MAY MONEY RESET 💰 budget with me, variable income, savings, debt pay off, investing 📈

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  • čas přidán 5. 09. 2024
  • Welcome to a (late) monthly budget with me for May! In today's video we're reflecting on last months budget, discussing how much we made, budgeting a variable income, our bills, expenses, debt pay off and investing. I hope you guys enjoy 🤍
    ✰ follow me ✰
    ▸ INSTAGRAM: / smileycitrus
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    For all business enquiries email at: michaela@bellamanagement.com.au
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    ★ FREQUENTLY ASKED QUESTIONS ★
    ✰ How old are you? 27
    ✰ Where are you from? I'm originally from England but moved to Adelaide, Australia when I was 9 years old. I also spent 2 years living in Toronto when I finished high school which is why the accent is a bit all over the place 😅
    ✰ When did you get married? April 2022

Komentáře • 53

  • @heidialiceinwonderland
    @heidialiceinwonderland Před 3 měsíci +22

    Love the honesty and all the behind the scenes about social media income. No one really talks about it and it’s so interesting! Love how your hard work is paying off for you!! 🎉❤

    • @smileycitrus
      @smileycitrus  Před 3 měsíci

      thank you so much lovely! so glad I can share the wins ❤️

  • @elizabeththompson1525
    @elizabeththompson1525 Před 3 měsíci +12

    Definitely want to see the full travel budget/expenses for US trip!!

  • @hannasmith794
    @hannasmith794 Před 3 měsíci +1

    I’ve never had leave loading anywhere I’ve worked and I’m in Adelaide too, had never heard of it until watching your videos!

    • @smileycitrus
      @smileycitrus  Před 3 měsíci

      oh wow! I thought it was a country wide thing! how interesting 🤔

  • @allee541
    @allee541 Před 3 měsíci +1

    Definitely noticed the missed vlog so glad you still delivered. Would love to see a breakdown of your travel costs and tips.

  • @CallMeQuietASMR
    @CallMeQuietASMR Před 3 měsíci +1

    Perfect timing for my commute home!

  • @jadepopps
    @jadepopps Před 3 měsíci +1

    Yes I always feel like I need a whole new wardrobe on holidays 😂

  • @bloocandy247
    @bloocandy247 Před 3 měsíci +2

    Omg the identity crisis before a trip is so real, I feel like I want to be a different person when I go on holiday 😅

    • @smileycitrus
      @smileycitrus  Před 3 měsíci

      hahaha i'm glad it's a universal experience

  • @camilatabares2055
    @camilatabares2055 Před 3 měsíci

    New viewer here! I watched your Day in the Life vlog and I just loved your personality, also love how long the vlogs are. Subscribed! 🎉

  • @allanahhatcher3325
    @allanahhatcher3325 Před 3 měsíci

    Please bring out a June Money Reset. Looking forward to you coming out with more vlogs!

  • @e.bonythrift
    @e.bonythrift Před 2 měsíci

    Out of curiosity do you guys have a good coffee machine or is your coffee a splurge purchase as such ?
    We decided to buy a machine after seeing how much it all adds up 😊

  • @TirsaTalks
    @TirsaTalks Před 3 měsíci

    i am so happy! iu was definitely waiting for this one!! i'm glad you shared your variable income cause i have that too :)

  • @windmillridgebudgets
    @windmillridgebudgets Před 3 měsíci

    Hey 👋🏻 there! New subscriber here from a YT recommendation. So glad I found you! 🥰🤗

  • @carladolby8818
    @carladolby8818 Před 3 měsíci

    Welcome back! Love these videos ❤️🩷 can you go into what surveys you do?! Thanks x

    • @smileycitrus
      @smileycitrus  Před 3 měsíci

      thank you! ❤️ I have some links in the description box- I use Octopus or Attapoll

  • @graceswinton5002
    @graceswinton5002 Před 3 měsíci

    the “pay the bills… you wouldn’t know anything about that” is so real as a dog mum

  • @TaylahLouiseBudgets
    @TaylahLouiseBudgets Před 3 měsíci +1

    Bestie’s back! ❤

  • @AshleyJade18
    @AshleyJade18 Před 3 měsíci

    To tend to buy a bunch a clothes RIGHT before a trip too BUT i more than likely won't want to wear any of it on the trip because it takes me a while to feel comfortable to new clothes/i don't know if it will get halfway through the day and i feel uncomfortable in what i am wearing. 🤣 Weird, i know!

  • @AestheticBudgets
    @AestheticBudgets Před 3 měsíci

    i just love these videos!!! hope you had the best time away ❤

    • @smileycitrus
      @smileycitrus  Před 3 měsíci

      that makes me so happy to hear 🥹 we did, thanks lovely ❤️

  • @emmawright200
    @emmawright200 Před 3 měsíci

    Notification squad, where u at? Here from CZcams notifications! Already liked the vid EVEN b4 watching as I know I will ❤️ it!

  • @sophreadsbooks6770
    @sophreadsbooks6770 Před 2 měsíci

    Leave loading is due to not being able to take overtime pay whilst on leave...which you may normally get through working. So to encourage people in certain industries to take/use their leave, the leave loading was introduced (because some people relied on their overtime income) 😊 its typically only paid if your industry award sets out that leave loading is payable. I am paid well above the award and don't get leave loading unfortunately haha.

    • @smileycitrus
      @smileycitrus  Před 2 měsíci

      oh this is super interesting! thanks!

  • @BriBri0218
    @BriBri0218 Před 3 měsíci

    I use the same budget template thanks to you, it’s great so much detail. Although I love doing up a budget and punching in the numbers, I can never stick to it 😓 any tips?

    • @smileycitrus
      @smileycitrus  Před 3 měsíci +1

      oooh this is a tough one!
      1. making it a daily habit and tracking everyday is KEY.
      2. Working out what your goals are with your finances and working your budget around that. Anytime you go to make a purchase ask yourself "Is that a want or a need? will this help me reach my financial goals?"
      3. Keep it realistic!

  • @KaylaDjukic
    @KaylaDjukic Před 3 měsíci

    youve inspired me to purchase this budget spreadsheet!! Im sure you've answered this many times before, but what do you use for online surveys to make extra money? thank you xo

    • @smileycitrus
      @smileycitrus  Před 3 měsíci

      yay, I love that!! hope you enjoy 🥰
      I have some links in the description box! best one is Octopus imo x

  • @moniquef4737
    @moniquef4737 Před 3 měsíci

    Thinking of you and Nick ❤❤

  • @elizabeththompson1525
    @elizabeththompson1525 Před 3 měsíci

    New to your channel and love the content!! Can you do a q&a video sometime? $10K after taxes?!!! Other people also love your channel! Slay!!

  • @amandacarr3929
    @amandacarr3929 Před 3 měsíci

    Thank you 🎉❤

  • @tarnz1684
    @tarnz1684 Před 3 měsíci

    Do you prefer or work more on your laptop or your desktop?

    • @smileycitrus
      @smileycitrus  Před 3 měsíci +1

      probably my laptop for everyday emails & editing vlogs but I love my desktop for editing other videos, taking calls etc.

  • @KattsLife
    @KattsLife Před 2 měsíci

    ❤❤❤

  • @kehess3767
    @kehess3767 Před 3 měsíci +1

    Hey Ella, love your content 🥰
    Can you please also take about the genocide that's happening?💕 every voice counts..

  • @Barbara-np9ui
    @Barbara-np9ui Před 3 měsíci

    First?😂🎉

  • @SarahWahlin
    @SarahWahlin Před 3 měsíci

    Would love love love to see complete budget breakdown for US trip 🩷

  • @moonmother.
    @moonmother. Před 3 měsíci

    ❤❤