5 Mistakes While Buying Car Insurance - Hindi
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- čas přidán 5. 09. 2024
- We tell you 5 Mistakes we make while buying Insurance. Check out the in-depth video for the same.
#carinsurance #insurance #motoroctane
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Please Rachit make a video on how to buy motor insurance online
One video on csd canteen cars please
Please make a MG Hector 2021 review please
can you help me to make one bad experience for acko drive
My car insurance will be expiring in may will surely take measures related to it.. Thank you rachit sir
I had your your insurance service. Team is pretty fast in responding. Gave appropriate clarity and insurance was done in 30mins. Ty Rachit & team
Just avoid getting Liberty General Insurance, one of the worst of them all... (From my personal experience)
Correct , mine also
Please make a informative video on next gen Scorpio.
My cars insurance expires in coming 3 days and you uploaded it on time🔥🔥🔥
You own a agera!! Just kidding.😂
Yes, please make a video on buying insurance for your new car from platforms like Policybazaar.
Best channel on CZcams for cars information
Make video on disadvantages of over modification on car 🙏
This is such a nice video...please make some videos on IDV, NCB, the basic add-ons and the ones which we can neglect. Is the 10% depreciation yoy on IDV the thumb rule or what should we consider? Why is it that I still have to pay nearly the same amount on insurance despite not taking any NCB...I still don't understand 🤔
PSU insurers offer car insurance in least premium and have best claim settlement. They usually charge almost 40-50% less than getting insurance from dealers.
Claim settlement ratio is a vague concept to measure efficiency of an insurance company. You should instead focus on amount of claim settlement by companies. Pvt cos are known for settling small claim very swiftly and are notorious for denying (on any flimsy grounds) or under-settling big claims. So they can easily maintain good claim settlement ratio despite having far lesser amount settlement ratio.
PSUs have backing of govt and claim settlement is transparent and generous irrespective of the claim amount. They simple reason is: they have to strictly follow IRDAI guidelines and PSUs have social service as priority not brute profits. And now a days they match or even exceed the TAT( turn around time) compared to PVT companies. If you check the no of complaints against insurers in website of Ombudsman, Beema lokpal or IRDAI, private companies top the disgraceful list and govt companies are least tarnished.
Now,the question arises why dealers or online portals / web aggregators don't prefer PSUs
1) Huge commission paid by Pvt cos to dealers and online web aggregators. So, they sideline PSU insurers and charge hefty premiums from unsuspecting customers so that they can enjoy mammoth share of your premium as commission, totally flouting IRDAI rules.
2) The dealers and web aggregators have to scrupulously comply with IRDAI guidelines while dealing with PSU insurers which will reduce any foul play or unfair practices which are meant for safeguarding customers against any fraud. Remember,if your claim is stuck by dealer or Pvt cos,you are nowhere to go but in govt companies, strict compliance saves any injustice. So dealers want monopoly in their hands not yours.
Thus, you can draw the inference as to why PSU insurers should the only choice while buying insurance for your loved vehicle.
The 4 renowned PSU/ Govt insurance companies are
1) UNITED INDIA INSURANCE CO. LTD
2) NEW INDIA ASSURANCE CO. LTD.
3) NATIONAL INSURANCE CO. LTD.
4) ORIENTAL INSURANCE CO. LTD.
So, next time you buy a new vehicle,never purchase insurance from dealer instead approach PSU office and get cover for your vehicle. And whenever you renew your cover, do the same .
Drive safe.
More on idv and once a person claim insurance. Post that how it works for idv value or resale value
In point 1... online is cheaper than dealership
In point 2, after adding GST, online is almost same as dealership.
Contradictory?
Overall, a good informative video. Thanks.
How does buying Insurance for a New Car works? Does it need to be taken before delivery or how is it?
You can take it after delivery. Insurance is not tied to your purchase or your vehicle's government documentation. But yeah the government does check it. Once you book an insurance, they will visit your home and inspect the vehicle.
Abhi channel open kar k dekh raha thi ki koi new video nahi aayi hai, tabtak ye aa gayi 😁😁
Dealership se insurance le ya nahi us pe video banao
Sir grand i10 nios ka tp insurance 3year ka Or od1year ka hai to renew karvane ke liye kitni cost lagegi
Yes please make a video on why we shouldn't buy car insurance from dealers
Car dealerships at Jamshedpur are not allowing to buy insurance from outside citing some govt regulations which is by the way totally false. In my recent experience, one of the dealership was offering Insurance which I was not satisfied when i asked about the cost breakup, and wanted insurance from an well known brand, initially they weren’t ready but finally agreed. However, they were persistent on buying the insurance from their dealership only!
Numbers not working. Site is down
Team Motor octane ..wake up
Want to learn more. When are you uploading other videos related to this topic?
NCB disrapencies can ruin the claim settlement. Please do take care of that.
Very Good Topic Ki Motor Octane. 👌✌
Maruti ignis zeta amt varient pr practicality video bnao sir..!
No Take baleno
@@devanshdev2449 Why ?
Hows Acko Car Insurance? Planning to buy for new car. Please guide if anyone has experience with them...
hi. request make a detailed video on why not to buy insurance from dealer on new car
Pls make another vid sirji.....very informative 👏
You said you will make 20 videos on insurance and made only 2?
Could anyone's add time stamp From When the actual content starts pls....
Is new polo coming to India, that global version is vrry beautiful.
Yes
What about NCB protection add on? Then claim can be made to protect the NCB right?
Yes we need..to see IDV and should we buy from dealer or online videos soon??
Family car ke liye kya kya add kare extras me after 1 year of car?
Pl make video on buy insurance from dealer or not for new car
Sir title is wrong its car not cr
Thank you for giving us such valuable information 👍
Please talk about IDV clause of vehicle insurance. What are dangers of reduced / higher IDV. One of the popular online websites is giving very cheap rate of insurance if your reduce your vehicles IDV by 30-40%.
Please review Jawa 42 2.1
Padhne ko toh ready hain hum, but most of the insurance policy people don’t provide specimen copy, they are just behind selling the insurance.. and then kehte kuch hain, aur bhejte kuch hain..
Btw! Very well explained.
Bahi love from Mumbai
Please make video on dealership insurance
Please create video of IDV
सर आपका Nissan terrano सेकंड हैंड का विडीयो पसंद आया
I have a clarification while buying a new car reg insurance...should we definitely take insurance from dealer for first year ??
its not necessary
Sir please make a video on all ford cars please sir it's a request BTW big fan!!!!
what if the dealer does not have tie up with the insurance company that we have purchased?
Sir can you make a comparison video between Tata Safari and Toyota Fortuner I know its sounds a little stupid but Safari is a good competitor in full size SUV segment hopefully you will make a video on it
Please make a video on IDV
Plz make video for dealer sheep insurance
Pls insusrance dealer se ya bahar se lena chahiye uspar video banao
Good information👍
Rachit sir ,which add ons should add while purchasing first time car insurance for a new car ? And what should look for availing cashless garages while purchasing car insurance online?
Bhai mene meri bike ke liye acko ka insurance karaya hai 2,000 me 1,00,000 ka eske bare main thoda samjha na ki jaise acko ka insurance plan lena chahiye ya nahi
कार likho sir aapne mistake krdia title me
Hi!!!
Good afternoon,
This is Shyam from Gorakhpur, UP.
I have Honda City ZX 2020 new model. Now my insurance will expire in couple of days.
I need your valuable advice regarding insurance Add On. Which Add On will suits for me?
Waiting for your reply.
Thanks 🙏
Make a comparison video between Audi A6 vs BMW 3 series gran limousine...their is no video on CZcams.
I bought from TATA TIGOR . Insurance is given from RAHEJA QBE. When the Quotation copy of insurance is provided to me by showroom, Nil depreciation is added. In the actual insurance, Nil depreciation is not covered. Showroom overlooked that one and I overlooked on the pure trust of showroom credibility. Because of your staff mistake I faced an issue. My car met with an accident. Bill is 61000 Out of which 43000 is covered in the insurance. Because nil depreciation is not covered. I have to pay 18000 to service showroom. Showroom guy is saying insurance person missed out adding nil dip. How I need to proceed to this. Waiting for the reply and suggestion.
Will dealer cause problems or inconvenience if I purchase insurance from outside as dealer denied to match?
Make a video on 2nd hand car buying mistakes
Engine protect required if new car is under warranty period?
Warranty is valid for any manufacturing defects...
Insurance is required for repairs/replacement due to accidents/handling...
-
Insurance doesnot cover manufacturing defects and warranty does not cover repairs due to Accidents etc....
-
Both are different and both are required...
Thankyou for vedeo
Sir can u told me how to take cashless insurance for my activa.
Very good video
Thank you sir👍
rachit my car insurance due in month of june. i am renew insurance from dealer. but regarding this matter i will talk you in short time
Please Rachit make a video on how to buy motor insurance online
Dealership sa insurance lana vali video bnao
Ye hui na baat... 💟
Need details on add on RTI
Only wish to get heart from motor octane
In my case dealership provide me insurance at very competitive prices. In fact it's chiper then other..
cashless facility, easy claim process, starts repairs as you bring the vehicle
awesome advice
Jab hum online insurance letey he, uske baad kuch hua to insurance claim kaise kare or kya kya problem fqce karna padta he?? 🤔
Hi sir FORCE ONE CAR ka review karo na??????
में पुणे में टेरानो सेकंड लेने की सोच थाम था क्या लेना सही होगा
If we buy insurance online can we go to our agency for claim ?
Where is your car insurance playlist?
Good information
Thanks sir
Please need videos on insurance
I wish to buy 2017 Celerio vxi amt (0) from Kolkata ....21k driven .. which insurance will be better ? And what should be the price of the car ?
Verna or creta m se kon si aachi hai ????
Once more 1st View and Comment Rachit sir.❤️❤️
ys make such kind of video
Video banado IDV k upar Or online offline
Sir dealer mujhe hamesha zero dep bol raha tha but usne mujhe own damage insurance de diya , ab kitna exra rupee lagenge mere aur mujhe kya karna chahiye
please check heading mistake kar insurance , it should be car insurance.
My vehicle yesterday got damage on left running board should I a claim for the insurance? NCV is -45 please reply....
NCB* -45
Vari nice
Charges for car insurance from your team??
Shall i wait for toyota ertiga or birectly buy maruti ertiga
Dealer bolta hai insurance mere se nahi lenge to gaadi nahi denge aap ko, kahi aur se le lijiye ,,kya kiya jaaye brother?
What is IDV?
Make video please deler vs online
For no claim bonus , is it require to purchase the insurance with same company in next year.
No
Hyundai alcazar launch huai ke nai
Nice
Yes that video pls 😁
Idv pe video plzz