I pay the loans with a high fixed monthly minimum..like a car.I paid as much extra from my budget on the loan. I reuse available credit for food/gas... Once the car was paid in full, I put it in storage status to save on $720 every 6 mo on insurance...I'm close to a bus. That monthly car payment could have been reduced if I refinanced it when paid down by 50%
I can get to paying credit cards down after I paid off my car. Then I'll pay the highest minimum credit card..Some companies charge 4% of the outstanding balance I pay it down first, One of mine charges 1.5%..I have best success by paying off the big ones first.I have never missed a payment so my credit score is good..I have paid 30% of my income (exclusively social security)..in 20 months I sold a truck for $2,000 , property tax refund $1,500..paid ..$17,000 paid off 6 credit cards
Would of took her 3 hours to learn how to use CC properly instead. We need to teach our kids to learn to sit out certain sports and also how about getting her kids a job.
How do you know who should have too many or too little credit cards? Everyone's lifestyle is different. The take away is this: if you can manage your expenses and keep on track like she did, then all will be ok.
@@lilPopper the irs,Credit card/debit card companies banks/credit unions even the census and the whole government knows.how do you think people are in debt??? If you have cash jobs or just pay cash and pocket change there's no fees,no taxes no interest scams no high paying greedy loans and no high paying raises on goods.
@@alexcholagh8330 I see what you mean. I too try to use cash as much as possible. But I too have used my credit cards for emergency or when I didn’t get around to withdrawing cash.
It's a blessing if you use it for business and investments and flip the balances. Some you don't have any interest due until after a year 😊 Business mindset Could carry you thru unemployment
I was almost debt free then got a big unexpected medical bill that my insurance denied so just because you pay off debt you can still get debt you didn’t plan on.
Dave Ramsey is my hero. I paid my house and a rental house off as a single mother. The plan works and this country is amazing. You can do anything you set your mind to. ❤❤❤
@@RockyMtCrystalrice and beans are still expensive and are not sustainable for the human body to live off of, Dave has become out of touch with reality of the average American.
She used whats called the avalanche method to pay em off. Pay the most on the card with the smallest balance while paying the minimum on the others. Once that card is paid off, take that payment amount and add it to the next card with smallest balance. Keep doing this till they're all paid. Correction: This is called the Snowball method. Not avalanche.
avalanche is paying biggest interest rate card first, your example is something else, I just read, but it's not as dramatic a word as avalanche... it wasn't trickle but something else...hmmm
@@davidcarp5935 Yes you're right. Avalanche is highest interest first. The Snowball method is lowest balance first. I will edit my comment to correct it.
I did same thing. Im deaf and in deep of debt. Living in van. Paying off debt. 2 paid off so far. 4 left. Im trying not get too much cards but working job and get stable pay helps lot. I paid off 2 with in 3 months. I limited the foods and gas. So i can use money to pay cards off quicker.
Follow Dave Ramsey: Baby Step 0: get a second job, make a budget. Make minimum payments to all cards. Start saving. Baby Step 1: save $1,000.00 keep while paying off debt. Baby Step 2: pay off debt by listing all debt smallest to largest. Make minimum payments to all cards, except the smallest amount until it is paid off. Baby Step 3: save 3 to 6 months of expenses There are more baby steps, but these will get you out of debt, and help you stay out of debt.
Interest rate is what getting people into debt if they got rid of it people would had payoff there debt including myself. Right now I’m getting myself out of debt hopefully in 3YRS I don’t have a social life last year I would had payoff 4 of them but something happened so I only got to payoff 2 the only thing u can’t control is when something happens to you or someone in the family
paying card with the lowest debt is the best move. seeing one less card to pay off is very helpful psychologically. i did that. im no longer in any debt. it's crazy how you ended up paying more based on late fees and interest over long period of time vs the credit limit imposed
Every month, I would list in a book how much was interest and what percentage. Looking at those figures gave me revelation as to how unwise was my spending.
Just learn to live on a budget. Cash is everything you need for the upcoming events. Congratulations on paying your credit card debt off. You're a role model for your kids
This is one of those situations where it depends because my friends husband left her when she was pregnant and she had 2 children he did not pay any child support So to try to live below your means ..one's means might be insufficient food / medicine.
How do you you have 17?! I have three. I probably use just one per month and have no balance. I also have no money, but I can't stand the feeling of debt.
I went thru a bankruptcy and after that I got credit again However, I keep the Balances at ZERO or try NOT used unless I need something that is needed then I Paid it off before the month is over regardless of Credit Score which is not important to me. However I have a 799 to a 815 score. I been doing this for 15 years and I happy! and I got 4 Cards.
Velocity banking is a really good tool I use. You have to have a revolving line of credit, and you just put all the expenses in that account, then park all your income in that account. Your cash flow does all the work.
There is nothing wrong with having many credit cards. As long as you keep a zero balance on them. That way you will receive many offers of 0% APR for a period like one year (on new cards as well as existing cards) so when your furnace dies or you need a new roof on your house or a major appliance needs to be repaired or replaced, you have an immediate way to handle the crisis. I just had to purchase a new washer and a new dishwasher. I have 24 months to pay them off without any interest being charged. The monthly payment will be small so I’ll be able to pay it off in 15 months but have 24 months just in case it’s needed.
The only times I use my credit cards is when I shop online (which is rare and if an item I want is only available to get online), groceries, and gas. Car maintenence happens once every 6 months on average. And I have one card I rarely use in case of emergencies. And like the lady, I managed my budget. My parents always taught me that once you get your statement and review it, pay it in full. Now I can't say my method will work with everyone, because everybody's situations are different. But once you figure out your method and stick with your plan to pay off your debts, you'll be ok. Like the lady said, it does not happen overnight.
You really only need one or two credit cards, one for car maintenance etc... and the other like a medical credit card for unplanned emergency's or higher than expected co-pays.
@@thedude5040 No interest if paid in full by due date, only spend on what you can pay back like use it at gas stations to fuel up your car and vending machines that you don't want to use your debit card for. I don't know what you are talking about tbh. Credit cards are what help you build up your credit score. I had no credit when I first started and now, I have a 782-credit score with 100% on time payments. Use the cards wisely and don't max them out and make minimum payments.
I learned from one of my teachers in high school is just have 2 credit cards. One to spend, the save the other one for credit and use it for miles on your car or for a plane ticket. He said he wish he knew this when he was my age. Could've saved him 10 to 15 years of debt. I also have some friends that tell me when I first get a credit card, don't use it for like the first 2 months atleast, so I don't get sucked into any bullshit
congratulations! I know that's a weight lifted. Now take those payments and put them in savings, so you can handle an emergency without borrowing again.
Thats why I didn't put my kids in sports when it costed hundreds of dollars. I waited until I moved to an area with free or reduced cost sports. Its too bad America refuses to enforce child support. Many kids are owed thousands.
@@DieGurkenfresser thats what america needs to do. but instead there are homeless children on the street. you cant get a job unless you can afford $1000 a month per kid for daycare and they wont make dads pay even half of that
If you don’t pay child support a part of income is going to the kids via court order, although it’s a problem some daycares are based on income and grandparents stay with the kids if they are retired
I’m 32 years old and I have a credit score of 746 and I can’t get approved for more then a $500 credit card I have no debt besides student loans that are currently at $2300 how do people get a limit of $20,000 that’s insane I make 71,000 a year and I’m only approved for $500 credit card.
If you make that much a year(over 70 k) then you should hurry up and pay your college loans. There is no reason to have debt when you have a high salary.
@@pamelamls I did not go to college. I have student loans from a welding trade school called Tulsa welding that I graduated from and I do not work in the field. The school does not let me brush up on welding, which is something that they said that they offered so if they’re not honoring their end, I’m not going to be honoring mine and paying them back ever. My student loans are less than 7K that’s between mine and my wife’s trade school debt. She does not work either. She’s at Mom. She attended dental technician trade school, which once upon graduation pays 13 bucks an hour in the state of Florida as of four years ago. And I will never just like hospital bills pay them back. If the legals are given free, housing and healthcare, I should be given free healthcare to. Also I make 70k a year and I support a family of 4 by myself.
Credit score comes from borrowing money like on a credit card and paying it off faithfully. A credit score is literally your trustworthiness at paying your debts. Get the $500 card and use it and pay it off faithfully every month. You’re credit worthiness will rise.
Strong, independent woman! Work, work, work! You can do it! 👏Serving your husband and children is bad. Serving someone else for a paycheck is good. Who needs relaxation, leisure, and free time anyway? 💅
Fails to mention the debt snowball. Goes on to explain balance transfer. The lady didn't get out of debt by balance transfer. She got out because she paid off the debt.
Balance transfer is a joke. They may say there’s no fee but they will charge you up to 5% of the amount you transfer. So it’s better to not do that . They’re not in the business of helping u
I’m in 95,000 dollars in debt I bought a new truck only 24 pay no rent live with my parents finished college working in lawn business with my dad been sending more money I wanna pay it all by 27! I’m happy for her and anyone else who’s struggling keep hustling bro! I got my dream truck at age 22 by myself! I made a few mistake trading off a few trucks but man it’s nice seeing thing being done! Also it’s a ram dually 3500 night edition limited 2022!
No rent huh? As a grown man you should be contributing financially to the household by paying the electricity and water bill, buying groceries, ect..Instead of leeching off your parents!
well my parents are debt free and make too much money they never ask me to help them but when they need something i do help them out. Once im financially stable ill be there for them when they retire @@pamelamls
A single mom who works too hard who loves her kids and never stops, with gentle hands and the heart of a fighter, she’s a survivor
Život bez djece je jeftiniji i jednostavniji ,ovo nije za pohvalu ,ovo je jadno
@The_Ace.???
I pay the loans with a high fixed monthly minimum..like a car.I paid as much extra from my budget on the loan. I reuse available credit for food/gas... Once the car was paid in full, I put it in storage status to save on $720 every 6 mo on insurance...I'm close to a bus. That monthly car payment could have been reduced if I refinanced it when paid down by 50%
I can get to paying credit cards down after I paid off my car. Then I'll pay the highest minimum credit card..Some companies charge 4% of the outstanding balance I pay it down first, One of mine charges 1.5%..I have best success by paying off the big ones first.I have never missed a payment so my credit score is good..I have paid 30% of my income (exclusively social security)..in 20 months I sold a truck for $2,000 , property tax refund $1,500..paid ..$17,000 paid off 6 credit cards
Reba's theme song!😂😂😂❤❤❤❤
3 years to pay off $30k in debt is absolutely amazing. What an inspiration
Would of took her 3 hours to learn how to use CC properly instead. We need to teach our kids to learn to sit out certain sports and also how about getting her kids a job.
That’s only 10000 a year my guy
@@WorldViralDailylmfao stupid comment
I paid off mine this month when I tell u it's like this chain broke from around my neck… my whole mood is up….
god speed god speed 🙏🏼🙏🏼 I send infinitely good energy
I have never been charged up....I only use the CC to keep it open and than pay it off
Free at last free last!!! Thank God Ol mighty free at last!!
Congratulations!!
😂😂😂 not a chain Jesus 😂
Being debt free is the best feeling ever!
It really is. I was there for a little bit then fell back into it but I’m climbing back now. Hopefully by the end of the summer I’ll be there
All you need is 1 or 2 credit cards. Not 17. Glad you got out of debt. Don't get back in debt again.
That's hilarious. Credit cards/debit cards are a scam. Use cash and pocket change
You don’t know what people need.
How do you know who should have too many or too little credit cards? Everyone's lifestyle is different. The take away is this: if you can manage your expenses and keep on track like she did, then all will be ok.
@@lilPopper the irs,Credit card/debit card companies banks/credit unions even the census and the whole government knows.how do you think people are in debt??? If you have cash jobs or just pay cash and pocket change there's no fees,no taxes no interest scams no high paying greedy loans and no high paying raises on goods.
@@alexcholagh8330 I see what you mean. I too try to use cash as much as possible. But I too have used my credit cards for emergency or when I didn’t get around to withdrawing cash.
Won’t get out of it overnight. That is great insight
The real story here is how one single American Woman was approved for 17 that’s “SEVENTEEN” credit cards. God bless America 🇺🇸
I mean I have 20 credit cards as a single guy. At one point I had 24.
It's a blessing if you use it for business and investments and flip the balances. Some you don't have any interest due until after a year 😊
Business mindset
Could carry you thru unemployment
i have 15k limit on 2 cards and on 2 others is 8k I dont even use them hardly
I'm in Canada and have 2... One of which is prepaid
GETTING APPROVED IS EASY
I was almost debt free then got a big unexpected medical bill that my insurance denied so just because you pay off debt you can still get debt you didn’t plan on.
Speak life over your finances. Declare & decree & pray & fast.
No set backs! No demonic financial yokes will hinder my debt freedom amen!
She been watching Dave Ramsey.
He’s amazing!
Beans and rice, rice and beans. 👏🏾
Dave Ramsey is my hero. I paid my house and a rental house off as a single mother. The plan works and this country is amazing. You can do anything you set your mind to. ❤❤❤
@@RockyMtCrystalrice and beans are still expensive and are not sustainable for the human body to live off of, Dave has become out of touch with reality of the average American.
I was gonna say. So many people need to be advised on how to live a more money-savvy way.
She used whats called the avalanche method to pay em off. Pay the most on the card with the smallest balance while paying the minimum on the others. Once that card is paid off, take that payment amount and add it to the next card with smallest balance. Keep doing this till they're all paid. Correction: This is called the Snowball method. Not avalanche.
avalanche is paying biggest interest rate card first, your example is something else, I just read, but it's not as dramatic a word as avalanche... it wasn't trickle but something else...hmmm
@@davidcarp5935 Yes you're right. Avalanche is highest interest first. The Snowball method is lowest balance first. I will edit my comment to correct it.
@@justhere4721 and 'slushie' is paying only a bit over minimum, haha
@@justhere4721 You could have just edited the start of your comment with the right method :p
I did same thing. Im deaf and in deep of debt. Living in van. Paying off debt. 2 paid off so far. 4 left. Im trying not get too much cards but working job and get stable pay helps lot. I paid off 2 with in 3 months. I limited the foods and gas. So i can use money to pay cards off quicker.
What does being deaf have to do with credit cards? NOTHING
@@urmommabear5monthsago no one asked for your input
@@i-mbalm and yet there it is 😁
So impressive! Good job, mom!
Follow Dave Ramsey:
Baby Step 0: get a second job, make a budget. Make minimum payments to all cards. Start saving.
Baby Step 1: save $1,000.00 keep while paying off debt.
Baby Step 2: pay off debt by listing all debt smallest to largest. Make minimum payments to all cards, except the smallest amount until it is paid off.
Baby Step 3: save 3 to 6 months of expenses
There are more baby steps, but these will get you out of debt, and help you stay out of debt.
Yes, more importantly, they help you STAY out of debt.
Interest rate is what getting people into debt if they got rid of it people would had payoff there debt including myself. Right now I’m getting myself out of debt hopefully in 3YRS I don’t have a social life last year I would had payoff 4 of them but something happened so I only got to payoff 2 the only thing u can’t control is when something happens to you or someone in the family
paying card with the lowest debt is the best move. seeing one less card to pay off is very helpful psychologically. i did that. im no longer in any debt. it's crazy how you ended up paying more based on late fees and interest over long period of time vs the credit limit imposed
Every month, I would list in a book how much was interest and what percentage. Looking at those figures gave me revelation as to how unwise was my spending.
She collected them all 😂 and was made a Pokémon master
Just learn to live on a budget. Cash is everything you need for the upcoming events. Congratulations on paying your credit card debt off. You're a role model for your kids
This is one of those situations where it depends because my friends husband left her when she was pregnant and she had 2 children he did not pay any child support So to try to live below your means ..one's means might be insufficient food / medicine.
I pay off my car payment first because it was the largest drain on my budget.
PLANIRAJTE RODITELJSTVO I TOČKA
I would pay the highest interest card first, the interest can bury you.
Good for her. Great job.
How do you you have 17?! I have three. I probably use just one per month and have no balance. I also have no money, but I can't stand the feeling of debt.
I have 6 just to increase my credit limit. I don’t use them all, just the ones that have good rewards.
I have 13….i rotate them often and I use them for cash back and dont use them really…only to increase overall limit
Because you don't know how to properly utilize your credit cards. And you have no money just like you said.
Its slavery some people don't get it being in debt is being someones bitch unless you plan on not paying it
I don't have money or credit cards.
I’m so glad she mentioned the time. Such a determined Mama. ❤
That’s awesome good work !!🎉🎉
I'm a single mom, 45 years old and never had a credit card. I don't even have a bank account. It's very freeing knowing I don't have any debt.
What about savings and retirement? Good going not having debt. ❤
@@mmp495It's difficult to save for "retirement" when you don't even have money. I personally don't have a job so I don't have an income.
...you don't have a bank account?????
Probably don't have any credit either.
No bank account? How does your salary get paid to you??
Good for her. Its sick that CC companies make their money off of struggling people.
Most companies earn their money off of struggling people.
Karen, its still your choice to get the Card and using it. Stop blaming everyone else
I admire her so much
I went thru a bankruptcy and after that I got credit again However, I keep the Balances at ZERO or try NOT used unless I need something that is needed then I Paid it off before the month is over regardless of Credit Score which is not important to me. However I have a 799 to a 815 score. I been doing this for 15 years and I happy! and I got 4 Cards.
Yeah, the rest of use had to pay for the debts you walked away from.
@@jgjg3848 it was my employer who put me in bankruptcy he did not pay my employment taxes to the sum of $3000 I was only making about 950 after tax
Congrats! Great strategy❤
Velocity banking is a really good tool I use. You have to have a revolving line of credit, and you just put all the expenses in that account, then park all your income in that account. Your cash flow does all the work.
Well done young lady!!!
Last year I worked and slept for 3.5 months.. Collected cans.. Just worked and paid off 20k and it felt amazing
There is nothing wrong with having many credit cards. As long as you keep a zero balance on them. That way you will receive many offers of 0% APR for a period like one year (on new cards as well as existing cards) so when your furnace dies or you need a new roof on your house or a major appliance needs to be repaired or replaced, you have an immediate way to handle the crisis. I just had to purchase a new washer and a new dishwasher. I have 24 months to pay them off without any interest being charged. The monthly payment will be small so I’ll be able to pay it off in 15 months but have 24 months just in case it’s needed.
Congratulations, Mom
The only times I use my credit cards is when I shop online (which is rare and if an item I want is only available to get online), groceries, and gas. Car maintenence happens once every 6 months on average. And I have one card I rarely use in case of emergencies. And like the lady, I managed my budget. My parents always taught me that once you get your statement and review it, pay it in full.
Now I can't say my method will work with everyone, because everybody's situations are different. But once you figure out your method and stick with your plan to pay off your debts, you'll be ok. Like the lady said, it does not happen overnight.
You really only need one or two credit cards, one for car maintenance etc... and the other like a medical credit card for unplanned emergency's or higher than expected co-pays.
WTF! NO. terrible advice. Get rid of your cards. Stop paying unnecessary interest to the 1%
@@thedude5040 No interest if paid in full by due date, only spend on what you can pay back like use it at gas stations to fuel up your car and vending machines that you don't want to use your debit card for. I don't know what you are talking about tbh. Credit cards are what help you build up your credit score. I had no credit when I first started and now, I have a 782-credit score with 100% on time payments. Use the cards wisely and don't max them out and make minimum payments.
Get a emergency fund not a credit card
@@neonghost8608 emergency fund is basically a loan, credit card is same thing just with higher APR if you can't pay it off in full first month.
Bravo!
Good job.
Congratulations!
I learned from one of my teachers in high school is just have 2 credit cards. One to spend, the save the other one for credit and use it for miles on your car or for a plane ticket. He said he wish he knew this when he was my age. Could've saved him 10 to 15 years of debt. I also have some friends that tell me when I first get a credit card, don't use it for like the first 2 months atleast, so I don't get sucked into any bullshit
I'm 23 now if anyone was curious about my age
Awesome!
Well done 🎉
This was such a refreshing and amazing story of this super mom! ❤❤❤
Smart!
I had 3. Needed to use for my auto insurance. And groceries 😅
Get low interest credit cards only. Only buy if you take receipt home in wallet and transfer funds immediately.. unless emergency..
What this story is about~ a woman finally learns what being a financially responsible adult is at the age of 47.
congratulations! I know that's a weight lifted. Now take those payments and put them in savings, so you can handle an emergency without borrowing again.
Good for her!
Thanks God I don’t have a penny to pay for credit card 💳. I never tried to have or get what I can’t afford.
Good For her 😊
The snowball method is the best way to pay off debt.
Dave Ramsey would be proud
baby steps millionaire - snowball effect
Maybe never get in credit card debt in the first place and dont buy what you cannot afford.
Thats why I didn't put my kids in sports when it costed hundreds of dollars. I waited until I moved to an area with free or reduced cost sports. Its too bad America refuses to enforce child support. Many kids are owed thousands.
In my country they pay it and then Take the Money Back from the other Partner. If they then refuse to pay, hell Breaks loose 😂
Only way to go
@@DieGurkenfresser thats what america needs to do. but instead there are homeless children on the street. you cant get a job unless you can afford $1000 a month per kid for daycare and they wont make dads pay even half of that
If you don’t pay child support a part of income is going to the kids via court order, although it’s a problem some daycares are based on income and grandparents stay with the kids if they are retired
This woman is like Freddy Krueger for bankers.
i’ve never had a credit card before. i’m 30
I’m 32 years old and I have a credit score of 746 and I can’t get approved for more then a $500 credit card I have no debt besides student loans that are currently at $2300 how do people get a limit of $20,000 that’s insane I make 71,000 a year and I’m only approved for $500 credit card.
I think it’s credit history with the company that helps the most with limit
If you make that much a year(over 70 k) then you should hurry up and pay your college loans. There is no reason to have debt when you have a high salary.
@@pamelamls I did not go to college. I have student loans from a welding trade school called Tulsa welding that I graduated from and I do not work in the field. The school does not let me brush up on welding, which is something that they said that they offered so if they’re not honoring their end, I’m not going to be honoring mine and paying them back ever. My student loans are less than 7K that’s between mine and my wife’s trade school debt. She does not work either. She’s at Mom. She attended dental technician trade school, which once upon graduation pays 13 bucks an hour in the state of Florida as of four years ago. And I will never just like hospital bills pay them back. If the legals are given free, housing and healthcare, I should be given free healthcare to. Also I make 70k a year and I support a family of 4 by myself.
I call BS
Credit score comes from borrowing money like on a credit card and paying it off faithfully.
A credit score is literally your trustworthiness at paying your debts. Get the $500 card and use it and pay it off faithfully every month. You’re credit worthiness will rise.
good for her, most people want hand outs from the Gov
I never been on that so idk how that works or what’s going on lol
If you can’t pay off your credit card debt, just file chapter 7 bankruptcy.
Credit score went up
I have one credit card and I had to put my dental work on it it sucks
Strong, independent woman! Work, work, work! You can do it! 👏Serving your husband and children is bad. Serving someone else for a paycheck is good. Who needs relaxation, leisure, and free time anyway? 💅
Omg she actually paid them off, as we are supposed to
🎉👏🏼
how do people let themselves get so far in credit card debt? just don’t use it??
A credit card is not a method of credit... it is a method of PAYMENT...
If you don`t get it, then don`t get a credit card...
Very intelligent lady.
That's how people end up with 17 cards.
Does she pay rent or a mortgage?
Get a loan to pay off credit card debt because the interest rate is significantly lower from money lenders.
This is what Dave Ramsey teaches if people want more motivation...
Sound's like she's following the Dave Ramsey plan
I hope she cuts up all of those credit cards and doesn’t go back into any kind of debt except for a home mortgage.
Where them kids dad at?
Fails to mention the debt snowball. Goes on to explain balance transfer. The lady didn't get out of debt by balance transfer. She got out because she paid off the debt.
How is she approved for so many oh wait that’s right lol
Balance transfer is a joke. They may say there’s no fee but they will charge you up to 5% of the amount you transfer. So it’s better to not do that . They’re not in the business of helping u
I don't have $20,000 or even $30,000 in credit cards more like $8,000
Hey, it's a young Jennifer Grey, hehe. The news achor, not the single mom 😛.
Could of use it for investment or business.... Spike lee😊
Consumer v business mindset
Pay off your mortgage
Proud owner of ZERO credit cards for 12 years 😂 Don’t do it people. It’s not worth it. If I can’t buy it then I don’t GET it. It’s so simple!!
I’m in 95,000 dollars in debt I bought a new truck only 24 pay no rent live with my parents finished college working in lawn business with my dad been sending more money I wanna pay it all by 27! I’m happy for her and anyone else who’s struggling keep hustling bro! I got my dream truck at age 22 by myself! I made a few mistake trading off a few trucks but man it’s nice seeing thing being done! Also it’s a ram dually 3500 night edition limited 2022!
No rent huh? As a grown man you should be contributing financially to the household by paying the electricity and water bill, buying groceries, ect..Instead of leeching off your parents!
well my parents are debt free and make too much money they never ask me to help them but when they need something i do help them out. Once im financially stable ill be there for them when they retire @@pamelamls
Easy...child support😂😂😂
I never understood how people do this to themselves, or how they are even able to get more lines of credit when they are already in deep debt.
It's called working & budgeting. And by the way, anyone can do it. You don't have to be a "single mom" 🙄
So bitter. Truly pathetic
Sounds like she followed dave Ramsay’s advice……. Pay off smallest first…….
OF?? She made?
17 cards is 15 too many. Good for her to get out of neck deep water.
Hustle
30k in credit card debt?????!!!!! Ma'am you being a single mom means nothing. She wasn't being smart with her moeny
But she got out of debt so it doesn’t matter, people live and learn
That's not much money
While i think shes incredibly intelligent i dont think this is okay at all. The world not be like this.
I smell goofy
Bad habit
cut up your credit cards, you don't need them
Nope what about car rentals or hotel bookings etc? Plus keeping a great credit score?
@donaldlyons17 you don't need a credit score. It's just a myth. You can book a hotel with a debit card, same with a rental car
@@donaldlyons17 the only reason you need a credit score is to pay interest to someone else.
@@thedude5040 Right but problem is if a loan is needed interest has to be paid one way or the other
@donaldlyons17 you don't need a loan, learn to live without borrowing for once. you can get a mortgage without a credit score.
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What only fans lol🤣
wow someone who makes bad decisions paid her bills, give her a cookie
Wow, a bitter witch . Get a brain and grow up