開自己的投資Portfolio, 怕觀眾跟著買輸錢 ....但你們想看嗎?
I have always been very skeptical about sharing my investment portfolio, I am scared that some people will follow and might get burnt!
想。强烈申明只供参考作用够瓜 🤣
真心考想睇。。
pls do thattt!!!
超想睇
willing to see, I guess you are better than anyone else in HK boz of your honest
Hong Kong needs more CZcamsr who spread positivity along with knowledge like you.
Absolutely. I already saw HK people hating on his GF's channel for daring to be happy when they themselves are unhappy. They have been feeding themselves so much negative energy that it is the only thing that they feel is appropriate anymore. HK's culture needs to change to be more positive (people are proud of HK for being a "complaining" society), or HK will be left behind.
支持你，拍返最初吸引大家睇你嘅初心，近年見你太多因為收廣告費而拍嘅video,睇返你當初驚喜南非之旅探女友，而且見返舊同學全部都係有愛有意思！而家間屋仲好過以前都唔錯呀！Congratulations.
Love this type of videos by Torres. As a Senior in college, I really need to think about living before I jump into the society after my grad next May lol. Anyway, thank you Torres
雖然無得旅行 但托哥d片依然高水準+有新意+有意思～ 好勁呀！like爆
Looking forward to watching your video of designing your own place in the future 😆
喜歡托哥此類跟人生大事有關的影片
@Hagenes Kohler 你有病呀
Your new home is very near from my HK home! Hopefully I could run into you and GG when I'm back to HK! (If you two are still living there by the time I come back) Tell GG that she's stunning and I can't wait to tell her in person! :)
租金回報平均最高２%, 你用房地產投資比較投資回報既角度好好, 所有投資其實都是上車, 不過自住真係為左安居樂業, 為的好多係為了下一代, 期待你分享多D 投資理念, n of course ur portfolio ~and ur new flat's room tour HAHA
香港買樓講升值係唔抵，不過至少保值。有樓的情況下，再租樓係一個唔錯嘅選擇😄
love that GG handled everything with Mandarin😂
I think both of you need some sleep,you guys look so tired. keep up the good work💪💪💪
Love this video!
勵志故事 - 加油，你得既！
GG普通话很好了！拖哥是时候教他粤语咯
GG’s mandarin is so cuteeee 🤣😂sending her love from Syd 🇦🇺
thanks, hope we can visit one day!!
@@torrespit666 comeeeeee 雪梨fans meeting😆😆😆
I'm from Sydney too! 😎
@@samxyh95 haloooo 🤓
托哥的煲冬瓜是什麼級
As always, work harder when you are young and energetic. Enjoy the harvest when growing older.
Torres 你就是我最喜欢的youtuber了 没有之一
两位是從小时候的可爱转变成帅气👍👍👍
Your videos are meaningful and always bring laughing to us.
Nice ride, I mean your neighbor. BTW, Model 3 does offer "summon" option.
祝 早日上車！成功做業主！
HI, Torres. What are the real estate taxes and capital gain taxes are like in HK when you buy/sell a property? Maybe you can make a video about them?
Torries，好鍾意你既片，最初到宜家，發現你好多時睇落都幾疲倦，希望你工作出片同時都可以健健康康，搵劉醫師調理下😂.
Great video again 📹
love your video bro from Thailand
Really sharp views on buying a house. Is there no other way to sign a long duration rental contract like 3,5 years?
Torres can you do video on the what do the people living in your area do for a living
做融資押層樓先可以變多層樓
但香港樓市無可能再好似過去十幾年咁爆升 所以投資都係玩其他assets 或外國樓
i think the price of property will fall soon - some of the flats that were meant to be leased out aren't getting the customers they need to pay off the mortgages and expats are expected to leave HK in droves with hK's current situation. Other flats will be sold off by mainlanders to fill the debt they created with their PRC businesses for the past 10 years.
If Torres posts 1 video everyday or every other day, you will be able to buy a House with your CZcams earnings 👏😁👍
Your videos are high classed such an inspiration thx
樓升值的原因是鈔票會越來越多。這在你的租金上也有反映。買樓的好處：可以借80%錢，你只需付20%就可以有100%投資的效果，輸了就cut lost，你如何輸？股票的話，銀行不會和你一起瘋，你一輸就是100% exposure，而且你要20年都不輸（巴菲特：投資的重點是不要輸錢，因為賺5%再輸5%你是輸的，1*1.05*0.95=0.9975）
通常股票浮動盈虧很大，例如1*1.2*0.8=0.96，升跌20%一次，你已經損失4%，實際的波動比這恐佈
楼价升高需要两个因素，印钞，货币超发是一个，还有一个就是人口净流入，以前香港都是人来钱来
teng yu 當然有很多，香港的土地非常少，建造工人成本也非常貴（現在沙石混凝土也非常貴
@@kingyuenmok5474 土地有很多，问题在土地制度，很多制度交织在一起，产生了现在的困局
看托哥去买菜路上！woc他怎么可以逆行！！
一秒过后意识到香港是靠左行驶😂
@@Frank-qe1lh nice to meet u, my name is Concealment, from China
Torres ...would like to know what camera you are using now? Or any recommendation for new video creator with not much budget
托哥嘅片真係好meaningful 🥰👍
托哥你比一般人成功了，加油
Torres actually looks like you got 大智慧. Would love to hear your opinions sometimes haha
Can you make a video talking about your investment portfolio pls ?? I am very curious about what are you investing
我很同意買樓是用一大筆錢換安穩的心態，自住真的不會賣
seriously i was wondering how do the bank approve your mortgage as I reckon they would need pretty much documentations to proof that your income will be stable at least in coming years?
靓仔，租屋虽然不用管很多与政府打交道的麻烦事，但会有可能不停搬家的烦恼。而且总没有家的感觉，还是买个固定的家吧，你一定可以做到的👍👍
GG普通話好好聽❤⋯⋯BTW, 又到301？😆😆
welcome to the neighbourhood !
that is Jardine's Lookout, I live somewhere close too :)
Nice ! New home
3:35 Torres is 25?!! so young lol 雖然之前影片裡就有透露年齡，但再一次看到還是會嚇一跳。
Don't forget to count the rents in when comparing investment options xD I wonder if rents are considered does the stock market still outperforms the housing one
Yeah rent vs interest on mortgage each month
Please share your investment tips that beat the property market :) Thanks in advance ;)
牛啊语言天赋
I stumbled across Torres' video, it was so good, I've subscribed. Wishing you and G.G all the best. It is suggested that you may consider leaving HK (HK real estate is not worth investing in the future, just personal opinion).
1:49 You are living the same place with me lol. wooo!!! So I saw you a few time. (If there is some grammar wrong pls tell me thx!)
珍貴的友誼
No stress, no worries
This one is so hong kong. 10M and 30 years is a scary commitment for me now. I sold my house for 10M last year and now rents a 180sqm flat. The 10M now goes to the bank and the interests pays the rent. All my income is now all of a sudden disposal income. I plan to invest on something later next year when the economy gets better. If I fail, I will go to a tier 3 city and buy a 500K house there and retire.
買樓不外乎低息槓桿投資。如果托哥呢幾年投資跑贏樓市，證明托哥有料到
做youtuber 只是副業
if u get into harvard u may not even have to pay at all because of its generous financial aid.
omg what I used to pass by the same streets u guys live in everyday
I guess your tesla shares cover 80 % in yr portfolio
No, in Australia, you have tollgate. At least in Perth. Haha.
年輕嘅時候真係要學懂投資，年過三十先開始會輸唔起😅 如果可以分享下會追呀
加油！ love you videos 🤩
GG’s mandarin is so good and it is much better than mine hahah!!
托哥可以講下最近點睇美股走勢？
以前看港片觉得香港房子是天价，现在年纪大了，觉得还好。
is new place cheaper than old one?
Thanks for you insight! Just wondering. How is the interest rate for a mortgage in Hong Kong? Let's say i want to buy a 50.000.000 HKD house/appartment, 20% of that would be 10 million HKD as an initial investment. 40 million to pay off over 30 years, so 40.000.000/360 months=111.111 HKD per month roughly (excluding interest rate, even worse, compounded costs). Would this payoff amount even be possible for a mid class Hong Kong Citizen? Keep up the good content! :)
You need to put down 50% or more on a HK$50 million property. And no middle class Hong Konger is buying a HK$50 million property. That's something reserved for the rich. Most middle class earners buy properties valued between HK$5-15 million.
但是要有工作，銀行才借給你。所以很多youtuber是full pay房子的（但是有多少成功案例？）
The Marketplace is near TaiHang?
想Torres教我如何成功，謝謝
托哥講中文好生鬼👍🏼
Do you home charge your car ?
The numbers next to date on the left side are the key to your own house. work hard, Torres :P ADD OIL
Asset could turn it to cash while you are going retirement at least.
第一時間諗起風水師傅
Nowadays, the price of housing in Hong Kong is always increasing and expensive, as well as some shortages, so it is hard to find or buy a house or flat.
house price tends to increase and 2x every 10 years. it is natural. Will always be the same
Made me love Hong kong again
1:41後面的計程車就直接被迫開上人行道😂
@@Frank-qe1lh My name is…… My name is……My name is
Even primary school classmate has also succeeded in finance
Oh my god,你同我喺同一條街😝
Tai Hang Terrace, Good move
Tor Gor 要瞓多啲喇.. your eye bag........ growing..
wow im first!
香港的才子！
所以这个楼是买的 多少钱啊？
nice video
what area/road was the area before? I'm moving back in hk in january 2023
Maybe Torres could teach us how to make stock market payback better than housing
支持
買樓守恆法則
有樓有樓
無樓無樓
有樓可以變無樓
無樓好難變有樓
by Nikola Tesla
聽君一席話如聽一席話
子華講架
GG的频道链接麻烦发我一下啦！多谢🙏
躺平一时爽，一直躺平一直爽
Could give us some financial advices.
Welcome to THT! We park on the same floor 👍🏻😎
Braemar hill?😂 I lived there before
BTW, it's crazy, it's mid-level wanchai, insane achievement for Torres as a Hong Kong CZcamsr
Common rents more or less the same as Kowloon la! More expensive to own a car than the flat itself..
@@TubeRobRoy Yeah but according to the video, Torres bought the place. Owning a flat in HK is no small feat.
@@canto_v12 Ohh I missed out on that part
@@canto_v12 I thought he said he will need to save up so he can buy a place in the future?
@@canto_v12 You didn't even watch the video. He never said he bought the place. He's complaining about having to rent and move every year because he doesn't have enough money saved up yet.
先睇完風水冇耐，又要搬...
Really want to see Torres’s book recommendation
do you think a lot of you guys would want to know??
so am I!
@@torrespit666 he asked the question that I want to ask actually😂😂
@@torrespit666 i will buy it immediately!😹
@@torrespit666 +1
Wow is an upgrade
I do not understand how you can sneak in your school period. Our school has guard at the entrance and we need to sign in last visited as past students. Door is locked when no school
10幾年後髮型互相調轉