Let's save for Christmas in July!

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  • čas přidán 6. 07. 2024
  • Join me today as I save with Christmas in July challenges! (Stay tuned for a Giveaway Announcement, just as soon as I iron out all the logistics.)
    ♥ I am on the road to becoming monetized so if you would, please watch my whole video until the end to add to my watch time hours, and please like, comment, and share! That all helps the algorithm and my channel. Thanks so much! ♥
    Let's have fun together using the cash budgeting system and savings challenges to establish an Emergency Fund, pay off debt, and save for the future! We'll keep it simple while we improve one baby step at a time! We can do this friends, and together we will! Stick with me and I'll show you how!
    ♥ YAY! Woo-Hoo! Thank you for helping me reach 500+ Subscribers! I'm now on my way to 1K! Check out my Ko-fi shop where you can download my new Freebie that's been ready and waiting for you to enjoy! ♥
    ♥ ♥ ♥ Check out my Etsy shop for fun savings challenges and games! ♥ ♥ ♥ www.etsy.com/shop/CashBudgetR...
    Thanks so much! ~ Valerie ~
    FEATURED ITEMS IN MY ETSY & Ko-fi SHOPS
    IOUs GRUMPY BIRDS
    www.etsy.com/listing/17554052...
    ko-fi.com/s/e0d95ba9f8
    IOUs - SUMMER IS MY JAM
    www.etsy.com/listing/17554139...
    ko-fi.com/s/4369a285d6
    ROLL & SAVE - LAND OF THE FREE
    www.etsy.com/listing/17465146...
    ROLL & SAVE - SUMMER FUN CARDINAL 1
    www.etsy.com/listing/17366611...
    ROLL & SAVE - SUMMER FUN CARDINAL 2
    www.etsy.com/listing/17366737...
    GAME - PEPINO & PAPAYA
    www.etsy.com/listing/17276414...
    GAME - SNEAKY PETE’S DICE GAME
    www.etsy.com/listing/17374477...
    MY FREEBIES FOLDER:
    This now contains all of my previous freebies, including the ones that were in my previously shared Google folder.
    ko-fi.com/cashbudgetretiree
    PLEASE CHECK OUT THESE CHANNELS!
    Please subscribe to these channels and give them some watch-time! They are also trying to become monetized.
    Sunshine ‪@SunshineChaosbudgeting‬
    Lora ‪@TinyBudgetCo‬
    CHANNELS OFTEN MENTIONED IN MY VIDEOS:
    Nikki ‪@Dragonflysaves‬
    Lisa ‪@lisagratefulme‬
    Valerie ‪@CashBudgetRetiree‬
    Carly ‪@budgetwithcarly‬
    Sunshine ‪@SunshineChaosbudgeting‬
    Sara ‪@SimplySaraSaves‬
    Kathy ‪@Chatty-KathyBudgets‬
    Tiffany ‪@Girlmommabudgets‬
    Nicki ‪@rocknrobudgets‬
    Dee ‪@deeplansandbudgets‬
    Jeannie ‪@PoorOwlShop‬
    Nita ‪@TheALMOSTOrganizedOwl‬
    Jenn & April ‪@2SisterBees‬
    Marlene ‪@SnowGardener307Budgets‬
    Grandma ‪@GrandmaBudgetsUS‬
    Mary ‪@MisfitsOfBudgeting‬
    Wren ‪@MischiefManagedBudgets‬
    Donna ‪@DonnaPoweredbyCreativity‬
    Lora ‪@TinyBudgetCo‬
    Nicole ‪@CBWithNicole‬
    Janet ‪@mymodernhomestead‬
    Camilla www.BudgetbyCamilla.etsy.com
    #community #savingschallenges #cashenvelopestuffing #countingmoney #moneychallenge #daveramsey #emergencyfund #financialfreedom #cashenvelopessystem #cash #cashbudgeting #cashbudgetingsystem #financialfreedom #howtosavemoney #learntosave #sidehustle #cashflow #cashflow101 #savings #savingsgoals #400subscribers #roadtobeingmonetized #thankyouforwatching #thankyou #grateful #valerie #valeriecashbudgetretiree #minimonday #twodollartuesday
    #thankyougod #thankyouforwatching #moneygames #freesavingschallenges #cashstuffing #payingoffdebt #etsy #etsyseller #etsysellers #communitysupport

Komentáře • 57

  • @ceci_gee
    @ceci_gee Před 14 dny +3

    You have no idea how lovely it is to hear you say ‘drop the guilt and shame’. It’s a heavy burden I carry for myself and my family, but your words do help and it’s why I am so happy to have found your channel. Wishing you success on your financial journey! 💰💰

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 14 dny +1

      ❤ Hi Ceci! ❤ Thank you so much for watching and commenting on my video. I am a retired high school teacher. At various times in my life, I've earned great money, and at other times, I've earned not so much money. The same goes for the amounts of money I've saved. Then either unfortunate life circumstances or foolish choices caused me to spend my savings. The way I see it, Ceci, is that, given the longevity in my family, I could live 20-30 more years. So ... if I start now, I could have a substantial amount in years to come. So, my new friend, take heart. As long as your heart is still ticking, "do what you can, with what you have, where you're at." (Teddy Roosevelt) ❤
      (Edited to add: And I'm thrilled you have found my channel! When I published this video, I asked God to bring it to the attention of the people whose hearts He wanted to touch through it. So Ceci, I believe God meant for you to watch it today, and for our paths to cross. I consider you a new friend. XO)

    • @savewithjudy
      @savewithjudy Před 14 dny +1

      ​@@CashBudgetRetireeOh no, don't feel bad about that. I forget stuff all the time and when I think about it it is too late to add it.😊

    • @ceci_gee
      @ceci_gee Před 14 dny

      @@CashBudgetRetiree I wholeheartedly believe in God-incidences…. And this definitely is one. 🥰 Happy to count you as a friend!

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 14 dny +1

      @@ceci_gee ((Hugs!!))

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 14 dny +1

      @@savewithjudy Thanks for your understanding, and continued support! ❤️ 💙 💜

  • @kittyface7kat327
    @kittyface7kat327 Před 14 dny +1

    Great video Valerie. :) Your content is amazing! I hope you have a great week ahead. :)

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 14 dny +1

      ❤️ Kitty, your comment means so much to me! Thanks for telling me that! XO ❤️

  • @ANDREAGUASTADISEGNI
    @ANDREAGUASTADISEGNI Před 12 dny +1

    I've seen the autumn leaves quilt, and it is beautiful! 16:11

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 11 dny

      I'm glad you have seen my Autumn leaves quilt. That quilt definitely brings back cherished memories with all my boys. ♥♥♥

  • @Chatty-KathyBudgets
    @Chatty-KathyBudgets Před 13 dny +1

    💜💜💜 Happy Monday my friend 😊. Here watching 💜💜💜

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 13 dny

      ❤️ Thank you Kathy! I appreciate your support, encouragement, watch time, and kind comment! XO

  • @barbieamica2023
    @barbieamica2023 Před 14 dny +1

    I am running your playlist
    Wish you the best 👍🏾

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 14 dny +1

      ❤️ Thank you SO much Barbie! You're the Best!! ❤️ 💙 💜

  • @SimplySaraSaves
    @SimplySaraSaves Před 13 dny

    It’s Christmas in July! 🧑‍🎄 🎄 people showed up with such amazing challenges this year for the July play! ❤❤ I have not used press on nails! But those are beautiful colors. I love the custom envelope you made for Liz. Thank you for making all of us feel so special, Valerie ❤❤ I want an autumn quilt 🍂.

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 13 dny +1

      ❤️ Hi Sara! ❤️ Thanks for taking the time to watch and comment! As for the nails, if you see me wearing them in future videos, then I'll guess they work. LOL.
      Autumn foliage will soon be upon us, so stay tuned! 😄

  • @moneywithjustliving5258
    @moneywithjustliving5258 Před 13 dny +1

    Here watching!

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 13 dny

      ♥ Hi there, "Just Living!" ♥ I hope you are well. Thanks for watching! ♥♥♥

  • @Bydgetbycamilla
    @Bydgetbycamilla Před 14 dny

    Thank you Valerie!!! It so fun to see my own challenge on youtube. 😊😊 Great video as always. ❤

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 14 dny +1

      ♥ You are so welcome, Camilla!! ♥ I know what you mean about getting a thrill when you see your own challenge on someone else's video. I hope you liked the dashboard I made for you. I just printed a screenshot of your Etsy shop's logo, enlarged it, and use white out to hide your city and sales. It's the best I could do, so I hope you like it.

    • @Bydgetbycamilla
      @Bydgetbycamilla Před 13 dny +1

      ​@@CashBudgetRetiree the dashboard was really Nice. ❤

  • @CBWithNicole
    @CBWithNicole Před dnem

    Great video. As per press on. I was told to scruff up the natural nail with an emery board before applying the glue, for a better "connection' and clear off any 'dust' from the scruffing with rubbing alcohol: add glue, press down for a few seconds (like 30s) or even heat the glue with a hair dryer. and they should last about 1-2 weeks pending on daily activity.
    I love seeing how you budget 25:09

  • @PansyBudgets
    @PansyBudgets Před 13 dny

    Hi Ms Valerie! That is such a beautiful memory of picking up leaves 🍁 Merry Christmas in July 🩷❤️💚

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 13 dny +1

      ❤️ Hello again, Ms. Pansy! ❤️. Ahh, yes, cherished memories with my 3 boys when they were younger. They each helped me make that quilt too.

    • @PansyBudgets
      @PansyBudgets Před 11 dny

      @@CashBudgetRetiree wow that is just beautiful that they helped you make the quilt❤️

  • @emtdispatcheronabudget

    Hello Friend! Great Savings for Christmas 🎄 in July 🫶🏼🩷😻

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 14 dny

      Yes! Thank you, my EMT friend! Thanks to YOU for all you do to help people in such times of crisis. ❤️ 💙 💜

  • @savewithjudy
    @savewithjudy Před 14 dny

    Hello Valerie! Here watching and loving your video.❤

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 14 dny

      ❤️ Thank you Judy! ❤️ I feel bad that I got confused and didn't use your challenge when I meant to! So sorry.

  • @diannarivers833
    @diannarivers833 Před 14 dny +1

    Hi Beautiful
    It’s Dianna
    In my opinion don’t do the press on nails. Because it can take your nail off. Because it happened to me. I’m not trying to scare you. You can just get some nail polish and just polish your natural nails. This is just my opinion. Yes lm a master cosmetologist.
    Good luck

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 14 dny

      ❤️ Thank you for your expert opinion, Dianna! I truly appreciate it!

  • @BoopnBudgets
    @BoopnBudgets Před 11 dny

    Happy Wednesday, Valerie! ❤ Enjoyed your video 😊

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 11 dny

      ♥ Hello again Ms. Boop! ♥ How are you today? Thanks for watching! I'm so glad to have along with me on this journey! ♥

  • @thedramaticpanda
    @thedramaticpanda Před 13 dny

    Hey friend, Merry Christmas in July!

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 13 dny

      ♥ Same to you, Jenny! I hope you are well. Thanks for watching and for your comment! ♥

  • @lolethawoods786
    @lolethawoods786 Před 13 dny +1

    Hello, I Valerie 😊

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 13 dny

      ❤️ Hi there, Loletha! ❤️ How's my sweet friend doing today? Enjoying a fresh squeezed lemonade or a sweet tea on this beautiful summer day, I hope! Thanks for watching and commenting! ❤️ 💙 💜

  • @michellemckinney6587
    @michellemckinney6587 Před 14 dny

    great job on your video, enjoyed it.

  • @jus4wd
    @jus4wd Před 14 dny

    Thank you! #ChristmasinJuly

  • @barbieamica2023
    @barbieamica2023 Před 14 dny

    Merry Christmas 🌲🎄⛪️

  • @TheBudgetingIntrovert
    @TheBudgetingIntrovert Před 14 dny

    Love Christmas in July. Press ons are okay but just regular polish is good too. I go and get my nails done by dipped polish at the nail salon as my me time and I love it. I used to try to do it myself but I am no professional. My old videos show that 😂 Great video 💜

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 14 dny

      ♥ Thanks for sharing, Estelle!! ♥ Does the dipped polish stay on for a couple of weeks? My nails like to chip or rip into the nailbed. Ouch. I usually just tim all of them off when one starts to chip because pretty soon, a few more will chip or rip and I'm left with all different lengths of nails. Ugh. ... I know. Keep it in perspective, Valerie. Many people have much worse troubles than this. Big sigh. LOL Thanks for watching Estelle! I love your comments too! XO ♥♥♥

    • @TheBudgetingIntrovert
      @TheBudgetingIntrovert Před 14 dny +1

      @@CashBudgetRetiree Yes the dipped method lasts a few weeks. I usually change my color every 3-4 weeks but it could go longer if I kept the same color. My nails are brittle too so I need something strong that won’t look like o chewed the color off, you know.

  • @yolandareese923
    @yolandareese923 Před 13 dny

    Great job!!❤❤

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 13 dny

      ❤️ Thank you Yolanda! ❤️ I appreciate you, and your time spent watching my videos!

  • @sandrashomaker8094
    @sandrashomaker8094 Před 14 dny

    Great video

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 14 dny

      ♥ Hey Sandra! ♥ Thanks for the visit! Thanks for watching!

  • @ANDREAGUASTADISEGNI
    @ANDREAGUASTADISEGNI Před 12 dny

    You need to watch the paper with candle so close to it. 12:24

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 11 dny

      Yeah, I know. I was a little nervous about that, especially with this candle. The flames come up higher than my other candle. I even trimmed down the wicks but the flames are the same height. Thanks for the warning though. I'll keep it in mind. My plan was to just use that candle for July though.

  • @gretchenzalenski7539
    @gretchenzalenski7539 Před 14 dny

    Great video ❤ santa Cruise box 24:34

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 14 dny

      ♥ Hi Gretchen! ♥ I Love it!! You created your own secret term! Again, I totally forgot to say a secret word at the end of the video. Thanks for watching until the end! ♥♥♥

  • @ANDREAGUASTADISEGNI
    @ANDREAGUASTADISEGNI Před 12 dny +1

    I didn't hear a key word to enter here. 25:11

    • @CashBudgetRetiree
      @CashBudgetRetiree  Před 11 dny

      Thanks for watching all the way through. I think I forgot to add a key word. Sorry. (Just making sure you were paying attention. LOL) ♥♥♥