If I Wanted to Be A Millionaire Before 35, I'd Do THIS
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- Äas pĆidĂĄn 16. 05. 2024
- Want to become a millionaire while you're still young? Here's what I would do differently if I could start over, and how you can get there even faster.
TIMESTAMPS
00:02:28 - Lesson #1
00:05:25 - Lesson #2
00:07:49 - Lesson #3
00:13:10 - Lesson #4
00:16:09 - Lesson #5
00:17:16 - Lesson #6
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**THINGS MENTIONED IN THIS VIDEO! đ**
đ« Call to Freedom Newsletter rosehan.com/calltofreedom/
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**BOOKS I RECOMMEND đ**
I Will Teach You to Be Rich (hilarious how-to book on personal finance for millennials)
amzn.to/2VbJ1Pt
The Little Book of Common Sense Investing (Jack Bogle's classic advice on index funds)
amzn.to/32ewzjj
InvestED (step-by-step, millennial-friendly advice on how to pick stocks like Warren Buffett)
amzn.to/2SLTYpn
Unshakeable (this book = courage. blast ALL the fears & misconceptions you have about investing)
amzn.to/2SKyklt
Rich Dad Poor Dad (#1 selling personal finance book of all time... need I say more?)
amzn.to/2SJ6vtx
Think and Grow Rich (the ultimate book on money mindset and wealth consciousness)
amzn.to/37N2adc
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**MY FAVORITE MONEY TOOLS đ€**
YNAB (I literally can't live without this budgeting app, so obsessed)
www.youneedabudget.com/?ref=Y...
Wise (like Venmo but for international currencies - I use this app a LOT for my life in Mexico)
wise.prf.hn/l/413jE0q
High-Yield Savings Accounts (don't settle for 0% when you can get 3%+ on your savings)
www.bankrate.com/landing/rose...
Ledger Nano S (crypto storage hardware wallet, because "Not Your Keys, Not Your Crypto"!):
amzn.to/3Ne37jy
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DISCLAIMERS & DISCLOSURES â€
This content is for education and entertainment purposes only. Rose does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal.
This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Investing With Rose is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!
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@itsrosehan is my social media handle on all platforms. I will NEVER message or email you about investment schemes, so please be careful and block & report any scammers posing as me.
SAY HI ON SOCIAL! đđŒ
Website: www.rosehan.com
Instagram: / itsrosehan
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Facebook: / itsrosehan
On my own journey to become a millionaire, hopefully within the next 5-10 years. Starting from $0 ... WE CAN ALL DO IT
YES WE CANđđ»
I agree with what youâve shared about school. I wish I would have immediately just started a businesses. Instead I got a degree in entrepreneurship and feel like I absolutely shot myself in the foot. What successful entrepreneur has a degree in entrepreneurship. đ
Good girl đ great video.... ive recently just turned 35 and happy to say im now retired and survive on my etf dividends . Life is beautiful , definitely work smarter not harder... achieving this took me 10 years.. our minds are so powerful
Whatâs your 2 favorite stocks?
I recently just discovered how dividend payments can retire you early and I'm pumped for it ,but as you mentioned it'll probably take about 10 years of consistency.
@@AC313_ yal and stw are my favourites!!! I'm lucky as Australia have the highest paying in the world
â@@OperationFoodieComajust invest in NVDA, and trade the Bitcoin cycles with the ETF and MSTR and do it in 3 years. Work smarter, not harder.
10 years? That gives me hope.
Personally, I had to move beyond typical strategies and do my own research, the result, Two million dollars in returns in 13 months. Change didn't happen overnight, I had to push for it
Your mention of returns raises a question. how do you distinguish between results driven by research and plain luck? luck is often downplayed when discussing success in investments
when its consistent, its not considered luck. research was the challenge till it led to Emily Ava Milligan, a top fund manager, her strategy made 410k into this and counting
I pasted her name into my browser, and her website came right up. it became clear how popular her sessions were. Your example is rare. i wish i had this sooner to reference. Thanks for the share
Rose I've been a follower for a few years now, I share your videos with my daughters. I have been a single mom for 22 years and would have loved this information sooner. I am doing great now, not a millionaire yet but will work on it. Thank you and keep sharing. Working for yourself is harder than people who work to earn a paycheck, but the payoff is greater! You go girl!!!!!
Love that you touched on personal growth and specifically therapy. This is so overlooked in society but would absolutely benefit everyone. It sometimes takes humility, self-awareness and the ability to see your own flaws, but investing in yourself and your mental health pays the most dividends. đ
modern therapy hasn't produced more healthy people... yet.
@@GreenMachine0990 spoken like someone who has never been to therapy. That's objectively false.
Jeez I'd have been stoked to get a $20-30k bonus when I worked on a job! ÂŁ500 was the max you could hope for in my organization.
I have had some of the same challenges. The self-doubt, anxiety, being in my own head. I truly focused on actions and not being the person that I need to be, to do the things I need to do, to have the life that I want to have. Thank you so much for the content that you create.đ€
I love this new video format! Itâs like her old videos from 3-4 years ago but with some tight new editing and lighting. Gets me pumped to boost my income and make some MOOLAH đ
Agreeed
Keep going Rose. You are such an inspiration!!!
great ethos in this vid. i jumped on the rose han train a while ago, love your content. i have started moving towards all my major goals, its going well.
Oh! This was so so helpful! Love your energy. Got me hyped. Was feeling so confused about moving to another city because my work had become hybrid and my company expects me to be in the office twice a week - which was causing so much mental strain on me. But my heart is elsewhere. And I think I'm going to take the risk right now. I'm already in my 30s and I think it's time for me to bring my vision to life. I might have to take a couple of other jobs to pay the bills but I'm going to design my life here on. It's going to take a while, but I know got this.
Thank you for the video. :* New subscriber!
Your single best video ever!!! Way to tell it like it is!! This video is going to help many people!! Thanks Rose
Thank you. I really needed to see this at this point in my life.
Great video Roseđđ», I always find your videos so motivational! Glad youâre back posting x
I am so happy you back to doing regular finance videos . The way you explain things is defenitely a gift. Great video!
Amazing video Rose, and thank you for sharing about the internal work.
I'm always taking notes, thank you so much, Rose! đ„°
Ditto:D
My bien Rose!. Gracias por tus consejos.
Hi Rose, you are the first CZcamsr I subscribed to learn personal finance and my favorite one! I started my journey 2 years ago when I was 18. I am very resonated with your background; also coming from a immigrant family, I work hard to educate myself about personal finance. Thanks so much for sharing these advices!
Nice! I wish I had started that young. If you already started learning about your finances as a teen you're gonna do well in life.
...I appreciate you sharing the Journey, obstacles, the uncertainty of the path to get to where you wanted to go..let's me know iam on the right path...Keep Going
Love this video! Thanks for sharing and well done for getting to where you are financially! Hard work pays off đȘđȘđȘ
This is such a great video. So inspiring, thank you!!
One of the things I really like about a lot of your videos is the mindset piece. It is so critical.
Mindset doesn't pay the Bills.....so many mindset scammers.....the OG Roberto Kiyosaki.
A financial planner told me saving at least 15% of your income regularly can help ensure that you have enough money to retire comfortably. But how can someone take advantage of compound interest and potentialy grow my monthly income over time
Love this video! Starting an LLC for my social media! Super inspired by you.
Hard work, perseverance and focus. Presence, sprinkle of luck and a dash of determination.
Aunt Rose, you make a wonderful, useful & concise presentation - Thank you! :-)
Thank you Rose đč
Thank you for your tips. Truly life changing!!!!
Rose, you are a such an inspiration! I love your videos and appreciate you taking the time to make them. Even though your content appears to be geared toward a younger audience, I at 64, really learn from your content. If you can turn your financial life around in a few years in your 30s, you can also achieve the same success in your 60s! Thank you! â€
Thanks for the video Rose! Good Stuff! I also want to add this: When starting your own business, start your own business and avoid franchises. I bought into a franchise thinking that my income would be commensurate with my level of effort. Turns out it was just like working for someone else, even worse. The way that particular franchise's business model worked, the franchise, vendors, and even my employees were making more money than the company was. All of the things I learned from the franchise, I could have figured out on my own, even if it took a little longer. Most franchises are terribly one-sided business ventures and they offer very little benefit vs. being a local "mom and pop" business. Food for thought.
Wow I had no idea franchises were so bad. Thanks for sharing!
Thanks for posting
Awesome video. Itâs concise and well edited. Very digestible and memorable
This is amazing knowledge Rose, thank you for inspiring me to continue my entrepreneurial journey đ
Thanks for the tips Rose!
Wow rose loved it once again. Almost to a million baby! I was here from the beginning đ€©
Thank you!! †đ„
Love †this video/information!! Definitely I will sharre with my 36 yrs old son đ
True about the ability to deal with uncertainty !
Youâre a blessing girl!
I'm quite new to your channel. Absolutely love your content - it's so relatable, honest and on point! I really want to start a YT channel - just scared of negative comments etc. I understand so much of what you have said in this video.
This is such a great videođđ»đđ»
Hi Rose, I learned something really important and interesting today from your videos. You made them easier to understand about investment.
First of all. It's just really like your channel. I think that there are several ways to be a millionnaire. I think that for me it's not the reality right now. But I always have money. I think that for me, it's to be able to do what I want when I want to and how I want to. My wife also. I like to see how people are doing this. Everyone is going to do it differently. Thanks for the video.
Great wisdom Sister.
19:45 minutes of PURE GOLD đ
May God bless you Rose â€
Great video. Question what chain do you have? The thicker one that is short (without the pendant)⊠a Miami? Looks great and want to show my girl this look I been telling her about
Awesome video. Lots of info packed into 19ish minutes.
This is so helpful, thank you very much beautiful girl đ„°âŁïž
You go girl -- GO! You know your worthđđ
great information
Love that video!
Fantastic comprehensive video! One of your bests! I love Kiyosaki's Rich Dad Poor Dad but personally I would place his Cashflow Quadrant on a higher pedestal (which you simplified with Earned Income, Biz Income & Investment Inc.).
Rose always delivers wise information.
Good information about different incomes. You mentioned a key to your success is being a very hard working person. I would also say you are a very smart person to be able to get such a high paying job. The bonus from that job alone, is more than a lot of people make in a year. When you say, "If I could do it, you can too", the reality is there are some people that could do it, but not everyone. A lot of people do not have the brains and work ethic to simply choose to be the kind of person that has the results they want.
I need more videos like this đđœ
ROSE đč YOUR THE BEST I GET MY EDUCATION FROM THE INTERNET AND YOUR ONE OF MY PROFESSORS đ đ€Ł đ ITS TRUE THANK YOU....
Completely agree.
In fact have just shared it with my kids who are in college.
In this video she summarises a lot of really valuable information that you could receive in many books and/or hundreds of videos. All packaged into 6 important lessons
Bravođ
Yeah, your education is obviously from elsewhere lol
My daily source of financial literacy! Thank you for this video! can't wait to dive in!
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~19th May, 2024 @12:01pm, Sunday
7:17 Please feel free to insult me with $20k bonuses lol
Love your videos!!
I want to be free and rich đŽđ”đ°
Great video â€
Hello Ms Hann, I wanted to know how can I pay for an hour of your time to discuss the topics on this video? Thank you
I always love your hair! And nice top!!!
and nice bottom!
WOOO PHILIPPINES!!! Im Filipino so yeah.
Your journey from deep debt to financial freedom is incredibly inspiring! đ Emphasizing the importance of self-education and surrounding yourself with the right people highlights how crucial these elements are to breaking traditional employment molds and achieving true financial independence.
I wonder why people constantly look down at people with âearned incomeâ.
I understand that people who have a CZcams channel probably come under having business.
But you do realize that there are people who work for CZcams who design the interface and algorithm - the âearned income â people - the software engineers that are behind the whole business platform .
Again this video doesnât take into consideration that business can fail- whereas earned income is constant .
People can make a choice after they understand the risks as well.
Earned income can fail too... lol. But I see your point.
@@Highlove96earned income - atleast for engineers is a skill . If it fails - you take your 3 months severance - find the next job đthe next company that uses algorithms and interface .
Iâm pretty sure that most of the software engineers who developed CZcams are multi-millionaires by now.
Bullshit. Have you been following the tech industry lately?
Not only are new grads are having extreme difficulty finding jobs, but senior techies are also struggling.
At least with business and entrepreneurship, the better you become - the more stable your finances are.
So you are telling me it is better to have a CZcams channel - like all the CZcams channels are successful đ
which book is the one that talks about businesses getting taxed less?
Glad this popped up. Iâm stuck in the fear stage and not growing my small business that I started ten years ago. Iâm making âenoughâ but not growing.
10 years is too long.....move on Girl.
Have you considered working with a mentor or coach? Some people in your position would sell their business for a profit and do something else.
$20k-$30k bonus!? Thatâs really great
Definitely great if you're starting out!
Hot & Rich!!? Iâm listening đđđ„
...and I just came to that conclusion, I CAN'T do everything myself, especially video, editing and posting...that's isn't where I get the most $ for my skills...my most profitable skills are in service and content...WOW you just saved me so much time from continuing down the pathway of I Can Do Everything mantality...
girl made more in her bonus than many people make in a year and quit cause it wasnât enough đđđđ unfortunately i stopped listening at 7:40. canât relate to this one.
you became very talented/elegant/attractive over the years
Amazing tips, but honestly, these tips are more effective in developing your social skills than making you a millionaire. I wish it was that simple. It takes more than these tips; some people wonât even know or need them to become millionaires, but I get the positive part of sharing them.
That's actually what I liked about this video, because she covers the financial side in plenty of her other videos. So in the context of everything she's put out this is a great addition which is usually never touched on in other finance youtubers channels.
She Scamming.....
Good information here but do you have any videos on how you made your first $1,000,000 ? I presume it wasnât from CZcams Ad revenue aloneâŠ
I think this is great. Although I feel it isnât right for everyone. For me, Iâm not built to create content, nor own or create a busin, other than being a small time landlord. For me, Iâm an introvert and am happy to work for and employer.. I am interested in dividends and investing so those would be the two income streams for me. Iâd be interested in portfolio building and having that be a topic as opposed to owning a business.
God I love you! Thank you!
Rose, always a pleasure. ^^)
I think this is your best video. Great content here. However, I do think a traditional education in a valuable domain is a great foundation to build upon and provides a fallback. You yourself have a BS in finance, and I think that helped you more than you realize. It open up your mind and gave you the mental tools you used to get where you are now. Many businesses require an advanced degree to start (medical, engineering, etc.).
I disagree. I personally have an MBA from a top 50 U.S. school and it hasn't helped me in my business. I have a small (20 employees) bathroom remodeling business in TX. I would have known certain things alot quicker if I had a background in construction (i.e. being a knuckle-dragging construction worker or plumber). I know many tradesman who never went to college and all of them run successful multi-million dollar earning companies today. You know, the real backbone of the U.S. economy, not companies like Theranos or Tesla.
@@erikc3057 I agree that most people are probably better off not going to college and there are many business where it won't help. A college degree is definitely not required in many fields and I agree that for those fields, a young person is better off working in that field rather than wasting time in college.
I own my own business now for 5 years and I'm also a investor........
Just clicked on this video before remembering I'm over 35 đą
Maybe there will still be something here for me lol
Hi is that possible to contact with you?
ì ëłŽêł ê°ëë€. íê” ìŹê¶ìŽ 볎ìŽë€ì. ìëŻŒê¶ ì ì ëȘìŽ ì ëì íì šìŽì??
Outstanding - great life hacks that you learned through experience. The only additional thing that I would add, at least if they never made that much money (like myself), is the word 'sacrifice.' Although it's a negative sounding word, the concept is important. If you only make $50K a year, and wanna fast-track to a FIRE-type life, you'll need to find ways to drastically cut back, and send as much money as possible to invest / send to 401K / save / etc. If you can find a way to live happily at half your salary (this is the sacrifice part), then every year you set aside 1 year of living expenses. 5 years = 5 years of free living. But of course you'll earn more than that if you're investing, etc., so 5 equals at least 6, 10 = over 12, etc. At that point, the compounding really kicks in, and knowing about your portfolio's potential future growth may allow you to stop working. Obviously, living on 50% of your income is nearly impossible - unless you really want it and get seriously creative.
Hi
Do you quit your job to focus on starting your own business? How soon should I do that transition?
This is for RoseâŠ. Have you played any word games on line? A thumbs up is all I am looking for. đ
The whole âstart a businessâ tagline being pedaled by all the finance gurus is getting old. They all make it sound like itâs easy and simple when itâs not remotely either for 90% of the people that try. Success is not the norm and youâre working on it 24/7âŠ
Thatâs a good point - starting a biz is not for everyone. But since this video is about becoming a millionaire in your 30sâŠ
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erNameIs Monica Lisa Payne, cant divulge much. Most likely, the internet should have her basic info, you can research if you like
I just looked up this person out of curiosity, surprisingly she seems really proficient, I thought this was just some overrated BS, I appreciate this.
I've just looked up her full name on my browser and found her webpage without sweat, very much appreciate this
She's âMONICA LISA PAYNEâ. Also maintains an online presence. Just make a simple search for her name online.
Thanks, I actually did look her up curiously I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.
What if Iâm already 29
What books did you read during your history of investment?
My husband is korean đ°đ·
Sometimes these youtube finance people are really out of touch. Earned income is also the easiest income to earn.
You only can do investing income if you already have income (earned income).
Business income: not easy to get. Also takes capital. Again you can't just start out as a business. There's a lot to learn to make your business successful.
Investment income: again money doesn't just show up one day and you get to invest it. And again, investing takes a lot of education. You don't just show up investing and make money or else everyone would be doing it.
So yea focusing of types of income that take a huge learning curve to start out with probably has very low probability of success. There's 1% that can do it but...really we all can do it that way.....nah.
"School trains you to become an employee" - this!
You go girl ! Lol
Can we hire you to help you figure out business?
Be-Do-Have
Instead of
Do-Be-Have
Big money,no whammy
Ikigai