What is the current interest rate in your country? Time codes: 0:00 Money-related English vocabulary 1:31 Broke Describes a person who doesn't have money or has ran out of money. 2:05 Cash Banknotes and coins. Money that you have on your checking account. 2:33 Currency Money used in a particular country. 2:52 Exchange rate The rate at which one currency will be exchanged for another. 3:14 Expenses Money you spend on something 3:22 Interest Percentage that bank gives back to you, because you put your savings into their savings accounts. 4:30 Loan Money that you borrow from a bank, from an institution. 4:54 Taxes Money you pay to your government if you make money. 5:56 Withdraw To take money from your account. 6:14 Recession A period of decreased economic activity. 6:41 Invest To put your money into stocks, bonds, etc. 7:26 Financing Taking a loan to buy something. 7:59 Mortgage A type of loan you can use to buy a house. 8:23 Debit vs credit Debit card You put some money on it and can spend only this amount of money. Credit card You don't have money on your card. So, everything you spend you owe to your bank. 10:07 Owe To need to give money back to someone IOU = I owe you
In this corona pandemic era, I lost my job and I am broke. I had to withdraw all the penny from my savings. Besides, I have no cash now. Thank god I have a place to live in so I don't need a mortgage yet. But, if I cannot solve this jobless condition, I am going to pay high interest on my loans. At last, all I can do is to learn english, especially from you. I owe you a lot, Marina!
@linguamarina I'm sorry! I can't do that. B/C I know this isn't Marina! You're a fake 'linguamarina'! Moreover, Marina will surely know how to spell 'WhatsApp'! My dear viewers of this comment, if you wanna see whether this is true, please click onto the profile of this little-fake 'linguamarina'. You'll further notice that the channel has no content! DO NOT OBEY THIS FAKE PERSON!
Thank you very much,, Because from studying at Marina I want to be more advanced in learning to speak English, once again, thank you, warm greetings from Indonesia
Hi Marina, you are one of my favorite CZcams channel learning English. I’m from Germany and our interest rates are very low between 0.1% and 0.25%. We have already had these low interest rates for a long period.
I'm an Egyptian girl and I'm 16 years old. I'm interested in learning natives' English accent so I depend on you. And I think you won't disappoint me because you are professional in it. Love your videos so much. And BTW you are so beautiful and kind💗
Yeah this video was a little bit hard cause I’m still young so I don’t know a lot about these topics but It was useful I learned some new words thank you :) and I’m from Saudi Arabia and yes There is no personal income tax in Saudi Arabia but there is added taxes for goods 👍🏻
I don't know the financial system that much, and I also can't say I'm good at investing, but this day I heard pretty clear explanation of money details! That's what I like the most, when I can easily open this and find everything out. You did a great job! And welcome back to the US! Don't stop making us to feel amazed and involved in different aspects of our life: investment, money, entertainment, social media, education or whatever else! You make it exceptionally well👍
Mascha'Allah. Marina I'd like to thank you for all of you efforts and you should know that every single linguamarina video helped us so much, and our English day after day gets better and better, WE LOVE YOU TEACHER.
I can understand your speech. But I can't understand native speaker's speech without subtitle. How can I understand native speaker's speech. Make a video about that 🙏
it's a very interesting subject, if you put english subtitles for the explanations it would be very helpful as we're not natives esp this video. Thanks
*No 1: Don't Only Hope On Government For Income,* *No 2: As An Individual Look For Different Self Income Not Only Waiting on Monthly Wages,* *No 3: Always Save The Little You Can And Think Of What To Do With It When It Become Good For Capital.* *It's 100% Good To Have Different Ways To Gain Income* *Because Government have failed us so therefore let's try and survive*
Yes ! For real It is very important to have different streams of income and a diversified portfolio as for me I have already invested in crypto which is very profitable and easy to gain
Very educational. Nice work! Even though in the lending industry, mortgage and loan are often used alternatively. However, there is a significant difference in mortgage vs loan. A loan is the sum of money borrowed from a financial institution to meet various monetary requirements. Mortgage is the function of keeping an immovable property as collateral with the lender to avail the loan.
Please I need someone to help me trade or invest the forex or crypto market because I'm tired of trading in losses myself. I've blown my account twice and it's frustrating.
She trades for me too. My first investment with Mrs Mabel gave me profit over $25,000 and ever since then I trade with her and it has been a good turnups
I'll get a blast curiosity whenever you uploaded a new video because i love 💕 your videos and they're absolutely cool 😎 videos and they're very helpful. Thank you so much linguamarina.
Hi Marina my salute from Egypt in the beginning I'd like to thank u for your mesmerising videos which help me to improve and expand my vocabulary.your spoken English is completely clear.moreover, your videos are always informative and significantly impressive. Interest rate in Egypt is approximately 10% it can be higher on certificate of deposit.
Hello, Merina mem. I don't know that my comment can be read by you. But I want to tell you, plz make your vedio with subtitle that most of the people or your fans can be realized your voice clearly. Love you Mam 💞😘. Love you from Bangladesh🇧🇩
What is the current interest rate in your country?
Time codes:
0:00 Money-related English vocabulary
1:31 Broke
Describes a person who doesn't have money or has ran out of money.
2:05 Cash
Banknotes and coins.
Money that you have on your checking account.
2:33 Currency
Money used in a particular country.
2:52 Exchange rate
The rate at which one currency will be exchanged for another.
3:14 Expenses
Money you spend on something
3:22 Interest
Percentage that bank gives back to you, because you put your savings into their savings accounts.
4:30 Loan
Money that you borrow from a bank, from an institution.
4:54 Taxes
Money you pay to your government if you make money.
5:56 Withdraw
To take money from your account.
6:14 Recession
A period of decreased economic activity.
6:41 Invest
To put your money into stocks, bonds, etc.
7:26 Financing
Taking a loan to buy something.
7:59 Mortgage
A type of loan you can use to buy a house.
8:23 Debit vs credit
Debit card
You put some money on it and can spend only this amount of money.
Credit card
You don't have money on your card. So, everything you spend you owe to your bank.
10:07 Owe
To need to give money back to someone
IOU = I owe you
Hello
Good ❤️
👍
Hello marina I am ur biggest fan from India. Pls visit India 😊😊😄
It is really interesting and more informative 😊
As soon as the video opens, I like it directly, because I know it will be a great video as usual.
who agrees??.😊😁
ريماس
@@greennebula7521 güzelll 😅
In this corona pandemic era, I lost my job and I am broke. I had to withdraw all the penny from my savings. Besides, I have no cash now. Thank god I have a place to live in so I don't need a mortgage yet. But, if I cannot solve this jobless condition, I am going to pay high interest on my loans. At last, all I can do is to learn english, especially from you. I owe you a lot, Marina!
Are you myanmar?
yah! I'm from myanmar, ma han ni
Nice one 👍
"Learn English By Topic" is a very good series, please we want to see more videos like this ! 👏🏽👏🏽👏🏽
I'm new subscriber for this channel. It's very easy to learn English on this way and I love your accent.
I'm "A" new subscriber too!
@@mruser8488 ah thank you... 😄
@@nalinnalin9732 You are welcome bro
Hi guys , group what's app ?
Thank you so much, Marina!
@linguamarina I'm sorry! I can't do that. B/C I know this isn't Marina! You're a fake 'linguamarina'! Moreover, Marina will surely know how to spell 'WhatsApp'! My dear viewers of this comment, if you wanna see whether this is true, please click onto the profile of this little-fake 'linguamarina'. You'll further notice that the channel has no content! DO NOT OBEY THIS FAKE PERSON!
Thank you very much,, Because from studying at Marina I want to be more advanced in learning to speak English, once again, thank you, warm greetings from Indonesia
Hi, I am the first or atleast second viewer of this video. I have been waiting for this opportunity for a long time. With love from India.🇮🇳
thanks so much marina , i have a great time learning your lessons, my GOD bless you richly with love mony and health.!!!!
I like your style of English your really awesome , I wanted a teacher like you all time, now I'm better than before thanks for everything
Thank you so much!!!
I just had an financial class while studying english!!
I loved it so much!
Hi Marina, in Poland current saving interest average rate is 2,23%. Thanks for this video.
Hi marina, i am learning english from you since this corona time i love the way you teach.🙋♀️
You are right
Same girl
Fr
Hi, where the world you are from?
I same like the ordinary people in my country who come here to learn english.
Sorry, my english is'nt good
Hi Marina, you are one of my favorite CZcams channel learning English. I’m from Germany and our interest rates are very low between 0.1% and 0.25%. We have already had these low interest rates for a long period.
Wow..seriously some European countries have almost 0% interest rate.!😳
I'm an Egyptian girl and I'm 16 years old. I'm interested in learning natives' English accent so I depend on you. And I think you won't disappoint me because you are professional in it. Love your videos so much. And BTW you are so beautiful and kind💗
افتكرت اني المصرية الوحيده هنا 😂🇪🇬👍🏻
كنت هكتب الكومنت بالانجلش بس حسينت من التميز اني اكتب مصري مدامك مصرية 😂😂♥️
@@Aya-9339 انا كتبت الكومنت بالانجليزي علشان مارينا تقراه وتفهمه، تشرفت بمعرفتك😅💜
@@omniaabdelgawad5178 ليا الشرف ♥️😂
@@Aya-9339 💗
Hiii, friend, where are you from?
THIS VIDEO WILL HELP ME FOR MY FUTURE PLANS.
I can understand native speakers now without subtitles, all thanks to you linguamarina 🥰🥰🥰🥰🥰🥰 love your videos 🥰 also love you ❤️
Love from India 🇮🇳
Army here as well😃😄💜
Wishing you a wonderful day and all the most amazing video
Yeah this video was a little bit hard cause I’m still young so I don’t know a lot about these topics but It was useful I learned some new words thank you :) and I’m from Saudi Arabia and yes There is no personal income tax in Saudi Arabia but there is added taxes for goods 👍🏻
I really like your vídeo i learn some much thanks u for Sharing God bless u.
I love the way how you teache us.
Hugs from Paraguay!
Hey, Marina I'm form Bangladesh and the interest rate of my country is 4.7 percent. I love the way you teach us. I'm one of the very big fan of you. 💝
Hi from Uzbekistan(CentralAsia)! I adore your videos! Thanks a bunch!
It's really so useful for us thank you my best teacher
Finally got you my Goat🐐
Thanks so much for this video 🥰❤always helpful
Thank you for improve my english. Now my listening and speaking are great.
The current savings interest in Morocco is 1.50 percent and in 2022 will be 2%.about the taxes I guess they would be really high
You are very good very perfect very sweety teacher and mum..thank you for teach us new things
Hi marina. As usual your lessons are super. From Uzbekistan
I don't know the financial system that much, and I also can't say I'm good at investing, but this day I heard pretty clear explanation of money details! That's what I like the most, when I can easily open this and find everything out. You did a great job! And welcome back to the US! Don't stop making us to feel amazed and involved in different aspects of our life: investment, money, entertainment, social media, education or whatever else! You make it exceptionally well👍
Current Interest rate in india is 4% to 5% in government banks and in private banks interest rates are around 7% to 8%.
Lots of love from India❤️
Mascha'Allah.
Marina I'd like to thank you for all of you efforts and you should know that every single linguamarina video helped us so much, and our English day after day gets better and better,
WE LOVE YOU TEACHER.
Love from India 🇮🇳❤️🌸👍🏻
Hey marina you are making great videos and your voice are crystal clear and learning English from your video.
investing in crypto now is the fastest way of making money
Crypto is really profitable
Crypto is the new gold
That won't bother you if you trade with a professional like Williams Brown
I heard that his strategies are really good
Yeah My first investment with Mr Williams earned me profit of over $25,530 US dollars ever since then he has been delivering
You are best english teacher ever
Thank you so muchhh, you are my inspiration 😍😍
Mine too!😍
Марина ! Спасибо вам большое за великолепные уроки !!!
Happy Makar Sankranti 🥳🥳😇
Thank you so much!
thank you for this learning! love you
Hiii friend whete are you from
Hello Marina, I am from Brazil.
Thank's for yours good explanation!
You are a very nice person!
Bye!
I can understand your speech. But I can't understand native speaker's speech without subtitle. How can I understand native speaker's speech. Make a video about that 🙏
Practice
Yea Alhamdulillah practice is the best tool to learn english
First watch some proper American sitcoms with subtitles and after some practice you turn off the subtitles and keep practicing always.....:)
Well done. How likes 💓 Marina's video hit like ❤
I love the way you teach.❤️
TOP-NOTCH! Really interesting and necessary. Many thanks!
Hiii my good friend, where are you from?
Hey! I'm from Brazil! How about you?
@@michelimarialottermannbugs5690 iam from india,will you be my good friend,,because i love to talk with foreigners
This is the first time I came so early to watch ur vdos
Love from india 🇮🇳 ♥
You are a charismatic person . You attract everybody with ur smile ☺☺
"He's making me huge gains " who are you talking about?
This lesson is amazing, thanx a lot dear linguamarina
it's a very interesting subject, if you put english subtitles for the explanations it would be very helpful as we're not natives esp this video. Thanks
The Currency in Morocco called "Dirham" and the taxes are not much higher or expensive
Very good video on basic words used in financial transactions. And I still believe pink is her best color.
In India it’s 6.75%. Lots of love to you Marina❤️❤️
No...bro it's only 2.7% interest rate...Marina is talking about"interest rate in savings account" not on demat account or FD account....ok
I just love the way you speak. ❤️
You're perfect as always 👍👌🏻
Thank you teacher for your English pronunciation lessons 👍👍👍👍👍👍
*No 1: Don't Only Hope On Government For Income,*
*No 2: As An Individual Look For Different Self Income Not Only Waiting on Monthly Wages,*
*No 3: Always Save The Little You Can And Think Of What To Do With It When It Become Good For Capital.*
*It's 100% Good To Have Different Ways To Gain Income*
*Because Government have failed us so therefore let's try and survive*
Yes ! For real It is very important to have different streams of income and a diversified portfolio as for me I have already invested in crypto which is very profitable and easy to gain
Exactly I'm also happy to start investing too than to have my money sleeping in bank
Stocks are good but we have to make the right plans
Yes Stocks are good but they are alot of businesses more convenient than stocks
That’s the fact well I only invested in stocks and will love to know a better investment too
Very educational. Nice work!
Even though in the lending industry, mortgage and loan are often used alternatively. However, there is a significant difference in mortgage vs loan.
A loan is the sum of money borrowed from a financial institution to meet various monetary requirements. Mortgage is the function of keeping an immovable property as collateral with the lender to avail the loan.
Thank you very much you are amazing 💜
A big thanks 😊 for this video it will helps me when I want open an account in bank
You are the best teacher. Thank you so much for sharing. Mai family vlogs banata hu agar aap ko pasand ayen to zaroor dekheay ga🙂👍
Thanks a lot for value addition 🙂
Nice content. To me, trading the forex and crypto market is way better than any online investment 💯
Please I need someone to help me trade or invest the forex or crypto market because I'm tired of trading in losses myself. I've blown my account twice and it's frustrating.
@@smithhall9597 I'll recommend Expert mrs mabel to you. She's the best ive seen. She trades my fx account and makes me good profits 📈 weekly
@@sophiaemma6032 Wow you really know expert Mabel...? I'm a living testimony of expert Mabel, she has been trading for me for months now
She trades for me too. My first investment with Mrs Mabel gave me profit over $25,000 and ever since then I trade with her and it has been a good turnups
@@sophiaemma6032 please how do I reach her ?
I'll get a blast curiosity whenever you uploaded a new video because i love 💕 your videos and they're absolutely cool 😎 videos and they're very helpful. Thank you so much linguamarina.
Finally a new video ,i really appreciate your efforts🍁🍃🍂☺my fav teacher💙🤍
You're the best teacher !!
I'm neither first nor last, but on time!
Btw, this video is useful as usual.❤️
Hey!, Marina how are you? I love your English teaching.
Hey... First to see your video!! 💖💖
I like the way you speak I understand all words you say
I think a lot of people are here from India 🇮🇳🇮🇳🇮🇳🇮🇳
No!
Really not!
Yeah I am also
Not really!
Thank you very much lingua Marina for this valuable expression. You just expand my vocabulary usage in money ❤❤
Hey happy lohri!!! 🥰
You are Best teacher.
I love talking about money and being transparent, but I recently uploaded a video "How much money I made online in 2020" and I felt like I was naked.
Hiii friend, where are you from?
here here
this is so interesting, thanks for detail explanation marina
I'm really completely broke right now 😂
Me too
I wait for more videos.
I like your channel so much
Because you are teaching good.
It used to be 0 but Now the tax rate is 15 percent in Saudi Arabia 😂
عطتنا عين هههههههه
It’s the vat tax, she was talking about the personal income tax in the video. However, it still hurt 😢😂
Thanks Marina this type of class is important because give us a lot of "important" information. Rodrigo from Colombia.
In My Country, 🇮🇳India, The savings A/C interest rate is 2.5 ℅
The best English teacher😁
Early❤️
To update your information about the tax in Saudi Arabia , now it is 15% . Before 2018 it was 0 %.
I'm following you from Saudi Arabia
Thank you :)
2 views and 86 likes.
CZcams is drunk again 🤣
😂
😂
Now,5.1k view and 908likes.she's good teacher, I love her teaching. Dou you like it?
Hiii friend where are you from, will you be my friend
Maybe not as drunk as Liam
My favorite teacher 🌷
I hope that you put the Arabic translation 🥺 I want to learn English quickly, but I do not understand some of the words
Are u from Saudi Arabia
@@user-my5jv2ei7g no I from Iraq
Can we become friends and teach me English while I teach you Arabic. We communicate via WhatsApp, I am a girl
@@user-my5jv2ei7g I hope you agree😢
@@user-on3ud5ty2q yes dear
Who all wants next video to be based on new advanced English phrases
I learnt many things from ur video marina thankyou very much
Hii friend where are you from
Your content is so great and you're so sweet. Please read my comment 😥
Thankss Marina! I really learn a lot of things from each of your videos..
She's really successfull entrepreneur she got a porsche house and everything
One of the best videos that I have seen! Thank you Marina 🙌🏽🙌🏽
I think most of the viewers are indian here isn't it..?
No
No, Russia
Well, I'm from Bangladesh
What about Egyptians ?
🇮🇳🇮🇳
Hi you are so good English speaker superb
Before talking about money, we should have money 🙄
Right😭😭😂but we will have it oneday insha Allah🥺
@@aisya6267 god willing 🤲
😂 😂 😂 😂 😂 Oh my god 🤣
@@Zoe_986 🍁🍁🍃🍂
Dear Marina Ma'am
You r the best in this feild
Hi Marina my salute from Egypt in the beginning I'd like to thank u for your mesmerising videos which help me to improve and expand my vocabulary.your spoken English is completely clear.moreover, your videos are always informative and significantly impressive.
Interest rate in Egypt is approximately 10% it can be higher on certificate of deposit.
Im learning english on your channel. Your videos help me to improve my knowledge so good luck. You are so beautiful😍
I Love the word 'IOU' It sounds good. Thank you so much for this topic MARINA I'm a fan from PHILIPPINES.
Hello, Merina mem. I don't know that my comment can be read by you. But I want to tell you, plz make your vedio with subtitle that most of the people or your fans can be realized your voice clearly. Love you Mam 💞😘. Love you from Bangladesh🇧🇩