Senior Living for those with No Money

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  • čas přidán 30. 06. 2024
  • It's difficult to find quality senior living when you have no money. At thousands of dollars per month, the cost of finding a good senior living residence is often the biggest obstacle. In this video, learn how low-income and poor seniors can find and remain in senior living despite having no money.
    Time Stamps
    0:00 Learn other ways to pay for senior living besides your savings
    0:47 SeniorLiving.org offers a list of assisted living and nursing homes
    1:17 What does assisted living cost?
    1:35 How to get long-term care insurance to pay for senior living
    2:06 How to get life insurance to pay for senior living
    2:30 How veterans can pay for senior living
    2:37 How homeowners can pay for senior living
    3:01 What do nursing homes cost?
    3:07 How to pay for nursing home stays
    3:21 Medicaid can help you pay for your nursing home
    3:38 How to get help to pay for senior living
    4:02 How to avoid getting evicted from senior living
    4:25 How a hardship waiver could let you stay in a nursing home with no money
    4:47 How your long-term-care ombudsman can help you get a place for a senior to live
    5:00 How to find your long-term-care ombudsman
    If you have savings to pay for assisted living or a nursing home stay, great. But it's hard to stay in senior living when you have no money. In this video, you’ll learn different ways to pay for senior living including
    * financial assistance
    * insurance payments
    * veterans’ benefits
    and other resources that are available to those who want to get intro assisted living, nursing homes, or other senior living residences with no money. Watch and you'll learn creative ways to pay - and stay - in senior residences if you run out of cash.
    Jeff Hoyt is the Editor-in-Chief of SeniorLiving.org.
    To learn more about assisted living, watch • What is Assisted Living?
    To learn more about assisted living costs, watch • Assisted Living Costs:...
    To learn more about nursing homes, watch • Nursing Homes Explaine...
    To learn more about the various types of Senior Housing, watch • Senior Housing Types -...
    To learn more about Long-Term Care Insurance, watch
    • All About Long Term Ca...
    Subscribe to SeniorLiving.org on CZcams:
    / @seniorlivingorg
    For more tips for seniors: www.seniorliving.org/
    If you're interested in joining the hundreds of thousands of families who've found senior living communities on SeniorLiving.org, read the reviews on our website: www.seniorliving.org/housing/
    For more tips for seniors: www.seniorliving.org/
    To find your local agency from the National Association of Area Agencies on Aging, visit eldercare.acl.gov/Public/Inde...
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Komentáře • 53

  • @8ofwands300
    @8ofwands300 Před 2 lety +9

    I'm not retired yet but I'm beginning to plan for it. This channel is terrific - the best I've found. Thank you.

  • @noneyabis
    @noneyabis Před rokem +9

    He says those things as if they are easy for seniors. They are NOT. No one wants to help you in the insurance business. If it was that easy we wouldn't be stuck with no where to go as seniors.

  • @RobbsHomemadeLife
    @RobbsHomemadeLife Před 2 lety +4

    I hope you get all the viewers your videos deserve. you always have great info for seniors.

  • @Savannah-ed4rv
    @Savannah-ed4rv Před 7 měsíci +5

    What about help for a senior who is very disabled and does not want to go to assisted living and cannot afford her rent. I have a friend who is getting about $1,100 per month including SSI and Social Security and her rent is $850 in florida. She used to pay $500 just a few years ago and she was doing okay but now she's looking at living in her car. She tried living with her son in Tennessee but she was afraid to drive there because of the terrain but I'm not sure it's a lot less expensive their especially if she wanted to live separately from her family. It's really heartbreaking was senior citizens are going through today!

    • @HELPSNonprofitLawFirm
      @HELPSNonprofitLawFirm Před 7 měsíci +2

      She can sign up for section 8 subsidized housing. Florida probably has a long waiting list but there are areas that have open enrollment. Agreed, affordable housing is probably the most significant problem for seniors that struggle financially. Eric HELPS

  • @KSUGA-mo6se
    @KSUGA-mo6se Před rokem +6

    If you find you must place a loved one in a nursing home...go often and never, never on a schedule. They must know that someone could show up at any moment.
    Also, seek a financial advisor or attorney early. I know money could be tight but there are so many variables you may not be thinking about.

    • @terridalessandro3412
      @terridalessandro3412 Před rokem +1

      yes you have to let them know that you are around often, this keeps them on their toes. sorry to say things do happen to the patients.

    • @virginiamoss7045
      @virginiamoss7045 Před 5 měsíci +1

      @@terridalessandro3412 Or more likely it's what doesn't happen to the patient ... neglect.

  • @rickbanas9898
    @rickbanas9898 Před 2 lety +4

    Low-income older adults in Illinois may benefit from the state's Supportive Living program. The program enables seniors to live in a private apartment with the availability of personal assistance, help with medications, and support services such as meals, housekeeping and laundry. There is staff on-duty 24 hours a day, seven days a week. Residents also benefit from all of the opportunities that are available to socialize with family, friends and neighbors and to participate in social, recreational, educational and wellness activities. Communities are located in more than 70 Counties throughout the State.
    Indiana has assisted living communities that are designed to either exclusively or primarily serve low-income individuals who are on or woould qualify for a Medicaid-waiver for assisted living.

    • @SeniorLivingOrg
      @SeniorLivingOrg  Před 2 lety +1

      Thanks for the information.

    • @zeek9697
      @zeek9697 Před 17 dny

      Colorado is tough even with all the growth. Nothing has availability.

  • @sharongales7763
    @sharongales7763 Před 2 lety +1

    Thank you for all your information.

  • @rosesoultanian457
    @rosesoultanian457 Před 2 lety +9

    What if I don’t have to leave in assistant living facilities but I can’t afford to pay the rent.

  • @johnmatejcik2379
    @johnmatejcik2379 Před rokem +7

    My mom is in a tough spot, she absolutely needs assisted living, but it has drained all her money and us kids. she can't go to a nursing home yet and we can't take care of her at home. This is getting very frustrating!! I just can't find the right people to talk to to get her aid.

    • @h3agler
      @h3agler Před rokem

      Were you able to find anything?

    • @johnmatejcik2379
      @johnmatejcik2379 Před rokem +5

      @@h3agler no, I've gone through every government and state government office and can't find any assistance for her. She'll be moving in with my sister and will have to get her in home nursing somehow. I actually had someone the other day from Medicaid flat out tell me that if she's not in a nursing home, there is no assistance programs for her. Grrrrr

    • @h3agler
      @h3agler Před rokem +2

      @@johnmatejcik2379 sorry to hear that. yeah, I’m looking for a place for both my parents as they each have their own health issues. i feel like there aren’t any realistic options available.

    • @johnmatejcik2379
      @johnmatejcik2379 Před rokem +5

      @@h3agler I've been searching for years and I have become enlightened on how little assistance there actually is out there for the elderly. Hope your situation can get worked out, good luck!

    • @kaythegardener
      @kaythegardener Před rokem +1

      What state are you in? Does your county have a Senior, Veterans or Handicapped assistance bureau to advise & advocate for these special groups??

  • @KordTaylor
    @KordTaylor Před rokem

    This is a really great video. Thank you so much! 👏🏻👏🏻👏🏻

  • @sesamefrederick6618
    @sesamefrederick6618 Před 2 lety +2

    Thanks for sharing.

    • @SeniorLivingOrg
      @SeniorLivingOrg  Před 2 lety

      You are very welcome. Please share the channel with your friends.

  • @doskraut
    @doskraut Před 10 měsíci +3

    This dude should try living in southern California on less than $2000 a month.

  • @thebeautifullibra11
    @thebeautifullibra11 Před rokem

    What happens when memory care is needed?

    • @SeniorLivingOrg
      @SeniorLivingOrg  Před rokem +1

      Here are two articles we wrote that cover memory care and its costs.
      www.seniorliving.org/memory-care/what-is-memory-care/
      www.seniorliving.org/memory-care/costs/

  • @cherylcampbell7495
    @cherylcampbell7495 Před 10 měsíci

    I work at an independent complex. Price is about the same.

    • @zeek9697
      @zeek9697 Před 17 dny

      That's my information also

  • @keithfrank3788
    @keithfrank3788 Před 9 měsíci +2

    Hi I have a 16 bedroom 10 bath house, just thinking what is its best use, hospice or other? We also have our cat,,, MOST hugged cat in the world,,,, to help comfort people.

    • @SeniorLivingOrg
      @SeniorLivingOrg  Před 9 měsíci

      We'd need to know a lot more info to give advice, but the cat sounds like a winner!

    • @binggo2212
      @binggo2212 Před 7 měsíci +2

      lot's people have allergy for animal cat and dog.

    • @johenderson3742
      @johenderson3742 Před 26 dny

      Backpackers!😂

  • @mojojeinxs9960
    @mojojeinxs9960 Před rokem +7

    Trust me I worked in many. When it comes the time you have to go into a facility walk in front of a speeding bus.

  • @user-cw2pw7xt5q
    @user-cw2pw7xt5q Před 5 měsíci

    I need help for a limited time

  • @shahedabegum2647
    @shahedabegum2647 Před rokem +2

    I want a house alone staying

  • @shahedabegum2647
    @shahedabegum2647 Před rokem

    I’m retirement person I want a senior house

  • @judichristophersen7238
    @judichristophersen7238 Před rokem +1

    False

  • @lindaguida4074
    @lindaguida4074 Před 18 dny +1

    Find a rich boyfriend!