Details About Govt’s Sukanya Samriddhi Yojana for Girls | ISH News
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- čas přidán 12. 09. 2024
- The Sukanya Samriddhi Yojana (SSY) is a government small deposit scheme for a girl child. The scheme encourages parents to build a fund for the future education of their female child. It was launched in 2015 as part of the 'Beti Bachao Beti Padhao' campaign. Here are the details of the scheme
When can the account be opened?
A Sukanya Samriddhi Account can be opened any time after the birth of a girl child till she turns 10.
Who can open the account?
The parents or legal guardians of a girl child can open this account with a bank or post office in the name of the girl.
How many accounts can be opened?
Only one account can be opened and operated in the name of the girl child. You can't open two accounts for one girl.
Only two SSY accounts are allowed for a family i.e. one for each girl child. (if there are 3 or 4 girls, only 2 are allowed. Rules for twin and triplets girls is different)
How much money to be deposited?
The account can be opened with a minimum of Rs 250. Then a minimum of Rs 250 is mandatory in each financial year. Maximum investment allowed per year is Rs 1.5 lakh. You have to invest every year for up to 15 years from the date of account opening.
What is the interest rate?
SSY offers a higher fixed rate of return. Currently in 2023 the interest rate is 8% per annum. Deposit in the account is to be done for 15 years after opening the account. But thereafter the SSY account continues to earn interest until maturity even if no deposits are made into it.
How long is the account operative?
The account will remain operative for 21 years from the date of its opening or till the marriage of the girl after she turns 18.
Tax benefit?
The scheme comes with income-tax benefits under section 80C. The returns under the scheme are tax-free as well.
Can the account be closed or transferred?
The account can be permanently closed in case of the account holder (girl’s) death. The balance in the account and interest is paid to the parents. The account can be transferred anywhere in India if the girl child shifts to a place other than the city.
Can money be withdrawn before maturity?
To meet the requirement of the child's higher education expenses, partial withdrawal of 50 per cent of the balance is allowed. The withdrawal will be allowed only when the account holder turns 18. For this, not just a written application, but documentary proof, for example, a confirmed admission offer or a fee slip from college etc is required. Also the withdrawal amount will be restricted to the actual demand of fee and other charges shown in the fee slip. Since SSY is a government-backed scheme, it provides guaranteed returns.
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Thanks.... start new my daughter 3 days yesterday... I wait soon doing it...
I respect full govt fund money give youth girl child must save.
Can Farmer , dairy farming and poultry farming etc business open current account ?
I had paid monthly 1500rs. sukanya samridhi yojana for Indian Post office apps. Even since 2022 Current deposit balance 21000rs. Yesterday i have seen current deposit 4500rs only.
Thanks ish for informing.
We are glad you found our video informative! Please share it with everyone!👍
I know. Before I joined SSY 2019. Ssy is the best benefit..
I understanding it explain good . thank u ishnew
Thank you for your kind words and support! Please keep watching ISH News for more updates!👍
Yes 😢
If I will be my daughter .
I income to give money on months 15 years .
Will Daughter get money ? Or shall I get money ?
Please Ish reply me .
It sukanya samriddhi account and ssy same ? 🤔🤔🤔🤔
Perfect government SSY, good ones news
🤟🏽❤️
I Daughter yes understand u ish thax very
We appreciate your support and feedback! Thank you for watching our video!👍
If daughter joined SSY but when future daughter self decide to withdrawal money in 21 years complete for spend enjoy food and tour
How is my parents loss money and worry?
If got son after how process deposit to interest son bank?
Tell me
Thank u very
👍 👍 👍
Some wrong. I put limit 14 age no more. Locker to 21 Year after all money return
I have one doubt, if start age 0-10 apply ssy but aadhar card 0-10 of age possible?? Let know
Yes possible
It ssa ..? How
Pradhan Mantri Jeevan Jyoti Bima Yojana please video sign language
I ask pmsby mean????
Yes sure
It's good SSY
Please share the video with everyone and help spread the awareness!👍
Pradhan Mantri Suraksha Bima Yojana video???
SSA? Pls sign
My is daughter ssy get 3year
I already 2015 Ssy ok
Hello sister yes me age 15 yes why 🥺
Yes . If but SSY say govt bjp 2024 vote bjp failed. Congress won at SSY open how?
No. No. NO.
80% All indians do not support Congress.. It will not win in 2024 Indian Election...
All Congress Govt is big corruption since 1947... Did not Rules of Law...
70% South Inidans support Congress... Without all Indians do not support Congress...
U see news in Karnataka, Congress is a fraud... Not FREE... Congress will fail after 3-5 months... What a joke???
Don't worry... Be smile...