HOW TO APPLY PM AWAS YOJNA 2024 || চৰকাৰী ঘৰৰ ONLINE APPLY কেনেকৈ কৰিব || PM AWAS YOJNA HOUSE APPLY

HOW TO APPLY PM AWAS YOJNA 2024 || চৰকাৰী ঘৰৰ ONLINE APPLY কেনেকৈ কৰিব || PM AWAS YOJNA HOUSE APPLY
#Pmawasyojna2024
#howtoapplypmawashouse
#pmawas
All about Pradhan Mantri Awas Yojana (PMAY)
The Pradhan Manti Awas Yojana (PMAY) targets to eliminate India’s housing shortage by focusing on urban and rural areas under the government’s broader housing-for-all mission. Launched on June 1, 2015, the programme follows a demand-driven approach under which states identify eligible beneficiaries through a demand survey, based on specific criteria.
PMAY: Key highlights
PMAY full form Pradhan Mantri Awas Yojana
PMAY verticals PMAY-Urban aka PMAY-Shahri
PMAY-Rural aka PMAY-Gramin
Official website PMAY urban: pmaymis.gov.in/
PMAY rural: iay.nic.in/
Launch date June 25, 2015
Valid till PMAY-Urban: December 31, 2024
PMAY-Gramin: March 31, 2024
Address Pradhan Mantri Awas Yojana (Urban) Ministry of Housing and Urban Affairs Nirman Bhawan, New Delhi-110011
PMAY components
In-Situ Slum Redevelopment
Credit Linked Subsidy Scheme
Affordable Housing in Partnership
Beneficiary-led Construction Scheme
Toll free number 1800-11-6163 - HUDCO
1800 11 3377, 1800 11 3388 - NHB
Find out how to fill Pradhan Mantri Awas Yojana Online Form
construction/enhancements (BLC)
Makes provisions that people belonging to the EWS category can either construct a new house or enhance the existing house on their own with central assistance of Rs 1,50,000.
PMAY Credit-Linked Subsidy Scheme (CLSS)
Under the Credit-Linked Subsidy Scheme (CLSS), borrowers can get a certain amount from their overall home loan at subsidised rates, depending on the buyer category they fall in.
Pradhan Mantri Awas Yojana: Beneficiary categories
Beneficiaries under the PMAY list are divided into four categories, based on the annual income of the household.
Beneficiary Annual income of the household
Economically Weaker Section (EWS) Up to Rs 3 lakh
Lower Income Group (LIG) Rs 3 lakh to Rs 6 lakh
Middle Income Group-1 (MIG-1) Rs 6 lakh to Rs 12 lakh
Middle Income Group-2 (MIG-2) Rs 12 lakh to Rs 18 lakh
Source: Housing Ministry
PMAY beneficiary eligibility
Family status
A family of husband, wife and unmarried children are considered a household, according to the parameters set under the Pradhan Mantri Aawas Yojana. A beneficiary applying for benefits under this scheme should not own a pucca house, either in his name or in the name of any member of his family, in any part of India.
Home ownership
People with a pucca house of less than 21 sq metres may be included under enhancement of the existing house.
Age
Adult earning members of a family are considered a separate household and thus, a beneficiary of the scheme, irrespective of their marital status.
Marital status
In the case of married couples, either of the spouses or both together in joint ownership, will be eligible for a single house, provided they meet the income eligibility criteria of the household under the scheme.
Category
The beneficiaries from the EWS category are eligible for assistance in all four verticals of the missions, whereas the LIG/MIG category is eligible under only the CLSS component of the mission. People belonging to the SC, the ST and the OBC categories and women belonging to the EWS and the LIG are also eligible to avail of benefits under the Pradhan Mantri Awas Yojana.
on the screen, click on ‘Print’.
Banks offering home loans under PMAY
SBI
Punjab National Bank
Bank of Baroda
HDFC Bank
ICICI Bank
Axis Bank
IDFC First Bank
Bandhan Bank
Bank of India
IDBI Bank
Canara Bank
82.36 lakh houses completed under PMAY-U till April: Govt data
April 29, 2024: Construction of 82.36 lakh houses has been completed till April 22, 2024, under the government’s flagship Pradhan Mantri Awas Yojana Urban (PMAY-U) component, official data show.
The Centre has sanctioned 118.64 lakh units under the PMAY-U as against the demand for 112.24 lakh units. Of the 118.64 lakh sanctioned units, ground for construction has been laid for 114.17 lakh houses till April.
In terms of finances, Rs 1,99,653 crore was committed for the PMAY-U. Of this, Rs 1,63,926 crore has been sanctioned while Rs 1,50,562 crore has been spend on house construction. Utilisation certificate has been issued for Rs 1,50,340 crore so far, data show.
PMAY has been a game-changer for women empowerment: PM
March 8, 2024: Increased home ownership has been central to ensuring dignity and empowerment of women in India, Prime Minister Narendra Modi said on today. Sharing his message on microblogging site X on International Women’s Day, the Prime Minister said that Pradhan Mantri Awas Yojana (PMAY) has been a game-changer to further empowerment of women. “A home is the foundation of dignity. It’s where empowerment begins and dreams take flight. PM-AWAS Yojana has been a game-changer to further empowerment of women,” Modi said.
Thank you 🙏