“Benchman Financial's Debt Relief Program” | Creepypasta Storytime

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  • čas přidán 4. 07. 2024
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Komentáře • 212

  • @VincentVenaCava
    @VincentVenaCava Před 24 dny +436

    Yo I wrote this. This story is part of Shadows In The Stacks, a horror anthology featuring 21 stories inspired by literary themes being banned from libraries across the country. If you like my story give me a follow on ig, tik tok, Facebook, or twitter @vincentvenacava

  • @psuedomyspace
    @psuedomyspace Před 23 dny +148

    The real villain is still the healthcare system

    • @Raymo2u
      @Raymo2u Před 23 dny +2

      Well if it were another country he'd have the stroke and not be taken care of or not get the treatments he needed if he did get accepted. The problem is when Healthcare is free for everyone, the system is overtaxed and everyone ends up suffering because of it. You end up with systems such as "M.A.I.D" yo try and remove as many people instead of helping them.
      The USA Healthcare is expensive...but the government is the reason for it, Remove Medicaid and other social programs that use Healthcare and those costs would lessen greatly.
      IMO, insurance was the bad guy in the story...but it also can be seen as the end users neglect of what he was buying into as well.

    • @VincentVenaCava
      @VincentVenaCava Před 23 dny

      ​@@Raymo2uBro, this is unequivocally false. Plenty of countries with socialized healthcare have functioning ER's that can treat stroke patients. Do you think they just let people die on the curb in the UK or Canada? Miss me with that nonsense. Insurance companies are bullshit, but blaming Medicaid for expensive costs is ridiculous. Medicaid isn't the reason pharmacy companies price gouge on life saving medicine and it's not the reason a CAT scan costs as much as a car in a hospital. The problem is unchecked greed. Insurance companies are just one part of a big messed up pile of crap. Silly arguments like this is why the US system is so screwed up. Too many people shooting themselves in the feet because they're afraid of "socialized medicine" while the rich assholes at the top are bumping the prices up all the time because there's nobody who will tell them they can't.

    • @IW3527
      @IW3527 Před 23 dny +1

      What do you think will happen if medicaid, Medicare, SSI, and SSDI are dismantled.

    • @notaperson9831
      @notaperson9831 Před 23 dny +12

      @@Raymo2uthat’s just not true. It would be cheaper for everyone if we had universal healthcare. The insurance companies are powerful lobbying groups that, among others, practically own our government.

    • @paulking6572
      @paulking6572 Před 23 dny

      What healthcare system????

  • @lingaustin2854
    @lingaustin2854 Před 23 dny +49

    Anyone notice how Laticia said she had three sons but then on the phone with Wilcox she only said two boys’ names? That and the fact that she was confused by Matt asking if she had to sacrifice a homeless person don’t make the pieces too hard to put together…

    • @revaslatts4301
      @revaslatts4301 Před 22 dny

      I noticed. Was that a reference?

    • @lingaustin2854
      @lingaustin2854 Před 21 dnem +5

      A reference to how her blood sacrifice had to be one of her own kids.

    • @GoldenEntropy
      @GoldenEntropy Před 21 dnem +10

      It's what happened. That's why Wilcox said, “You don't give a damn about your kids.”
      Its also why she said, “They are all I have left,” when she was begging. Because those are the onyl 2 kids she has left.

    • @jaketheripper7385
      @jaketheripper7385 Před 16 dny

      Duh!

    • @alboichone1153
      @alboichone1153 Před 7 dny +2

      I'm surprised the main character didn't put those pieces together. The whole idea of a " sacrifice" is for someone to sacrifice something precious to them. Mxrdering a random person won't cut it. The board can do that on their own, if that was the case. they need people who are desperate enough to sacrifice their loved ones.

  • @theCidisIn
    @theCidisIn Před 24 dny +61

    This is either a really bad video about financial advise, or a really good scary story. Possibly about the psychological terror of living in debt.

    • @onespicyrn3873
      @onespicyrn3873 Před 23 dny +3

      Witty, Brother. Very witty! 😊

    • @mnsu4820
      @mnsu4820 Před 23 dny +2

      That last part, yep.

    • @cerealoffender4000
      @cerealoffender4000 Před 17 dny

      Very astute, the debt angle makes it more sinister. Money is the root of all evil after all!!

  • @Vertindex
    @Vertindex Před 20 dny +19

    Ngl, I doubted Nina but she was goated in the end

  • @Peter75C
    @Peter75C Před 22 dny +14

    Man, insurance companies are the worst. Dealing with the one I pay HUNDREDS OF DOLLARS A WEEK to a couple of years ago for my wife's emergency surgery made me understand how desperately the US needs a massive overhaul. They charge you every cent they can, and then when you need them they do everything they can to deny every charge possible.

    • @cerealoffender4000
      @cerealoffender4000 Před 17 dny +2

      You should have come to the UK , we treat everyone for free.

    • @Peter75C
      @Peter75C Před 13 dny

      @cerealoffender4000 one day maybe the US will figure out how to join the rest of the free world in providing healthcare for its citizens. To be fair, that can't happen until we seriously address our immigration laws and standards, but neither party ACTUALLY wants to fix either of those two things, because lonbyists pay SO MUCH MONEY to keep those issues murky.

  • @user-kk3qb7wr9k
    @user-kk3qb7wr9k Před 24 dny +41

    Who here has watched every video he has on his CZcams channel and need to wait for videos as they come to enjoy 😅.
    Pls say someone can relate 😂

    • @MeanMilks
      @MeanMilks Před 23 dny +5

      Rewatched most of the catalog art at this point, lol. Mrcreepypasta, the dark somnium and creepsmcpasta have been the go-to for a while now!

    • @saragog
      @saragog Před 23 dny +3

      I can definitely relate! I was so pleased to see this notification!

    • @MrNathanperez
      @MrNathanperez Před 23 dny

      @@user-kk3qb7wr9k I've been in the process, our boy has a playlist

    • @grimdclxvi1415
      @grimdclxvi1415 Před 23 dny +2

      Same here. These videos actually give me a lot of peace when im going through tumultuous times, and there have been a lot of those

    • @grimdclxvi1415
      @grimdclxvi1415 Před 23 dny +1

      ​@MeanMilks in my opinion creepsmc and dark som are second rate compared to mcp, there's something monotone about them that just doesn't hit the same way mcp does

  • @GenericClient
    @GenericClient Před 23 dny +18

    all my homies *HATE* financial debt

  • @Jade-qm5wo
    @Jade-qm5wo Před 23 dny +7

    I was about to listen to this in my half asleep groggy state, but was IMMEDIATELY jolted awake with excitememt hearing this is a vincent story.

  • @LSB44446
    @LSB44446 Před 24 dny +26

    More vince is always welcome

  • @THEPAGEBURNER1979
    @THEPAGEBURNER1979 Před 23 dny +8

    Holy 💩 a story longer then 20 min you feeling ok MCP 😂😂 and where the hell did
    Bone Saw Vic go 😅😅

  • @liahlong8823
    @liahlong8823 Před 23 dny +10

    Love hearing you read stories by Vincent V. Cava! Ya'll have always been such a great team. Hope all is well MCP and thanks for the recent uploads. I know you're going through personal stuff but what you do is so appreciated. Always makes my day when you post a new story! 😊

  • @d.ceptionsproductions3880
    @d.ceptionsproductions3880 Před 23 dny +11

    Op sound kinda dumb for going through after seeing what latesha did. I rather live in debt scraping by. Bro i understand your in debt but it sound like he has a good enough job to where his girl is comfortable to buy designer and take trips. Downgrade the apartment stop the expensive dinner and clothes, and save up for a few years. She got a spending problem so they will be back

  • @CNinjaa
    @CNinjaa Před 23 dny +6

    😡 I'm holding you and this story responsible for making me imagine the sound and result of a bunch of very old, formerly fat people in an indoor skydiving place. The fluttering and flapping 🤢

  • @king81992
    @king81992 Před 23 dny +4

    Thumbnail Image- The 'financial debt relief plan' will not save him from spiritual bankruptcy or the conventional kind.

  • @VampireSentoki56
    @VampireSentoki56 Před 23 dny +8

    the real horror is the american healthcare system

  • @midnighthorrors_creepypodcast

    This is one of the best stories I've ever heard. It gave me chills!!!!

  • @samiam3706
    @samiam3706 Před 20 dny +2

    This was awesome!! I also would love more Bonesaw Vick!!❤

  • @natudavis8092
    @natudavis8092 Před 14 dny

    ..."It would be an awkward car ride home but at least she'd be safe"....I died ⚰️😅

  • @aj9751
    @aj9751 Před 22 dny +3

    Vincent venacava?!?! I'm so in this is going to be amazing.

  • @Japanlover79
    @Japanlover79 Před 22 dny +2

    Just want to say the voice acting in this was fantastic

  • @antoniczarnecki9455
    @antoniczarnecki9455 Před 22 dny +2

    I realised who was going to be killed faster than MC. But boy, still too late.

  • @PROJECTDARKKNIGHTHORROR
    @PROJECTDARKKNIGHTHORROR Před 15 dny +1

    Hello my friend....been listening for years. My favourite creepypasta is The Midnight Game. Thankyou for all your amazing stories...The Darkknight...PEACE ❤

  • @SkyeMama313
    @SkyeMama313 Před 23 dny +5

    I love the VVC stories

  • @sirswagabadha4896
    @sirswagabadha4896 Před 3 dny

    As predictable as the twist was, this was an absolute banger

  • @Green_thumb-rn1ld
    @Green_thumb-rn1ld Před 24 dny +2

    I use to listen to you tell these like 12 years ago, it’s awesome to see youre still going!

  • @Ghost_70026
    @Ghost_70026 Před 23 dny +1

    Eyy eyy eyy yo yo chill chill my guy!! You don't have to be that detailed 🤣

  • @tjlambaes
    @tjlambaes Před 22 dny +2

    What a double twist.

  • @jamesbartle9617
    @jamesbartle9617 Před 23 dny +2

    I love your work on CZcams mr creepy.

  • @kentworch
    @kentworch Před 23 dny +2

    Thank you MrCreepypasta for another awesome pasta excellent story and narration as usual. I definitely loved this one. Thank you for making my night. 🖤🖤🖤🖤

  • @Exodus-101
    @Exodus-101 Před 24 dny +7

    So early in the morning

  • @auchaplainfci8336
    @auchaplainfci8336 Před 17 dny

    Loved the story with a great ending.

  • @robertdikes2435
    @robertdikes2435 Před 13 dny

    SO A MAN BASICALLY IN FINANCIAL RUIN LOOKS TO SEE CHARITABLE CONTRIBUTIONS FROM A COMPANY BEFORE ACCEPTING ANYTHING 😅THAT IS LAUGHABLE

  • @beez3DAcc
    @beez3DAcc Před 23 dny +2

    VINCENT VENICAVA MENTIONED RAAHHHHH

  • @D4ta1106
    @D4ta1106 Před 21 dnem +1

    They really drank the coolaid

  • @eviltoad746
    @eviltoad746 Před 18 dny +1

    I miss Prozac and Pancake Appreciation Society

  • @TheNonameHousehold
    @TheNonameHousehold Před 8 dny

    Truckers, janitors, police, security guards, that's just some of the many jobs that i've come to understand that keeps society going during the night when everybody who isn't them is out like a candle.

  • @Dr_1212
    @Dr_1212 Před 23 dny +3

    Awesome 😈

  • @karenignatowski6620
    @karenignatowski6620 Před 23 dny +1

    Great story, thank you!!!!

  • @paulking6572
    @paulking6572 Před 23 dny +1

    This company must be a subdivision of Quitters' Inc! 😂

  • @MorgzRenee
    @MorgzRenee Před 22 dny +1

    Can anyone tell me what this story I've been thinking of but I can't remember what it was? Basically it's a single dad and his son and the son has some doll or toy and he starts getting overly attached and obsessed until the dad takes it and the same thing starts happening to him and he locks himself in his room and completely forgets about his son

  • @leekendall7155
    @leekendall7155 Před 21 dnem +1

    great story

  • @vash121086
    @vash121086 Před 6 dny

    That was a good story, but i was hoping for an epilog to finish up the story, but in the end it was really good.

  • @greenshiota9801
    @greenshiota9801 Před 22 dny +1

    I need more midnight city please....

  • @Exodus-101
    @Exodus-101 Před 4 dny

    I’m back fell asleep watching bone saw Vic then got busy for a few weeks but now that I’m listening to this it’s a pretty damn good story and amazing narration as always

  • @neganick
    @neganick Před 4 dny

    Damm this was good. I will have to grab that book!

  • @nicolemarie1708
    @nicolemarie1708 Před 17 dny

    This is excellent commentary on the state of our world.

  • @donnavalliere8722
    @donnavalliere8722 Před 23 dny

    I absolutely love these stories, thank you so much. Your narrating maks it all that much better. Looking forward to more.

  • @chivalrousjack
    @chivalrousjack Před 23 dny +1

    Good story.

  • @royfaulkner4326
    @royfaulkner4326 Před 23 dny

    That was unexpected but SPECTACULAR 😁❤❤❤❤❤❤❤❤as always, YOU KICK STORY TELLIN' ASS ❤❤❤❤❤

  • @paulking6572
    @paulking6572 Před 23 dny

    Best story you've had in ages!!!!

  • @cristinafuentes1341
    @cristinafuentes1341 Před 18 hodinami

    This was awesome the health care system run by demons to demoralize the weak to make them desperate enough to do evil awesome story awesome narration ❤

  • @KasirRham
    @KasirRham Před 14 dny +1

    Meanwhile, in a slightly more rational country old boy got the treatment he needed via universal healthcare.

  • @graysonloyd9024
    @graysonloyd9024 Před 11 dny

    V, it’s time to narrate all 21 stories!

  • @alboichone1153
    @alboichone1153 Před 7 dny

    Holy shit! It's like Vincent V Cava is physically unable to write a mediocre story. I already have three of his books, and every single story is a gem. Guess I'm buying Shadow in the Stacks too

  • @vcao915
    @vcao915 Před 23 dny

    Great story as always🎉

  • @shawnwalsh5430
    @shawnwalsh5430 Před 6 dny

    Books are always cool !

  • @nigel_saxon
    @nigel_saxon Před 23 dny +1

    Reminds me of "Wolf Ram and Hart" from Angel.

  • @k.nicoledavis8537
    @k.nicoledavis8537 Před 12 dny

    Anyone else picture The Rock whenever Wilcox spoke?

  • @austinc.6893
    @austinc.6893 Před 23 dny

    I quite enjoyed that.

  • @cinders2894
    @cinders2894 Před 23 dny +3

    Love the LKOS and Goetia addition. Very cool occult angle. Great story, awesome narration.✴️

    • @VincentVenaCava
      @VincentVenaCava Před 23 dny +2

      The Lost Key is a concept I've kicked around for years and am only now finally pulling the trigger on. I've studied extensively. There will be more stories about the forgotten 27.

    • @cinders2894
      @cinders2894 Před 23 dny +2

      @@VincentVenaCava How excellent. I'm an occultist going on about 20 years now, so any mention of genuine magical disciplines whilst reading or listening to horror, always peaks my attention. I can't wait to read more of your work!

    • @VincentVenaCava
      @VincentVenaCava Před 22 dny +2

      @@cinders2894 There's a lot of good stuff out there. Always interested to see occult practices applied to fiction, especially horror.

  • @ZAZADIABLO
    @ZAZADIABLO Před 19 dny

    WE NEED MORE BONESAW VIC

  • @FurieuxSoCool
    @FurieuxSoCool Před 4 dny

    think imma save this channel fr

  • @libratude9595
    @libratude9595 Před 22 dny

    This was a great yet very sexually explicit story. Liked the plot twist at the end.

  • @Exodus-101
    @Exodus-101 Před 24 dny +9

    I’m going to go watch bonesaw vic and fall asleep

    • @vimrawr
      @vimrawr Před 24 dny

      same

    • @chilledyeti116
      @chilledyeti116 Před 24 dny +1

      I was literally wondering about when the next part of Bonesaw Vic’s zoo will be coming out

    • @jdt9177
      @jdt9177 Před 24 dny +2

      I really like that series…I hope there is more to come.

    • @jeffdishong4853
      @jeffdishong4853 Před 23 dny +1

      Thats a great series as well!! Damn, now im gonna listen to it!😂😂

  • @cheypie_cos2765
    @cheypie_cos2765 Před 7 dny

    am i the only one who cried when i heard laticas story? I may be misunderstanding but omg I feel for her

  • @heatherhoffman9869
    @heatherhoffman9869 Před 23 dny +4

    For Godsakes, man, file for bankruptcy !!

  • @darkangel6742
    @darkangel6742 Před 23 dny +1

    I own those books... Lol...

  • @ddbob1
    @ddbob1 Před 19 dny

    I knew he would have same part to do with taht insurance company because he needs people for this ritual and we all know insurance is a scam. Idk why the protag didn't pick up on that or suspect it.

  • @-Samus-Aran-
    @-Samus-Aran- Před 7 dny

    The background track that starts playing around @38:00 can anyone tell me what it is, please?

  • @orchidism5063
    @orchidism5063 Před 22 dny

    I mean… for $100k+ medical debt to be erased? Tempting 👀

  • @joehartman5543
    @joehartman5543 Před 5 dny

    Oh?! A new story by Vincent Vena Cava??

  • @IBeerGamez
    @IBeerGamez Před 15 dny

    Please narrate tales from the road.

  • @idolhandz3946
    @idolhandz3946 Před 3 dny

    Good story however it brought to mind some situations that we deal with here in America. Not to get too political but the leading cause of bankruptcy in America is medical bankruptcy. Support, universal healthcare, and let your representatives and or senators know. 40 to 50% of American citizens can’t handle an emergency $500 bill.

  • @stevenjames2876
    @stevenjames2876 Před 23 dny

    Sick

    • @ElijahRadioProphet-mb9zu
      @ElijahRadioProphet-mb9zu Před 16 dny

      Francis E. Dec - Rant Collection (High Quality Audio from the Original Tapes)
      Juke Box Destroyer
      3.22K subscribers
      55,598 views Nov 2, 2021
      00:00 Rant #1
      05:23 Rant #2
      13:37 Rant #3
      19:49 Rant #4
      31:07 Rant #5

  • @cassandrawright2781
    @cassandrawright2781 Před 24 dny +2

    Ummmmmm.....again....all money ain't good money. Imjs

  • @diannshowers9129
    @diannshowers9129 Před 24 dny

    They want something for that money

  • @jeffreydoherty844
    @jeffreydoherty844 Před 10 dny

    They are the L.A.P.D after all😅😅😅😅

  • @AsterBonRacioArec
    @AsterBonRacioArec Před 18 dny

    His GF is very unlikeable...

  • @ganglians
    @ganglians Před 17 dny

    Damn I wish I could go backstage to see Taylor Swift

  • @aliusman1949
    @aliusman1949 Před 15 dny

    moral of the story: move to canada

  • @happymonkey420
    @happymonkey420 Před 23 dny

    Whoop Whoop homies
    ✌🏻🐵✌🏻

  • @XainArchives
    @XainArchives Před 10 dny

    This isn't even satanic...it's just capitalism.

  • @lukekebell3146
    @lukekebell3146 Před 20 dny +2

    The real horror of this story is the hospital bills. Im so glad i live in Britain with the NHS, it might not be perfect but its a hellava lot better than being charged out of house & home just to survive a medical emergency...
    If someone here is diagnosed with cancer or hit by a car we are not chatged for the privalage of being saved. So messed up man😔

  • @misterroc4961
    @misterroc4961 Před 14 dny

    Empassy

  • @averyavery1470
    @averyavery1470 Před 13 dny

    Comment

  • @kittycoronado302
    @kittycoronado302 Před 22 dny

    See that first convo "you just have to sacrifice someone for your debts paid off or more" see right there, I'd ask if I could choose, what I gotta do to join the club I wanna own a few sports cars and have 8 figures tf. Don't gotta ask me twice but shieeeet some options would be cool ;)

    • @fleshbag7754
      @fleshbag7754 Před 22 dny +1

      Shakes finger
      No sacrificing innocents! 🤣

    • @ElijahRadioProphet-mb9zu
      @ElijahRadioProphet-mb9zu Před 16 dny

      Francis E. Dec - Rant Collection (High Quality Audio from the Original Tapes)
      Juke Box Destroyer
      3.22K subscribers
      55,598 views Nov 2, 2021
      00:00 Rant #1
      05:23 Rant #2
      13:37 Rant #3
      19:49 Rant #4
      31:07 Rant #5

  • @lornahill7123
    @lornahill7123 Před 18 dny

    🎉❤😮😅

  • @raven_pheather4509
    @raven_pheather4509 Před 24 dny

    👍🏾#34

  • @velocityscaven7004
    @velocityscaven7004 Před 9 dny

    Nee mic sucks, I can hear you breathing

  • @ctrlaltdel138
    @ctrlaltdel138 Před 23 dny +14

    A story about Biden's cabinet.

  • @Mind_Detergent
    @Mind_Detergent Před 23 dny

    I remember when creepypastas weren’t books but when they actually felt scary. The ominous uploader on Reddit made these stories feel real. Now a cash cow takes away from that change your name to match a book narrator.

  • @MrNathanperez
    @MrNathanperez Před 23 dny +2

    More, please we need more from @VincentVenaCava @mrcreepypasta

  • @ltdrockeresp
    @ltdrockeresp Před 22 dny

    HAHA, knew that was gonna happen

  • @EmAychEn
    @EmAychEn Před 21 dnem +2

    Why’s trump standing off against an eldritch beast?

  • @MarshallRobinson-cz1qg

    Who pays medical debt?

    • @ElijahRadioProphet-mb9zu
      @ElijahRadioProphet-mb9zu Před 16 dny

      Francis E. Dec - Rant Collection (High Quality Audio from the Original Tapes)
      Juke Box Destroyer
      3.22K subscribers




      55,598 views Nov 2, 2021
      00:00 Rant #1
      05:23 Rant #2
      13:37 Rant #3
      19:49 Rant #4
      31:07 Rant #5