NIC ASIA might actually COLLAPSE, here's why
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- čas přidán 25. 02. 2024
- In this video, we delve into the recent concerns surrounding NIC Asia Bank, examining claims that it might face collapse. Shedding light on the alleged closure of 50 branches and the subsequent denial by the bank's Deputy CEO and Information Officer, Sudhir Nath Pandey, we explore the truth behind the rumors and the potential implications for customers. With insights into the financial landscape and the credibility of such reports, we aim to provide clarity on the situation at NIC Asia Bank amidst the swirling uncertainties.
#NICAsiaBank #BankingCrisis #FinancialRumors #TruthRevealed #NepalFinance #BankCollapse #TransparencyMatters #indepthstory
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Thank you IDS for this much detailing as required in NEpali.
Thank you for shedding light on the most important issue. This is the content I pay internet for.
best
Huss sir 😂
1@@SharpEyesTecture
WorldLink
This is bullshit content ngl
सारै सजिलो सरल भाषामा वुझाउनु भयो। सचेत भयौ। NIC ASIA वढि चलखेल गर्ने वैक हो भन्ने सुनिन्छ यसैले भरोसा टुट्यो भने डूव्छ।
Thank you IDS for your attempt to minimize the panic among people and showing the true picture of banks
once again great and genuine content..Thank you ids team........
Brother you really are brave person.. thank you for sharing such informative video
Thank you so much for updating and information ℹ️
Well explained ♥️....the best speech i found... thank you for such a wonderful video.... great work...
I don't know full facts, But as a Nepali I subscribed you for lighting the truth.👍
Thank you so much
एक्दम राम्रो जानकारी
thank you for nice coverage and bringing clarity to us.
brother price valid that point aswell as fundamental too
Thanks for information ❤
जानकारीको लागी धेरै धेरै धन्यबाद
Hard Work pays off. Evidence based without taking any side just as it is so I love it and believe what you say.❤❤❤😊😊😊
9:41 ( I wonder how you got it, can anyone ask for these police reports)
Thank you so much for the deep and detail information
Thanks for the information ❤
Ekdam ramro detail.bank jun sukae hos ekae choti lina gayo bhane dobcha. So halako pachadi najau. Everything will be fine.
धेरै राम्राे जानकारी
Best analysis, got to learn how modern banking system works. Great conclusion.
Nice info but sabai jana ekai choti afno poisa niklda jati boliyo bank poni dubu halxa ni josto lagxa hjur
NICA बैंक डुब्यो भने नबिल , इभरेष्ट , GBIME, SCB, SBL, Prabhu,Sanima,Himalaya,Citizen,SunriseLaxmi,NMB NImB सबै डुब्छन। जुन 0.00001% सम्भावना छ। त्यसैले बैंकको प्रणालीमा सबैले भरोसा गर्नुपर्छ। किनकी बैक मात्र होइन कि संसार नै बिश्वास मा अडिएको छ। धन्यवाद ❤❤
जय नेपाल, जय नेपाली
Dherai kaam nai manche holan jasle biswash vanne kura bujcha. You are very right .
Well said brother, ma ta dhukka xu
Nepal telecome ko wifi use garau very good very cheap.
❤Need this type of content more and more
Thank you for sharing in depth story of NIC asia bank.
Daii MA hjrr koo Fan chii hoinn raa panii yO channel dakii video horuuu sunuuu yaa harnuu ramiloo laxa aja kal ❤
Good video respected sir
Thank u for information
Bro le panic nagarau vanera vaneko cha tara yaa manche haru purai video naheri, judge garirachan.
Bro, look at the Tittle of this Video.
@@samratrajvaidya9357people of this era doesn’t have anytime to watch full movie airey gairey ayera j pai title rakhdiyo tei title bata judge garyo waahhh
Well done bro.. bank collapse hunu hudaina.. corrupt banker baru niskina parxa.. bank dubnu bank matra hoina desh dubnu ho
Banks also holds huge chunk of institutional deposits. This deposits were penetrated through corporate deals,which are less likely to be withdrawn. Further, if whole individual withdraws money from banks,then where will they keep thier monies at. Morever, NRB has various measures to safeguard if any banks goes problematic.
Thank you for the information ❤
Thank you for information
Bhai timi chau ra ta video herna maan lagxa i love you bhai
what a clear explanation on to the point .
It is very helpful for educational purpose
thanks for clearance
बैंक तथा वित्तीय संस्था अर्थतन्त्रको मेरुदण्ड हुन्।केहि समस्या भए उजुरी गर्ने निकाय छन।बैंक भनेको कुनै ऋणि ले ऋण नपाएको झोकमा,कुनै पत्रकारले विज्ञापन नपाएको झोकमा गरिने अतिरन्जित ख्यालठट्टा होइन ।वित्तीय क्षेत्र भनेको बिश्वासले चलेको क्षेत्र हो।एउटा मा समस्या आउने बित्तिकै अन्य सबै मा समस्या आउने हो।त्यसकारण बैंकिङ क्षेत्रलाई भद्दामजाक नगरौं।
मेरो केरा खा 🍌😀
Exactly👍🏻well said 🙏
Thank you for imformation good news❤i had 😊this bank
I lost my brother, property, family, home and my bright future due to NPL policy of NIC asia ! 😭😭
So sad to hear ! Keep faith in God ! Time will heal !
NEPAL PREMIER LEAGUE??
TRY NIC EUROPE
Very sad to hear it. But have we reviewed our financial planning???
NPL policy of NIC hoina. NPL policy of banking system bhanum...
12:58 lmao best part of this video. litterally my stomach started to hurt by laughing.
edit: !!! 'what ???' meme guy in the background scene
😂😂😂
🤣🤣🤣🤣
6:57 rescheduling/restructuring policy doesn't allow BFIs to sanction additional loan. Borrower can defer their obligation.
yes they can but bank le pressurize garera dues pay garna additional loan diyepaxi k garne ta? It's their conspiracy
@@canabin7798borrower Le afno obligation pay timely pay garna parcha. But however ahile ko economic condition Le Garda garna sakeko chainan. So rescheduling/ restructuring is a relief to the borrowers. Motive bhujum bro. Please follow "disinformation"
I myself is the victim of NIC ASIA bank. Thanks to IDS for shading light to this crucial topic. Fata haru ho saab yo nic asia
Kati thyo timro account maa? 300rs? You are not a victim bruh. You can say that you are victim if the bank refuse to give your money back.
Abo mero fixed deposit ko paisa kasari jhikney ?
@@samratrajvaidya9357 temro 2rupiya ko anwar lai k tha
@@AshTheDukeif urgent please premature FD. Ani cheque/ mobile banking / internet banking bata
जानकारी दिनुभएको मा धन्यवाद
Thanks for video❤
ads chae gajjab ley dimag lagako ho la 😁😁😍
I don’t uderstand why people believe a hoax creator such as durga prasai. People must understand about the situation themselves instead of others.
Most needed content ❤
now NIS Asia bank thert you badly but don't delete video ok sudip bro.
@@Mr_someone_Ytsai Kura sabaila paisa jhikna lagapaxi tw Jun bank Pani dubxa
😂😂
@@Mr_someone_YtNot only editing he have his team for research in his videos topic. Every thing he say in this video is 100 % true . First his team will research deeply then only he will make video 🙌👍
I think You are the staff of NIC ASIA 😂🤣🤦🏻♂️🤣
@@prabeshadhikari004 research resource chai sab dubious financial online portal dekhiyo arthasarokar, bizshala, which are well known to bend news afno profit ko lagi 😂
@@prabeshadhikari004right 🤣🤣
Very best vedio 👌
Love u ❤❤❤
Nice content 🎉
good one
kati ramro analysis.
Bro aap suntala saau nepal mai falxan tara pani hami mahango poisa halera kinera khanxam asko in depth story k ho please next video banaunu na !!
expensive vayera
Season ma faleko fruits large scale ma store garne facility navayera
Good content
I had work with NIC Asia Bank, I know what exactly is the problem with this Bank has , So does NRB, But being a deaf ear wont resolve the problem, Bank yetai kai dubdaina, But bank lahi thik belama control garerna bhane bank sahit aru bank lahi ni samasya awuncha. So supervision should be in such manner that would benefit the whole economy and bfi's Covid ko belama ma almost bank and finacial insitution ma 30-35% ko grwoth bhanekai supervision ko failure ho. "Too big to failure" le garda NRB
Well bro research garya / information extract garya article haru ko link ta description rakhdina paryo ni ta tetikai j ni biswas garna ta vayena :)
Effort for research is there but referring to biased sources,while collecting information, could create vicious cycle of misinformation.
Wow fabulous video ❤
Can I know from which source u get information for ur videos ????!?!!!!!!??????????!!???????????
Waiting...
Last ko 10 seconds ma magical word xa ❤❤ #banda
for this case I will suggest you guys the video from "Ideapreneur Nepal's" nic asia case video for battery Banking system explanation & more information about this field 👍👍👍
To those comments saying IDS bro le bank dubcha vaneko cha , paila purai video ta hernu ni! Kaaha Dubcha vanya cha ra.
Ekaichoti aatiyera sab paisa jhikna gayesi po dubcha vanya ho ta. Tyo case ma ta NIC matra haina, sab bank dubcha.
Durga Prasai yei fear ta create garna chahancha ni,
thank you bro for the rightful explaination as always
Tyo Durge lai desh Nikala garnu parchha. Afai bank ko loan khayara baseko chha.
Sabai le paisa nikalyo bhane pani dubdai na brother, Nepal ko A class bank haru sanga jati manche harule deposit gareko cha tyo bhanda 4 times or more than that amount ko reserve cha, yetikai A class ma audaina ni brother
Comments shows 😂 everything
Your last line was amazing nic aisa dubcha ki dubdaina vanera manchey haru ley j sochyo tei huncha
Dai please aaile valleyma badheko ekdam problematic but wassta navayeko bike choriko casema pani kei awareness or awaj uthaune khalko video bamauna milca hola?
Make video on political events from 2007-2017 and 46-62
Loan tirna loan diyeko kina hola vanne aja prasta vayo its a good point youve given...i have seen a lot
Very deep & true analysis
Great work brother..
The last line was best bro ❤❤
Not advertising such a bad situation is to prevent panic in the nation, panic may lead to collapse of banks as we know it
Good contain👏
Amazing yr bro
आज के भयो हजुरलाई
हिजै एउटा भिडियो आयो
१ दिनमै नया भिडियो
very good and keep going daii❤
commercial bank le base rate dherai show garera afno loan client sita dherai interest lidaixa.
NRB check garxa ki.
Base rate kasari dherai dekhaune rahecha bank haru Le?? Please do explain??
I'm here now 🙏
Bank is not safe ..now we should save our money in esewa😂😂
Ime pay maa gara bro kamsi kam ime payle interest tw dinxa jun esewale didaina😅😅
Detailed and clear .hats off bro . Brave man 😊
worldlink ko ninja technique ho pasia kamauni utai bata internet slow banaidiyo ani user lai beacon use garnu fast without intruption vandinxa.
for better understanding watch other video like of ideapreneur nepal
The conclusion given by this video is that if a panic situation occurs, the bank may collapse. I don't appreciate you for this video because as per the current situation, most of the depositors are horrified and the conclusion given by this video resembles that the bank may collapse. Depositors will panic more and your video will work as a catalyst for it. So it's better not to make depositors more frightful with this type of content. You can make a documentary later when the situation becomes normal. It's better if you delete this video for now and post it later when the situation becomes normal.
Or atleast change the title and thumbnail.
After spending more than 10 long years in banking and more than 5 years explicitly in the risk management department of Bank these are the reality there are few flaws but the content is not wrong. People need to be aware of their money. The trust they hold towards the bank shouldn't be blindfolded. The current situation is dragged by these so-called big banks. Few banks in Nepal should fail so that the rest of the bank will take banking a serious job. Sadhai NRB le haat thamera bank chaldaina. Aeuta duita bank dubepachi everyone will realise chyau jasto khuleko bank haru ma deposit rakhda and loan Lida dherai Kura sochnu parcha! Everyone in this banking sector knows ajha ko situation few banks ko over confidence le garda.bhayeko ho. Despite of weak loan repayment capacity, inadequate analysis of sales and working capital etc huge flow of credit has alarmed this situation.
kahile kahi bank dubna pane parxa ane balla bad players market bata exit hunxan... ane k he time ko lage market ramro hunxa. naramro garepaxe ta bigrinu paryo ne natra teslai protshan gariyo vane zhan vayabaha abastha aauxa. grow fail and learn to grow ....
Common, man. You can't be faint-hearted when it comes to your investment and money. There are a lot of contents out there on the internet, and the good trait of an investor is to analyze the information received and decide if his/her investment is safe or not. I don't find anything misleading in this video. People have the right to information about all the stuff going out there. Only time can tell, if NICA prevails or tumbles down, but as an investor, it's high time people should decide to minimize the risk. Maybe, moving 50% of your liquid to some other bank is not bad decision in this scenario. It's as they say, "Better late than never", and "Never put all the eggs in the same basket". What if panic situation actually arise and the bank collapses? Chances could be slim, but we can't discount this fact given all the saga that's going around.
Pakkai yo manxe NIC Asia bank ko worker hunu parxa
Unbiased
Very good analysis but still you need to have better research at least about the policy and procedure of NRB circulars. If you dig more into the NPA level of the entire banking sector leaving SCB aside, none of the banks have shown clear pictures on their NPa level. These are all manipulated. I request you to do more research on NPA level and you will know where our banking system is heading.
NRB has itself indirectly hinted to control over the NPA's by rolling out various circular to come over this. If the provision amount piles up more and more ,then there might be panic situation all across the nation. This may lead to fall down of whole system in a while.Right now,the banks are implementing CD ratio instead of CCD ratio which is very instrumental while there will be huge withdrawals by customers.
10 wrongs don't make 1 right. here he is talking about NiC only and he has to disclose what is wrong..
बैंक को त विस्वास थियो तर यस्तो गरेपछि अब सरकारी स्वामित्वको वैंक वाहेक अरुको भर नै नपरौँ
Documentry ramro chha but presenter arko bhaye wow huntheo.
Biswas ko khel nai ho dai.. splendid video
Aati nai ramro 🥹🥹
Quality content..!!!
Bro , Aartha Sarokar ko sabai news valid nahuna sakxa hai validity check garum la
In-depth story ko admin pnni bank ko staff wa bank le promotion garna lagako jasto xa😂
Nadubney bank pani janta veda vayexii dubxa tei ho..hawa hawa halla failaayo..Sab financials rmro xa NiCA ko ..k karaan ley dubxa dubna chaii?? Mula bank dunga hora sajilai dubna , NRB ley herihaalxa ta kina aateko sab ..
Ekdam ramro vhanu vhayo Malai chae biswas thiyana fake news pari tae pane Nepal rastra bank Bata ka barga ko ijaajatt Pako xa just Example kae gare testai vhayo vhane rastra bank la jimma linxa ne
Cyber syaal😂
Financials vaneko data ta ho manipulate garna sakki halcha
NIC asia vaneko ekdam aggressive bank ho
CAR ni near limit, SLR ni kaam, ekdam weak condition
So testo naramro ni haina testo ramro ni haina
Nic koi staff ta hoina yo comments Hanney.....social media ma fake id banaera positive news fyalnu vanne order cha re...maile hoina mathi video le vaneko😂😂
Janta veda bhan chas ta chai Nic le paleko paltu hos
Ideapreneur ko video hernu hos vanera euta post gardeko vaye ta vaihalthyo ni bhai kina tei copy paste garna parthyo
Lack of financial education in Nepal...Bankrun is not possible in Nepal right now...Durga is 1.5 yrs late...banks ma liquidity falafal cha aile as CD ratio is 80 percent...besi cash vayera NRB le interest diyera banks BATA liquidity liraheyko cha...and remittance is incoming 1 kharba rs per month as well...
lol 1.5 yrs agadi tara situation arkai thiyo... banks haruko cd ratio 90 percent nai thiyo...tyo Bela aileko jsto halla chaleyko vaye NRB le 2 3 OTA banks samalna parthyo hola...
American Bank ta bankrupt hunxa mula yo ta Nepal ko bank ho😂😂😂
@@hikmatkushmi3516aile ko kura gariracha hau, aile bank ko condition ramro cha so bankrupt hune chances chaina bhaneko, ani tesai ni bank collapse hune bela ma goverment le help tesai ni garihalcha
@@hikmatkushmi3516Nepal history ma bankrupt keile vako xaina . Tei Pani A grade ko bank Kaha dubxa Ra yar yeti sajilai . NRB is too good to manage all things.
Cd ratio vaneyko k ho padna jau Bhai...
Aile liquidity falafal cha Nrb le ultai paisa taniracha bankbata aile at 3 percent...
Aile nic Asia BATA deposit gayo vaney ultai nic Asia lai nai Faida huncha cost gatcha maag nahuda...
those who dont know what C/D ratio is Loan-to-Deposit ratio which tells us how much of a bank's deposits are being used to make loans,80% cd ratio means 100 rupiaya deposit barabar bank ley 80 rupiya loan diraxa, higher loan higher risk of default , higher risk higher profit
Everything in the video is great except the fact that most of the visual content is of the COVID era when clients of the bank were in mask and stood really maintaining distance -- these visuals project mourning in general - a PARADOX today except for the core executives of the NICA and shareholders.
Beyond it let's unite and convey to Durga Prasai that NICA is not an entity of just few Marwaris , its just another commercial bank where Genuine Nepalese citizens of all ethnicities deposit their savings which in turn is Lend to aspiring entrepreneurs.
Durga Prasai will himself face consequences. If there is fall in deposits at NICA , it will increase the interest rates return on deposits and so shall interest charged on loans shoot up. The same will happen in all of the banks and finally Durga Prasais obligations will skyrocket.
So Durga Prasai relax and chill NRB exists and will intervein.
All you have caused is transfer of holdings of shares of NICA from small investors to larger ones causing consolidation.
I therefore humbly request you to edit the video and mention in it that no one should try to over rule NRB........at least because NRB is not merely a conglomerate of Marwaris.
Little knowledge is dangerous bhanthiye...waiyat taal ma misleading thumbnail ra title rakhera why create panic situation?
I really loved aru videos yo chahi lastai misleading bhayo.!
IDS lai popularism le choyo and he thinks he knows everything
@@deepkr7510 exactly!
Baseless kura cha pura video bhari....financial knowledge nai na bhai hype lai video banako jasto lagiracha...
ani jasko ghar jaaga loan ma cha lalpurja sahit, tesma k garney , phfirta huncha ki nai ?
जसले जे भने पनि यो बैंक चाहिँ लूटेरा नै हो
नमस्ते सर धन्यवाद 🎉
Aago content ❤
सुदिप भाइ पैसा निकल्न सबै बचतकर्ता एकै पटक गए भने त स्विस बैंक पनि डुब्छ। nic asia लाई मात्रै डुब्छ त भनेर प्रश्न गर्नु ठिक होइन है?
यस्ता लाई के भन्नू यार । पक्का युटुबे रहेछ यो च्यानल ।
Manxey le banking money processing bujney ho vaney bank matra hoina sahakari pani dubdaina dherai jasto manxey money wheeling ko process nabujera sahakari haru dubeko bujinxa